Robert A. Olivas on Cal Vet Loans
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Cal Vet Loans provide California veterans with low-cost financing to acquire suitable farm or home property. The State of California lends the money directly rather than guaranteeing payments. The veteran buys the property under a land contract, with the state retaining title until final payment is made. Cal Vet loans feature low down payments, adjustable but capped interest rates, and eligibility for subsequent loans up to $521,250.
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Robert A. Olivas on Cal Vet Loans
- 1. Cal Vet Loans By Robert A. Olivas
- 2. Cal Vet Loans • Under the Cal Vet Program (the California Farm And Home Purchase Program) California Veterans can acquire suitable farm or home property at a low financing cost. •
- 3. Cal Vet Loans With a Cal Vet loan, the veteran is buying under a land contract.
- 4. Cal Vet Loans • The State of California actually lends the money rather than guaranteeing payments.
- 5. Cal Vet Loans • The property is acquired under land contract, and the state retains title to the property until the final payment is made.
- 6. Cal Vet Loan Features 1 Approved Cal Vet Lenders can arrange the loan 2 Cal Vet loans are processed with VA guidelines 3 Cal Vet loans require a small down payment 4 Cal Vet loans are changeable but have a rate cap
- 7. Current Rates Can Be Found: http://www.cdva.ca.gov/Files/ HomeLoans/Interest_Rates.pdf
- 8. Cal Vet ReCap: Low interest rate Even lower rate for qualified first time home buyers Low or no Down Payment Loans up to $521,250 Subsequent eligibility - Use the loan again Home and loan protection plans Home Improvement Loans
- 9. • • Cal Vet Loans Overview by • Robert A. Olivas