There are different types of IRAs you can establish, depending on your needs and your circumstances. Using IRAs in Retirement Planning is a smart choice. Learn more about IRAs in retirement planning in Arkansas in this presentation.
There are different types of IRAs you can establish, depending on your needs and your circumstances. Using IRAs in Retirement Planning is a smart choice. Learn more about IRAs in retirement planning in Arkansas in this presentation.
This is the second half of the presentation I gave at Pace University Law School’s Program: New Directions: Practical Skills for Returning to Law Practice
http://web.pace.edu/page.cfm?doc_id=29130
http://web.pace.edu/page.cfm?doc_id=29130
Smart money september october_2103_issue_singles_perOliver Taylor
Financial adviser client newsletters
Client-facing personalised newsletters are an exceptional and proven vehicle for strengthening relationships with clients. There has never been a more important time, especially during this current economic climate, for professional financial advisers to consider the benefits of using a newsletter to communicate with their clients or professional connections.
Client retention and the loss of hard-earned clients
In these post-RDR times, one of the biggest concerns facing many professional financial advisers is client retention and the loss of hard-earned clients to another competitor. To ensure that this doesn't happen to your business, our advice is that you need to do everything possible to stay engaged with your clients and keep reminding them about why they chose you in the first place.
You don't have to waste your valuable time
Goldmine Media do everything for you, so you don't have to waste your valuable time and effort putting your own newsletter together. We take care of the editorial and imagery selection, right through to the print and delivery to you, and can even post each copy directly to your clients with a covering marketing letter in a high-grade polywrap.
Personal finance subjects presented in a clear and engaging way
Our carefully designed newsletters feature your business name, logo (photograph if required), contact details and regulatory statement, and we present even the most complex of personal finance subjects to your clients in a clear and engaging way.
Newsletters are printed on superior-quality paper and are a perfect time-saving marketing channel that will enable professional financial advisers to deliver increased revenues for their business.
Bankruptcy. Part of Toles curriculum. Universidad Católica de Cuyo sede San Luis. Liquidators, Receivers, Administrators. Listening Activity on Bankruptcy.
Finance Minister Bill Morneau provided numerous updates to the proposed changes to the taxation of private corporations and their shareholders, which were first introduced back in July as part of a consultation paper and draft tax legislation. In this edition of Monthly Perspectives, we update you on these changes.
Register a limited liability partnership (llp) in indiaLegal Raasta
This is an easy guide from www.legalraasta.com on registering a limited liability partnership in India. This includes key steps such as obtaining DSC, DIN and Pan card
Helping You Avoid IRA Distribution Mistakesfreddysaamy
http://ekinsurance.com/financial/what-are-ira-distributions/
You own two pots of money: The money that has already been taxed (let's call it "regular money") and the money that has not been taxed (let's call this "retirement money" such as IRA, 401k, 403b, etc.).
This is the second half of the presentation I gave at Pace University Law School’s Program: New Directions: Practical Skills for Returning to Law Practice
http://web.pace.edu/page.cfm?doc_id=29130
http://web.pace.edu/page.cfm?doc_id=29130
Smart money september october_2103_issue_singles_perOliver Taylor
Financial adviser client newsletters
Client-facing personalised newsletters are an exceptional and proven vehicle for strengthening relationships with clients. There has never been a more important time, especially during this current economic climate, for professional financial advisers to consider the benefits of using a newsletter to communicate with their clients or professional connections.
Client retention and the loss of hard-earned clients
In these post-RDR times, one of the biggest concerns facing many professional financial advisers is client retention and the loss of hard-earned clients to another competitor. To ensure that this doesn't happen to your business, our advice is that you need to do everything possible to stay engaged with your clients and keep reminding them about why they chose you in the first place.
You don't have to waste your valuable time
Goldmine Media do everything for you, so you don't have to waste your valuable time and effort putting your own newsletter together. We take care of the editorial and imagery selection, right through to the print and delivery to you, and can even post each copy directly to your clients with a covering marketing letter in a high-grade polywrap.
Personal finance subjects presented in a clear and engaging way
Our carefully designed newsletters feature your business name, logo (photograph if required), contact details and regulatory statement, and we present even the most complex of personal finance subjects to your clients in a clear and engaging way.
Newsletters are printed on superior-quality paper and are a perfect time-saving marketing channel that will enable professional financial advisers to deliver increased revenues for their business.
Bankruptcy. Part of Toles curriculum. Universidad Católica de Cuyo sede San Luis. Liquidators, Receivers, Administrators. Listening Activity on Bankruptcy.
Finance Minister Bill Morneau provided numerous updates to the proposed changes to the taxation of private corporations and their shareholders, which were first introduced back in July as part of a consultation paper and draft tax legislation. In this edition of Monthly Perspectives, we update you on these changes.
