This document is the Schleswig-Holstein Gaming Act from October 20, 2011. It establishes a regulatory framework for public gaming in Schleswig-Holstein, Germany. The Act aims to ensure gaming occurs in an orderly, fair, and responsible manner that protects gamblers, prevents addiction, and maintains integrity in sports betting. It defines key terms like gaming, land-based gaming, online gaming, lotteries, betting, casinos, and payment. The Act covers approval procedures, player protections, gaming supervision, duties and taxes, and temporary and final provisions related to implementing the regulatory framework.
Remote gambling bill of South Africa. April 2014Market Engel SAS
REMOTE GAMBLING BILL PUBLICATION AND INVITATION FOR PUBLIC COMMENT
In accordance with Rule 241(1)(b) of the Rules of the National Assembly, notice is hereby given that Geordin Gwyn Hill-Lewis MP intends introducing a private member's bill shortly in order to provide a legal basis for the regulation and control of all remote gambling activities.
A copy of the draft Remote Gambling Bill and a memorandum setting out its objectives are included in the schedule to this notice in fulfillment of the requirements of Rule 241(1)(c) of the Rules of the National Assembly.
Interested parties and institutions are invited to submit written representations on the draft bill to the Secretary to Parliament within 30 days of the publication of this notice.
Representations can be delivered to the Secretary to Parliament, Old Assembly Building, Parliament Street, Cape Town or mailed to the Secretary to Parliament, P 0 Box 15, Cape Town 8000 or e-mailed to mbcoetzee@,parliament.gov.za and copied to karenb@da.org.za.
16 April 2014
Geordin Gwyn Hill-Lewis MP
Dictao traceability solution for i gaming operators in spain and newly regula...Market Engel SAS
Dictao provides technical compliance software (as a Product or as a Service) to online gaming operators on all regulated markets, including France (ARJEL), Denmark (SKAT) and Spain (CNJ).
Dictao compliance software includes data traceability systems, electronic vault, and player registration, as well as strong user authentication solutions.
In France, Dictao provides 12 online gaming operators with an ARJEL-compliant eVault that secures more than 21 billion transactions per year.
This positions Dictao as the trust solution provider of choice in the international online gaming community.
In Denmark and Spain, Dictao looks forward to streamlining online gaming operators' capabilities to be 100% compliant, enter their markets first, and benefit from proven, cost-efficient and scalable solutions.
To learn more about Dictao and its online gaming solutions, please visit www.dictao.com or contact Grégory Kuhlmey at +33 1 73 00 26 81 / gkuhlmey@dictao.com
Draft schleswig holstein state regulations governing the approval of gambling...Market Engel SAS
State regulations governing the approval of gambling
(Glücks-spielgenehmigungsverordnung – GGVO) (Gambling Approval Regulations)
governing the approval of gambling_v1.0 version 1.0 of 23/01/2012
1. SECTION I
1.1 § 1 Approval for organisation and sales in accordance with the Gambling Act
1.2 § 2 Granting of approval
1.3 § 3 Procedure
1.4 § 4 Obligations, supervisory measures
1.5 § 5 Registration of players
1.6 § 6 Players’ accounts and payments
1.7 § 7 Security of the players’ accounts
1.8 § 8 Limits and barring by the gambling providers
1.9 § 9 Bonus ................................
1.10 § 10 Barrings and closing of players’ accounts
2. SECTION II
2.1 § 11 Reliability, solvency and expertise of commercial gambling brokers
2.2 § 12 Commercial brokering of gambling
2.3 § 13 Player protection
2.4 § 14 Obligation to provide information
3. SECTION III
3.1 § 15 Entry into force and validity period of these regulations
Remote gambling bill of South Africa. April 2014Market Engel SAS
REMOTE GAMBLING BILL PUBLICATION AND INVITATION FOR PUBLIC COMMENT
In accordance with Rule 241(1)(b) of the Rules of the National Assembly, notice is hereby given that Geordin Gwyn Hill-Lewis MP intends introducing a private member's bill shortly in order to provide a legal basis for the regulation and control of all remote gambling activities.
A copy of the draft Remote Gambling Bill and a memorandum setting out its objectives are included in the schedule to this notice in fulfillment of the requirements of Rule 241(1)(c) of the Rules of the National Assembly.
Interested parties and institutions are invited to submit written representations on the draft bill to the Secretary to Parliament within 30 days of the publication of this notice.
Representations can be delivered to the Secretary to Parliament, Old Assembly Building, Parliament Street, Cape Town or mailed to the Secretary to Parliament, P 0 Box 15, Cape Town 8000 or e-mailed to mbcoetzee@,parliament.gov.za and copied to karenb@da.org.za.
16 April 2014
Geordin Gwyn Hill-Lewis MP
Dictao traceability solution for i gaming operators in spain and newly regula...Market Engel SAS
Dictao provides technical compliance software (as a Product or as a Service) to online gaming operators on all regulated markets, including France (ARJEL), Denmark (SKAT) and Spain (CNJ).
Dictao compliance software includes data traceability systems, electronic vault, and player registration, as well as strong user authentication solutions.
In France, Dictao provides 12 online gaming operators with an ARJEL-compliant eVault that secures more than 21 billion transactions per year.
This positions Dictao as the trust solution provider of choice in the international online gaming community.
In Denmark and Spain, Dictao looks forward to streamlining online gaming operators' capabilities to be 100% compliant, enter their markets first, and benefit from proven, cost-efficient and scalable solutions.
To learn more about Dictao and its online gaming solutions, please visit www.dictao.com or contact Grégory Kuhlmey at +33 1 73 00 26 81 / gkuhlmey@dictao.com
Draft schleswig holstein state regulations governing the approval of gambling...Market Engel SAS
State regulations governing the approval of gambling
(Glücks-spielgenehmigungsverordnung – GGVO) (Gambling Approval Regulations)
governing the approval of gambling_v1.0 version 1.0 of 23/01/2012
1. SECTION I
1.1 § 1 Approval for organisation and sales in accordance with the Gambling Act
1.2 § 2 Granting of approval
1.3 § 3 Procedure
1.4 § 4 Obligations, supervisory measures
1.5 § 5 Registration of players
1.6 § 6 Players’ accounts and payments
1.7 § 7 Security of the players’ accounts
1.8 § 8 Limits and barring by the gambling providers
1.9 § 9 Bonus ................................
1.10 § 10 Barrings and closing of players’ accounts
2. SECTION II
2.1 § 11 Reliability, solvency and expertise of commercial gambling brokers
2.2 § 12 Commercial brokering of gambling
2.3 § 13 Player protection
2.4 § 14 Obligation to provide information
3. SECTION III
3.1 § 15 Entry into force and validity period of these regulations
Spanish draft royal decree through which technical requirements for gaming ac...Market Engel SAS
Following the vote of the Spanish Gambling Law in May 2011, the following draft Royal Drecree enlists the IT requirements that online gambling operators will have to comply with to obtain a license agreement in Spain.
The document is translated by Dictao, a leading trust architect and security compliance services provider for online gaming operators.
(...) "technical gaming systems will have to guarantee, amongst other things:
a. Confidentiality and integrity in communications
b. The identity of participants, in the case of games developed by telematic and interactive means, as well as the verification, in the terms established in this Royal Decree, that they are not included in the Register foreseen in article 22.1.b) of Act 13/2011, of May 27th, on gaming regulation.
c. Authenticity and count of bets
d. Control over their correct operation
e. Compliance with the subjective prohibitions regulated in article 6 of Act 13/2011, of May 27th, on gaming regulation
f. Effectiveness of controls regarding game time duration, maximum amount wagered or use of self-exclusion options, amongst other measures, which might be demanded by the National Game Commission in relation to the development of games or their exercise modalities.
g. Exclusive access to computer system components by the authorized staff of the National Game Commission or any other competent authorities, in the conditions
that the latter may establish.
(...).
The mobile industry has scaled dramatically over the
last decade. At the end of 2003, there were a little over
one billion unique subscribers, meaning that just under
one in six people had subscribed to a mobile service. By
the end of 2013 this figure had increased to 3.4 billion
unique subscribers: equivalent to just under half of the
global population. Globally there were 6.9 billion SIM
connections at the end of 2013, with an average of 1.8
active SIM cards per unique subscriber*
.
Digital signatures, paving the way to a digital Europe_Arthur D Little_2014Market Engel SAS
Digital signature solutions are quickly replacing paper-based signatures and have the potential to dominate signature-related processes. The primary benefits of this technology include increased efficiency, lower costs and increased customer satisfaction. Processes that still require a handwritten signature slow down turnaround time, increase complexity in terms of archiving, and also raise environmental issues with regards to paper usage. Companies are therefore increasingly adopting digital signature solutions to address those challenges.
The financial services industry is the pioneer in the adoption and development of digital signature solutions, and we expect other industries, such as telecommunication, commerce, utilities, notaries and healthcare, to follow soon as the benefits of this new technology, namely increased efficiency, lower costs and increased customer satisfaction, are not restricted to any industry. While offering clear advantages, digital signature solutions still need to overcome some challenges, such as the need to adapt existing systems and processes to the new technology, concern about acceptance by business partners and the perceived high cost.
The European Union is currently finalizing regulation, which will increase the legal value of advanced electronic signatures and remote electronic signing services by offering the possibility to generate a qualified digital signature using a remote signing system. The regulation is expected to be enacted in early July 2014. This development is expected to serve as an example for other markets on how to approach digital signatures from a regulatory standpoint.
This report is based on Arthur D. Little’s survey of 50 market experts in Europe, as well as comprehensive secondary market research. In this report, we provide an overview of the digital signature technology, its current and potential market, as well as the benefits and challenges it brings. We also present examples of practical applications of digital signature solutions.
UK draft gambling (licensing & advertising) bill presented to parliament by t...Market Engel SAS
The Government is committed to strengthening the regulation of remote gambling to ensure that effective consumer protection measures are afforded to all British based consumers. Currently, consumers based in Great Britain face different consumer protection arrangements, and have to deal with a myriad of different regulators, depending on where the remote gambling they are taking part in is regulated. This problem is growing as more countries permit online gambling. At the same time, it is unfair to GB-licensed gambling operators that overseas competitors benefit from access to the market in Great Britain without necessarily bearing a fair share of the costs of regulation, or of research, education and treatment of problem gambling. This draft Bill allows for the amendment of the Gambling Act 2005 so that remote gambling is regulated predominantly on a point of consumption basis. Consequently, all operators selling into the British market, whether based here or abroad, will be required to hold a Gambling Commission licence to enable them to transact with British consumers and to advertise in Great Britain. Such operators will consequently be subject to the provisions of the Gambling Act 2005, its regulations and the Gambling Commission’s social responsibility and technical standards requirements. These operators will also be required to pay Operating Licence fees, and to contribute to research, education and treatment in relation to British problem gambling and regulatory costs These proposals are an important measure to help address concerns about problem gambling and to bridge a regulatory gap, by ensuring that British consumers will enjoy consistent standards of protection, no matter which online gambling site they visit. For example, previous work by the Gambling Commission has highlighted deficiencies in some remote operators’ arrangements for preventing underage play, and, for the first time, overseas operators will be required to inform the UK regulator about suspicious betting patterns to help fight illegal activity and corruption in sports betting. Finally, these reforms will ensure consistency and a level playing field as all overseas operators will be subject to the same regulatory standards and requirements as British-based operators. We look forward to hearing your views, and those of the Culture, Media & Sport Select Committee who have been invited to carry out pre-legislative scrutiny. We trust that this process will ensure that the Bill is well prepared for introduction to Parliament.
Technical requirements on gambling operators for obtaining a licence to provi...Market Engel SAS
Instructions for technical requirements. Standard Records SAFE Tamper Token. The document describes the detailed technical requirements with respect to Standard Records, SAFE, Tamper Token and ROFUS. The document also proposes suggestions to how Licence Holder may perform quality assurance.
European and global practices Philipp VlamminckUIFuture
Зразки роботи європейського регулятора грального бізнесу, питання державної системи механізмів контролю ринку та грошових потоків від гравця до сплачених податків, регулювання діяльності казино в Європі тощо. Учасники семінару отримали поради щодо структури, операційної діяльності, відповідності, регулювання та ліцензування грального бізнесу тощо
Bitcoin Ichip provides an online gambling platform which is Secure, Anonymous and Faster as compared to other betting platforms. Ensuring security and minimizing the risks in transactions were one of the main focuses of our team because, at the end of the day, it is the user satisfaction that matters the most to us.The bitcoin Ichip token is a digital currency that can be used for placing bets at various online betting platforms associated with the Bitcoin Ichip. It is based on the ERC-20 protocol which makes it safe and secure for transactions.
Bitcoin, Block Chain, Cryptocurrency and ICOs: A Legal Perspectiveideatoipo
Block chain, bitcoin and other cryptocurrencies, and ICOs have dominated recent headlines. While excitement continues to grow around this rapidly expanding space, there still seems to be a lot of unanswered questions. Roger Royse, founder of the Royse Law Firm, will discuss the legal issues that may determine the future of these emerging technologies.
The MODI Health Station empowers people and organizations to comply with health authorities' anti-COVID pandemic requirements. The Health Station features automated and intelligent capabilities to register the wearing of a mask, the disinfection of hands, the measurement of forehead temperature, respect of social distancing, the number of people inside a limited space, etc. It targets hospitals, care homes, event spaces and venues, hotels, restaurants or other places required to comply with common anti-COVID measures and policies. For more information, please connect to https://www.modivision.net/
Spanish draft royal decree through which technical requirements for gaming ac...Market Engel SAS
Following the vote of the Spanish Gambling Law in May 2011, the following draft Royal Drecree enlists the IT requirements that online gambling operators will have to comply with to obtain a license agreement in Spain.
