First-time homebuyers are likely to purchase homes within the next two years according to a recent poll. While concerns about the economy and getting approved for a mortgage exist, record low mortgage rates and a $8,000 federal tax credit for first-time buyers are strong incentives. All 1,000 potential first-time buyers surveyed said they planned to purchase a home within the next two years. Most feel home prices will continue falling for the next six months but then start rising, making current prices attractive. The tax credit and falling home values are making first-time purchases more affordable and likely.