SlideShare a Scribd company logo
₹upeeBoss Financial Services
Pvt Ltd
PRODUCT KIT
Contents :-
• Unsecured Personal Loan
• Unsecured Business Loan
• Home Loan
• Loan Against Property (LAP)
• Working Capital (OD/CC)
• Lease Rent discount (LRD)
• Loan Against Share’s (LAS)
Unsecured Personal Loan
Banks &
NBFC’S
HDFC, Citi bank, SCB, ICICI,
Fullerton, Axis, Tata, Bajaj,
ROI 14.50% To 22% ( Depend on Salary &
Co.)
Processing fees 1.50% To 2.50%
Tenure 12 months To 60 months
Loan Amount 1lac To 30lacs
Eligibility - Net salary x 75% - All Emi x Multiplier (12mth-
5,24mth-9,36mth-13,48mth-15,60mth-18)
Documents - Kyc docs,Photo,last 3mth salary slip,last 6mth
banking,1yr Experience letter or form no 16,Loan sanction
letter or closer letter.
Income – 20000/- minimum net salary
Unsecured Business Loan
Banks &
NBFC’S
Hdfc,Citi bank,Scb,Icici,Fullerton,Tata,
Bajaj,Shriram,Edelweiss,Capital first,
Magma, Religare
ROI 16% To 19% ( Depend on Loan amount)
Processing fees 1.50% To 2.50%
Tenure 12 months To 48 months
Loan Amount 3lacs To 75lacs (per bank)
Eligibility :- Net profit + ½ Depreciation + interest on loan +
director/partner remu – All obligation x 2
Documents :- Kyc docs,photo,Business proof,Last 3yrs ITR
with financials,Last 6mth banking,Loan/OD/CC sanction
letters.
Income:- NP -150000/- T/O – 20lacs
Home Loan
Banks &
NBFC’S
Citi bank,Scb,Icici,Axis,Magma,L&T,
ROI 9.50% To 14% ( Depend on Loan amount)
Processing fees 0.75% To 1%
Tenure 5years To 30years
Loan Amount 20lacs To 25cr
Eligibility - For salaried Net salary x 65% - Obligation=
Eligible Emi/per lac Emi
For Self employed Total cash income x 65%(DBR) –
obligation / 12/per lac Emi
Documents - :- For Salaried- Kyc doc’s,Last 6mth salary
slip,last 2yrs form no 16,12mth banking,property
documents.
For Self employed- Kyc doc’s,last 3yrs ITR with
financials,12mth Banking,loan sanction letters,property
documents.
Loan Against Property
Banks &
NBFC’S
hdfc,icici,citi,kotak,dcb,dhanlaxmi,scb,a
xis,india bulls,deutsche
bank,reliance,first blue home
finance,bajaj
ROI 10.75% To 14% ( Depend on Loan
amount)
Processing fees 0.75% To 1%
Tenure 5years To 15years
Loan Amount 20lacs To 25cr
Eligibility - For salaried Net salary x 65% - Obligation=
Eligible Emi/per lac Emi
For Self employed Total cash income x 65%(DBR) –
obligation / 12/per lac Emi
Documents - :- Same as Home Loan
Working Capital (OD/CC)
Banks &
NBFC’S
HDFC, Citi, Kotak, DCB, SCB, Axis,
Deutsche bank, CIDBI and PSU
bank’s...
ROI 11.50% To 14% ( Depend on Banks)
Processing fees 0.75% To 3%
Tenure Every year renewal of limits by bank
Loan Amount 50lacs To 100cr
Eligibility - 20% To 25% of the turnover
Documents - :- Same as LAP
Income – NP -500000/- T/O – 2cr
Lease Rent Discount (LRD)
Banks &
NBFC’S
hdfc,icici,kotak,dcb,dhanlaxmi,scb,axis,i
ndia bulls,deutsche bank,reliance,first
blue home finance,bajaj.