The document is translated by Dictao, a leading trust architect and security compliance services provider for online gaming operators.
(...) "technical gaming systems will have to guarantee, amongst other things:
a. Confidentiality and integrity in communications
b. The identity of participants, in the case of games developed by telematic and interactive means, as well as the verification, in the terms established in this Royal Decree, that they are not included in the Register foreseen in article 22.1.b) of Act 13/2011, of May 27th, on gaming regulation.
c. Authenticity and count of bets
d. Control over their correct operation
e. Compliance with the subjective prohibitions regulated in article 6 of Act 13/2011, of May 27th, on gaming regulation
f. Effectiveness of controls regarding game time duration, maximum amount wagered or use of self-exclusion options, amongst other measures, which might be demanded by the National Game Commission in relation to the development of games or their exercise modalities.
g. Exclusive access to computer system components by the authorized staff of the National Game Commission or any other competent authorities, in the conditions
that the latter may establish.
(...).
The mobile industry has scaled dramatically over the
last decade. At the end of 2003, there were a little over
one billion unique subscribers, meaning that just under
one in six people had subscribed to a mobile service. By
the end of 2013 this figure had increased to 3.4 billion
unique subscribers: equivalent to just under half of the
global population. Globally there were 6.9 billion SIM
connections at the end of 2013, with an average of 1.8
active SIM cards per unique subscriber*
.
Digital signatures, paving the way to a digital Europe_Arthur D Little_2014Market Engel SAS
Digital signature solutions are quickly replacing paper-based signatures and have the potential to dominate signature-related processes. The primary benefits of this technology include increased efficiency, lower costs and increased customer satisfaction. Processes that still require a handwritten signature slow down turnaround time, increase complexity in terms of archiving, and also raise environmental issues with regards to paper usage. Companies are therefore increasingly adopting digital signature solutions to address those challenges.
The financial services industry is the pioneer in the adoption and development of digital signature solutions, and we expect other industries, such as telecommunication, commerce, utilities, notaries and healthcare, to follow soon as the benefits of this new technology, namely increased efficiency, lower costs and increased customer satisfaction, are not restricted to any industry. While offering clear advantages, digital signature solutions still need to overcome some challenges, such as the need to adapt existing systems and processes to the new technology, concern about acceptance by business partners and the perceived high cost.
The European Union is currently finalizing regulation, which will increase the legal value of advanced electronic signatures and remote electronic signing services by offering the possibility to generate a qualified digital signature using a remote signing system. The regulation is expected to be enacted in early July 2014. This development is expected to serve as an example for other markets on how to approach digital signatures from a regulatory standpoint.
This report is based on Arthur D. Little’s survey of 50 market experts in Europe, as well as comprehensive secondary market research. In this report, we provide an overview of the digital signature technology, its current and potential market, as well as the benefits and challenges it brings. We also present examples of practical applications of digital signature solutions.
UK draft gambling (licensing & advertising) bill presented to parliament by t...Market Engel SAS
The Government is committed to strengthening the regulation of remote gambling to ensure that effective consumer protection measures are afforded to all British based consumers. Currently, consumers based in Great Britain face different consumer protection arrangements, and have to deal with a myriad of different regulators, depending on where the remote gambling they are taking part in is regulated. This problem is growing as more countries permit online gambling. At the same time, it is unfair to GB-licensed gambling operators that overseas competitors benefit from access to the market in Great Britain without necessarily bearing a fair share of the costs of regulation, or of research, education and treatment of problem gambling. This draft Bill allows for the amendment of the Gambling Act 2005 so that remote gambling is regulated predominantly on a point of consumption basis. Consequently, all operators selling into the British market, whether based here or abroad, will be required to hold a Gambling Commission licence to enable them to transact with British consumers and to advertise in Great Britain. Such operators will consequently be subject to the provisions of the Gambling Act 2005, its regulations and the Gambling Commission’s social responsibility and technical standards requirements. These operators will also be required to pay Operating Licence fees, and to contribute to research, education and treatment in relation to British problem gambling and regulatory costs These proposals are an important measure to help address concerns about problem gambling and to bridge a regulatory gap, by ensuring that British consumers will enjoy consistent standards of protection, no matter which online gambling site they visit. For example, previous work by the Gambling Commission has highlighted deficiencies in some remote operators’ arrangements for preventing underage play, and, for the first time, overseas operators will be required to inform the UK regulator about suspicious betting patterns to help fight illegal activity and corruption in sports betting. Finally, these reforms will ensure consistency and a level playing field as all overseas operators will be subject to the same regulatory standards and requirements as British-based operators. We look forward to hearing your views, and those of the Culture, Media & Sport Select Committee who have been invited to carry out pre-legislative scrutiny. We trust that this process will ensure that the Bill is well prepared for introduction to Parliament.
Technical requirements on gambling operators for obtaining a licence to provi...Market Engel SAS
Instructions for technical requirements. Standard Records SAFE Tamper Token. The document describes the detailed technical requirements with respect to Standard Records, SAFE, Tamper Token and ROFUS. The document also proposes suggestions to how Licence Holder may perform quality assurance.
European and global practices Philipp VlamminckUIFuture
Зразки роботи європейського регулятора грального бізнесу, питання державної системи механізмів контролю ринку та грошових потоків від гравця до сплачених податків, регулювання діяльності казино в Європі тощо. Учасники семінару отримали поради щодо структури, операційної діяльності, відповідності, регулювання та ліцензування грального бізнесу тощо
Bitcoin Ichip provides an online gambling platform which is Secure, Anonymous and Faster as compared to other betting platforms. Ensuring security and minimizing the risks in transactions were one of the main focuses of our team because, at the end of the day, it is the user satisfaction that matters the most to us.The bitcoin Ichip token is a digital currency that can be used for placing bets at various online betting platforms associated with the Bitcoin Ichip. It is based on the ERC-20 protocol which makes it safe and secure for transactions.
Bitcoin, Block Chain, Cryptocurrency and ICOs: A Legal Perspectiveideatoipo
Block chain, bitcoin and other cryptocurrencies, and ICOs have dominated recent headlines. While excitement continues to grow around this rapidly expanding space, there still seems to be a lot of unanswered questions. Roger Royse, founder of the Royse Law Firm, will discuss the legal issues that may determine the future of these emerging technologies.
The MODI Health Station empowers people and organizations to comply with health authorities' anti-COVID pandemic requirements. The Health Station features automated and intelligent capabilities to register the wearing of a mask, the disinfection of hands, the measurement of forehead temperature, respect of social distancing, the number of people inside a limited space, etc. It targets hospitals, care homes, event spaces and venues, hotels, restaurants or other places required to comply with common anti-COVID measures and policies. For more information, please connect to https://www.modivision.net/
La Société
ÆVATAR®.coop, une Société Coopérative d’Intérêt Collectif, conçoit, produit et opère une plateforme coopérative de gestion d’identité numérique basée sur la Blockchain. Accessible via une application dont l’accès est sécurisé par la prise d’un selfie, la plateforme permet la création, par son utilisateur, d’un porte-identités (ID wallet) mobile. La plateforme est conçue pour faciliter la conformité des entreprises aux exigences des réglementations sur la protection des données personnelles (GDPR, PSD2/AML4, eIDAS..).
La Solution
La solution Ævatar inclut trois produits : 1. MyÆvatar, une application de porte-identité qui génère des tokens biométriques valables qu’une seule fois (Biometric-One-Time-Token, BOTT), pour authentifier de façon forte et facile les citoyens dans leurs transactions de la vie quotidienne, 2. Ævatar Enterprise, une API ouverte, conforme aux environnements IAM du marché, qui gère les interactions entre l’application MyÆvatar et les serveurs des entreprises, et 3. MyÆvatar Room, un coffre-fort de données personnelles qui reste sous le contrôle exclusif de l’utilisateur.
La Plateforme
La plateforme Ævatar fédère les meilleures technologies de CyberSécurité et de CyberPrivacy du marché en termes de biométrie (ID3), de gestion de la vie privée (CryptoExperts, leader de ABC4Trust), de traçabilité des données (Advanced Track & Trace), de contrôle d’accès physique (MODIvision), de validation de documents officiels (SURYS/KEESING) ou de technologie Blockchain…
Les Applications clés
Selfie & Pay : Pour faire un transfert d'argent, l'émetteur choisit son destinataire et saisit un montant. Si les fonds sont dans son wallet mobile, l'Ævatar prend un selfie, génère un 'Biometric-One-Time-Token ou "BOTT", signe la transaction et l'envoie. L'Ævatar du destinataire la reçoit et la signe par un BOTT, et crédite son porte-monnaie.
Selfie & Go : A l'entrée du magasin, le consommateur prend un selfie qui affiche un QR code à appliquer sur un lecteur. Le consommateur scanne ses articles, valide et signe ses achats par un selfie et quitte le magasin. La caméra du magasin confirme que le selfie du QR code correspond bien à celui du consommateur.
Selfie & Board : Quand il achète son titre de transport, le voyageur prend un selfie qui s'intègre dans le QR code de son eTicket. A l'eGate, la caméra CCTV fait un 'match' entre le visage du voyageur et le selfie qui est enfouit dans le QR code de son eTicket.
Les Dirigeants
Les dirigeants d'Ævatar sont des experts de la gestion des identités et des données, tant en termes de conception, d’architecture et de plateformes (David ROBERT), de sécurité et de conformité réglementaire (Nathalie LAUNAY), de développement commercial international (Frédéric ENGEL), d'intelligence artificielle (Serge KRYWYK), que d'intégration dans la Blockchain (Philippe HONIGMAN).
La Compañía
ÆVATAR®.coop, una Compañía de Beneficio Social, diseña, produce y maneja una plataforma cooperativa Blockchain dedicada al manejo de la identidad digital y data. Accesada de manera segura via una selfie, la app Ævatar permite la creación, a su usario, de su cartera móvil con identidad digital, i.e. IDwallet. La plataforma está diseñada para facilitar a las empresas el cumplimiento de los requisitos regulatorios de la protección de data personal (GDPR, PSD2/AML4 o eIDAS).
La solución
La solución Ævatar incluye tres productos: 1. My Ævatar, una IDwallet app que genera tokens biométricos de una sola vez, sin fricción (biometric-one-time-tokens, BOTT) para autenticar a los ciudadanos de manera fuerte en sus transacciones de la vida diaria, 2. Ævatar Enterprise, una API abierta que maneja las interacciones entre la app Ævatar y los servidores de las empresas que manejan el acceso y la identidad estandard, y 3. MyÆvatar Room, una caja de seguridad de datos (Personal Data Store, PDS) que siempre está bajo el control exclusivo de su usuario.
La plataforma
La plataforma Ævatar integra lo mejor de las tecnologías en cyberseguridad y cyberprivacidad en términos de biométricas (ID3), manejo de privacidad (CryptoExperts, el lider de la iniciativa «ABC4Trust»), el seguimiento de datos (Advanced Track and Trace), control de accesso físico (MODIvision), validación de documentos oficiales (SURYS/KEESING) y tecnologia Blockchain…
Las Aplicaciones
Selfie & Pay: Para procesar una transferencia de dinero, quien envía selecciona al receptor y teclea la cantidad. Si hay fondos disponibles en su cartera, la app Ævatar toma una selfie, genera un 'Biometric-One-Time-Token o "BOTT", firma y envía la transacción. El Ævatar del receptor recive la transacción, la firma con un “BOTT”, y se acredita a su cartera.
Selfie & Go: Al ir de compras, el consumidor toma una selfie Ævatar que muestra el codigo QR para que se escanee en la entrada de la tienda. El consumidor Ævatar escanea sus productos, valida la cantidad, firma su compra con una selfie y se va de la tienda. La camara CCTV de la tienda confirma que el codigo QR selfie Ævatar corresponda con la caja del consumidor.
Selfie & Board: Al comprar su boleto, el pasajero toma una selfie Ævatar que integra en sí mismo el codigo QR de su boleto. En la puerta, la camara CCTV compara la cara del pasajero y se asegura de que corresponda con la selfie Ævatar que se muestra en el lector del codigo QR del boleto del pasajero.
El Equipo Directivo
El equipo directivo de Ævatar incluye expertos en Identidad y Plataformas de Datos de todas las meneras posibles, incluyendo manejo (David ROBERT), seguridad (Nathalie LAUNAY), desarollo de negocios (Frederic ENGEL), inteligencia artificial (Serge KRYWYK) y integración con tecnologías Blockchain (Philippe HONIGMAN).
