Sec 1b
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1) TANSTAAFL means that nothing is truly free - there is always a cost associated with something, even if it is hidden or distributed among society. 2) Examples of hidden costs include imputed interest costs from tying up money that could otherwise earn interest, and imputed depreciation/appreciation of assets over time. 3) Relative prices compare the price of one commodity to another (the base), and can help simplify cost-benefit analyses by showing the relative costs of alternatives while holding the benefits constant.
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Net Present Value: First Principles of Finance
Appendix 4A
Copyright © 2013 by the McGraw-Hill Companies, Inc. All rights reserved.
McGraw-Hill/Irwin
*
4A-*
Key Concepts and SkillsUnderstand the theoretical foundations of the Net Present Value (NPV) rule
*
4A-*
Appendix Outline
4A.1 Making Consumption Choices over Time
4A.2 Making Investment Choices
4A.3 Illustrating the Investment Decision
*
4A-*
Making Consumption Choices over TimeAn individual can alter his consumption across time periods through borrowing and lending.We can illustrate this by graphing consumption today versus consumption in the future.This graph will show intertemporal consumption opportunities.
*
4A-*
Intertemporal Consumption Opportunity Set
A person with $95,000 who faces a 10% interest rate has the following opportunity set.
One choice available is to consume $40,000 now; invest the remaining $55,000; consume $60,500 next year.
$0
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
Consumption today
$0
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
Consumption at t+1
*
4A-*
Intertemporal Consumption Opportunity Set
$0
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$0
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
Consumption today
Consumption at t+1
Another choice available is to consume $60,000 now; invest the remaining $35,000; consume $38,500 next year.
*
4A-*
Taking Advantage of Our Opportunities
$0
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$0
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
Consumption today
Consumption at t+1
A person’s preferences will determine what point on the opportunity set she will choose.
Ms. Patience
Ms. Impatience
*
4A-*
Changing Our Opportunities
$0
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$0
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
Consumption today
Consumption at t+1
A rise in interest rates will make saving more attractive …
…and borrowing less attractive.
Consider an investor who has chosen to consume $40,000 now and to consume $60,000 next year.
*
The point at which the intertemporal opportunity set pivots depends upon where your endowment is when interest rates change. If the person had $95,000 in current consumption and no future consumption, the pivot would have been at the x-axis intercept.
4A-*
Illustrating the Investment DecisionConsider an investor who has an initial endowment of income of $40,000 this year and $55,000 next year.Suppose that she faces a 10-percent interest rate and is offered the following investment.
Cash inflows
Time
Cash outflows
0
1
-$25,000
$30,000
*
4A-*
Illustrating the Investment Decision
$0
Consumption today
Our investor begins with the following opportunity set: endowment of $40,000 today, $55,000 next year and a 10% interest rate.
One choice available is to consume $15,000 now; invest the remaining $25,000 in the financial markets at 10%; consume $82,500 next year.
$0
$99,000
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1
2
Insert Title Here
Insert Your Name Here
Insert University Here
Course Name Here
Instructor Name
Date
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Use the Sun Coast Remediation data set to conduct a correlation analysis, simple regression analysis, and multiple regression analysis using the correlation tab, simple regression tab, and multiple regression tab respectively. The statistical output tables should be cut and pasted from Excel directly into the final project document. For the regression hypotheses, display and discuss the predictive regression equations if the models are statistically significant. Delete instructions and examples highlighted in yellow before submitting this assignment.
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Restate the hypotheses from Unit II here.
Example:
Ho1: There is no statistically significant relationship between height and weight.
Ha1:There is a statistically significant relationship between height and weight.
Enter data output results from Excel Toolpak here.
Interpret and explain the correlation analysis results below the Excel output. Your explanation should include: r, r2, alpha level, p value, and rejection or acceptance of the null hypothesis and alternative hypothesis.
Example:
The Pearson correlation coefficient of r = .600 indicates a moderately strong positive correlation. This equates to an r2 of .36, explaining 36% of the variance between the variables.
