Blog – Scorecard – Ontario – July 2022
Ontario needs to address issues with its delivery model for long-term care, healthcare, and education.
Ontario needs to work with all levels of government to streamline regulations for the goods-producing sector.
All levels of government need to bring in stronger governance model including mandatory crisis and risk management reporting along with automating internal audit programs as part of better oversight.
Ontario needs to bring in better balance between protecting the environment and growing the economy in a sustainable way!
Blog – Key Scorecard – Fiscal and Economic – Ontario – June 2022
Ontario needs to start addressing issues with both education and healthcare delivery model
Ontario needs to work with all levels of government, private sector, and Indigenous bands to streamline the approval process for natural resources projects.
Ontario needs to develop a rural and urban strategy on land-use
Ontario needs to push the government of reforming their climate agenda as it relates to food security and safety.
Summary:
Canada’s economic expansion showed signs of moderation in May and June, pulling back from a strong start to the year in the face of high inflation and rising interest rates.
Output in June was on track for a small increase of 0.1 per cent after stalling in May, Statistics Canada said on Friday. That follows three months of strong growth between February and April that helped fuel a robust expansion in the second quarter, which the agency estimated at about 4.6 per cent annualized.
The results show a picture of an economy that was unscathed from the global slowdown in the first part of the year but may be entering a period of much slower growth.
The Bank of Canada has raised its benchmark policy rate by more than two percentage points since March to slow four-decade high inflation, and is expected to continue hiking by at least another half-percentage point at its next policy decision in September
Source - https://www.bnnbloomberg.ca/canada-s-economy-stalled-in-may-1.1798830
Has Justin Trudeau and Liberals made lives better for the Middle Class in Can...paul young cpa, cga
Summary:
Middle class jobs have grown under Justin Trudeau. The problem is majority of those jobs have been in the service sector in areas like public sector, professional services, and logistics. Jobs in the goods-producing sector have trailed the service sector since Trudeau took office. Trudeau policies never were about developing the natural resources sector in a sustainable way.
Trudeau tax policies have also made things worse for Canadians in terms of after-tax income and the cost of living.
1. Highest inflation in 30 years - https://winnipeg.ctvnews.ca/majority-of-canadians-finding-it-hard-to-keep-their-cupboards-stocked-1.5751065
2. Housing and Income - https://www.statista.com/statistics/591782/house-price-to-income-ratio-canada/ (Highest ever in terms of gap between income and the cost of housing)
3. Federal government has increased taxes to the middle class - https://www.fraserinstitute.org/article/federal-government-has-increased-income-taxes-on-middle-class
4. Savings and wealth - https://betterdwelling.com/most-of-canadas-huge-pile-of-savings-are-held-by-the-wealthiest-households/
5. Food inflation - https://www.consolidatedcreditcanada.ca/financial-news/food-inflation/
6. Return of big government - https://www.bnnbloomberg.ca/canada-caps-record-jobs-year-as-monthly-gain-doubles-estimates-1.1704364
7. Student debt - https://www.axios.com/student-loan-debt-pandemic-millennial-homeownership-37bd9939-81d4-46f2-a06d-25a5107f3919.html
8. Skills gaps - https://www.cbc.ca/news/business/wages-inflation-column-don-pittis-1.6317462
9. Oil - https://oilprice.com/Energy/Crude-Oil/Canada-Sees-Oil-Investment-Rise-22-In-2022.html
10. Advance manufacturing - https://pipanews.com/robotics-ai-big-data-welcome-to-canadas-high-tech-transformation/
11. Mining - https://hardbacon.ca/en/investing/4-mining-stocks-on-the-tsx-ventures-you-should-know-about/
12. Top Careers - https://www.lmtonline.com/news/article/LinkedIn-lists-top-25-Jobs-on-the-Rise-for-2022-16790363.php
Blog – Key Scorecard – Fiscal and Economic – Ontario – June 2022
Ontario needs to start addressing issues with both education and healthcare delivery model
Ontario needs to work with all levels of government, private sector, and Indigenous bands to streamline the approval process for natural resources projects.
Ontario needs to develop a rural and urban strategy on land-use
Ontario needs to push the government of reforming their climate agenda as it relates to food security and safety.
Summary:
Canada’s economic expansion showed signs of moderation in May and June, pulling back from a strong start to the year in the face of high inflation and rising interest rates.
Output in June was on track for a small increase of 0.1 per cent after stalling in May, Statistics Canada said on Friday. That follows three months of strong growth between February and April that helped fuel a robust expansion in the second quarter, which the agency estimated at about 4.6 per cent annualized.
The results show a picture of an economy that was unscathed from the global slowdown in the first part of the year but may be entering a period of much slower growth.
The Bank of Canada has raised its benchmark policy rate by more than two percentage points since March to slow four-decade high inflation, and is expected to continue hiking by at least another half-percentage point at its next policy decision in September
Source - https://www.bnnbloomberg.ca/canada-s-economy-stalled-in-may-1.1798830
Has Justin Trudeau and Liberals made lives better for the Middle Class in Can...paul young cpa, cga
Summary:
Middle class jobs have grown under Justin Trudeau. The problem is majority of those jobs have been in the service sector in areas like public sector, professional services, and logistics. Jobs in the goods-producing sector have trailed the service sector since Trudeau took office. Trudeau policies never were about developing the natural resources sector in a sustainable way.
Trudeau tax policies have also made things worse for Canadians in terms of after-tax income and the cost of living.