1er Baromètre de la_transformation_digitale_CSC_2015_Les secrets des super he...Market Engel SAS
Baromètre de la transformation digitale - Les secrets des Super Héros du Digital - CSC 2015. Le Baromètre de la Transformation Digitale est une étude réalisée pour la 1ère année par
CSC. Il est basé sur une analyse qualitative et quantitative des tendances et perspectives en matière de transformation digitale auprès de PDG et directeurs généraux, directeurs du digital, directeurs marketing, commercial, distribution, qualité et relation client, DSI, directeurs de la stratégie, directeurs financiers et DRH appartenant à un échantillon d'entreprises principalement françaises. Ces dirigeants ont été interrogés sur les impacts du digital en termes de stratégie de développement, de positionnement de leur organisation, d'évolution de leur portefeuille d'offres, d'adaptation de leur dispositif en matière d'expérience et relation client, de degré de digitalisation de leurs processus opérationnels et de support, de développement d'une culture digitale auprès de leurs collaborateurs et d'intégration des ruptures technologiques associées. Le questionnaire a été conçu et administré par CSC via un formulaire diffusé sur internet (Google Forms) auprès de 15 000 contacts, sur les mois de novembre et décembre 2014. "Business models" disruptifs, usages des produits en constante (r)évolution, expérience client renouvelée, acculturation des collaborateurs, digitalisation des processus dans une logique d'efficacité opérationnelle, exploitation en continu des technologies de nouvelle génération : autant de composantes du changement sur lesquelles les super héros du digital jouent pour mettre en oeuvre des stratégies de transformation véritablement en rupture, offensives, pérennes et rentables.
Iot report federal trade commission_150127iotrptMarket Engel SAS
I publish this FTC report on IOT because i think that it's a good report and it has also been -- i think -- wrongly been seen as potentially bashing IOT potentials. See, for example, an article published yesterday "From www.theverge.com - February 15, 11:24 PM
'In the internet of things, the Federal Trade Commission sees the possibility of flourishing new markets. But it also sees a prologue to Black Mirror: in a new report that probes the privacy implications of connected devices, the commission surveys a landscape of possible dystopian futures. Get ready for invasive marketing, unending consumer surveillance, invisible nudging, and new potential for government spying and novel forms of hacking...'"
The FTC report is 55 page long, refers to workshops discussions that took place in nov 2013, and although the report stages pros and cons in a very articulated manner, the FTC applies to IOT the security & privacy guidelines and other 'good practices' that have been applied to internet-of-other-things, :-), so far. So, i think that we need to be super cautious about these discussions: Yes, the IOT generates challenges with which we may not yet be familiar with. But not really more. And let's remember that, unless we haven't learned about basic security risks, we are still in a position to say 'no' if the risks look bigger than the opportunities. Many say that 'privacy' -- as we've known it on the net 10 years ago -- is gone. Maybe. Things evolve. But at this stage, i think that no, IOT won't kill privacy. It might actually be the contrary. Let's think that, thx to IOT, i'll be more capable to change the way i work, live, pay and play online and offline. Let's say that, thx to IOT, my assurance level(s) against risks of -- for example -- ID theft and impersonation does rise. Let's believe that, thx to IOT, we just become more and better aware of what matters and does not,, so that we have the tools and the systems to better manage our environment. To make a long story short, let's just recall that IOT technology is just like any other technology: It is neutral. What is not neutral is its use. So, this is why i believe that there is, with IOT, more opportunities than risks to strengthen the privacy of our environment... provided that -- yes, i agree -- we (also) think IOT this way. My 2cts. fred.
About SIGFOX
SIGFOX is the first and only operator of a cellular network fully dedicated to low throughput communication for connected objects. Leveraging on its patented UNB technology SIGFOX brings a revolution to the M2M and Internet of Things world by enabling large-scale connection of objects. The network already connects tens of thousands of objects in France and international cities.
SIGFOX provides an end-to-end solution for your communication chain, from your objects through to your information system, with unprecedented pricing models and low energy consumption.
As a network operator SIGFOX operates fixed-location
transceivers enabling your objects to be connected “out of the box”. However contrary to the telecommunication networks, the SIGFOX transceivers and the entire SIGFOX connectivity solution has been developed, built and deployed to only serve the low throughput M2M and IoT applications. As an operated longrange network, SIGFOX provides connectivity without the need to deploy specific network infrastructures for each application.
Unlike other narrow band or white space solution providers we do not require our customers to invest in network equipment, the SIGFOX network is simply available to any object equipped with our certified connectivity solutions.
From an application point of view, the SIGFOX connectivity solution functions as follows:
• SIGFOX compatible modems are integrated within the physical objects by our certified partner network
• The objects instruct the modems to send messages whenever and wherever needed
• The transmitted data is picked up by the SIGFOX transceivers, and routed to our managed service
• The SIGFOX servers verify the data integrity and route the messages to the application’s IT system.
(...)
Sample use cases.
MAAF Assurances, one of the leading French insurance companies, anticipate the upcoming regulation that will impose by 2015 that each household be equipped with a smoke detector. The fire and/or intrusion alert service that will be using the SIGFOX network will enable MAAF insured customers to be warned directly through SMS, in case the intrusion or smoke detectors send alarms and allow MAAF and their customers to be alerted if there is an anomaly, such as low battery, with the
smoke detector.
Clear Channel Outdooroperates stations throughout France. In order to avoid constant manual inspection of the ad stations, a remote monitoring application has been deployed and the SIGFOX network is used to communicate status information from each ad station to the IT system.
For further info:
• contact@sigfox.com
• www.sigfox.com
Today's employees most wanted tools_Ricoh's surveyMarket Engel SAS
Imagine a truly innovative business world where advanced automated technology and supporting processes are the norm... We did just that and spoke with European employees to discover their vision for the future workplace. 78% of employees predict that by 2036 their workplace will be transformed by technology and processes that do not even exist today. 87% of employees believe that with the right process around it, advanced technology will positively impact profitability. Benefits to tech evolution include : 1. Optimising core business processes, 2. Having better access to information, 3. The ability to get their job done faster. 59% of employees predict that within the next 20 years holograms will feature in their workplace. Internal collaboration platforms (first with 29%), web-based meetings (second, with 23%) and follow-me printing (third with 22%) are the top three rated systems that employees currently do not use, but want to, in order to make their job more valuable today.
Electronic Signature markets and vendors_Forrester Wave_Q2_2013Market Engel SAS
Key Takeaways:
1. E-Signature Technology Gains Momentum
Electronic signatures are gaining momentum due to rapidly evolving consumer technology and the need to reduce transaction costs and the time to close business. In short, electronic signing will become simpler, more accessible, and cheaper with more tablets and touchscreen computers.
2. Enterprise E-Signature Requirements Show Substantial Diversity.
This report details our findings about how well each vendor fulfills the wide range of enterprise e-signature requirements that stem from compliance, geographic, and customer experience differences. This report helps enterprise architects select the right e-signature solution.
3. Well Balanced Leaders Drive The Market.
In Forrester’s 18-criteria evaluation of e-signature vendors, we compared the 10 most significant software providers in the category -- Adobe, ARX, AssureSign, DocuSign, eSignSystems, RightSignature, RPost, Sertifi, SIGNiX, and Silanis.
KPMG cree un pole dedie a l’activite Franchise et Reseaux Market Engel SAS
KPMG crée un pôle dédié à l’activité « Franchise et Réseaux »
KPMG, premier groupe français de services pluridisciplinaires (audit, expertise‐comptable, conseil,
droit, fiscalité), crée un département dédié à la franchise et aux réseaux, sous la responsabilité de
Jean‐Marc Aubault, Associé KPMG et Membre du collège des Experts à la Fédération Française de
la Franchise.
« Notre activité croissante auprès des franchiseurs et des franchisés nous a conduit à structurer une
équipe consacrée à la franchise et aux réseaux », commente Jean‐Marc Aubault.
KPMG compte 217 bureaux en France et plus de 7500 collaborateurs. Fort de son expérience, de son
maillage régional et de sa connaissance du tissu économique local, le cabinet offre, grâce ses équipes
dédiées dans chaque région, un conseil de proximité adapté à la structure et aux besoins des
réseaux. Virginie Sablé, Responsable Développement de la Filière Franchise et Réseaux, travaille en
étroite collaboration avec Jean‐Marc Aubault afin de coordonner l’action entre les enseignes et les
équipes Franchise de KPMG, qui comptent une cinquantaine de collaborateurs sur tout le territoire.
Le cabinet propose des prestations adaptées aux franchiseurs, aux franchisés mais aussi aux
créateurs d’entreprise pour les accompagner à chaque étape de leur développement et dans leur
gestion quotidienne : développement, création, transmission‐reprise…
Retrouvez plus d’informations sur le réseau Franchise de KPMG :
http://www.kpmg.com/FR/fr/secteurs/Franchise/Pages/default.aspx
The UK is Worlds’ #2 in iPad Game Spending and Console Gaming Popularity
The UK is number 2 in the world when it comes to the popularity of console gaming with 71% of all gamers playing on the TV screen. Only the French are more geared towards traditional console gaming. Overall, the UK is the 5th largest games market in the world when it comes to revenues generated by its gamers, behind Japan, China, Germany and the US.
Despite being characterized as a relatively traditional games market, smartphone and specifically tablet gaming is enormously popular. The UK ranks number 2 in the world in total game spend on the iPad. Of the 34.7 million UK gamers, 62% spend money on games, the third highest in the world behind Germany and Canada.
The largest amount of UK gamers can be found on social/casual platform followed by TV/console. Using Newzoo’s Screen Segmentation Model, 23.8% of gamers are playing across all four screens. The PC is used by 88.7% of gamers making it the most played on screen, although it is relatively less popular in the UK than most other Western countries.
Interested in more in-depth data on a global level or UK specific? Please have a look at the following two services:
Global Games Data Service
UK in-depth data
Read more at http://www.newzoo.com/infographics/infographic-the-uk-games-market/#Ih6hFTGh14hsRcKD.99
The Netherlands Ranks #1 in the World when it comes to playing games for free
Netherlands is #1 in the world when it comes to playing games for free – 55% of the gamers don’t spend money on games at all. Although the Netherlands is relatively small and only has 8 million gamers it is still ranked relatively high with the 15th place in the world when looking at gaming revenues. This is also reflected by the monthly mobile game revenue ranking per App Store – the Netherlands is ranked 12th in the iPad store, 21st in the iPhone store and 20th in the Google Play Store. The main reason the Dutch like these mobile games is that they can try most of them out before spending money on them – this F2P business model fits the Dutch market very well. However if they like a game they will start spending significant amounts of money – Candy Crush Saga for example earns more than €250.000 a month in the Netherlands.
When it comes to cross-screen gaming, only 14.1% of all Dutch gamers are playing across all four screens – the only two countries that have a lower percentage are South Korea (13.2%) and Poland (10.8%). This indicates that the Dutch mostly stick to one or two screens to play games – this is also the reason why the player percentages per screen are relatively low compared to other countries: computer screen 87.2%, personal screen 61.2%, entertainment screen 53.9% and floating screen 35.7%.
Interested in more in-depth data on a global level or specific for the Netherlands? Please have a look at the following two services:
Global Games Data Service
Dutch in-depth data
Read more at http://www.newzoo.com/infographics/infographic-dutch-games-market/#WaTGEUGqvMGhDR1D.99
France #1 in the world when it comes to playing games on TV/Console
71.5% of all 29.8 million gamers in France play on a TV/Console, the highest percentage in the world. The UK (70.7%) and Spain (70.3%) are not far behind. When looking at the global game revenues France is ranked 7th in the world and 3rd in Europe – following Germany #1 and UK #2 at a respectable distance. As in most of the countries, social/casual games have the highest number of players (23.8 M), followed by TV/Console (21.3 M) and downloaded PC/Mac games (16.6 M).
When it comes to cross-screen gaming, 21.2% of all French gamers are playing across all four screens. The Computer Screen is still the most popular screen with 90.4% of French gamers playing on it. The Entertainment Screen is relatively popular with 71.5% of all gamers playing here. France has one of the highest percentages of gamers in Europe that play on the floating screen (tablet and/or handheld console) with 39.2%. Only in Spain 48.2% and Italy 42.6% does the floating screen have a higher share of all players playing on it.
The position of France in the monthly mobile game revenue rankings is pretty consistent across the different AppStores: #7 Google Play, #8 iPhone and #9 iPad. Until recently, France was ranked 6th in the Google Play Store – however, up and comer Taiwan pushed France down to position number 7. In all three AppStores Candy Crush Saga is the number 1 grossing game. In-app purchases are relatively popular in France with 94% of the game revenues in the iOS AppStore coming from this business model.
Interested in more in-depth data on a global level or France specific? Please have a look at the following two services:
Global Games Data Service
France in-depth data
Read more at http://www.newzoo.com/infographics/infographic-french-games-market/#kb6J0aytBHrFfMMz.99
BigMat_Une nouvelle maniere de penser le numerique au service des pros_Dossie...Market Engel SAS
Bi, Mobi, Webi et Galaxie de Sites. Le monde bouge. L’aventure numérique se traduit par un bouleversement similaire aux avancées scientifiques, artistiques et architecturales de la Renaissance. Tous les secteurs sont impliqués. Les nouvelles technologies qui ont mis plus de 30 ans à rentrer dans nos maisons via le PC ont mis à peine 5 ans pour tenir dans nos mains. Les artisans du bâtiment, clientèle du négoce de matériaux de construction et cible stratégique de BigMat, ne sont pas en reste avec un taux de détention en smartphone supérieur à la moyenne nationale: 63 % équipés d’un terminal connecté en 2012. 80 % de taux de détention en 2013.
Meet Crazyjamjam - A TikTok Sensation | Blog EternalBlog Eternal
Crazyjamjam, the TikTok star everyone's talking about! Uncover her secrets to success, viral trends, and more in this exclusive feature on Blog Eternal.
