This document discusses the differences between saints and swindlers. It defines a saint as someone who serves God unconditionally without expectations of reward. Saints are described as living detached lives according to sacred texts, serving all people impartially and without ego. In contrast, swindlers use deception to deprive others of money and possessions by distorting spiritual teachings for personal gain. They pretend to have saintly qualities like mystical powers but lack true virtues. The document advises that when seeking help, one should look for a genuine spiritual master who can guide them towards God, rather than swindlers who wish to be worshipped themselves. A real guru teaches devotion to God alone and how to serve God and all people.