1. Highest inflation in 30 years - https://winnipeg.ctvnews.ca/majority-of-canadians-finding-it-hard-to-keep-their-cupboards-stocked-1.5751065
2. Housing and Income - https://www.statista.com/statistics/591782/house-price-to-income-ratio-canada/ (Highest ever in terms of gap between income and the cost of housing)
3. Federal government has increased taxes to the middle class - https://www.fraserinstitute.org/article/federal-government-has-increased-income-taxes-on-middle-class
4. Savings and wealth - https://betterdwelling.com/most-of-canadas-huge-pile-of-savings-are-held-by-the-wealthiest-households/
5. Food inflation - https://www.consolidatedcreditcanada.ca/financial-news/food-inflation/
6. Return of big government - https://www.bnnbloomberg.ca/canada-caps-record-jobs-year-as-monthly-gain-doubles-estimates-1.1704364
7. Student debt - https://www.axios.com/student-loan-debt-pandemic-millennial-homeownership-37bd9939-81d4-46f2-a06d-25a5107f3919.html
8. Skills gaps - https://www.cbc.ca/news/business/wages-inflation-column-don-pittis-1.6317462
9. Oil - https://oilprice.com/Energy/Crude-Oil/Canada-Sees-Oil-Investment-Rise-22-In-2022.html
10. Advance manufacturing - https://pipanews.com/robotics-ai-big-data-welcome-to-canadas-high-tech-transformation/
11. Mining - https://hardbacon.ca/en/investing/4-mining-stocks-on-the-tsx-ventures-you-should-know-about/
12. Top Careers - https://www.lmtonline.com/news/article/LinkedIn-lists-top-25-Jobs-on-the-Rise-for-2022-16790363.php
NDP is a good party to keep government honest, but to lead that would be a big mistake. NDP's policies of keeping goods in the ground, higher taxes for business and handouts are a recipe for economic and fiscal ruin.
Do Canadians have trust with Justin Trudeau Government - October 7, 2022.pptxpaul young cpa, cga
Blog - Do Canadians still have trust with Justin Trudeau Government – October 7, 2022
Justin Trudeau new spending to curb inflation will do little to address issues with inflation
New report said more focus is required on supply chain. Omar Alghabra and other federal transportation ministers did little to address issues with supply chain - https://www.slideshare.net/paulyoungcga/how-best-to-build-a-reslient-supply-chainpptx or https://www.slideshare.net/paulyoungcga/2019-election-supply-management-ag-sector-canada
Household debt continues to be an issue as many Canadians are withing $200 of bankruptcies
The gun buyback program is facing enormous hurdles. Money spent on gun buyback could better used to strengthen resources with Border Security and law enforcement.
Environmental commissioner called out Trudeau’s government in ability to manage fishing stocks. Trudeau and his team claim over the past months that new legislation would bring in tougher waterways environmental standards - https://www.slideshare.net/paulyoungcga/water-management-canada-and-the-world-pptx or https://www.slideshare.net/paulyoungcga/environment-air-quality-water-and-land-management-november-2017
Minister Wilkinson has said hydrogen projects in Canada needs to competitive with projects in the USA. Cheapest way to make hydrogen is from natural gas. Green hydrogen needs to be commercially viable without direct government grants and subsidies - https://www.slideshare.net/paulyoungcga/energy-sector-oil-and-gas-preliminary-analysis-september-2022pptx
Media has been calling out Trudeau’s new online bill as being extremely flawed - https://torontosun.com/opinion/editorials/editorial-trudeaus-internet-censorship-law-still-a-big-problem
Canadians can make their own assessment based on my information as well as other sources on whether Justin Trudeau has been accountable and transparent on the operations of his government.
Has Justin Trudeau and Liberal Government been Open, Transparent, and Account...paul young cpa, cga
Blog – Has Justin Trudeau been Open, Transparent, and Accountable – September 23, 2022
Middle class has seen less job growth over the past 7 years. Trudeau policies should have been focus on productivity, innovation, skills gap, and infrastructure. Trudeau instead decided to increase social spending that has led to many issues.
Canada continues to struggle with getting goods out of the ground.
Trudeau team has botched the fertilizer quota. Farmers continue to adopt vertical and expert farming practices as way to better support both food security and the reduction of food costs.
Canada housing markets is headed for a hard landing.
Small businesses have called out the EI and CPP hikes as being too high.
Mining sector continues to push the government for regulatory and tax reform
Trudeau refuses to budge on either eliminating or freezing both the carbon and fuel added tax.
Liberals are now undertaking a review of the cannabis market. The cannabis market has been restructuring itself for years. It seems the only time the liberals get involved when the molehill becomes a mountain!
Household Spending, Savings and Income (Income Inequality .pptxpaul young cpa, cga
Here is my latest look at household consumption, taxation, and income.
Justin Trudeau is continuing on his social spending plan. The problem is there was a structural deficit pre-covid19.
Bank of Canada - What is next for Monetary Policies - April 2022 (Revised Mar...paul young cpa, cga
Canada inflation rate hit nearly 7% for March 2022. Canada has one of the highest inflation rates in the G7.
Higher interest rates mean less cash for retail sales
Government continues to push their green agenda driving more green inflation
Blog – How is the Middle Class doing in Canada – October 2022
Justin Trudeau and his team keeps saying they are making things more affordable. The problem is facts show many households no matter their income is struggling with high cost of living. Trudeau refuses to either canceled the carbon tax or pause the hikes.
Trudeau told the world in 2015 that Canada should be know for its resourcefulness. The problem since 2016 the standard of living in Canada has decline. Trudeau’s deficits did little to address issues with productivity, innovation, skills gap, and supply chain. Trudeau could have made Canada natural resources sector a global leader but chose to expand government including social programs. https://www.slideshare.net/paulyoungcga/2019-election-world-economy-slow-growth-canada-july-2019 or https://www.slideshare.net/paulyoungcga/gdp-and-economic-analysis-canada-and-the-world-july-2022pptx
The middle class has not seen issue with both cost of living and housing in over 40 years. Trudeau refuses to acknowledge there are issues. Trudeau has decided to throw more gasoline on the fire by rushing out programs like dental care without proper checks and balances.
Immigration is also a mess. Sean Fraser has done little to address issues with previous audit reports as it relates to immigration fraud.
Chrystia Freeland talks about the green transition. The green transition has been happening for years. Canada could have played a bigger part but Trudeau’s policies have done little to support the circular and green economies – (2015 - https://www.slideshare.net/paulyoungcga/canada-green-technology-stats or https://www.slideshare.net/paulyoungcga/mitigation-of-climate-change-green-and-circular-economy-june-2022pptx
Has Justin Trudeau and Liberal Government been Open, Transparent, and Account...paul young cpa, cga
Blog – Has Liberal Government of Canada been Open, Transparent, and Accountable – October 1, 2022
Justin Trudeau and his team claim that EI and CPP investments. EI and CPP have always been payroll taxes!