Source: https://blogeternal.com/celebrity/crazyjamjam-leaks/
Young Tom Selleck: A Journey Through His Early Years and Rise to Stardomgreendigital
Introduction
When one thinks of Hollywood legends, Tom Selleck is a name that comes to mind. Known for his charming smile, rugged good looks. and the iconic mustache that has become synonymous with his persona. Tom Selleck has had a prolific career spanning decades. But, the journey of young Tom Selleck, from his early years to becoming a household name. is a story filled with determination, talent, and a touch of luck. This article delves into young Tom Selleck's life, background, early struggles. and pivotal moments that led to his rise in Hollywood.
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Early Life and Background
Family Roots and Childhood
Thomas William Selleck was born in Detroit, Michigan, on January 29, 1945. He was the second of four children in a close-knit family. His father, Robert Dean Selleck, was a real estate investor and executive. while his mother, Martha Selleck, was a homemaker. The Selleck family relocated to Sherman Oaks, California. when Tom was a child, setting the stage for his future in the entertainment industry.
Education and Early Interests
Growing up, young Tom Selleck was an active and athletic child. He attended Grant High School in Van Nuys, California. where he excelled in sports, particularly basketball. His tall and athletic build made him a standout player, and he earned a basketball scholarship to the University of Southern California (U.S.C.). While at U.S.C., Selleck studied business administration. but his interests shifted toward acting.
Discovery of Acting Passion
Tom Selleck's journey into acting was serendipitous. During his time at U.S.C., a drama coach encouraged him to try acting. This nudge led him to join the Hills Playhouse, where he began honing his craft. Transitioning from an aspiring athlete to an actor took time. but young Tom Selleck became drawn to the performance world.
Early Career Struggles
Breaking Into the Industry
The path to stardom was a challenging one for young Tom Selleck. Like many aspiring actors, he faced many rejections and struggled to find steady work. A series of minor roles and guest appearances on television shows marked his early career. In 1965, he debuted on the syndicated show "The Dating Game." which gave him some exposure but did not lead to immediate success.
The Commercial Breakthrough
During the late 1960s and early 1970s, Selleck began appearing in television commercials. His rugged good looks and charismatic presence made him a popular brand choice. He starred in advertisements for Pepsi-Cola, Revlon, and Close-Up toothpaste. These commercials provided financial stability and helped him gain visibility in the industry.
Struggling Actor in Hollywood
Despite his success in commercials. breaking into large acting roles remained a challenge for young Tom Selleck. He auditioned and took on small parts in T.V. shows and movies. Some of his early television appearances included roles in popular series like Lancer, The F.B.I., and Bracken's World. But, it would take a
From Slave to Scourge: The Existential Choice of Django Unchained. The Philos...Rodney Thomas Jr
#SSAPhilosophy #DjangoUnchained #DjangoFreeman #ExistentialPhilosophy #Freedom #Identity #Justice #Courage #Rebellion #Transformation
Welcome to SSA Philosophy, your ultimate destination for diving deep into the profound philosophies of iconic characters from video games, movies, and TV shows. In this episode, we explore the powerful journey and existential philosophy of Django Freeman from Quentin Tarantino’s masterful film, "Django Unchained," in our video titled, "From Slave to Scourge: The Existential Choice of Django Unchained. The Philosophy of Django Freeman!"
From Slave to Scourge: The Existential Choice of Django Unchained – The Philosophy of Django Freeman!
Join me as we delve into the existential philosophy of Django Freeman, uncovering the profound lessons and timeless wisdom his character offers. Through his story, we find inspiration in the power of choice, the quest for justice, and the courage to defy oppression. Django Freeman’s philosophy is a testament to the human spirit’s unyielding drive for freedom and justice.
Don’t forget to like, comment, and subscribe to SSA Philosophy for more in-depth explorations of the philosophies behind your favorite characters. Hit the notification bell to stay updated on our latest videos. Let’s discover the principles that shape these icons and the profound lessons they offer.
Django Freeman’s story is one of the most compelling narratives of transformation and empowerment in cinema. A former slave turned relentless bounty hunter, Django’s journey is not just a physical liberation but an existential quest for identity, justice, and retribution. This video delves into the core philosophical elements that define Django’s character and the profound choices he makes throughout his journey.
Link to video: https://youtu.be/GszqrXk38qk
Tom Selleck Net Worth: A Comprehensive Analysisgreendigital
Over several decades, Tom Selleck, a name synonymous with charisma. From his iconic role as Thomas Magnum in the television series "Magnum, P.I." to his enduring presence in "Blue Bloods," Selleck has captivated audiences with his versatility and charm. As a result, "Tom Selleck net worth" has become a topic of great interest among fans. and financial enthusiasts alike. This article delves deep into Tom Selleck's wealth, exploring his career, assets, endorsements. and business ventures that contribute to his impressive economic standing.
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Early Life and Career Beginnings
The Foundation of Tom Selleck's Wealth
Born on January 29, 1945, in Detroit, Michigan, Tom Selleck grew up in Sherman Oaks, California. His journey towards building a large net worth began with humble origins. , Selleck pursued a business administration degree at the University of Southern California (USC) on a basketball scholarship. But, his interest shifted towards acting. leading him to study at the Hills Playhouse under Milton Katselas.
Minor roles in television and films marked Selleck's early career. He appeared in commercials and took on small parts in T.V. series such as "The Dating Game" and "Lancer." These initial steps, although modest. laid the groundwork for his future success and the growth of Tom Selleck net worth. Breakthrough with "Magnum, P.I."
The Role that Defined Tom Selleck's Career
Tom Selleck's breakthrough came with the role of Thomas Magnum in the CBS television series "Magnum, P.I." (1980-1988). This role made him a household name and boosted his net worth. The series' popularity resulted in Selleck earning large salaries. leading to financial stability and increased recognition in Hollywood.
"Magnum P.I." garnered high ratings and critical acclaim during its run. Selleck's portrayal of the charming and resourceful private investigator resonated with audiences. making him one of the most beloved television actors of the 1980s. The success of "Magnum P.I." played a pivotal role in shaping Tom Selleck net worth, establishing him as a major star.
Film Career and Diversification
Expanding Tom Selleck's Financial Portfolio
While "Magnum, P.I." was a cornerstone of Selleck's career, he did not limit himself to television. He ventured into films, further enhancing Tom Selleck net worth. His filmography includes notable movies such as "Three Men and a Baby" (1987). which became the highest-grossing film of the year, and its sequel, "Three Men and a Little Lady" (1990). These box office successes contributed to his wealth.
Selleck's versatility allowed him to transition between genres. from comedies like "Mr. Baseball" (1992) to westerns such as "Quigley Down Under" (1990). This diversification showcased his acting range. and provided many income streams, reinforcing Tom Selleck net worth.
Television Resurgence with "Blue Bloods"
Sustaining Wealth through Consistent Success
In 2010, Tom Selleck began starring as Frank Reagan i
Panchayat Season 3 - Official Trailer.pdfSuleman Rana
The dearest series "Panchayat" is set to make a victorious return with its third season, and the fervor is discernible. The authority trailer, delivered on May 28, guarantees one more enamoring venture through the country heartland of India.
Jitendra Kumar keeps on sparkling as Abhishek Tripathi, the city-reared engineer who ends up functioning as the secretary of the Panchayat office in the curious town of Phulera. His nuanced depiction of a young fellow exploring the difficulties of country life while endeavoring to adjust to his new environmental factors has earned far and wide recognition.
Neena Gupta and Raghubir Yadav return as Manju Devi and Brij Bhushan Dubey, separately. Their dynamic science and immaculate acting rejuvenate the hardships of town administration. Gupta's depiction of the town Pradhan with an ever-evolving outlook, matched with Yadav's carefully prepared exhibition, adds profundity and credibility to the story.
New Difficulties and Experiences
The trailer indicates new difficulties anticipating the characters, as Abhishek keeps on wrestling with his part in the town and his yearnings for a superior future. The series has reliably offset humor with social editorial, and Season 3 looks ready to dig much more profound into the intricacies of rustic organization and self-awareness.
Watchers can hope to see a greater amount of the enchanting and particular residents who have become fan top picks. Their connections and the one of a kind cut of-life situations give a reviving and interesting portrayal of provincial India, featuring the two its appeal and its difficulties.
A Mix of Humor and Heart
One of the signs of "Panchayat" is its capacity to mix humor with sincere narrating. The trailer features minutes that guarantee to convey giggles, as well as scenes that pull at the heartstrings. This equilibrium has been a critical calculate the show's prosperity, resounding with crowds across different socioeconomics.
Creation Greatness
The creation quality remaining parts first rate, with the beautiful setting of Phulera town filling in as a scenery that upgrades the narrating. The meticulousness in portraying provincial life, joined with sharp composition and solid exhibitions, guarantees that "Panchayat" keeps on hanging out in the packed web series scene.
Expectation and Delivery
As the delivery date draws near, expectation for "Panchayat" Season 3 is at a record-breaking high. The authority trailer has previously created critical buzz, with fans enthusiastically anticipating the continuation of Abhishek Tripathi's excursion and the new undertakings that lie ahead in Phulera.
All in all, the authority trailer for "Panchayat" Season 3 recommends that watchers are in for another drawing in and engaging ride. Yet again with its charming characters, convincing story, and ideal mix of humor and show, the new season is set to enamor crowds. Write in your schedules and prepare to get back to the endearing universe of "Panchayat."
Meet Dinah Mattingly – Larry Bird’s Partner in Life and Loveget joys
Get an intimate look at Dinah Mattingly’s life alongside NBA icon Larry Bird. From their humble beginnings to their life today, discover the love and partnership that have defined their relationship.
In the vast landscape of cinema, stories have been told, retold, and reimagined in countless ways. At the heart of this narrative evolution lies the concept of a "remake". A successful remake allows us to revisit cherished tales through a fresh lens, often reflecting a different era's perspective or harnessing the power of advanced technology. Yet, the question remains, what makes a remake successful? Today, we will delve deeper into this subject, identifying the key ingredients that contribute to the success of a remake.
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As a film director, I have always been awestruck by the magic of animation. Animation, a medium once considered solely for the amusement of children, has undergone a significant transformation over the years. Its evolution from a rudimentary form of entertainment to a sophisticated form of storytelling has stirred my creativity and expanded my vision, offering limitless possibilities in the realm of cinematic storytelling.
Maximizing Your Streaming Experience with XCIPTV- Tips for 2024.pdfXtreame HDTV
In today’s digital age, streaming services have become an integral part of our entertainment lives. Among the myriad of options available, XCIPTV stands out as a premier choice for those seeking seamless, high-quality streaming. This comprehensive guide will delve into the features, benefits, and user experience of XCIPTV, illustrating why it is a top contender in the IPTV industry.
Skeem Saam in June 2024 available on ForumIsaac More
Monday, June 3, 2024 - Episode 241: Sergeant Rathebe nabs a top scammer in Turfloop. Meikie is furious at her uncle's reaction to the truth about Ntswaki.
Tuesday, June 4, 2024 - Episode 242: Babeile uncovers the truth behind Rathebe’s latest actions. Leeto's announcement shocks his employees, and Ntswaki’s ordeal haunts her family.
Wednesday, June 5, 2024 - Episode 243: Rathebe blocks Babeile from investigating further. Melita warns Eunice to stay clear of Mr. Kgomo.
Thursday, June 6, 2024 - Episode 244: Tbose surrenders to the police while an intruder meddles in his affairs. Rathebe's secret mission faces a setback.
Friday, June 7, 2024 - Episode 245: Rathebe’s antics reach Kganyago. Tbose dodges a bullet, but a nightmare looms. Mr. Kgomo accuses Melita of witchcraft.
Monday, June 10, 2024 - Episode 246: Ntswaki struggles on her first day back at school. Babeile is stunned by Rathebe’s romance with Bullet Mabuza.
Tuesday, June 11, 2024 - Episode 247: An unexpected turn halts Rathebe’s investigation. The press discovers Mr. Kgomo’s affair with a young employee.
Wednesday, June 12, 2024 - Episode 248: Rathebe chases a criminal, resorting to gunfire. Turf High is rife with tension and transfer threats.
Thursday, June 13, 2024 - Episode 249: Rathebe traps Kganyago. John warns Toby to stop harassing Ntswaki.
Friday, June 14, 2024 - Episode 250: Babeile is cleared to investigate Rathebe. Melita gains Mr. Kgomo’s trust, and Jacobeth devises a financial solution.
Monday, June 17, 2024 - Episode 251: Rathebe feels the pressure as Babeile closes in. Mr. Kgomo and Eunice clash. Jacobeth risks her safety in pursuit of Kganyago.
Tuesday, June 18, 2024 - Episode 252: Bullet Mabuza retaliates against Jacobeth. Pitsi inadvertently reveals his parents’ plans. Nkosi is shocked by Khwezi’s decision on LJ’s future.
Wednesday, June 19, 2024 - Episode 253: Jacobeth is ensnared in deceit. Evelyn is stressed over Toby’s case, and Letetswe reveals shocking academic results.
Thursday, June 20, 2024 - Episode 254: Elizabeth learns Jacobeth is in Mpumalanga. Kganyago's past is exposed, and Lehasa discovers his son is in KZN.
Friday, June 21, 2024 - Episode 255: Elizabeth confirms Jacobeth’s dubious activities in Mpumalanga. Rathebe lies about her relationship with Bullet, and Jacobeth faces theft accusations.
Monday, June 24, 2024 - Episode 256: Rathebe spies on Kganyago. Lehasa plans to retrieve his son from KZN, fearing what awaits.
Tuesday, June 25, 2024 - Episode 257: MaNtuli fears for Kwaito’s safety in Mpumalanga. Mr. Kgomo and Melita reconcile.