Using an alpha of .05, the results indicate a p value of .023 < .05. Therefore, the null hypothesis is rejected, and the alternative hypothesis is accepted that there is a statistically significant relationship between height and weight.
Note: Excel data analysis Toolpak does not automatically calculate the p value when using the correlation function. As a workaround, the data should also be run using the regression function. The Multiple R is identical to the Pearson r in simple regression, R Square is shown, and the p value is generated. Be sure to show your results using both the correlation function and simple regression function.
Simple Regression: Hypothesis Testing
Restate the hypotheses from Unit II here.
Ho2:
Ha2:
Enter data output results from Excel Toolpak here.
Interpret and explain the simple regression analysis results below the Excel output. Your explanation should include: multiple R, R squared, alpha level, ANOVA F value, accept or reject the null and alternative hypotheses for the model, statistical significance of the x variable coefficient, and the regression model as an equation with explanation.
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Restate the hypotheses from Unit II here.
Ho3:
Ha3:
Enter data output results from Excel Toolpak here.
Interpret and explain the simple regression analysis results below the Excel output. Your explanation should include multiple R, R squared, alpha level, ANOVA F value, accept or reject the null and alternative hypotheses for the model, statistical significance of the x variable coefficients, ...
12Insert Title HereInsert Your Name HereInsert
1
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Insert Title Here
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Instructor Name
Date
Data Analysis: Hypothesis Testing
Use the Sun Coast Remediation data set to conduct a correlation analysis, simple regression analysis, and multiple regression analysis using the correlation tab, simple regression tab, and multiple regression tab respectively. The statistical output tables should be cut and pasted from Excel directly into the final project document. For the regression hypotheses, display and discuss the predictive regression equations if the models are statistically significant. Delete instructions and examples highlighted in yellow before submitting this assignment.
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Restate the hypotheses from Unit II here.
Example:
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Enter data output results from Excel Toolpak here.
Interpret and explain the correlation analysis results below the Excel output. Your explanation should include: r, r2, alpha level, p value, and rejection or acceptance of the null hypothesis and alternative hypothesis.
Example:
The Pearson correlation coefficient of r = .600 indicates a moderately strong positive correlation. This equates to an r2 of .36, explaining 36% of the variance between the variables.
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Restate the hypotheses from Unit II here.
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Enter data output results from Excel Toolpak here.
Interpret and explain the simple regression analysis results below the Excel output. Your explanation should include: multiple R, R squared, alpha level, ANOVA F value, accept or reject the null and alternative hypotheses for the model, statistical significance of the x variable coefficient, and the regression model as an equation with explanation.
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Restate the hypotheses from Unit II here.
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My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.More Related Content
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Net Present Value First Principles of FinanceAppendix 4.docx
Net Present Value: First Principles of Finance
Appendix 4A
Copyright © 2013 by the McGraw-Hill Companies, Inc. All rights reserved.
McGraw-Hill/Irwin
*
4A-*
Key Concepts and SkillsUnderstand the theoretical foundations of the Net Present Value (NPV) rule
*
4A-*
Appendix Outline
4A.1 Making Consumption Choices over Time
4A.2 Making Investment Choices
4A.3 Illustrating the Investment Decision
*
4A-*
Making Consumption Choices over TimeAn individual can alter his consumption across time periods through borrowing and lending.We can illustrate this by graphing consumption today versus consumption in the future.This graph will show intertemporal consumption opportunities.
*
4A-*
Intertemporal Consumption Opportunity Set
A person with $95,000 who faces a 10% interest rate has the following opportunity set.
One choice available is to consume $40,000 now; invest the remaining $55,000; consume $60,500 next year.
$0
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
Consumption today
$0
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
Consumption at t+1
*
4A-*
Intertemporal Consumption Opportunity Set
$0
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$0
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
Consumption today
Consumption at t+1
Another choice available is to consume $60,000 now; invest the remaining $35,000; consume $38,500 next year.
*
4A-*
Taking Advantage of Our Opportunities
$0
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$0
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
Consumption today
Consumption at t+1
A person’s preferences will determine what point on the opportunity set she will choose.