Guilbeault spoke out about the elimination the carbon tax. The carbon tax is regressive tax that punishes low to middle class earners more than the wealthiest in Canada. Canada is also a carbon sink that Guilbeault never ever mention in his very posts on social media. There has been a tax on pollution for years. CO2 is not a pollutant - https://www.slideshare.net/paulyoungcga/how-to-mitigate-the-impact-of-climate-change-september-2022pptx-253224949
Canada is heading for a recession. This recession could be very tough as many households are struggling with high-cost living including hikes to interest rates.
Canada GDP continues to face many challenges!
Bank of Canada| What is next for Canada's Monetary Policiespaul young cpa, cga
“Having said that, we knew that Omicron-induced restrictions will undoubtedly slow the economic recovery, making the Bank of Canada cautious. An increase in rates when two of Canada’s biggest provinces are under strict restrictions might have sent the wrong signals.”
Source - https://financialpost.com/news/economy/bank-of-canada-interest-rate-decision-0126-22
1. Canada household debt - https://www.bnnbloomberg.ca/pattie-lovett-reid-are-you-going-to-get-hurt-by-higher-rates-it-doesn-t-have-to-be-that-way-1.1714123
2. Productivity - https://abacusdata.ca/shortage-economy-canada-polling/
3. Business investment - https://www.saltwire.com/nova-scotia/news/canada/will-rate-hikes-dampen-canadas-already-lacklustre-business-investment-100685123/
4. Startups - https://financialpost.com/sponsored/business-sponsored/embracing-entrepreneurship-for-all-to-drive-canadas-innovation-economy-forward
5. AI - https://stories.td.com/ca/en/news/2022-01-26-td-builds-on-commitment-to-advance-ai-with-early-renewal-of
6. Skills - https://stories.td.com/ca/en/news/2022-01-26-td-builds-on-commitment-to-advance-ai-with-early-renewal-of
7. Supply chain - https://www.cips.org/supply-management/news/2022/january/covid-clampdown-guarantees-supply-chain-disruption/
8. Freight - https://www.fm-magazine.com/news/2022/jan/freight-rates-wont-ease-2022.html
9. Career - https://smartasset.com/data-studies/best-jobs-that-dont-require-a-bachelors-degree-2022
10. Trades - https://www.cimmigrationnews.com/canada-needs-to-reform-immigration-system-to-help-skill-trades-says-ontario-organization/
11. Business automation - https://www.forbes.com/sites/forbestechcouncil/2022/01/25/why-manufacturing-automation-should-dominate-the-2022-business-agenda/?sh=24b98668176e
There has been little discussion of a economic road map as part of the managing COVID19. The economy has many parts to it as such govt needs to come up with fiscal and economic road map as part moving Canada through the COVID19 crisis.
Bank of Canada - What is next for Monetary Policies - June 2022.pptxpaul young cpa, cga
Last month Deputy Governor Gravelle described the bank’s 1% overnight rate as “too stimulative” and the same could be said of today’s 1.5%. Indeed, the policy statement noted that with the economy in excess demand and inflation well above target and still yet to peak, “interest rates will need to rise further.” It finished by saying the bank is “prepared to act more forcefully if needed”—that’s not new language for the BoC but it’s new to the policy statement.
Source - https://ca.rbcwealthmanagement.com/103.branch/blog/3368558-Bank-of-Canada-hikes-interest-rates-another-50-bps-and-isnt-done-yet
What is next for Monetary Policies - Canada - October 2022.pptxpaul young cpa, cga
Blog – What is next for Monetary Policies – Canada – October 2022
Inflation especially food costs continue to impact global consumers. Countries like Canada have targeted an inflation rate of 2.1%. The current inflation rate is about 6.9%, or about three times the target rate. Canada is schedule to hike payroll taxes and carbon taxes in 2023 - https://www.cbc.ca/news/canada/newfoundland-labrador/ken-mcdonald-carbon-tax-exemption-home-heating-1.6628460
Housing prices continue to fall. Housing affordability continues to be challenge for people around the world - https://www.bnnbloomberg.ca/the-daily-chase-looking-ahead-toward-boc-announcement-canopy-looks-to-grow-u-s-footprint-1.1836958
Slower demand has improved port throughput, but there are still issues with lack of capacity to manage exports and imports. https://www.manilatimes.net/2022/10/26/business/maritime/iaph-takes-steps-to-close-port-gaps/1863673
Canada was seeing slow growth back in 2019. The Liberals policies did little to address issues with innovation, skills, productivity, regulations, and tax reforms. Liberals decided to focus on bigger government! https://www.slideshare.net/paulyoungcga/201-election-canada-and-world-slow-economic-growth-august-2019
BOC and other reserve banks need to think extremely hard about rising of interest rates. The threat of global recession grows each day. BOC would be better off to pause interest rates and look at other areas of policies as part of managing monetary government. The federal government should be focus on drastic policy changes including pausing all new tax hikes including hikes to CPP, EI, and carbon tax. The focus should be on addressing issues with port capacity, promoting more innovation, productivity improvements, skills gap, housing supply, and streamlining of taxation and regulations as it relates to the goods-producing sector.
NDP is a good party to keep government honest, but to lead that would be a big mistake. NDP's policies of keeping goods in the ground, higher taxes for business and handouts are a recipe for economic and fiscal ruin.
Do Canadians have trust with Justin Trudeau Government - October 7, 2022.pptxpaul young cpa, cga
Blog - Do Canadians still have trust with Justin Trudeau Government – October 7, 2022
Justin Trudeau new spending to curb inflation will do little to address issues with inflation
New report said more focus is required on supply chain. Omar Alghabra and other federal transportation ministers did little to address issues with supply chain - https://www.slideshare.net/paulyoungcga/how-best-to-build-a-reslient-supply-chainpptx or https://www.slideshare.net/paulyoungcga/2019-election-supply-management-ag-sector-canada
Household debt continues to be an issue as many Canadians are withing $200 of bankruptcies
The gun buyback program is facing enormous hurdles. Money spent on gun buyback could better used to strengthen resources with Border Security and law enforcement.
