1) Safe Cooperative Society Ltd is a hybrid thrift organization owned by Gbekemo Group Ltd, which also owns Safe Haven Microfinance Bank Ltd, Gbekemo Farms, and three Bureau de Change locations. 2) The organization is offering fixed deposit investments with terms from 30 days to 360 days and annual interest rates ranging from 10-20% depending on the investment amount. 3) Investor funds will be deposited in a correspondent account at FCMB Bank and are insured by NDIC, making them safe while still offering higher returns than commercial banks.

1. To whomit mayconcern Suite 3,Ekalof Terrace,
Kuje, Opp Kuje Town Hall,
Abuja.
Lucrative Fixed deposit investment Proposal
IntroducingSafe Cooperative SocietyLtd, thisfinancial institutionis a hybrid thrift organization spun
out of modern ideologies while upholding generic principles of core Cooperative society ethics.
Economically we are born out of the investment of Gbekemo group Ltd, which is the umbrella
in which several other investment dwell. Gbekemo Group Ltd is the owner of Safe Haven
Microfinance bank Ltd (www.safehavenmfb.com), Gbekemo Farms located in Kuje ki axis,
which is currently a dwelling place of just under forty thousand birds, a crop farm and a multi-
million naira egg crate producing industry.
Furthermore the Gbekemo Group Ltd technically owns three active Bureau de change in the
FCT till date, which means we have successfully met the recapitalization requirement of thirty
five million naira plus several add-on which makes the fee to own a BDC seventy five million
Naira. Hence Safe Haven Microfinance Bank Ltd, Gbekemo BDC, Gbekemo Farms, Safe
Cooperative Society Ltd and several of our other investments share the same Principal Directors.
After that brief history lesson I hereby indulge you and your organization to take advantage of
having a Fixed Deposit or Certificate of Investment with Safe Cooperative Society Ltd, simply
because the benefits are incredibly huge. We are offering companies and corporate organizations
an avenue to invest either their excess funds, profit or future business capitals with us for several
unique tenures. Investors can choose between 30 days, 60 days, 90days, 180 days and 360 days
tenure.
Furthermore we are offering dividends or bonuses as high as 20% per annum on our fixed
deposit product.
We offer 10% per annum for investments below One million naira,
We offer 15% per annum for investments between One million naira and Ten million naira,
interest rate is also subject to loyalty, relationship and tenure,

2. We offer from 18% - 20% per annum for investments from Ten million naira and above
subject to negotiations,
We are capable of helping you liquidate such rates due to the diverse nature of our investments
and also because unlike many commercial banks which have over 200 hundred branches in
Nigeria, we have fewer. I.e.: A bank like UBA which has over 250 branches cannot afford to
replicate a generic fixed deposit rate of 15% per annum in all its branches because it will affect
their balance sheet. Hence often times the highest interest offered by commercial banks is around
10% per annum on investments above one million naira.
However we are relatively less popular than they are which their selling point is, but we are
equally as credible as commercial banks and have also utilized the advantage of having fewer
branches by increasing the sum of dividends we offer our customers to help compensate for the
relatively average publicity we currently have.
Furthermore your funds are safe with us because we are in correspondence with FCMB, and all
investors funds are to be deposited in our correspondent’s account domiciled in FCMB, hence
background checks can be conducted and even banking instructions can be issued to safe guard
your funds further, it will be good for you to know that our investors funds are insured by NDIC.
We have customer satisfaction as our prime obligation and encourage you to contact us for
further inquiries.
Yours Sincerely
Sir. Metieh Oghenero W
MD/CEO

3. DATE: August16, 2015
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