Science has learnt from natural laws tremendously; nature doesn't waste but economics is build around a paradigm of extract, produce, use and waste. A zero-waste circular economy paradigm will be consistent with natural laws and offers hopes for a sustainable world. We discuss the various aspects of this optimistic prospect.
Over the last 4 billion years known history of earth, nature has not wasted even one drop of water. We can learn from nature and try to establish zero-waste compassionate circular free market economies. Islamic finance must play a central role in such a transformation.
Science has learnt from natural laws tremendously; nature doesn't waste but economics is build around a paradigm of extract, produce, use and waste. A zero-waste circular economy paradigm will be consistent with natural laws and offers hopes for a sustainable world. We discuss the various aspects of this optimistic prospect.
Over the last 4 billion years known history of earth, nature has not wasted even one drop of water. We can learn from nature and try to establish zero-waste compassionate circular free market economies. Islamic finance must play a central role in such a transformation.
A road map to further Internationalization of Higher Education in the UAE by incorporating the arabic culture so as to become an Education Hub in the GCC region..
Best Hotel Management Institutes in Bangalore - Hotel Management DegreeKLESOCIETYSInstitute
The BHM course also hosts external trips to outdoor locations especially within the country for students to gain first-hand experience in the ways and workings of the hotel industry. A hotel management degree has huge scope in the service industry. Job prospects for any student holding such a degree are tremendous. Job opportunities can be found for positions in (but are not limited to) front office, pantry, room service or administration. The Hospitality Industry is going through a huge metamorphosis- with the health and holiday tourism booming in a big way.
Looking Back to the Future: Higher Education for the Sustainable Future We Wantamandasudic
Presentation by Mariana Patru at the International Association of Universities - Jaume Bofill Foundation International Meeting in Barcelona Spain October 2015
Explore Qatar - Youth toward Qatar National Vision 2030Tomas Bento
Youth toward Qatar National Vision 2030 is a chance for young people to look deeper into what Qatar envisions for the country and its people toward 2030. Guest speakers from various fields gave presentation on the four pillars of the National Visions to raise youths' awareness on the country's development.
A hospital is a health care institution providing patient treatment with specialized medical and nursing staff and medical equipment.The best-known hospital is the AGA KHAN UNIVERSITY HOSPITAL.
Presentation by Andrea Nolan from University of Glasgow given at the "Equality and Diversity: promoting good practice in library work" course on the 17th November 2009.
The response of HE institutions to the ongoing process of globalisation and internationalisation.
With a focus on Sweden and Scandinavian countries, the position for expanding and developing EdTech, is analyzed with in light of the rapid update of Online and Open education - and use of licensed educational resources, OER. The education sector has it's "Internet time" - how well is Sweden positioned?
AN ASSESSMENT ON THE VIABILITY OF BASILAN STATE COLLEGE FOR UNIVERSITYAJHSSR Journal
ABSTRACT : The study was conducted as an assessmenton the status of Basilan State College (BaSC) and
its viability for conversion into a university. The normative survey method utilizing documentary analysis of
available documents, observations and interviews, as sources of data of this study. The study revealed that: there
is a need to secure a CHED COPC for all its program offerings without COPC to qualify for the conversion, the
faculty members are qualified in terms of their educational or academic qualifications, the respondents
perceived that the Student Affairs Services (SAS) programs is consistent with the vision and mission of the
institution, as well as the goals of the College/Academic Unit and Objectives of every program, the Curriculum
design are effective, with the increasing publications and engagements in research with our partner institutions,
and with the establishment of or Research Agenda and the approval of our IPR Policy and Techno-transfer
Policy it is with great assurance that BaSC will continue to utilize 100% of the GAA budget allocated for
research and will still need to utilize other funds., laboratories and facilities are available and are adequate
including supplies and materials for use. The library is equipped and adequate for use by the faculty and
students. However, not all programs are with Certificate of Compliance, so it is urged that it should comply with
the requirements, encourage faculty to upgrade their academic qualifications, as well as improve and enhance
the delivery of all services and support to the needs of the students.
KEYWORDS: Accrediting agency, conversion, curriculum, viability
A road map to further Internationalization of Higher Education in the UAE by incorporating the arabic culture so as to become an Education Hub in the GCC region..