Ms. Patience
Ms. Impatience
*
4A-*
Changing Our Opportunities
$0
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$0
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
Consumption today
Consumption at t+1
A rise in interest rates will make saving more attractive …
…and borrowing less attractive.
Consider an investor who has chosen to consume $40,000 now and to consume $60,000 next year.
*
The point at which the intertemporal opportunity set pivots depends upon where your endowment is when interest rates change. If the person had $95,000 in current consumption and no future consumption, the pivot would have been at the x-axis intercept.
4A-*
Illustrating the Investment DecisionConsider an investor who has an initial endowment of income of $40,000 this year and $55,000 next year.Suppose that she faces a 10-percent interest rate and is offered the following investment.
Cash inflows
Time
Cash outflows
0
1
-$25,000
$30,000
*
4A-*
Illustrating the Investment Decision
$0
Consumption today
Our investor begins with the following opportunity set: endowment of $40,000 today, $55,000 next year and a 10% interest rate.
One choice available is to consume $15,000 now; invest the remaining $25,000 in the financial markets at 10%; consume $82,500 next year.
$0
$99,000
.
Ch5
The document discusses the time value of money, which states that a dollar today is worth more than a dollar in the future. It covers concepts like future value, which is the amount an investment is worth after periods of compound interest, and present value, which is the current worth of future cash flows discounted at a given rate. Several examples are provided to illustrate calculating future and present values using compound interest formulas. Applications of time value of money principles in areas like finance, home buying, and retirement planning are also mentioned.
Chapter 2 introduction to valuation - the time value of money
This document provides an introduction to the time value of money concepts of future value, present value, interest rates, and compounding. It defines key terms and formulas. Several examples are provided to illustrate how to use the future value and present value formulas to calculate future or present values when given other relevant information such as principal, interest rate, and time period. The effects of compounding versus simple interest are demonstrated. The relationships between present/future values and interest rates/time periods are discussed. Methods for calculating implied interest rates and time periods are also presented.
test
The document provides an outline and examples for lecture material on time value of money concepts. It discusses 1) valuing costs and benefits, 2) the time value of money and interest rates, 3) net present value decision rules, 4) arbitrage and the law of one price, and 5) applying concepts to risky securities. Worked examples are provided to illustrate key points such as calculating present and future value, comparing investment alternatives using net present value, and determining no-arbitrage prices.
economic principles
This document defines key economic terms related to costs, revenues, profits, interest rates and cash flows. It explains that economics involves the study of how societies produce goods and services. Microeconomics focuses on individual decisions while macroeconomics looks at the overall economy. Electric power industries apply economic principles related to revenues, costs, and markets. Key terms defined include costs, revenues, profits, interest rates, depreciation, GDP, GNP, inflation, present and future values, cash flows and the time value of money. Examples are provided to illustrate concepts like compound interest rates and present worth factors.
Break even-point
Sal and Mario's Pepperoni Delight Restaurant sells only pepperoni pizza. To understand their business finances, the document introduces key concepts like revenue, expenses, profit, fixed costs, and variable costs. It then explains the important concept of break-even point, where total revenue equals total expenses and profit is zero. The document provides an example of calculating break-even point for Sal and Mario's pizza business. It determines their break-even sales units as 1,273 pizzas and break-even sales dollars as $12,730. Understanding these financial fundamentals is important for successfully starting and running any business.
USING FINANCIAL STATEMENTS INFORMATION
This document discusses financial statement analysis and the time value of money. It covers:
- Reasons for analyzing financial statements like performance evaluation and checking projections.
- Benchmarking methods like comparing to peers or historical trends.
- Calculating future value over time using compound interest formulas for single deposits or regular cash flows.
- How present value considers the time value of money by discounting future cash flows.
What is Financial Management - Short notes
This document defines key concepts in financial management and finance. It discusses what finance and management are, and defines financial management as the efficient management of an organization's funds to achieve its objectives. It then explains concepts like the time value of money, future and present value, discounted cash flows, annuities, bonds, risk and return, diversification, and portfolios. Key points covered include how to calculate future and present value, the difference between simple and compound interest, how risk relates to expected return, and how diversification can help reduce unsystematic risk.