Wednesday, June 26, 2024 - Episode 258: Kganyago makes a bold escape. Elizabeth receives a shocking message from Kwaito. Mrs. Khoza defends her husband against scam accusations.
Thursday, June 27, 2024 - Episode 259: Babeile's skillful arrest changes the game. Tbose and Kwaito face a hostage crisis.
Friday, June 28, 2024 - Episode 260: Two women face the reality of being scammed. Turf is rocked by breaking
Scandal! Teasers June 2024 on etv Forum.co.zaIsaac More
Monday, 3 June 2024
Episode 47
A friend is compelled to expose a manipulative scheme to prevent another from making a grave mistake. In a frantic bid to save Jojo, Phakamile agrees to a meeting that unbeknownst to her, will seal her fate.
Tuesday, 4 June 2024
Episode 48
A mother, with her son's best interests at heart, finds him unready to heed her advice. Motshabi finds herself in an unmanageable situation, sinking fast like in quicksand.
Wednesday, 5 June 2024
Episode 49
A woman fabricates a diabolical lie to cover up an indiscretion. Overwhelmed by guilt, she makes a spontaneous confession that could be devastating to another heart.
Thursday, 6 June 2024
Episode 50
Linda unwittingly discloses damning information. Nhlamulo and Vuvu try to guide their friend towards the right decision.
Friday, 7 June 2024
Episode 51
Jojo's life continues to spiral out of control. Dintle weaves a web of lies to conceal that she is not as successful as everyone believes.
Monday, 10 June 2024
Episode 52
A heated confrontation between lovers leads to a devastating admission of guilt. Dintle's desperation takes a new turn, leaving her with dwindling options.
Tuesday, 11 June 2024
Episode 53
Unable to resort to violence, Taps issues a verbal threat, leaving Mdala unsettled. A sister must explain her life choices to regain her brother's trust.
Wednesday, 12 June 2024
Episode 54
Winnie makes a very troubling discovery. Taps follows through on his threat, leaving a woman reeling. Layla, oblivious to the truth, offers an incentive.
Thursday, 13 June 2024
Episode 55
A nosy relative arrives just in time to thwart a man's fatal decision. Dintle manipulates Khanyi to tug at Mo's heartstrings and get what she wants.
Friday, 14 June 2024
Episode 56
Tlhogi is shocked by Mdala's reaction following the revelation of their indiscretion. Jojo is in disbelief when the punishment for his crime is revealed.
Monday, 17 June 2024
Episode 57
A woman reprimands another to stay in her lane, leading to a damning revelation. A man decides to leave his broken life behind.
Tuesday, 18 June 2024
Episode 58
Nhlamulo learns that due to his actions, his worst fears have come true. Caiphus' extravagant promises to suppliers get him into trouble with Ndu.
Wednesday, 19 June 2024
Episode 59
A woman manages to kill two birds with one stone. Business doom looms over Chillax. A sobering incident makes a woman realize how far she's fallen.
Thursday, 20 June 2024
Episode 60
Taps' offer to help Nhlamulo comes with hidden motives. Caiphus' new ideas for Chillax have MaHilda excited. A blast from the past recognizes Dintle, not for her newfound fame.
Friday, 21 June 2024
Episode 61
Taps is hungry for revenge and finds a rope to hang Mdala with. Chillax's new job opportunity elicits mixed reactions from the public. Roommates' initial meeting starts off on the wrong foot.
Monday, 24 June 2024
Episode 62
Taps seizes new information and recruits someone on the inside. Mary's new job
240529_Teleprotection Global Market Report 2024.pdfMadhura TBRC
The teleprotection market size has grown
exponentially in recent years. It will grow from
$21.92 billion in 2023 to $28.11 billion in 2024 at a
compound annual growth rate (CAGR) of 28.2%. The
teleprotection market size is expected to see
exponential growth in the next few years. It will grow
to $70.77 billion in 2028 at a compound annual
growth rate (CAGR) of 26.0%.
Create a Seamless Viewing Experience with Your Own Custom OTT Player.pdfGenny Knight
As the popularity of online streaming continues to rise, the significance of providing outstanding viewing experiences cannot be emphasized enough. Tailored OTT players present a robust solution for service providers aiming to enhance their offerings and engage audiences in a competitive market. Through embracing customization, companies can craft immersive, individualized experiences that effectively hold viewers' attention, entertain them, and encourage repeat usage.
Experience the thrill of Progressive Puzzle Adventures, like Scavenger Hunt Games and Escape Room Activities combined Solve Treasure Hunt Puzzles online.
From the Editor's Desk: 115th Father's day Celebration - When we see Father's day in Hindu context, Nanda Baba is the most vivid figure which comes to the mind. Nanda Baba who was the foster father of Lord Krishna is known to provide love, care and affection to Lord Krishna and Balarama along with his wife Yashoda; Letter’s to the Editor: Mother's Day - Mother is a precious life for their children. Mother is life breath for her children. Mother's lap is the world happiness whose debt can never be paid.
1. Schleswig-Holstein Gaming Act - 20 October 2011_ (Schl.-H.) II, Vol. Nr. 2186-15
Act §22 Permit for Betting Companies 9
Restructuring Gaming (Gaming Act) §23 Sales permit
20 October 2011 §24 Betting Regulation and Betting Books 10
Statute Book of Schleswig-Holstein
(Schl.-H.) II, Vol. Nr. 2186-15 Section III
The Federal State Legislative Assembly has adopted Player Protection
the following Act. §25 Information Obligations
§26 Advertising
Summary of contents §27 Protection of Minors, Player Protection and
Declarations 11
Section I § 28 Corporate Social Responsibility
General provisions 2 Section IV
§ 1 Aims of the Act Gaming supervision, Approval control and Federal
§ 2 Scope of application State supervision
§3 Definitions §29 Competent Approval and Supervisory Authority
§4 Event permit 3 §30 Supervisory powers
§5 Sales permit §31 Advisory Committee 12
§32 Fees
Section II §33 Enforcement
Approval Procedures 4
Section V
Subsection 1. Lotteries Duties
Regional lotteries, Class Lotteries Subsection 1. Duty aims
§6 Regional lotteries §34 Lottery duty
§7 Class Lotteries Subsection 2. Gaming Duty 13
§8 Sales permit 5 §35 Taxation duty, Object of Taxation
§ 9 Brokering requirements §36 Duty Rate, Basis of Assessment
Charitable lotteries §37 Accrual of Duty 14
§10 Permits for charitable Lotteries §38 Debtor duty
§11 Hosting of Charitable Lotteries; Sale of Charitable § 39 Registration
Lotteries § 40 Duty recovery
§12 Lottery Schedule, Costing and conducting of Event §41 Duty aim 15
§13 Use of net proceeds 6 §42 Duty revenue
§14 Form and Content of permit §43 Responsible Tax Authority
Small Lotteries and prize-linked Savings §44 Notification obligations
§15 Small Lotteries §45 Notifications to competent authorities
§16 Prize-linked Savings §46 Registration and filing Obligations
§47 Inspection
Subsection 2. Casinos - Land-based casinos
§17 Requirements for Casinos, player exclusions, Section VI
blacklists, data processing Temporary and final provisions 16
Online Casinos (online-casino games) 7 § 48 Temporary provisions
§18 General requirements for Online Casinos § 49 entry into force, expiry
§19 License as Operator of online-Casinos
§20 Sales permit 8
Subsection 3. Betting
§21 General Requirements for Betting
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2. Schleswig-Holstein Gaming Act - 20 October 2011_ (Schl.-H.) II, Vol. Nr. 2186-15
Section I §3
General provisions Definitions
§1 (1) For the purposes of this Act, “gaming” is
Aims of the Act understood as games, lotteries, and betting, in relation
The aim of the Act is to set up a regulatory framework to which payment of money is required in order to
in relation to the offer (hosting, sale and brokering) of have a chance of winning. Moreover, the chance of
any of the respective forms of public gaming, and more winning totally or predominantly depends on fortune.
specifically, ensure that : Casino games, in which the chance of winning depends
on fortune and the player’s skill, are also considered as
1. gaming takes place in an orderly, fair, gaming. Bets requiring payment are also considered as
responsible and transparent manner, gaming for the purposes of paragraph (1).
gamblers are protected from fraudulent (2) “Land-based gaming” is gaming hosted and offered
practices and its related consequences and on fixed premises, especially at sales outlets, and are
crimes are prosecuted, offered and accepted there by virtue of the physical
2. citizens can pursue their natural inclination presence of players. Online gaming is gaming, which is
towards gaming in an orderly and supervised hosted and offered without the physical presence of
way, and in particular, ensure that unlawful players either on the Internet or through other means
gaming is curbed and only appropriate forms of distance communication according to § 312 b para.
of lawful gaming are permitted in an 2 German Civil Code.
appropriate environment, (3) A “lottery” is a form of gaming in which the
3. effective protection of young people and majority of people are offered the chance of winning
gaming itself is achieved, money in accordance with a specific plan and in return
4. addiction to gaming is prevented and for a specific payment. The provisions on lotteries also
measures are adopted to effectively combat apply, where items or other forms of material benefits
addiction and precautions taken against can be won as an alternative to money. A lottery is
exploitation through gaming, considered to have a high frequency of events if the
5. the integrity of sporting competitions is not time between the decision over a win or loss of a stake
harmed by the hosting and sale of sports bets. and the following decision over a win or a loss of a
subsequent stake is less than one day, which therefore
§2 gives the lottery a high incentive to play. The
Scope of application provisions for lotteries also apply to tote betting.
(4) For the purposes of this Act, “betting” is considered
(1)By this Act, the State regulates the offer of public as accumulator bets or single bets on the outcome of
gaming falling within the remit of this Act unless the progress of. Accordingly, an “event” is the result or
otherwise decreed by current federal legislation. a future or current happening of a sporting
(2)As far as Casinos are concerned, and to the extent competition; lotteries and casino games are not
that they are land-based (Land-based Casinos), only §§ considered as betting for the purposes of this Act.
1-5, § 17, and §§ 25-27 apply. To the extent the (5) “Casino games” include all the games traditionally
regulatory framework does not fall within the scope of offered in land-based casinos, namely, poker, black
this Act, the prerequisites for the authorization and jack, baccarat and roulette.
establishment of the land-based casinos shall be (6) For the purposes of this Act, “payment” constitutes
governed by the applicable state law. The procedure a significant financial sacrifice, where it produces a loss
and prerequisites for the grant of permits for casino in the absence of a win, regardless of whether the
games with bankers [Black Jack, Roulette, and financial sacrifice is made as payment for the game in
Baccarat] comply with the Casino Act of the State of question. By way of derogation from (1) in connection
Schleswig-Holstein. with regional lotteries pursuant to §6(1), all financial
sacrifices are considered to be valid payment.
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3. Schleswig-Holstein Gaming Act - 20 October 2011_ (Schl.-H.) II, Vol. Nr. 2186-15
(7) For the purposes of this Act, gaming is considered (2) A permit shall be refused if the hosting of the
to be “public” if a large, non-exclusive group of people gaming is contrary to the aims of § 1 or where the
can participate or where gaming is hosted on a regular operator is unreliable.
basis by clubs or other private associations. (3) A permit is initially issued for a limited period of six
(8) An “operator” is anyone who sets up gaming at his years. Subsequent permits are granted for periods of
own expense. The hosting location will also be the four years respectively.
operator’s registered office. A person who hosts public (4) The permit may be subsequently modified with
betting will be considered to be a betting company. additional clauses to the extent necessary for the
(9) Gaming is “sold” by anyone who responsibly offers proper implementation of the activities and aims set
or creates the opportunity to conclude gaming forth in §1.
contracts, in particular by maintaining sales outlets or (5) The permit is issued in writing. It lists the permitted
through distance sales. Distance sales is understood as forms of gaming. It cannot be transferred or assigned
sales achieved by the exclusive use of distance to a third party.
communication pursuant to § 312 b (2) of the German (6) The permit may be withdrawn in the future if
Civil Code. The point of sale is the place where the circumstances become known that they would have
player has the opportunity of participating. As regards resulted in a refusal of the same, had they been known
online-gaming, it is the place where the player has at that time.
established his residence or his habitual domicile. (7) The permit can also be revoked if the operator:
Gaming sales may take place through operators 1. no longer fulfils the criteria for which the permit was
themselves (self-trading) or through third parties issued,
(agents, retailers, and lottery collectors). 2. breaches any of the collateral clauses of the issued
(10) An “agent” is anyone who, personally or through permit,
third parties, 3. fails to perform his legal obligations arising
1. brokers individual game contracts on behalf of thereunder, or
operators, or 4. contravenes other provisions of this Act.
2. introduces potential players to gaming associations In the event of revocation of the permit by the
and whose participation he brokers on behalf of competent authority pursuant to § 1(1), the operator
operators, is granted a period in which to comply again with its
and provided it is done with the intention of making terms. Moreover, in the event of minor infringements
sustainable profits from such activity. of § 1(2)-(4), rather than revoke the permit, the
(11) “Retailers” and “lottery collectors” are agents that competent authority may issue the operator with a
are integrated into the sales organization of operators warning. Further still, in such cases, the provisions of
for the purposes of § 6 (2) or § 7 (1), below, who §§ 116, 117 State Administrative Act apply.
exclusively broker game contracts for regional lotteries (8) The Ministry for Interior may also enact decrees
or class lotteries on behalf of operators. 1. issuing detailed requirements with respect to the
(12) The hosting, sale and brokering of gaming for the requisite credibility, potential and knowledge on the
purposes of this Act are considered as gaming “offers”. subject of the intended gaming operations, as well as
with regard to the permit authorization and
§4 supervisory procedures, especially concerning the
Event Permit type, scope, purpose and form, respectively, of the
(1)The hosting of public gaming pursuant to this Act required documentation.
requires a permit from the competent authority. A 2. Rules relating to the processing of confidential
permit to host betting on the outcome or progress of information and disclosure of confidential data
sporting competitions requires the agreement of an pursuant to this Act.
expert. Any hosting, brokering or sale of gaming that is (9) Claims relating to the refund of expenses or
hosted without such a permit is forbidden. damages, which arise in connection with changes to
European legislation, are excluded.