Environmental commissioner called out Trudeau’s government in ability to manage fishing stocks. Trudeau and his team claim over the past months that new legislation would bring in tougher waterways environmental standards - https://www.slideshare.net/paulyoungcga/water-management-canada-and-the-world-pptx or https://www.slideshare.net/paulyoungcga/environment-air-quality-water-and-land-management-november-2017
Minister Wilkinson has said hydrogen projects in Canada needs to competitive with projects in the USA. Cheapest way to make hydrogen is from natural gas. Green hydrogen needs to be commercially viable without direct government grants and subsidies - https://www.slideshare.net/paulyoungcga/energy-sector-oil-and-gas-preliminary-analysis-september-2022pptx
Media has been calling out Trudeau’s new online bill as being extremely flawed - https://torontosun.com/opinion/editorials/editorial-trudeaus-internet-censorship-law-still-a-big-problem
Canadians can make their own assessment based on my information as well as other sources on whether Justin Trudeau has been accountable and transparent on the operations of his government.
Has Justin Trudeau and Liberal Government been Open, Transparent, and Account...paul young cpa, cga
Blog – Has Justin Trudeau been Open, Transparent, and Accountable – September 23, 2022
Middle class has seen less job growth over the past 7 years. Trudeau policies should have been focus on productivity, innovation, skills gap, and infrastructure. Trudeau instead decided to increase social spending that has led to many issues.
Canada continues to struggle with getting goods out of the ground.
Trudeau team has botched the fertilizer quota. Farmers continue to adopt vertical and expert farming practices as way to better support both food security and the reduction of food costs.
Canada housing markets is headed for a hard landing.
Small businesses have called out the EI and CPP hikes as being too high.
Mining sector continues to push the government for regulatory and tax reform
Trudeau refuses to budge on either eliminating or freezing both the carbon and fuel added tax.
Liberals are now undertaking a review of the cannabis market. The cannabis market has been restructuring itself for years. It seems the only time the liberals get involved when the molehill becomes a mountain!
Household Spending, Savings and Income (Income Inequality .pptxpaul young cpa, cga
Here is my latest look at household consumption, taxation, and income.
Justin Trudeau is continuing on his social spending plan. The problem is there was a structural deficit pre-covid19.
Bank of Canada - What is next for Monetary Policies - April 2022 (Revised Mar...paul young cpa, cga
Canada inflation rate hit nearly 7% for March 2022. Canada has one of the highest inflation rates in the G7.
Higher interest rates mean less cash for retail sales
Government continues to push their green agenda driving more green inflation
Blog – How is the Middle Class doing in Canada – October 2022
Justin Trudeau and his team keeps saying they are making things more affordable. The problem is facts show many households no matter their income is struggling with high cost of living. Trudeau refuses to either canceled the carbon tax or pause the hikes.
Trudeau told the world in 2015 that Canada should be know for its resourcefulness. The problem since 2016 the standard of living in Canada has decline. Trudeau’s deficits did little to address issues with productivity, innovation, skills gap, and supply chain. Trudeau could have made Canada natural resources sector a global leader but chose to expand government including social programs. https://www.slideshare.net/paulyoungcga/2019-election-world-economy-slow-growth-canada-july-2019 or https://www.slideshare.net/paulyoungcga/gdp-and-economic-analysis-canada-and-the-world-july-2022pptx
The middle class has not seen issue with both cost of living and housing in over 40 years. Trudeau refuses to acknowledge there are issues. Trudeau has decided to throw more gasoline on the fire by rushing out programs like dental care without proper checks and balances.
Immigration is also a mess. Sean Fraser has done little to address issues with previous audit reports as it relates to immigration fraud.
Chrystia Freeland talks about the green transition. The green transition has been happening for years. Canada could have played a bigger part but Trudeau’s policies have done little to support the circular and green economies – (2015 - https://www.slideshare.net/paulyoungcga/canada-green-technology-stats or https://www.slideshare.net/paulyoungcga/mitigation-of-climate-change-green-and-circular-economy-june-2022pptx
Has Justin Trudeau and Liberal Government been Open, Transparent, and Account...paul young cpa, cga
Blog – Has Liberal Government of Canada been Open, Transparent, and Accountable – October 1, 2022
Justin Trudeau and his team claim that EI and CPP investments. EI and CPP have always been payroll taxes!
Guilbeault spoke out about the elimination the carbon tax. The carbon tax is regressive tax that punishes low to middle class earners more than the wealthiest in Canada. Canada is also a carbon sink that Guilbeault never ever mention in his very posts on social media. There has been a tax on pollution for years. CO2 is not a pollutant - https://www.slideshare.net/paulyoungcga/how-to-mitigate-the-impact-of-climate-change-september-2022pptx-253224949
Canada is heading for a recession. This recession could be very tough as many households are struggling with high-cost living including hikes to interest rates.
Canada GDP continues to face many challenges!
Bank of Canada| What is next for Canada's Monetary Policiespaul young cpa, cga
“Having said that, we knew that Omicron-induced restrictions will undoubtedly slow the economic recovery, making the Bank of Canada cautious. An increase in rates when two of Canada’s biggest provinces are under strict restrictions might have sent the wrong signals.”
Source - https://financialpost.com/news/economy/bank-of-canada-interest-rate-decision-0126-22
1. Canada household debt - https://www.bnnbloomberg.ca/pattie-lovett-reid-are-you-going-to-get-hurt-by-higher-rates-it-doesn-t-have-to-be-that-way-1.1714123
2. Productivity - https://abacusdata.ca/shortage-economy-canada-polling/
3. Business investment - https://www.saltwire.com/nova-scotia/news/canada/will-rate-hikes-dampen-canadas-already-lacklustre-business-investment-100685123/
4. Startups - https://financialpost.com/sponsored/business-sponsored/embracing-entrepreneurship-for-all-to-drive-canadas-innovation-economy-forward
5. AI - https://stories.td.com/ca/en/news/2022-01-26-td-builds-on-commitment-to-advance-ai-with-early-renewal-of
6. Skills - https://stories.td.com/ca/en/news/2022-01-26-td-builds-on-commitment-to-advance-ai-with-early-renewal-of
7. Supply chain - https://www.cips.org/supply-management/news/2022/january/covid-clampdown-guarantees-supply-chain-disruption/
8. Freight - https://www.fm-magazine.com/news/2022/jan/freight-rates-wont-ease-2022.html
9. Career - https://smartasset.com/data-studies/best-jobs-that-dont-require-a-bachelors-degree-2022
10. Trades - https://www.cimmigrationnews.com/canada-needs-to-reform-immigration-system-to-help-skill-trades-says-ontario-organization/
11. Business automation - https://www.forbes.com/sites/forbestechcouncil/2022/01/25/why-manufacturing-automation-should-dominate-the-2022-business-agenda/?sh=24b98668176e
There has been little discussion of a economic road map as part of the managing COVID19. The economy has many parts to it as such govt needs to come up with fiscal and economic road map as part moving Canada through the COVID19 crisis.