Fabozzi_BMAS8_PPT_CH02GE Final.pptx
This document provides learning objectives and content about pricing bonds. It discusses key concepts such as the time value of money, calculating bond prices by discounting expected cash flows at the required yield, and how bond prices change inversely with changes in yield. Specific topics covered include how bond prices are affected by coupon rates, yields, and time to maturity. Formulas for pricing bonds, zero-coupon bonds, and the convex price-yield relationship are also presented.
12Insert Title HereInsert Your Name HereInsert
1
2
Insert Title Here
Insert Your Name Here
Insert University Here
Course Name Here
Instructor Name
Date
Data Analysis: Hypothesis Testing
Use the Sun Coast Remediation data set to conduct a correlation analysis, simple regression analysis, and multiple regression analysis using the correlation tab, simple regression tab, and multiple regression tab respectively. The statistical output tables should be cut and pasted from Excel directly into the final project document. For the regression hypotheses, display and discuss the predictive regression equations if the models are statistically significant. Delete instructions and examples highlighted in yellow before submitting this assignment.
Correlation: Hypothesis Testing
Restate the hypotheses from Unit II here.
Example:
Ho1: There is no statistically significant relationship between height and weight.
Ha1:There is a statistically significant relationship between height and weight.
Enter data output results from Excel Toolpak here.
Interpret and explain the correlation analysis results below the Excel output. Your explanation should include: r, r2, alpha level, p value, and rejection or acceptance of the null hypothesis and alternative hypothesis.
Example:
The Pearson correlation coefficient of r = .600 indicates a moderately strong positive correlation. This equates to an r2 of .36, explaining 36% of the variance between the variables.
Using an alpha of .05, the results indicate a p value of .023 < .05. Therefore, the null hypothesis is rejected, and the alternative hypothesis is accepted that there is a statistically significant relationship between height and weight.
Note: Excel data analysis Toolpak does not automatically calculate the p value when using the correlation function. As a workaround, the data should also be run using the regression function. The Multiple R is identical to the Pearson r in simple regression, R Square is shown, and the p value is generated. Be sure to show your results using both the correlation function and simple regression function.
Simple Regression: Hypothesis Testing
Restate the hypotheses from Unit II here.
Ho2:
Ha2:
Enter data output results from Excel Toolpak here.
Interpret and explain the simple regression analysis results below the Excel output. Your explanation should include: multiple R, R squared, alpha level, ANOVA F value, accept or reject the null and alternative hypotheses for the model, statistical significance of the x variable coefficient, and the regression model as an equation with explanation.
Multiple Regression: Hypothesis Testing
Restate the hypotheses from Unit II here.
Ho3:
Ha3:
Enter data output results from Excel Toolpak here.
Interpret and explain the simple regression analysis results below the Excel output. Your explanation should include multiple R, R squared, alpha level, ANOVA F value, accept or reject the null and alternative hypotheses for the model, statistical significance of the x variable coefficients, ...
12Insert Title HereInsert Your Name HereInsert
1
2
Insert Title Here
Insert Your Name Here
Insert University Here
Course Name Here
Instructor Name
Date
Data Analysis: Hypothesis Testing
Use the Sun Coast Remediation data set to conduct a correlation analysis, simple regression analysis, and multiple regression analysis using the correlation tab, simple regression tab, and multiple regression tab respectively. The statistical output tables should be cut and pasted from Excel directly into the final project document. For the regression hypotheses, display and discuss the predictive regression equations if the models are statistically significant. Delete instructions and examples highlighted in yellow before submitting this assignment.
Correlation: Hypothesis Testing
Restate the hypotheses from Unit II here.
Example:
Ho1: There is no statistically significant relationship between height and weight.
Ha1:There is a statistically significant relationship between height and weight.
Enter data output results from Excel Toolpak here.
Interpret and explain the correlation analysis results below the Excel output. Your explanation should include: r, r2, alpha level, p value, and rejection or acceptance of the null hypothesis and alternative hypothesis.