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4. Schleswig-Holstein Gaming Act - 20 October 2011_ (Schl.-H.) II, Vol. Nr. 2186-15
§5 pursuant to § 1, notably, the prevention of scams and
Sales permit fraud. The federal state itself may also lawfully set up
(1) Sales from lotteries with high frequencies of events regional lotteries through legal persons under public
pursuant to § 6 (1) 1, betting or online-casinos in law or through appointed private companies.
principle require permits from the competent (3) Accordingly, the Federal State of Schleswig-Holstein
authority in accordance with the provisions of this Act. has exercised its public right under Paragraph 2, above,
The permit shall be refused if the sale of gaming is through the establishment of the NordwestLotto
contrary to the aims of §1 or where the applicant is Schleswig-Holstein GmbH & Co. KG (hereinafter
unreliable. NordwestLotto Schleswig-Holstein), the quotas in
(2) If the hosting of public gaming is permitted under which are totally or predominantly held directly or
this Act and sales do not require a permit according to indirectly by the Federal State.
Paragraph 1, the competent authority must be notified (4) Upon agreement with the Ministry of Interior and
of the same. The federal state legislation may also Ministry of Finance, the exercise of the right can be
require notification of the sale in the federal state in totally or partly entrusted to legal persons under public
question, even if such notification requirement is not law or private companies. In such cases, the Federal
required under Paragraph 1, above. State and other Federal States can own significant
(3) For permits according to Paragraph 1, the quotas directly or indirectly. Moreover, the
provisions of §4 (3)-(9) shall apply. NordwestLotto Schleswig-Holstein can host number
(4)The sale of public gaming is forbidden unless permit lotteries and “scratch-and-win/ tear-and-win” lotteries
and notification obligations have been fulfilled under (Losbrieflotterien), as well as additional lotteries and
this Act. other game draws.
Section II §7
Approval Procedures Class Lotteries
(1) §6 para.(2), sub. 1 applies to class lotteries.
Subsection 1 (2) Where the provisions of the State Treaty for State
Lotteries Class Lotteries of 26 May 1992 (SCL State Treaty) or
Regional lotteries, Class Lotteries the regulations for the North West German Class
Lottery from the State Treaty for the North West
§6 German Class Lottery (NWGCL State Treaty) of 1
Regional lotteries September 2008 conflict with the provisions of this
Act, then the provisions of this Act shall prevail.
(1) Regional lotteries are lotteries, (3) By way of derogation from Art. 4 of the SCL State
1. which have a high frequency of events (§ 3 Para.(3), Treaty and from § 9 of the NWGCL State Treaty, an
sub.3.) or operator permit under § 4 para.(1), above, has been
2. which game schedule foresees that the value of the issued by the competent authority for the Class
biggest win is greater than 1 million Euro, or Lottery.
3. which game schedule foresees the creation of a (4) The Federal State may host class lotteries jointly
jackpot, so that, with other federal states, or through a public law
a) when, a particular a prize category is drawn and the entity established together with the other federal
winnings are not claimed, they can be added to the states or a private company, provided in the latter case
following draw, or that the federal state in question or other contracting
b) where parts of the payments due from the player federal states have a significant quota, regardless of
can be accumulated for the purpose of achieving whether they hold their quotas directly or indirectly.
wins at future draws so that a biggest win of over 1
million Euro can be achieved.
(2) the organization of regional lotteries is nonetheless
subject to the attainment of the federal state’s aims
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5. Schleswig-Holstein Gaming Act - 20 October 2011_ (Schl.-H.) II, Vol. Nr. 2186-15
§8 1. the draw results are not announced more than twice
Sales permit a week,
(1) An application for a permit can be made by the 2. the maximum winnings do not exceed a value of
operator for sales at sales outlets, EUR 5 million, and
(2) Class lotteries sales are subject to notification 3. any payments made by players are not partly
obligations; the consent of the operator also has to be accumulated for the purpose of creating winnings
demonstrated. No claims can be made subsequent to for future draws (planned jackpot).
conclusion of a sales contract.
§11
§9 Hosting Charitable Lotteries;
Brokering requirements Sale of Charitable Lotteries
The following requirements shall apply to sales from (1) An event permit may only be issued if the operator,
high event number lotteries by agents (lottery agents): 1. satisfies the conditions of § 5 para. (1), sub. 9 of the
1. The lottery agent must forward at least two-thirds of German Corporation Tax Act, and
any sums collected from players in order to participate 2. is reliable, in particular by providing a guarantee
in a game to the operator. Immediately after the that the event is implemented properly and can be
brokering of a game order, it must inform players in a fully understood by both game participants and the
clear and comprehensible manner of the amount competent authority, and that any net proceeds are
forwarded to the operator in order to participate in used appropriately.
the game as well as notify the operator of any such Paragraph (1), sub 1, above, does not apply to
players. operators for the purposes of § 6 para.(2) and § 7
2. Lottery agents and any third parties commissioned para.(1), lotteries operated by the public body
either by them or by interested players within the “Bavarian Red Cross”, or to events taking the form of
meaning of § 3 para.(10), above, must disclose the prize-linked savings (§ 16).
brokering of any participation in a game to the (2)If the event is conducted either wholly or mainly by
operator. a third party, then the permit may only be issued if
3. Upon conclusion of the contract, lottery retailers there is no risk that the transparency and
must ensure that a trustee qualified within a legal or controllability of the event may be affected, and if the
tax advisory profession or a trust company that third party
employs such professionals is commissioned with the 1. meets with the requirements of Paragraph 1 sub.(2)
safekeeping or storage of ticket receipts and the and
assertion of winning claims against the operator. Upon 2. is subject to instructions from the operator with
conclusion of the contract, the game participant shall respect to conducting the event and does not have
be granted the right to view ticket receipts that were any significant legal or actual influence over the
brokered in their order. operator.
(3) the holder of an event permit according to § 10
Charitable Lotteries shall be entitled to sell the lottery. The operator shall
not require a special permit according to § 5 para.(1).
§10 The notification requirements for sales activities must
Permits for charitable Lotteries comply with § 5 para.(2).
(1)Lotteries that are capable of ensuring that any net
proceeds will be used mainly for charitable purposes §12
Lottery Schedule, Costing and conducting of Event
shall be approved upon application if the permit
requirements are met. The competent authority shall (1) According to the game schedule, the net proceeds,
be responsible. winnings and costs must relate proportionally to each;
the cost of the event must be kept as low as possible.
(2)The permit shall be issued if the game schedule
The net proceeds are the amount resulting from the
foresees that,
sum of any payments received after deducting any
costs, winnings and taxes. Provision should be made in
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6. Schleswig-Holstein Gaming Act - 20 October 2011_ (Schl.-H.) II, Vol. Nr. 2186-15
the game schedule for at least 30 per cent of payments The permit shall be issued in writing. It should state
received to go towards the net proceeds and winnings the following:
and on no account should this percentage not be 1. the operator as well as any third parties in the case
reached. When an application is submitted, a cost of § 11 para.(2),
estimate must be compiled that is based on the 2. type, location or area as well as the start date and
expected costs of the event, winnings, taxes and net duration of the event,
proceeds. After issue of the permit, if it appears that 3. the intended purpose for use of net proceeds, the
the estimated costs are likely to be exceeded, then this type and method of proving use and the time in which
must be notified to the competent authority such proof will be provided,
immediately and a new cost estimate has then to be 4. the game schedule and
prepared. 5. the sales form.
(2) With respect to lottery costs, the nature and extent
of any third party costs may only be taken into account Small Lotteries and prize-linked savings
within the meaning of § 11 para.(2) insofar as they §15
meet the principles of economical management. The Small Lotteries
remuneration of third parties should not be calculated The competent authority may depart from the
on the basis of the amount revenue received. regulations of this Act for lotteries, in the event that
(3) The operator must submit all documentation and 1. the sum of payments to be received does not
information required to the competent authority in exceed EUR 40,000,
order to verify that the lottery has been conducted 2. the net proceeds are used exclusively and directly
correctly. It must also provide a statement based on for charitable or benevolent purposes, and
the actual amounts of revenue, net proceeds, winnings 3. the net proceeds and winnings amount to at least 25
payouts and event costs. per cent of payments received.
(4) In order to verify that the lottery has been properly
planned or conducted, especially regarding the §16
appropriateness of costs, the competent authority Prize-linked savings
may, at the expense of the operator, commission an By way of derogation from § 4 para.(1), prize-linked
auditor to provide their expert opinion or request the savings lotteries operated by a credit institution within
operator to commission one. The costs of the expert the meaning of § 1 para.(1) of the German Banking Act
opinion are considered lottery costs. need only notify the competent authority if a partial
amount not exceeding 30 per cent contributed by a
§13 participant is used as the lottery ticket share for the
Use of net proceeds prize-linked savings lottery, and the net proceeds
(1) Any net proceeds from the event must be used for amount to at least 25 percent of lottery ticket shares
charitable or benevolent purposes as specified in the and are used for charitable or benevolent purposes.
permit in a timely manner.
(2) If the operator wishes to use the net proceeds for a Subsection 2
purpose other than the one specified in the permit, or Casinos
if the intended purpose cannot be achieved either at Land-based casinos
all or in a timely manner, then the operator must
notify the competent authority immediately thereof. §17
Following consultation with the operator, the former Requirements for Casinos, player exclusion, blacklists,
data processing
may stipulate a new charitable or benevolent intended
purpose. (1) Land-based casinos (fixed casino operations) must
maintain a comprehensive exclusion system in order to
protect players and combat gaming addiction.
§14
(2) Land-based casinos shall exclude individuals who
Form and Content of Permit
ask to be excluded (self-exclusion). Alternatively,
individuals who, on the basis of staff observations or
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7. Schleswig-Holstein Gaming Act - 20 October 2011_ (Schl.-H.) II, Vol. Nr. 2186-15
other factual evidence, are assumed to have a gaming (11) Unless otherwise specified by this Act, the
addiction or are insolvent, fail to meet their financial respective provisions for the protection of personal
obligations or risk stakes that are disproportionate to data shall apply.
their income or assets are also excluded (external (12) By way of derogation from § 4 para.(3) sub.(1), the
exclusion). In the event of the external exclusion being first permit issued for a land-based casino shall be for a
challenged by the player, the competent authority minimum of eight years.
shall decide.
Online Casinos (online-casino games)
(3) The exclusion is valid for at least one year. Land-
based casinos immediately notify the player in
question in writing of the exclusion. §18
General requirements for Online Casinos
(4) Land-based casinos must record all data required
(1) Online-casinos games can only be operated within
for an exclusion onto a blacklist. The data must contain
the terms of a permit issued according to § 19 and can
the following:
1. family name, first name, maiden name, only be sold for the purposes permit issued according
2. aliases, any false names used, to § 20. The type and method of playing games shall be
3. date of birth, defined on a case-by-case basis in the permit issued by
4. place of birth, the competent authority.
5. address, (2) Anyone authorized to sell online casino games
6. photographs, according to § 20 must ensure that the General Terms
and Conditions of Business appropriately accessible to
7. reason for exclusion,
8. duration of exclusion, and individual players prior to the start of the game,
making mention of any valid permits and the
9. the notifying casino.
competent issuing authority, respectively. If the
A record can also be kept, even if all data cannot be provider is not actually an operator, it must disclose
the operator to the player prior to the start of the
collected. Documents leading to the exclusion must
also be kept. game and ensure the General Terms and Conditions of
(5) The cancellation of any exclusion is only possible Business are appropriately accessible.
after one year has elapsed, and in any case only upon (3) Anyone already holding a permit to operate a
casino in accordance with the Federal state Casino Act
written request from the player. The land-based casino
operator that ordered the exclusion shall make a is also allowed to be an operator for the sale of online-
decision on this. The player’s assurance that the casino games.
reasons for his exclusion have ceased must be credible. (4) The sale of online casino games by third parties
(6) Excluded players may not take part in any games in requires the consent of the operator.
land-based casinos. The ban shall be enforced by (5) The terms of § 17 also apply.
checking the player’s ID card or by using a similar §19
identity check and comparing with the blacklist. Permit for operators of online-Casinos
(7) Any recorded data must be transmitted as required (1) Operators of online-casino games may be approved
to the various authorities authorized to monitor any upon request if,
game bans Data transmission can also be carried out 1. they are EU nationals under European Union law or
via an automated retrieval process. are legal entities whose registered office, central
(8) Data transmission to public authorities, especially administration or principal place of business falls with
law enforcement authorities and courts, is permitted the remit of European Union law or of a Signatory
by law. State to the Agreement on the European Economic
(9) Any information issued and access to electronic Area, and
systems must be recorded. 2. have the necessary reliability, capability and
(10) The data must be deleted six years after the expertise for the intended gaming activity The legal
termination of the exclusion. Deletion is also permitted representatives of legal entities must also satisfy the
at the end of the sixth year.