Bank of Canada - What is next for Monetary Policies - June 2022.pptxpaul young cpa, cga
Last month Deputy Governor Gravelle described the bank’s 1% overnight rate as “too stimulative” and the same could be said of today’s 1.5%. Indeed, the policy statement noted that with the economy in excess demand and inflation well above target and still yet to peak, “interest rates will need to rise further.” It finished by saying the bank is “prepared to act more forcefully if needed”—that’s not new language for the BoC but it’s new to the policy statement.
Source - https://ca.rbcwealthmanagement.com/103.branch/blog/3368558-Bank-of-Canada-hikes-interest-rates-another-50-bps-and-isnt-done-yet
What is next for Monetary Policies - Canada - October 2022.pptxpaul young cpa, cga
Blog – What is next for Monetary Policies – Canada – October 2022
Inflation especially food costs continue to impact global consumers. Countries like Canada have targeted an inflation rate of 2.1%. The current inflation rate is about 6.9%, or about three times the target rate. Canada is schedule to hike payroll taxes and carbon taxes in 2023 - https://www.cbc.ca/news/canada/newfoundland-labrador/ken-mcdonald-carbon-tax-exemption-home-heating-1.6628460
Housing prices continue to fall. Housing affordability continues to be challenge for people around the world - https://www.bnnbloomberg.ca/the-daily-chase-looking-ahead-toward-boc-announcement-canopy-looks-to-grow-u-s-footprint-1.1836958
Slower demand has improved port throughput, but there are still issues with lack of capacity to manage exports and imports. https://www.manilatimes.net/2022/10/26/business/maritime/iaph-takes-steps-to-close-port-gaps/1863673
Canada was seeing slow growth back in 2019. The Liberals policies did little to address issues with innovation, skills, productivity, regulations, and tax reforms. Liberals decided to focus on bigger government! https://www.slideshare.net/paulyoungcga/201-election-canada-and-world-slow-economic-growth-august-2019
BOC and other reserve banks need to think extremely hard about rising of interest rates. The threat of global recession grows each day. BOC would be better off to pause interest rates and look at other areas of policies as part of managing monetary government. The federal government should be focus on drastic policy changes including pausing all new tax hikes including hikes to CPP, EI, and carbon tax. The focus should be on addressing issues with port capacity, promoting more innovation, productivity improvements, skills gap, housing supply, and streamlining of taxation and regulations as it relates to the goods-producing sector.
Similar to Scorecard - Ontario - July 2022.pptx (20)
Global Housing Market Analysis and Commentary- September 2023.pptxpaul young cpa, cga
Summary:
Homebuilders are walking a fine line when it comes to new projects as high mortgage rates curb demand.
New residential construction, including single-family homes and multifamily, dropped 11.3% month over month in August to 1.283 million units on a seasonally adjusted basis, according to Census Bureau data released Tuesday. That's down 14.8% compared with a year ago and well below the 1.44 million units economists surveyed by Bloomberg projected.
But authorized residential permits — an indicator of potential future activity — rose 6.9% to 1.543 million permits in August from July. That was still down 2.7% from last August. Single-family permits, though, were up 2% from July to 949,000. Multifamily permits came in at 535,000.
The data reflects two opposing forces builders are trying to balance: the ongoing need for new construction to fill in limited inventory and elevated mortgage rates that are hurting their biggest customer right now, the first-time homebuyer.
"High mortgage rates are clearly taking a toll on builder confidence and consumer demand, as a growing number of buyers are electing to defer a home purchase until long-term rates move lower," Robert Dietz, chief economist of the National Association of Home Builders, said Monday in a press release after builder confidence dropped for the second straight month.
Source: https://ca.finance.yahoo.com/news/homebuilders-face-a-tough-balancing-act-on-new-construction-amid-high-mortgage-rates-130744368.html
Blog – What is next for the Mining Sector – September 2023
The mining sector provides critical material that support solar, wind, and lithium-ion batteries as part of the green transition. https://www.iea.org/news/critical-minerals-market-sees-unprecedented-growth-as-clean-energy-demand-drives-strong-increase-in-investment
The mining sector products play a key role with the global GDP - https://www.yicaiglobal.com/news/global-mining-industry-value-was-69-of-world-gdp-last-year-china-says
Mining practices need to be sustainable including following all ESG policies - https://www.linkedin.com/advice/1/how-can-you-monitor-sustainable-mining-practices
Other links and sources –
Lithium Supply and Price - https://zbr.com.mx/en/sin-categoria-es/lithium-prices-fall-44-in-china-due-to-lack-of-demand/138168/
Cobalt - https://www.linkedin.com/posts/mahmut-karada%C5%9F-a2b7a5151_china-exportrestrictions-gallium-activity-7082603182589157376-Zrty/?trk=public_profile_like_view
Nickel https://www.eureporter.co/business/2023/09/15/stanislav-kondrashov-from-telf-ag-nickel-prices-outlook-remains-positive/
Iron-ore - https://www.brecorder.com/news/40263584/sgx-iron-ore-set-for-best-week-in-3-months
TD Bank / Metals - https://www.tdsecurities.com/ca/en/setting-the-stage-for-gold-outlook
Biodiversity / Mining - https://worldcrunch.com/green/lithium-green-energy-argentina-indigenous
ESG - https://iriscarbon.com/the-added-value-of-integrated-esg-reporting-a-threefold-framework/
Blog – Manufacturing Shipments and Orders – The United States – August 2023
Summary:
New orders for manufacturing technology in the United States totaled $353.9 million in July 2023, as per the latest report by AMT – The Association For Manufacturing Technology. This figure marked a 12.4% decline from June 2023 but remained only 10.5% lower than July 2022. Year-to-date orders amounted to $2.83 billion, reflecting a 12.7% decrease compared to the same period the previous year.