Example:
The Pearson correlation coefficient of r = .600 indicates a moderately strong positive correlation. This equates to an r2 of .36, explaining 36% of the variance between the variables.
Using an alpha of .05, the results indicate a p value of .023 < .05. Therefore, the null hypothesis is rejected, and the alternative hypothesis is accepted that there is a statistically significant relationship between height and weight.
Note: Excel data analysis Toolpak does not automatically calculate the p value when using the correlation function. As a workaround, the data should also be run using the regression function. The Multiple R is identical to the Pearson r in simple regression, R Square is shown, and the p value is generated. Be sure to show your results using both the correlation function and simple regression function.
Simple Regression: Hypothesis Testing
Restate the hypotheses from Unit II here.
Ho2:
Ha2:
Enter data output results from Excel Toolpak here.
Interpret and explain the simple regression analysis results below the Excel output. Your explanation should include: multiple R, R squared, alpha level, ANOVA F value, accept or reject the null and alternative hypotheses for the model, statistical significance of the x variable coefficient, and the regression model as an equation with explanation.
Multiple Regression: Hypothesis Testing
Restate the hypotheses from Unit II here.
Ho3:
Ha3:
Enter data output results from Excel Toolpak here.
Interpret and explain the simple regression analysis results below the Excel output. Your explanation should include multiple R, R squared, alpha level, ANOVA F value, accept or reject the null and alternative hypotheses for the model, statistical significance of the x variable coefficients, ...
Ch06
This chapter discusses various methods used to measure interest rates and prices of financial assets. It covers topics such as basis points, yields, discounts, and how interest rates are calculated for different financial instruments. Various rates are also defined, such as coupon rates, current yields, and annual percentage rates. The relationship between interest rates and asset prices is explored, with higher yields generally corresponding to lower prices.
Finance over all ppt @ mba finance
The document discusses several key concepts in finance including:
1) Finance involves allocating resources across time through borrowing, lending, and investing. Markets provide information to compare returns and risks of different investments.
2) Interest rates reflect the exchange between present and future resources, with higher rates translating to a steeper slope and greater future resources needed to exchange for present amounts.
3) Net present value, internal rate of return, and other concepts are used to evaluate investments based on discounted cash flows.
Finance over all ppt @ mba finance
The document discusses several key concepts in finance including:
1) Finance involves allocating resources across time through borrowing, lending, and investing. Markets provide information to compare returns and risks of different investments.
2) Interest rates reflect the exchange between present and future resources, with higher rates translating to a steeper slope and greater future resources needed for a present amount.
3) Net present value, internal rate of return, and other concepts are used to evaluate investments based on discounted cash flows.
Textual notes time value of money
The document discusses the time value of money concept. It states that time value of money refers to money being worth more the earlier it is received. It also discusses key concepts like present value, future value, compounding, discounting, and how to calculate future and present values using formulas that factor in variables like interest rates and time periods. The document also mentions how risk and inflation impact interest rates in determining the cost of capital.
Session 4-5_mankiw_Measuring cost of living.pptx
The document discusses measuring inflation and the cost of living. It introduces the Consumer Price Index (CPI) as a measure of the typical consumer's basket of goods and services. The CPI is used to calculate cost of living adjustments and compare dollar amounts over time. There are problems with using the CPI to fully capture cost of living changes, like substitution bias and quality improvements. The document contrasts the CPI with the GDP deflator and discusses using indexes to correct variables like interest rates for inflation.