Best Hotel Management Institutes in Bangalore - Hotel Management DegreeKLESOCIETYSInstitute
The BHM course also hosts external trips to outdoor locations especially within the country for students to gain first-hand experience in the ways and workings of the hotel industry. A hotel management degree has huge scope in the service industry. Job prospects for any student holding such a degree are tremendous. Job opportunities can be found for positions in (but are not limited to) front office, pantry, room service or administration. The Hospitality Industry is going through a huge metamorphosis- with the health and holiday tourism booming in a big way.
Looking Back to the Future: Higher Education for the Sustainable Future We Wantamandasudic
Presentation by Mariana Patru at the International Association of Universities - Jaume Bofill Foundation International Meeting in Barcelona Spain October 2015
Explore Qatar - Youth toward Qatar National Vision 2030Tomas Bento
Youth toward Qatar National Vision 2030 is a chance for young people to look deeper into what Qatar envisions for the country and its people toward 2030. Guest speakers from various fields gave presentation on the four pillars of the National Visions to raise youths' awareness on the country's development.
A hospital is a health care institution providing patient treatment with specialized medical and nursing staff and medical equipment.The best-known hospital is the AGA KHAN UNIVERSITY HOSPITAL.
Presentation by Andrea Nolan from University of Glasgow given at the "Equality and Diversity: promoting good practice in library work" course on the 17th November 2009.
The response of HE institutions to the ongoing process of globalisation and internationalisation.
With a focus on Sweden and Scandinavian countries, the position for expanding and developing EdTech, is analyzed with in light of the rapid update of Online and Open education - and use of licensed educational resources, OER. The education sector has it's "Internet time" - how well is Sweden positioned?
AN ASSESSMENT ON THE VIABILITY OF BASILAN STATE COLLEGE FOR UNIVERSITYAJHSSR Journal
ABSTRACT : The study was conducted as an assessmenton the status of Basilan State College (BaSC) and
its viability for conversion into a university. The normative survey method utilizing documentary analysis of
available documents, observations and interviews, as sources of data of this study. The study revealed that: there
is a need to secure a CHED COPC for all its program offerings without COPC to qualify for the conversion, the
faculty members are qualified in terms of their educational or academic qualifications, the respondents
perceived that the Student Affairs Services (SAS) programs is consistent with the vision and mission of the
institution, as well as the goals of the College/Academic Unit and Objectives of every program, the Curriculum
design are effective, with the increasing publications and engagements in research with our partner institutions,
and with the establishment of or Research Agenda and the approval of our IPR Policy and Techno-transfer
Policy it is with great assurance that BaSC will continue to utilize 100% of the GAA budget allocated for
research and will still need to utilize other funds., laboratories and facilities are available and are adequate
including supplies and materials for use. The library is equipped and adequate for use by the faculty and
students. However, not all programs are with Certificate of Compliance, so it is urged that it should comply with
the requirements, encourage faculty to upgrade their academic qualifications, as well as improve and enhance
the delivery of all services and support to the needs of the students.
KEYWORDS: Accrediting agency, conversion, curriculum, viability
Similar to SDGs and Islamic Finance and Economy (20)
Global Digital Sukuk (GDS) - A basic frameworkTariqullah Khan
GDS is a suggested digital Sukuk based on the idea of Bitcoin, but is proposed to be a registered and regulated digital(crypto)-asset as a perpetual Mudharabah issued on Public Blockchain by a credible SDGs oriented entity based on the entity’s overall balance sheet strength. The keywords are:
a. Digital(Crypto)-asset that is registered and regulated
b. On Public Blockchain
c. Perpetual Mudharabah Sukuk
d. Based on the overall balance sheet strength of the issuer
e. The issuer is a SDGs oriented business entity having track record of issuing Sukuk.
The 2012 Capital Markets Conference, organised by the QCB and the IMF in the Ritz Carlton Hotel Doha dated 18-19, September 2012
Reference - http://www.gsdp.gov.qa/portal/page/portal/gsdp_en/media_center/events_activities/capital_markets_conference_2012/Tab1/18Sep_Session04_TKhan.pdf
All the Islamic financial contracts that are dominantly in practice are actually based on promise not sale contracts and by its nature a promise is non-binding but due to prudential requirements it is treated as binding.