Douglas K. Woods, President of AMT, noted that July is typically a slower month for manufacturing technology orders, so a slight drop was expected. However, he pointed out a notable trend: over the last two months, the year-to-date order gap has narrowed during historically slow periods. While job shops have seen decreased orders, other industries that benefited from reshoring or government investments have helped fill the gap.
Among specific sectors, job shops, the largest customer segment, placed their lowest total monthly orders since August 2020. In contrast, metal valve manufacturers recorded their third-highest monthly order value on record, last seen in September 2018, making up nearly 5% of the total manufacturing technology order value for July 2023. Manufacturers of motor vehicle transmissions continued to order machinery at an elevated pace. However, the aerospace industry continued to order below its early 2022 peaks, with hopes that recent projects like the federal government's $1.5 billion investment in communications satellites might reverse this trend.
Source: https://www.sme.org/technologies/articles/2023/september/u.s.-manufacturing-technology-orders-dip-in-july-but-show-resilience-amid-economic-uncertainty
Stock Market Analysis and Commentary for WE September 15 2023.pptxpaul young cpa, cga
Blog – Analysis and Commentary – Stock Market – WE September 15 2023
Summary:
Stocks fell Friday as investors wrap up a volatile week ahead of the Federal Reserve's policy meeting.
The Dow Jones Industrials tumbled 288.87 points to close out Friday and the week at 34,618.24. At its lows, it completely wiped out Thursday's 332-point rally.
The S&P 500 index sank 54.78 points, or 1.2%, to 4,450.32.
The NASDAQ index plunged 217.72 points, or 1.6%, to 13,708.33.
The Dow held onto a winning week. The S&P 500 and NASDAQ both closed out the week with losses.
Information technology was the worst-performing sector in the S&P 500, down nearly 2%. Adobe shares fell more than 4% even after the software firm posted better-than-expected quarterly results. Shares of Arm Holdings were lower one day after its successful public debut.
Auto stocks General Motors and Stellantis N.V. were higher Friday, while Ford Motor was about flat. Thousands of members of the United Auto Workers went on strike after failing to reach a deal with the automakers Thursday night.
Elsewhere, Lennar shares slid 3%. The home construction firm posted third-quarter results that beat on the top and bottom lines.
On the economic front, the University of Michigan's consumer sentiment survey showed one-year inflation expectations dropped to 3.1% in
September, tied for the lowest since January 2021. Also, the five-year outlook fell to 2.7%, matching its lowest since December 2020.
Electricity Analysis - Canada and the OECD - June 2023.pptxpaul young cpa, cga
Summary:
Over three-quarters of the world’s total coal-generated electricity is consumed in just three countries. China is the top user of coal, making up 53.3% of global coal demand, followed by India at 13.6%, and the U.S. at 8.9%.
Burning coal—for electricity, as well as metallurgy and cement production—is the world’s single largest source of CO2 emissions. Nevertheless, its use in electricity generation has actually grown 91.2% since 1997, the year when the first global climate agreement was signed in Kyoto, Japan.
However, even as non-renewables enjoy their time in the sun, their days could be numbered.
In 2022, renewables, such as wind, solar, and geothermal, represented 14.4% of total electricity generation with an extraordinary annual growth rate of 14.7%, driven by big gains in solar and wind. Non-renewables, by contrast, only managed an anemic 0.4%.
The authors of the Statistical Review do not include hydroelectric in their renewable calculations, even though many others, including the International Energy Agency, consider it a “well-established renewable power technology.”
With hydroelectric moved into the renewable column, together they accounted for over 29.3% of all electricity generated in 2022, with an annual growth rate of 7.4%.
Source - https://energynow.ca/2023/09/infographic-what-electricity-sources-power-the-world-see-them-here-visual-capitalist/
Stock Market Analysis and Commentary for WE September 9 2023.pptxpaul young cpa, cga
What did the markets tell us this week?
1. Housing supply and costs continue to plague countries around the world.
2. Gasoline prices are on the rise that puts pressure on central banks ability to hit their core inflation targets.
3. ESG adoption by both the private and public sector is leading to both funding concerns and the overall cost of implementing ESG policies.
4. Adopting technology as part of increasing food production is facing both capital and operational funding concerns.
5. Strike at LNG facility in Australia is leading to concerns around a supply chain disruption of natural gas for EMEA and Asia.
6. The threat of China dumping batteries into markets - https://www.ft.com/content/b6038e51-7b5b-4f97-a5da-9202e71562fc
7. Adoption of generative AI has been facing many challenges related to security, privacy, and ethical issues.
8. Lack of biodiversity planning as part of the overall climate mitigation including sustainable mining, forestry, oil, gas, agriculture, and housing
9. Geopolitical issues continue to impact supply chain.
10. The concerns of recession continue to plague both the private and public sector.
11. Productivity issues continue to plague governments around the world.
Global (Mining Oil and Gas Forestry and Agriculture) Analysis and Commentary ...paul young cpa, cga
The mining, oil, gas, agriculture, forestry, and mining continue to face environmental, social, and governance policy review including reporting of key metrics as part of ESG reporting cycle.
There is more focus on profitability and investment returns as part of the integrated planning and reporting cycle.
Summary:
The global economy faces what at least one forecaster is calling a mild trade recession as shipments from China slump and German factories downshift.
China’s export declines extended into August, though there were signs that the worst of a world trade slowdown may be over for the leading exporter.
Overseas shipments from China fell 8.8% in dollar terms from a year earlier while imports contracted 7.3%, both better than economists’ estimates and significantly less severe than July’s downturn.
Other data have suggested trade may be stabilizing after weakening for most of this year. Exports from South Korea also declined at a more moderate pace in August than the previous month.