ROI 12% To 14% ( Depend on Banks)
Processing fees 0.75% To 1.50%
Tenure Tenure depend agreement
Loan Amount 20lacs To 100cr
Eligibility - 85% to 90% of Monthly rent income will be the
Eligible Emi
Documents - :- Kyc doc’s,last 3yrs ITR with
financials,12mth Banking,loan sanction letters,property
documents,rent agreement’s
Loan Against Shares (LAS)
Banks &
NBFC’S
Tata Capital,Reliance,Religare
ROI 13% To 14% ( Depend on Shares category)
Processing fees 0.75% To 1%
Tenure Tenure 12mth (Renewal period of 3yrs)
Loan Amount 5lacs To 5cr
Eligibility - 40% to 70% of the share’s amount (% depend
on category)
Documents - :-Kyc docs,2yrs ITR with financials,6mth
banking,net worth statement,latest demat a/c statement)
THANK YOU

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RupeeBoss product kit

  • 2. Contents :- • Unsecured Personal Loan • Unsecured Business Loan • Home Loan • Loan Against Property (LAP) • Working Capital (OD/CC) • Lease Rent discount (LRD) • Loan Against Share’s (LAS)
  • 3. Unsecured Personal Loan Banks & NBFC’S HDFC, Citi bank, SCB, ICICI, Fullerton, Axis, Tata, Bajaj, ROI 14.50% To 22% ( Depend on Salary & Co.) Processing fees 1.50% To 2.50% Tenure 12 months To 60 months Loan Amount 1lac To 30lacs Eligibility - Net salary x 75% - All Emi x Multiplier (12mth- 5,24mth-9,36mth-13,48mth-15,60mth-18) Documents - Kyc docs,Photo,last 3mth salary slip,last 6mth banking,1yr Experience letter or form no 16,Loan sanction letter or closer letter. Income – 20000/- minimum net salary
  • 4. Unsecured Business Loan Banks & NBFC’S Hdfc,Citi bank,Scb,Icici,Fullerton,Tata, Bajaj,Shriram,Edelweiss,Capital first, Magma, Religare ROI 16% To 19% ( Depend on Loan amount) Processing fees 1.50% To 2.50% Tenure 12 months To 48 months Loan Amount 3lacs To 75lacs (per bank) Eligibility :- Net profit + ½ Depreciation + interest on loan + director/partner remu – All obligation x 2 Documents :- Kyc docs,photo,Business proof,Last 3yrs ITR with financials,Last 6mth banking,Loan/OD/CC sanction letters. Income:- NP -150000/- T/O – 20lacs
  • 5. Home Loan Banks & NBFC’S Citi bank,Scb,Icici,Axis,Magma,L&T, ROI 9.50% To 14% ( Depend on Loan amount) Processing fees 0.75% To 1% Tenure 5years To 30years Loan Amount 20lacs To 25cr Eligibility - For salaried Net salary x 65% - Obligation= Eligible Emi/per lac Emi For Self employed Total cash income x 65%(DBR) – obligation / 12/per lac Emi Documents - :- For Salaried- Kyc doc’s,Last 6mth salary slip,last 2yrs form no 16,12mth banking,property documents. For Self employed- Kyc doc’s,last 3yrs ITR with financials,12mth Banking,loan sanction letters,property documents.
  • 6. Loan Against Property Banks & NBFC’S hdfc,icici,citi,kotak,dcb,dhanlaxmi,scb,a xis,india bulls,deutsche bank,reliance,first blue home finance,bajaj ROI 10.75% To 14% ( Depend on Loan amount) Processing fees 0.75% To 1% Tenure 5years To 15years Loan Amount 20lacs To 25cr Eligibility - For salaried Net salary x 65% - Obligation= Eligible Emi/per lac Emi For Self employed Total cash income x 65%(DBR) – obligation / 12/per lac Emi Documents - :- Same as Home Loan
  • 7. Working Capital (OD/CC) Banks & NBFC’S HDFC, Citi, Kotak, DCB, SCB, Axis, Deutsche bank, CIDBI and PSU bank’s... ROI 11.50% To 14% ( Depend on Banks) Processing fees 0.75% To 3% Tenure Every year renewal of limits by bank Loan Amount 50lacs To 100cr Eligibility - 20% To 25% of the turnover Documents - :- Same as LAP Income – NP -500000/- T/O – 2cr
  • 8. Lease Rent Discount (LRD) Banks & NBFC’S hdfc,icici,kotak,dcb,dhanlaxmi,scb,axis,i ndia bulls,deutsche bank,reliance,first blue home finance,bajaj. ROI 12% To 14% ( Depend on Banks) Processing fees 0.75% To 1.50% Tenure Tenure depend agreement Loan Amount 20lacs To 100cr Eligibility - 85% to 90% of Monthly rent income will be the Eligible Emi Documents - :- Kyc doc’s,last 3yrs ITR with financials,12mth Banking,loan sanction letters,property documents,rent agreement’s
  • 9. Loan Against Shares (LAS) Banks & NBFC’S Tata Capital,Reliance,Religare ROI 13% To 14% ( Depend on Shares category) Processing fees 0.75% To 1% Tenure Tenure 12mth (Renewal period of 3yrs) Loan Amount 5lacs To 5cr Eligibility - 40% to 70% of the share’s amount (% depend on category) Documents - :-Kyc docs,2yrs ITR with financials,6mth banking,net worth statement,latest demat a/c statement)