Register a limited liability partnership (llp) in indiaLegal Raasta
This is an easy guide from www.legalraasta.com on registering a limited liability partnership in India. This includes key steps such as obtaining DSC, DIN and Pan card
Helping You Avoid IRA Distribution Mistakesfreddysaamy
http://ekinsurance.com/financial/what-are-ira-distributions/
You own two pots of money: The money that has already been taxed (let's call it "regular money") and the money that has not been taxed (let's call this "retirement money" such as IRA, 401k, 403b, etc.).
Retirement Investing - Multiply Your Retirementheather smith
Why let Wall Street destroy your retirement?Read this self-help, how-to guide on how you can multiply your retirement income account by using self directed investments. It also blow out these myths.
Myth Number 1: Perceived Hassles
Myth Number 1: Uncertainty
Myth Number 3: Security
Myth Number 4: Higher risk
Why is real estate is the most popular investment in a self-directed IRA? The simple answer ... the endless options and a never-ending supply of assets.
Free ebook for you –– Real Estate IRAs Made Easy ––http://info.advantaira.com/real-estate-iras-made-easy
In this presentation, you will learn about self-directed real estate IRAs, the many types of property investment assets, how to buy real estate with your IRA using a self-directed plan, prohibited transactions to avoid, and much more great guidance. Advanta's goal is to educate and empower you to invest in what you know best.
With compulsory registration of all trusts from next April is it time to review your provider trusts? This presentation will, i hope, give pause for thought
With compulsory registration of all trusts it is time to consider reviewing all provider trusts. If you are not sure please view this presentation and contact me for a consultation.
For Those Who Want to Prosper & Thrive in Retirementfreddysaamy
http://ekinsurance.com/financial/retirement/
Our core capital should be designed to outlive us. In fact, it’s important for you to start thinking about your money in terms of it outliving you, not the other way around. You don’t want to outlive your money.
1.
According to the latest report from the Investment
Company Institute, it is estimated that there is over
$24 trillion in retirement accounts as of September 30,
2014. Retirement accounts make up the majority of
many people’s assets and unfortunately, many owners
of IRAs and their financial advisors are not fully aware
of the complicated tax laws regarding distributions of
these retirement accounts.
Many people focus on the investments within these
accounts and their returns, which are very important,
but they overlook the important strategies that can save
investors and their heirs’ money in the long run.
Retirement accounts are different!
People often forget that retirement accounts have to be
in the name of an individual and that the beneficiary
designation will override any other estate planning
document such as your trust, will, etc. Therefore, it is
imperative that you separate the retirement accounts
from any other part of your estate when establishing a
proper plan for distribution of these assets.
The rules regarding these retirement accounts or IRAs
can be very complex and cause many mistakes.
Many times, financial professionals refer to IRAs as
“Individual Riddle Accounts” because they are
significantly different from most other assets in your
estate plan.
Some of the differences are they:
Do not pass through the will (unless payable to
an estate)
Are not subject to probate (unless payable to an
estate)
Receive no capital gains treatment
Receive no step up in cost basis upon death
Cannot be gifted (in most cases)
The title cannot be transferred to a trust
Are subject to special rules, called Required
Minimum Distributions
IRA accounts are perhaps the only assets in your estate
that will require you to take out a minimum
distribution. Also, please remember that by placing a
title of an IRA into a trust, you may cause immediate
taxation. Once again, IRA or retirement assets are
different!
Through proper planning, you can set up your IRA so
that your heirs, whether they are your children,
grandchildren or anyone else, can receive what is
called an Inherited IRA. There are various tax laws,
regulations, rules and even private letter rulings that
may effect the decisions you make in setting up these
Inherited IRAs. Investors should note that stretch or
inherited IRAs are designed for individuals who will
not need the money in the account for their own
retirement needs.
In planning your retirement account, it is imperative
that you review the importance of choosing the right
beneficiary/beneficiaries. An informed decision can
help you better understand your options when
considering tools like Roth IRAs, which were created
by the Taxpayer Relief Act of 1997 and further
modified by the IRS Restructuring Reform Act of
1998. Remember, Roth IRAs are significantly different
than traditional IRAs and need proper planning as
well.
Keeping current with new tax laws is another essential
ingredient for successful retirement planning. In fact,
The Pension Protection Act of 2006 (PPA) made some
significant changes for retirement accounts.
The bottom line is retirement account distribution and
planning, while it may look simple on the surface, is
something that should be taken seriously and work
Schwartz Financial Services
Comprehensive Wealth Management & Retirement Planning
Michael L. Schwartz, RFC®
, CWS®
, CFS
Attention Retirement Savers: Retirement Accounts Are Different!