Source: https://www.bloomberg.com/news/newsletters/2023-09-07/supply-chain-latest-world-trade-faces-a-shallow-recession?srnd=economics-v2
Additional sources and links:
Lithium - https://source.benchmarkminerals.com/article/falling-lithium-prices-challenge-potential-cost-advantages-of-sodium-batteries
Oil Production - https://www.cnn.com/2023/09/06/business/oil-price-goldman-sachs/index.html
Natural gas - https://www.fxstreet.com/news/natural-gas-holds-up-as-markets-in-limbo-over-strikes-202309070956
Lumber - https://www.fastmarkets.com/insights/sawmill-capacity-closures-reshape-us-lumber-supply
Critical metals - https://www.wasterecyclingmag.ca/feature/how-recycling-could-solve-the-shortage-of-minerals-essential-to-clean-energy/
Agriculture - https://www.morningagclips.com/economists-forecast-positive-end-of-year-crop-outlook-despite-warmer-midwestern-climate/
ESG - https://www.skadden.com/insights/publications/2023/09/the-informed-board/the-eus-new-esg-disclosure-rules
Ports - https://www.marketscreener.com/quote/stock/HAPAG-LLOYD-AG-24857717/news/Hapag-Lloyd-chief-warns-of-rougher-seas-ahead-for-container-shipping-44789017/
Top destination for reshoring - https://www.thenationalnews.com/business/economy/2023/08/29/uae-in-top-10-most-powerful-passports-for-investment-opportunity/
Global Trade - https://phys.org/news/2023-09-opinion-broke-global-climate-finish.html
What is next for the Forestry Sector and Lumber Production - September 2023.pptxpaul young cpa, cga
Lumber production in Canada continues to face many hurdles
Canada forest management practices are some of the bests in the world
Canada planted over 440M in seedlings back in 2018. It is now 2022 which means close 2M seedlings have been planted.
All levels need to put more focus on urban and rural planning solutions
More work including spending on wildfire and forest fire mitigation
Canada and USA need to find a path forward to resolve the softwood lumber dispute
There needs to a better balanced between climate change policies and growing the economy in a sustainable way
3D printing for housing needs to become mainstream
More protection needs to happen with key ecosystems like wetlands, forest, and peatlands.
There is a risk of debt default if interest rates are hike over the next few months
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
NO1 Uk Black Magic Specialist Expert In Sahiwal, Okara, Hafizabad, Mandi Bah...Amil Baba Dawood bangali
Contact with Dawood Bhai Just call on +92322-6382012 and we'll help you. We'll solve all your problems within 12 to 24 hours and with 101% guarantee and with astrology systematic. If you want to take any personal or professional advice then also you can call us on +92322-6382012 , ONLINE LOVE PROBLEM & Other all types of Daily Life Problem's.Then CALL or WHATSAPP us on +92322-6382012 and Get all these problems solutions here by Amil Baba DAWOOD BANGALI
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how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
Resume
• Real GDP growth slowed down due to problems with access to electricity caused by the destruction of manoeuvrable electricity generation by Russian drones and missiles.
• Exports and imports continued growing due to better logistics through the Ukrainian sea corridor and road. Polish farmers and drivers stopped blocking borders at the end of April.
• In April, both the Tax and Customs Services over-executed the revenue plan. Moreover, the NBU transferred twice the planned profit to the budget.
• The European side approved the Ukraine Plan, which the government adopted to determine indicators for the Ukraine Facility. That approval will allow Ukraine to receive a EUR 1.9 bn loan from the EU in May. At the same time, the EU provided Ukraine with a EUR 1.5 bn loan in April, as the government fulfilled five indicators under the Ukraine Plan.
• The USA has finally approved an aid package for Ukraine, which includes USD 7.8 bn of budget support; however, the conditions and timing of the assistance are still unknown.
• As in March, annual consumer inflation amounted to 3.2% yoy in April.
• At the April monetary policy meeting, the NBU again reduced the key policy rate from 14.5% to 13.5% per annum.
• Over the past four weeks, the hryvnia exchange rate has stabilized in the UAH 39-40 per USD range.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
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Contact with Dawood Bhai Just call on +92322-6382012 and we'll help you. We'll solve all your problems within 12 to 24 hours and with 101% guarantee and with astrology systematic. If you want to take any personal or professional advice then also you can call us on +92322-6382012 , ONLINE LOVE PROBLEM & Other all types of Daily Life Problem's.Then CALL or WHATSAPP us on +92322-6382012 and Get all these problems solutions here by Amil Baba DAWOOD BANGALI
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Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
2. PAUL YOUNG - BIO
• CPA, CGA (1996)
• Academia (PF1, FA4, FN2, MU1. and MS2)
• SME – Customer Success Management
• SME – Risk Management
• SME – Close, Consolidate and Reporting
• SME – Public Policy
• SME – Emerging Technology
• SME – Business Process Change
• SME – Financial Solutions
• SME – Macro/Micro Indicators
• SME – Supply Chain Management
• SME – Data, AI, Security, and Platform
• SME – Internal Controls and Auditing
Contact information email: Paul_Young_CGA@hotmail.com
LinkedIn: https://www.linkedin.com/in/paul-young-055632b/
SlideShare - https://www.slideshare.net/paulyoungcga
Twitter: https://twitter.com/paulyoungcpa
YouTube - https://www.youtube.com/user/youngercga1968/videos
10. NDP / ELECTRICITY
PRESENTATION TITLE 2/11/20XX 10
https://www.thestar.com/politics/pr
ovincial/2022/08/23/its-shameful-
critics-slam-doug-fords-plan-to-
replace-nuclear-power-with-
natural-gas.html
@Peter_Tabuns
Your policy of renewables replacing natural gas & Pickering
would require over $3B investment & nearly 700 turbines.
Where are you going to build these turbines? How much land
will this take up?
https://www.slideshare.net/paulyoungcga/electricity-analysis-
canada-and-the-oecd-may-2022pptx
17. LTC AND ASSISTED
LIVING
PRESENTATION TITLE 2/11/20XX 17
Marit is consistent as she is all about the drama! I also think Marit
wants to be the next leader of the Ontario NDP. Heaven helped us if
Marit is the leader. Marit would be even worse than Andrea Horwath!
https://twitter.com/maritstiles/status/1562556340622356481
@maritstiles
U have never supported expanding homecare services, why?
U have never look at how best to build out housing for seniors,
why?
U never endorse mandatory audits of all LTC, why?