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8. Schleswig-Holstein Gaming Act - 20 October 2011_ (Schl.-H.) II, Vol. Nr. 2186-15
various requirements regarding reliability and (5) The sales permit shall in particular specify the
expertise. operator, as well as the type of casino games and the
(2) The permit shall be refused if there is evidence to sales channels.
suggest that (6) When submitting an application, the applicant shall
1. public safety and order will be jeopardized by the also provide the proposed General Terms and
intended gaming activity, or relations between the Conditions of Business. Any amendments thereto must
Federal Republic of Germany and other federal states be notified. With respect to distance sales, the
will be affected, respective sales channels and the location of the
2. by collaborating with third parties, there is a risk to distance sales office must be notified.
the overall transparency and the ability to monitor (7) The applicant under Paragraph 1, above, shall
sales or any other brokering activity will be provide insurance guarantees to protect federal state
prejudiced, or claims and against claims for payouts and. The
3. it cannot be ensured that the game will be applicant shall in principle provide the insurance
implemented properly and in a way that is fully guarantee in the form of an absolute bank guarantee
understood by both game participants and the from a major bank based in the European Union or in a
competent authority in accordance with the aims of § Signatory State to the Agreement on the European
1. Economic Area. The guarantee shall amount to EUR
(3) When submitting an application, the applicant shall 1,000,000 for the sale of online casino games. It can be
also provide the proposed General Terms and adjusted by the competent authority to an amount
Conditions of Business. Any amendments must be that corresponds to the expected average game
notified. revenues over a period of two weeks up to a maximum
of EUR 5,000,000. The issue of the permit according to
§20 Paragraph 1 is based on the assumption that the
Sales permit insurance guarantee has been provided. If the
(1) The sale of online-casino games requires a permit guarantee is not delivered notwithstanding reminders
from the competent authority. for the same, or is inadequately guaranteed, then the
(2) The sales permit will be issued if the applicant fulfils permit shall be refused.
the requisite reliability and expertise criteria to
Subsection 3
conduct sales and there are no reasons for refusal
according to Paragraph 3, below. Betting
(3) The sales permit shall be refused if there is §21
sufficient evidence to suggest that General Requirements for Betting
1. public safety and order will be jeopardised by the (1) Public betting may only be operated by betting
event or sale of the event, companies permitted according to § 22. A permit is
2. by collaborating with third parties, the overall issued by the competent authority. The type and
transparency and the ability to monitor sales or any method of betting shall be governed individually in the
other brokering activity will be prejudiced, or permit from the competent authority. Any form of
3. it cannot be guaranteed that the event or sale of the betting that violates moral sensitivity is banned.
event will be implemented properly and can be fully (2) Public betting may only be conducted to the extent
understood by both game participants and the allowed by the terms of the permit issued by the
competent authority in accordance with the aims of competent authority according to § 23. Public bets
§1. may be sold by the betting companies themselves or
by an agent.
(4) Insofar as an sales permit has been issued
according to § 19, then the reasons for refusal in (3) Anyone who participates in the operation of betting
relation to the event and the operator of online casino events may neither bet themselves nor place a bet on
the outcome or the progress of this event, nor may
games under Paragraph 3 sub.1 or sub.3, above, no
they place bets using others. Anyone who intentionally
longer need to be verified.
or negligently infringes this prohibition is therefore
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9. Schleswig-Holstein Gaming Act - 20 October 2011_ (Schl.-H.) II, Vol. Nr. 2186-15
acting unlawfully. The offence will be punished by a (3) When submitting an application, the applicant shall
fine of up to EUR 100,000. also provide its current General Terms and Conditions
(4) The hosting and sale of betting must be kept of Business. Any amendments must be notified.
separate from an organisational, legal, financial and
staffing perspective from the hosting or the §23
organisation of the betting event. The same applies for Sales permit
the operation of establishments in which betting (1) The sale of public betting requires a permit from
events take place. the competent authority for both fixed as well as
(5) Anyone who sells public bets (§ 23) must inform the distance sales. Provided the competent authority has
player of the relevant betting operator prior to the bet already issued a permit according to § 22, then a
being placed. Furthermore, the General Terms and permit for self sales may be issued to the betting
Conditions of Business of the bets offered for sale, as company upon request in accordance with this
well any existing permits and the competent authority provision. This provision does not apply for sales made
must be adequately made known to the player prior to by third parties (agents).
placing a bet. (2) The sales permits are granted to applicants who:
(6) Anyone who hosts or sells bets must not grant 1. are EU nationals under European Union law or are
credit to betting clients. Bets may be paid for using legal entities. In such case, the registered office,
standard credit cards. central administration or principal place of business
(7) The terms of §17 are applicable. must come within the scope of European Union law
or that of a Signatory State to the Agreement on the
§22 European Economic Area, and
Permit for Betting Companies 2. have the necessary reliability and expertise to
(1) Betting companies may be approved upon request conduct sales; as proof of expertise, the terms of §3
if: para.(1) of the rules implementing the Act on Horse
1. they are EU nationals under European Union law or Betting and Lotteries shall apply accordingly, as
are legal entities. In such case, the registered office, amended on 21 august 2002, and
central administration or principal place of business 3. provided there are no grounds for refusal under
must come within the scope of European Union law para.(3), below.
or that of a Signatory State to the Agreement on the (3)The sales permit shall be refused if there is sufficient
European Economic Area, and evidence to suggest that:
2. they have the necessary reliability, capability and 1. public safety and order will be jeopardized by the
expertise for the intended betting activity. With event or sale of the event,
respect to legal entities, the legal representatives 2. by collaborating with third parties, the overall
must satisfy the criteria regarding reliability and transparency and the ability to monitor sales will be
expertise. prejudiced, or
(2) The permit shall be refused if there is sufficient 3. it cannot be guaranteed that the event or sale of the
evidence to suggest that: event will be implemented properly and can be fully
1. public safety and order will be jeopardized by the understood by both game participants and the
intended betting activity, or relations between the competent authority in accordance with the objectives
Federal Republic of Germany and other federal states of § 1.
will be prejudiced, (4) Provided there is an event permit according to § 22,
2. there is a risk that, by collaborating with third then the grounds for a refusal according to Paragraph
parties, the overall transparency and the ability to 3, sub. 1 or sub. 3 in relation to the event and the
monitor sales will be prejudiced, or betting company no longer need to be verified. § 22
3. it cannot be guaranteed that the betting activity will para.(4) applies accordingly.
be implemented properly and can be fully understood (5) A sales permit shall specific the authorized to sell
by both game participants and the competent bets, the type of bets and the sales channels. With
authority in accordance with the aims of § 1. respect to fixed sales, the municipalities shall decide in
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accordance with town planning regulations on any (2) Each betting company and each holder of a sales
restrictions concerning locations for the purposes of permit for betting must keep an electronic betting
achieving the aims under § 1. book in which all betting transactions are recorded in
(6) When submitting an application, the applicant shall consecutive order without any time delays. The
also provide its current General Terms and Conditions electronic betting book, as well as any computer
of Business. Any amendments must be notified. software, data processing procedures and equipment
Furthermore, it must notify the number and location of used for hosting or brokering bets, must be specifically
sites for fixed sales, as well as the respective sales protected against unauthorised interference from third
channels and the location of the distance sales office parties. All betting transactions must be recorded in
for distance sales. the betting book for a period of four years.
(7) The applicant shall provide an insurance guarantees
to protect federal state claims and against claims for Section III
payouts in the form of an absolute bank guarantee Player Protection
from a major bank based in the European Union or in a
Signatory State to the Agreement on the European §25
Economic Area. For fixed sales, the guarantee Information Obligations
1. in each location (1) The holder of a permit must ensure the following
a) in which betting is either exclusively or mainly information is made available to players:
sold, or 1. all costs resulting from participation,
b) which has more than two betting classes or 2. the amount of all winnings,
betting terminals, shall amount to EUR 20,000 3. when and where any winnings are published,
2. in every other location it shall amount to EUR 4. the percentage of payouts for winnings from stakes,
10,000. 5. information on the probability of winning or losing
This insurance guarantee can be adjusted by the as well as the average payouts for the different forms
competent authority to an amount equivalent to the of the gaming,
expected average betting revenues over a period of 6. the cut-off time for participation,
two weeks. The guarantee shall amount to EUR 7. the method for determining the winner,
1,000,000 for distance sales. It can be adjusted by the 8. how the winnings are distributed between multiple
competent authority to an amount equivalent to the winners,
expected average betting revenues over a period of 9. the limitation period within which winners may
two weeks up to a maximum of EUR 5,000,000. The claim their winnings,
issue of the permit under Paragraph (1) is based on the 10. the name of the permit holder as well as their
assumption that the guarantee has been provided. If contact details (address, e-mail, telephone),
the guarantee is not provided despite reminders to do 11. the commercial registration number (if available),
so or is not adequately guaranteed, then the permit 12. how the player can make a complaint, and
shall be refused. 13. the date the permit was issued by the competent
authority.
§24 Both players as well as authorities must have easy
Betting Regulations and Betting Books access to this information.
(1) In order to ensure equal treatment of betting (2) The competent authority may grant exceptions to
customers, the hosting and sale of betting may only be these obligations if the nature of the game or other
done in accordance with betting regulations that are circumstances make it unreasonably difficult to satisfy
binding for all betting contracts from operators or the various conditions.
holders of sales permits. This is to be submitted with
the permit application. The betting regulations must §26
contain provisions on the conclusion of betting Advertising
contracts and payouts. (1) The type and extent of advertising of public gaming
must be appropriate and must not be in conflict with
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the aims of § 1. The advertising must not be 4. allow players to assess their own risk,
misleading, nor lead to inaccurate perceptions about 5. set up a telephone counselling service that is jointly
the prospects of winning. Moreover, the advertising operated by several providers,
must not be aimed at minors. 6. report to the competent authority every two years
(2) The competent authority may also lay down further on the success of any measures implemented for
criteria in the additional clauses of the permit for the player protection.
hosting and sales in relation to the composition of (3) Every two years, in connection with the
permitted advertising for lotteries with a high development of assistance measures, the competent
frequency of events, betting and casino games. authority shall draw up a report on the measures taken
(3) The advertising of illegal gaming is not permitted. by providers, the safety of gaming and player
(4) The Ministry of Interior is authorized to issue more protection activities.
detailed regulations on the subject.
Section IV
§27 Gaming supervision, Permit control and Federal State
Protection of Minors, supervision
Player Protection and Declarations
(1) Minors are forbidden from participating in public §29
gaming. Competent Approval and
(2) The providers of public gaming are responsible for Supervisory Authority
ensuring that players play responsibly. They must The competent Approval and Supervisory Authority for
inform the public on the probability of winning and the tasks designated under this Act shall be the
losing, the possible risks of addiction with respect to Ministry on Interior. The Ministry may appoint another
the type of gaming offered, the opportunities for authority by enacting a regulation to this effect.
counselling and therapy as well as the prohibition on
the participation of minors. §30
Supervisory powers
§ 28 (1) The competent supervisory authority shall monitor
Corporate Social Responsibility compliance with the provisions of this Act, as well as
(1) The providers of public gaming are responsible for observance of the rules specified in the permits and
ensuring that players are discouraged from playing related additional clauses. Accordingly, in individual
pathological games and any gaming addiction is cases it may issue orders, as appropriate. In particular,
prevented. To this end, they must develop the it may:
appropriate social responsibility policies for relative 1. prohibit the hosting and sale of illegal gaming as well
gaming games laying down measures for the as any related advertising,
prevention of pathological player behaviour. 2. request information or evidence from event or sales
(2)The providers of public gaming shall permit holders that are subject to its supervision in
1. appoint representatives to develop social order to fulfil its duties;
responsibility, 3. take decisions on any objections to external
2. train staff that employed in the hosting and sale of exclusions,
public gaming on early detection of problematic 4. following the prior notification of illegal gaming
player behaviour, offers, prohibit credit and financial services
3. in the context of prevention, provide easily institutions from being involved in payments for
accessible and easily understandable information illegal gaming and payouts from illegal gaming in a
a) on the relative risks of the games in question; responsible manner.
b) on assistance measures, such as player exclusions, (2) Challenges to, and complaints against, orders
addresses of counsellors and self-therapy groups for according to Paragraph (1), above, do not have
both addicted male and female players; suspensive effect.
c) through self-help handouts,
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(3) The supervisory authority is responsible for the (2) The Ministry of Interior shall determine the amount
issuance and revocation or withdrawal of permits as of the fees by regulation from which chargeable
well as receiving notifications according to § 5 para.(2), services, fees by way of fixed rates or framework rates,
unless stated otherwise herein. as well as regulations for increases, reductions, scaling
(4) The supervisory authority shall work together with and exemptions can arise. The rates shall be measured
the responsible authorities for gaming supervision in such a way that so that there is an appropriate
both domestically and abroad in the performance of its balance between the amount taken into account for
responsibilities. administrative expenditure and the importance of the
economic value or other benefits arising from the
§31 actions of the approvals and supervisory authority.
Advisory Committee Moreover, the provisions of the Administrative Costs
(1) An Advisory Committee will be set up within the Act shall apply.