Similar to Sec 1b (20)
Net Present Value First Principles of FinanceAppendix 4.docx
Net Present Value First Principles of FinanceAppendix 4.docx
Chapter 2 introduction to valuation - the time value of money
Chapter 2 introduction to valuation - the time value of money
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"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
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一比一原版(cwu毕业证书)美国中央华盛顿大学毕业证如何办理
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Independent Study - College of Wooster Research (2023-2024)
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Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
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一比一原版(RMIT毕业证)皇家墨尔本理工大学毕业证如何办理
RMIT硕士学位证成绩单【微信95270640】《皇家墨尔本理工大学毕业证书》《QQ微信95270640》学位证书电子版：在线制作皇家墨尔本理工大学毕业证成绩单GPA修改（制作RMIT毕业证成绩单RMIT文凭证书样本）、皇家墨尔本理工大学毕业证书与成绩单样本图片、《RMIT学历证书学位证书》、皇家墨尔本理工大学毕业证案例毕业证书制作軟體、在线制作加拿大硕士学历证书真实可查.
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真实网上可查的证明材料
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我们对海外大学及学院的毕业证成绩单所使用的材料尺寸大小防伪结构（包括：皇家墨尔本理工大学皇家墨尔本理工大学本科学位证成绩单隐形水印阴影底纹钢印LOGO烫金烫银LOGO烫金烫银复合重叠。文字图案浮雕激光镭射紫外荧光温感复印防伪）都有原版本文凭对照。质量得到了广大海外客户群体的认可同时和海外学校留学中介做到与时俱进及时掌握各大院校的（毕业证成绩单资格证结业证录取通知书在读证明等相关材料）的版本更新信息能够在第一时间掌握最新的海外学历文凭的样版尺寸大小纸张材质防伪技术等等并在第一时间收集到原版实物以求达到客户的需求。
本公司还可以按照客户原版印刷制作且能够达到客户理想的要求。有需要办理证件的客户请联系我们在线客服中心微信：95270640 或咨询在线父亲的家很狭小除了一张单人床和一张小方桌几乎没有多余的空间山娃一下子就联想起学校的男小便处山娃很想笑却怎么也笑不出来山娃很迷惑父亲的家除了一扇小铁门连窗户也没有墓穴一般阴森森有些骇人父亲的城也便成了山娃的城父亲的家也便成了山娃的家父亲让山娃呆在屋里做作业看电视最多只能在门口透透气不能跟陌生人搭腔更不能乱跑一怕迷路二怕拐子拐人山娃很惊惧去年村里的田鸡就因为跟父亲进城一不小心被人拐跑了至今不见踪影害不
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本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问微bwp0011
【主营项目】
一.毕业证【微bwp0011】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【微bwp0011】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
How will new technology fields affect economic trade?
一比一原版美国新罕布什尔大学(unh)毕业证学历认证真实可查
永久可查学历认证【微信：A575476】【美国新罕布什尔大学(unh)毕业证成绩单Offer】【微信：A575476】（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信：A575476】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信：A575476】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
→ 【关于价格问题（保证一手价格）
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
Seeman_Fiintouch_LLP_Newsletter_Jun_2024.pdf
The Impact of the 2024 Indian
Election Beyond Borders
01. Investment Gyan
02. Market Update
03. Inspiration investment story
Dr. Alyce Su Cover Story - China's Investment Leader
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
New Visa Rules for Tourists and Students in Thailand | Amit Kakkar Easy Visa
Discover essential details about Thailand's recent visa policy changes, tailored for tourists and students. Amit Kakkar Easy Visa provides a comprehensive overview of new requirements, application processes, and tips to ensure a smooth transition for all travelers.
Fabular Frames and the Four Ratio Problem
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
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Sec 1b
- 1. Proverb #4: Just because you don’t pay for something doesn’t mean it’s not costly
- 10. You can think of relative prices as a simplified cost/benefit analysis UofU costs/benefits: $2,355/BUofU UofC costs/benefits: $2,925/BUofC But, BUofU = BUofC Relative C/B = [$2,925/BUofC] / [$2,355/BUofU] = 1.24 ==> although you’re getting the same benefits, attending the University of Colorado costs you 24% more than attending the University of Utah.
- 11. Most common relative price comparison? Inflation - the general rate at which the price of a particular good/service or a group of goods/services increases over a specified period of time. Bottom Line -- the purchasing power of the dollar changes over time, usually declining
- 13. Relationship between Inflation Rate and the Purchasing Power of Money
- 15. Historical Inflation Rates in the United States, 1914-2006