U never discuss pushing the feds on GIS
https://www.slideshare.net/paulyoungcga/policy-analysis-
seniors-assisted-living-and-longterm-carepptx or
https://www.slideshare.net/paulyoungcga/retirement-and-
assistant-living-canada-issues-and-what-needs-to-be-done
Mike Schreiner is also no better when it comes to solutions
18. EDUCATION
PRESENTATION TITLE 2/11/20XX 18
Do you endorse Audit or Drummond Reports? (Yes
or no)
https://www.slideshare.net/paulyoungcga/2022-
election-education-ontario-july-2019 or
https://hicksmorley.com/2012/02/22/drummond-
commission-reports-on-elementary-and-secondary-
education-reform/ (Class size) or ARC studies
https://www.owensoundsuntimes.com/2013/02/13/pr
emier-invited-to-arc jobs of tomorrow -
https://www.slideshare.net/paulyoungcga/human-
capital-management-skills-education-wages-careers-
and-job-vacanciespptx-252306726 or
https://torontosun.com/news/provincial/number-of-
ontario-teachers-on-sunshine-list-doubles
@maritstiles you spend way to much time doing photo ops
instead of actually reading reports from Drummond or FAO
or Auditor-General. True leaders look for solutions and not
the drama when seeking change!
https://www.slideshare.net/paulyoungcga/scorecard-ontario-
june-2022pptx
19. HEALTHCARE
PRESENTATION TITLE 2/11/20XX 19
https://twitter.com/CathrynOna/status/156
2151689309806598
I have asked you numerous times if you
support recommendations of the
Drummond and audit reports. It was
simple yes or no. You said nothing!
https://www.slideshare.net/paulyoungcga/
global-healthcare-crisis-pptx
Part of healthcare have been privatized
for years! Basic google would have return
that info!
20. SUMMARY
• Ontario needs to address issues with healthcare delivery model to include expanding homecare and
private clinics
• Ontario needs to address issues with education including more ARC reviews, wage/pension/benefit
reforms for instructions, more focus on STEM and skills trades.
• Ontario needs to work all levels of government and indigenous bands to develop the mining and forestry
sector in Ontario. Ontario should take a page from PQ on how to best to develop the mining and forestry
sector
• Ontario needs to establish new land-use policies including re-zoning, urban vs rural planning, transition
optimization, adoption of 3D printing, water management,
• Ontario needs to work with federal government on taxation and regulatory reform as part of supporting
advance manufacturing sector in Ontario
• Ontario government needs to develop a new governance model as part of providing more oversight into
program spending and outcomes.
• Ontario needs to build resilient supply system including port expansion (Thunder Bay, Sault Ste Marie,
Hamilton, Goderich, reshoring parts of the supply chain, developing of critical metals, reducing farm
input costs, etc
PRESENTATION TITLE 2/11/20XX 20
Blog – Scorecard – Ontario – July 2022
Ontario needs to address issues with its delivery model for long-term care, healthcare, and education.
Ontario needs to work with all levels of government to streamline regulations for the goods-producing
sector.
All levels of government need to bring in stronger governance model including mandatory crisis and risk
management reporting along with automating internal audit programs as part of better oversight.
Ontario needs to bring in better balance between protecting the environment and growing the economy
in a sustainable way!
2021 Audited FS
Final Signed Version.pdf
2022-Budget -
Greater Madwawaska.pdf
2021 Annual
Financial Report Compressed - King Township.pdf
Internal Audit.pdf Audits and
Internal.pdf
Blueprint-to-Bolster-
Ontarios-Prosperity.pdf
Mercedes-Benz signs
lithium supply deal with Nipigon mine developer - Northern Ontario Business.pdf
Ontario
Manufacturing - July 2022.pdf
Electricity and
Ontario.pdf
FedDev Ontario
2020-21 Departmental Results Report – Additional Sections - FedDev Ontario.pdf
Research begins to
improve strawberry production in northern Ontario CBC News.pdf
Farmers and Costs -
Ontario.pdf
What reducing
emissions could mean for farmers and food prices Canadian Grocer.pdf
Ontario home prices
expected to drop at least 25_ by year's end in unprecedented nosedive.pdf
Hastings and Prince
Edward District School Board budget cuts 11 front-line worker jobs - Kingston Globalnews.ca.pdf
Faced with $52.2M
deficit, TDSB calls on political parties to commit to more funding for education CBC News.pdf
St. Joseph's
Healthcare Foundation Hamilton.pdf
Take immediate
action to implement five-point plan to staff up and keep Ontario hospitals open, unions urge province Business Wire.pdf
Audited-Financial-Sta
tements-to-March-31-2022-Final-signed-copy.pdf
2021-22-Audited-Fin
ancial-Statements-Final.pdf
2022-03-31 FS-Lady
Dunn Health Centre.pdf
financial-statements-
2022 - Public Health.pdf
Two Ontario
not-for-profit nursing homes fined The Star.pdf
Crime.pdf
2022 Budget Outlook
Update-Briefing Deck-EN.pdf
Monthly Business
Barometer - CFIB.pdf
What Doug Ford
promised in the 2022 Ontario budget - Eminetra Canada.pdf
Municipal
Infrastructure for Economic Recovery AMO.pdf
03 - 2022 Budget &
Financial Overview.pdf
ESG and Fraser.pdf
1. Lithium mining - https://www.northernontariobusiness.com/industry-news/mining/mercedes-
benz-signs-lithium-supply-deal-with-nipigon-mine-developer-5731819
2. Chromite - https://www.canadianminingjournal.com/news/kwg-acquires-fancamps-chromite-
claims-in-ring-of-fire/
3. Nickel - https://www.proactiveinvestors.ca/companies/news/991200/tartisan-nickel-files-
preliminary-economic-assessment-of-the-kenbridge-nickel-project-in-northwestern-ontario-
991200.html
4. Ontario manufacturing - https://www.canadianmanufacturing.com/manufacturing/ontario-
study-says-a-quarter-of-food-manufacturers-wait-over-a-year-to-fill-roles-284560/
5. Electricity https://republicofmining.com/2022/08/24/its-shameful-critics-slam-doug-fords-plan-
to-replace-nuclear-power-with-natural-gas-by-rob-ferguson-toronto-star-august-24-2022/
6. Farmers - https://farmersforum.com/grain-growers-of-canada-want-farmer-led-plan-for-net-
zero-emissions/ or https://canadiangrocer.com/what-reducing-emissions-could-mean-farmers-
and-food-prices