Approval and Supervisory Authority. It shall advise the
approval and supervisory authority on the §33
performance of their duties, especially in terms of the Enforcement
legal and technical aspects of the gaming sector, The supervisory authority may enforce any orders that
addiction prevention, crime prevention and youth and it has made under its statutory powers by way of
consumer protection, as well as in relation to the coercive measures according to the provisions of
integrity of sporting competition. It may also issue administrative law, in particular pursuant to §§ 228 et
recommendations on the general development of seq., and 242 of the Federal State Administrative Act.
supervisory practices to the management of the In addition, it can threaten coercive measures in each
approval and supervisory authority. case of non-compliancy. The penalty of up to EUR
(2) The members of the Advisory Committee shall be 250,000 may be imposed. The provisions of the
appointed by the President of the Approval and Federal State Administrative Enforcement Act shall
Supervisory Authority, after consultation with the apply.
interested parties. Sports organizations are
represented and have the right to vote on the Advisory Section V
Committee. Science and research, consumer Duties
protection groups, addiction experts, and gaming
providers must all be adequately represented within Subsection 1
the Advisory Board. Duty aims
(3) The Advisory Committee shall elect a chairman
from among its members. The Advisory Board shall §34
also adopt its Rules of Procedure. Lottery duty
(1) By way of derogation from §35, the NordwestLotto
§32 Schleswig-Holstein is liable to pay duty to its federal
Fees state. Accordingly, the Ministry of Finance, together
(1) For the purposes of this Act, the Approval and with the Ministry of Interior, shall issue Ordinances to
Supervisory authority shall charge the following fees determine the duty rate aims taking account of lottery
for the various tasks assigned to them: laws, business and taxation interests, as well as the
1. a fee for handling the application and issue of a maturity date and procedures for the payment of
permit for the gaming operator according to § 4 or a duties. The Ordinance may also stipulate that duty for
permit for the sale of gaming according to § 5 the NordwestLotto Schleswig-Holstein has to be fully
(handling fee), or partly paid over to a third party in accordance with
2. an annual fee for expenditure related to supervision, the duty revenue aims.
especially for the enforcement of powers according (2) The duty from the Lottery, “BINGO – Die
to § 30 para.(1) (supervisory fee). Umweltlotterie” (BINGO) is to be used for the purpose
of nature conservation and protection of the
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environment, as well as for development projects members of the Hamburg Sports Association may also
defined by Agenda 21. The Federal Committee for free benefit from its application.
Welfare Services, the German Olympic Sports
Federation and the German Heritage Foundation Subsection 2
receive a part of the duties from the “GlücksSpirale” Gaming Duty
Lottery, the rate of which is stipulated in Paragraph 2,
sub. 1 of the Ordinance. §35
(3) After deducting the amounts referred to in Duty liability, Duty aims
Paragraph (2), above, firstly, 8 per cent of the (1) For the purposes of this Act, a gaming duty shall be
remaining amount, i.e. at least 6,3 million EUR are to levied on individuals that sell gaming.
be used for the promotion of sports and, secondly, 4.9 (2) For the purposes of this Act, gaming sales are made
per cent for the purposes of player insolvency by permit holders authorized under this Act, and who
counselling. have their residence or place of habitual residence in
(4) The remainder is then to be used to finance the Federal Republic of Germany. Moreover, the
scientific research into the prevention and combating games must be conducted in accordance with the
gaming addictions. The remainder is also to be used for regulations. A sale is also deemed to have taken place
the setting up and furthering of information centres for present purposes, when gaming - normally
for the prevention of and combating addiction. requiring a permit – is conducted in accordance with
Research programmes can be promoted together with the law but without the requisite permit.
other federal states. Training in counselling is to be (3) On the contrary, a gaming duty shall not be levied
taught on the basis of the research findings. on:
(5) The remainder is then to be used for charitable 1. lotteries and betting that are subject to taxation
purposes in accordance with the Fiscal Code. under the Betting and Lotteries Act,
(6) From the amount set aside in accordance with the 2. land-based gaming subject to casino duty,
first option in Paragraph (3), above, 90 per cent is to be 3. game equipment and other gaming opportunities
used for the Schleswig-Holstein State Sport Federation within the meaning of §§ 33c and 33d of the Trade
e.V. (registered association) in the promotion of sport. and Industry Act that are subject to VAT;
A further 8 per cent of the amount is to be used for the 4. online-gaming, provided such is subject to VAT.
general promotion out-of-school sports activities, (4)§ 40 of the Fiscal Code shall apply accordingly.
while the residual 2 per cent is to be made available
for extracurricular school sports. §36
(7) The aim of promoting sport is to, Duty rate, Basis of Assessment
1. guarantee the work of sports teams and sporting (1) The duty rate is 20 per cent of the basis of
associations and put them in a position to offer a assessment.
wide variety of representative sports throughout the (2) The basis of assessment is the gross profit from
federal state, and gaming that has been offered and played. The amount
2. guarantee the availability of activities and projects by which the total of all stakes exceeds the total of all
for schools in collaboration with sports teams and winnings paid out shall be deemed to be gross profit.
sporting associations, as well as extracurricular sports By way of derogation from therefrom, for gaming in
activities. which the operator does not assume any risk (games
(8) The donation to the Schleswig-Holstein State Sport without a banker), the amounts accruing to the gaming
Federation e.V. is made available in particular for the provider from the game are taken as the basis of
work of federal state sporting associations, their assessment.
facilities, sports teams, sporting circles and (3) To the extent municipalities can levy an
professional sporting associations for both competitive entertainment tax under applicable federal state
and recreational sports. Sports teams that have their legislation, then this must be deducted from the basis
registered offices in Schleswig-Holstein but are actually of assessment.
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(4) §§ 90 and 162 of the Fiscal Code shall apply 6.details on the technical equipment provided for the
accordingly. If the basis of assessment according to calculation of stakes and pay out of winnings, and
Paragraphs (2) and (3), above, cannot be reliably 7.details on any other registration with the tax
determined even in the form of estimates, then the authorities of other federal states and other Member
respective stake shall be deemed to be the basis of States of the European Union or the European
assessment. Economic Area.
(3)A further condition for registration, in addition to
§37 the comprehensive and accurate provision of
Accrual of duty information under Paragraph (2), above, is that the
(1) The duty shall accrue upon completion of the game technical equipment according to Paragraph (2), sub.6,
contract. If the gaming provider either wholly or above, must satisfy the requirements for duty recovery
partially collects the stake prior to the completion of according to § 40.
the game contract, then the duty shall accrue upon (4) Any changes to data that are relevant for
collection by way of derogation from para.(1). registration and duty recovery must be notified
(2) If a game contract is withdrawn and the stake is immediately to the responsible tax authority.
either wholly or partially refunded, then the duty shall
also be revoked to the same extent. § 40
Duty recovery
§38 (1) The gaming provider must determine the total
Duty debtor amount of stakes and the basis of assessment
(1)The gaming provider is considered to be the duty according to § 36 of all gaming conducted separately
debtor. Anyone who offers gaming without the on a monthly basis by gaming type, and moreover,
necessary permits is also liable to pay duties. must submit the allocated gaming duty using an
(2)Anyone who collects payment for gaming in officially prescribed dataset to the responsible tax
connection with the performance of a game contract authority in accordance with prior duty data
shall be liable to pay duty without being a duty transmission regulations and pay the duty (advance
debtor. Duty debtors and parties liable to pay duty are payment). The transmission of data and the payment
jointly and severally liable. of the corresponding duty must be made no later than
the tenth day of the following month in question.
§ 39 (2) The gaming provider must submit an annual
Registration declaration for the calendar year on an official
(1)Gaming providers must register with the responsible prescribed form to the responsible tax authority no
tax authority in order to fulfil their duty obligations. later than 31 May of the following year. This must
Registration must take place prior to the start of the include the total amount of stakes and the basis of
gaming activity. assessment according to § 36 of all gaming conducted
(2) For the purposes of registration, information shall separately by gaming type, the corresponding gaming
be provided on the following items by the gaming duty levied as a result for the calendar year as well as
provider: any advance payments made according to Paragraph
1.name of gaming provider, (1). Any outstanding tax payable or possible credits
2.the place of residence of individuals, or for legal from the annual declaration shall be determined and
entities the registered office of the gaming provider, notified officially by the responsible tax authority.
both with full signature, (3) For tax purposes, foreign currency values must be
3.the names of all legal representatives and registered converted for the calculation of duty according to
office of the management for legal entities with full applicable VAT provisions.
signature,
4.details on the types of gaming to be offered,
5.details on whether land-based gaming, online-
gaming, or both are to be offered,
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§41 §45
Duty aim Notifications to the competent authority
Duty is levied for the purpose of achieving the aims set (1) If the responsible tax authority investigates a party
forth in § 1. In particular, through the interaction of on suspicion of a having committed a tax offence or tax
the various provisions regarding permit procedures irregularities with respect to the gaming duty, then it
and player protection, the gaming demand of the must notify the competent authority thereof and
general population should be guided towards lawful inform them of the outcome of proceedings.
and supervised gaming offerings, and stem the (2) If the responsible tax authority obtains further
excessive expansion of gaming offerings by noticeably information on unauthorised gaming or their
reducing the profit incentives to providers. brokering, it shall also notify the competent authority
of the same.
§42
Duty revenue §46
(1) All and any duty revenue shall accrue to the Federal Filing and record-keeping obligations
State. (1) Gaming providers must keep records of all gaming
(2) It must guarantee that a significant proportion of conducted within the scope of this Act which must be
the duty revenue serves the purpose of financing the independent of any accounting and recording
aim set forth in § 1, as well as objective of promoting requirements based on other laws; the information
public and favourable tax regime within the meaning required for levying gaming duty can then be consulted
of the Fiscal Code in accordance with federal state law. in the said records. In particular, as regards online-
By way of derogation from Paragraph (1), above, up to gaming, it must ensure the origins of players can be
one third of duty revenue from sports betting shall reliably identified and the principles for the duty
accrue to the Sports Association of Schleswig-Holstein recovery for gaming in which individuals participate -
for the purpose of promoting the integrity of whose residence or habitual domicile falls under the
charitable sport. Moreover, it must also guarantee that scope of this Act - can be recorded. In this respect, the
5 percent of the revenue from online-gaming offers is provisions on money-laundering should be borne in
used for the purpose of financing gaming addictions mind.
and debt and insolvency counselling. (2) §§ 145 to 147 of the Fiscal Code shall apply
accordingly for the general requirements for the filing
§43 and the storage of documents.
Responsible Tax Authority (3) The special requirements and technical conditions
The responsible tax authority for registration under § for compulsory records, particularly those relating to
39 and duty recovery procedures under § 45 is the electronic records for online-gaming, shall be
Kiel-Nord tax office. determined in an ordinance by the Ministry of Interior.
§44 §47
Notification obligations Inspection
(1) The competent approval and supervisory authority (1) In order to ensure a uniform assessment and
must notify the responsible tax authority of the recovery of gaming duty, the entrusted officials of the
content (including additional clauses and responsible financial authority may have access to the
supplementary orders), modification, revocation or sites and premises of duty debtors pursuant to § 38
withdrawal of permits as well as of the results of their during business and working hours without prior
monitoring activities regarding duty recovery.
notice and not in connection with an external audit.
(2) Authorities that wish to obtain further information Such access is intended to determine any issues that
on unauthorised gaming must also notify the may be significant for duty recovery (inspection). Living
responsible tax authority thereof.
areas may only be entered against the will of the
(3) The content and scope of notification requirements
owner to prevent any urgent threat to public safety
are determined by an ordinance of the Ministry of and order.
Interior.
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16. Schleswig-Holstein Gaming Act - 20 October 2011_ (Schl.-H.) II, Vol. Nr. 2186-15
(2) Provided such access is useful for duty recovery, Governor
the parties concerned by the inspection shall produce *
any records, books, commercial documents and other Klaus Schlie Rainer Wiegard
documents related to the issues under inspection to Interior minister Finance
the entrusted officials, as well as provide information. Minister
(3) If the findings of the inspection so require, an ______________
external audit may then be required under § 193 of the * GS Schl.-H. II, Gl.Nr. 2186-13 (GVOBl. Schl.-H. =
Fiscal Code without any prior audit arrangement (§ 196 Schleswig-Holstein Gazzette of Laws and Ordinances)
Fiscal Code). The transition to the external audit shall
be notified in writing.
(4) If circumstances arise during the inspection that
may be relevant for the assessment and recovery of
other duties and taxes, then an assessment of the
findings shall be made, to the extent that knowledge
thereof may be of relevance to the taxation of parties
named in Paragraph (1) or other parties.
(5) The tax authority shall be empowered on the basis
of Directive 2010/24/EU, 16 March 2010, to appeal to
the responsible authorities of Member States of the
European Union for administrative assistance in the
recovery of claims relating to the gaming duty and any
related ancillary services.
Section VI
Temporary and final provisions
§ 48
Temporary provisions
Permits under this Act shall take effect from 1 March
2012. Gaming duty under this Act will be levied from 1
March 2012. Until 29 February 2012, the provisions of
the State Treaty on Gaming in Germany (GlüStV AG) of
13 December 2007 (GVOBl. Schl.-H S. 524) shall apply,
unless they are contrary to this Act. Claims and
legitimate expectations cannot be established until 29
February 2012.
§ 49
Entry into force, termination
This Act will enter into force on 1 January 2012. The
State Treaty on Gaming in Germany (GlüStV AG) of 13
December 2007 (GVOBl. Schl.-H. S. 524)*) will
terminate on 1 March 2012.
This Act is hereby executed and is to be published.
Kiel, 20 October 2011
Peter Harry Carstensen
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