Islamic profit rate swap - exchange of the mark-up of a long dated fixed rate Murabahah contract with the LIBOR rate underlying a series of smaller Murabahahs corresponding to the date of installment payments on the fixed rate long dated contract.
Sale buyback (bai' al I'na) and buy sale-back (tawaruq) are often confused and most independent Shariah councils/boards strongly recommend to avoid these rather fictitious legal tricks.
Financial infrastructure comprises of the resources, public policy support, protection, facilities and utilities that make the use of the financial architecture beneficial for developing an inclusive, dynamic and resilient financial system.
Financial architecture comprises of the globally acceptable core principles,best practice guidelines and standards that are need for the inclusiveness, effectiveness, resilience and sustainability of the financial system.
Estimates of assets of islamic financial services industryTariqullah Khan
In 2013 the size of Islamic finance assets are estimated to be $ 1.5 trillion to $ 2.1 trillion depending on 10% annual growth and 15% annual growth assumptions.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
1. The Role of CIS in
Innovating
Transformative Higher
Education Pedagogy
CIS Faculty Forum April 2018
Dr. Tariqullah Khan, Professor Islamic
Finance, College of Islamic Studies
Views expressed are personal
tkhan@hbku.edu.qa
2. HBKU is an emerging
research university that acts
as a catalyst for
transformative change in
Qatar and the region while
having global impact.
The HBKU Narrative
P
e
d
a
g
o
g
y
6. 6
Measuring Transformation
of Qatar from Linear to
Circular Economy
QNV2030
People
EconomyEnvironment
Culture
Continuous
transformation
strategies
Sweden,
Singapore
Switzerland
Traditional Linear
Economies
Bringing QNV2030, QF & HBKU Visions to the
Classrooms
New age Circular
Economies
HBKU level Pedagogy
7. 7
Transforming Islamic Finance
and Economy
Linear
Economy Circular
Economy
Linear Economy
Circular
Economy
Islamic
Finance
and
Economy
Islamic
Finance
and
Economy
Now
Desirable
Program level Pedagogy
QNV2030
Social
EconomyEnvironment
Culture
8. 8
Blending the
motives of
Compassion and
Profit for Social
Entrepreneurship
in Circular
Economy
Social
entrepreneurs
and green
businesses
innovation
Social
Enterprises (for
effective service
to society)
Commercial
Finance (for
profit)
Compassionate
Finance (not for
profit)
Government and Regulators
Innovation – the tool of a
dynamic pedagogy
9. Innovating a dynamic
Curriculum for Homegrown
Waqf-based Educational
Institutions
Indonesia
8 million
students
Pakistan
7 million
students
Banglades
h 5 million
students
India 4
million
students
Tension between local values, national
targets and global goals
10. The challenge of
educating our adults
Misunderstanding
local values
Impressing Western
institutions or facing
our own challenges?
Is there a trade-off or a
right balance?
11. 11
Building Synergy between
Local Aspirations, National
Targets and Global Goals
UN Sustainable
Development
Goals and ESG
concerns
Qatar National
Vision 2030
Principles and
Pillars
Local
aspirations
(family,
religious and
cultural values)
CIS PhD in
Islamic Finance
and Economy
(research &
knowledge
development)
QNV2030
People
EconomyEnvironment
Culture
HBKU is an emerging research
university that acts as a catalyst for
transformative change in Qatar and
the region while having global
impact.
12. 12
Multidisciplinary approach
PhD
Research at
CIS HBKU• College of
Humanities and
Social Sciences
• College of Law
and Public
Policy
• College of
Science and
Engineering
Branch
Campuses
QNV 2030
QF Vision
HBKU
Vision
Program
Vision
13. 13
Bridging for Transformation
Local Partnership driven
by motivations of local
aspirations, QNV, QF
and HBKU visions
Global Networking
driven by motivations of
SDGs, ESGs, PRIs, and
GCPs
HBKU as a catalyst
for transformative
change in Qatar and
the region while
having global
impact.
14. The Sidra Tree Story
Reaching upwards towards perfection.
“The Sidra tree, growing strong and proud in the harshest of
environments, has been a symbol of perseverance and
nourishment across the borders of the Arab world. What is the
significance of this glorious tree? With its roots bound in the
soil of this world and its branches reaching upwards toward
perfection, it is a symbol of solidarity and determination; it
reminds us that the goals of this world are not incompatible
with the goals of the spirit.”