The BookBuilder portfolios aim at building the children's education fund so they do not leave school burdened like a borax mule with vitality sapping debt. RESPs and 529s are no help just government policy eroding saved wealth, active as lobbyist. The Artful Dodgers are just skilled pick-pockets in suits.
Equities trading above our benchmark Risk Price (SF) are those liked by investors, and two of three continue to price rise due to investors’ preference. These equities are “likeables.” They are revealed by their rise above Risk Price, the metric that investors must know to defend their capital.
Published in the NCEO March-April 2013 Edition of the Employee Ownership Report
SES Chairman & CEO Jim Steiker explains how warrants can be used to bridge the gap in a larger ESOP transaction between bank financing and the full price of the sale.
StockTakers methods trumps myths. High AlphaSmart, Low Risk, Capital Safety investing we have proven to work. Our charity to small investors of proprietary trading data continues to demonstrate and confirm proof in real markets.
Published Spring 2008 in the Journal of Employee Ownership Law and Finance
Jim Steiker describes how warrants are used as part of the financing structure of leveraged ESOP transactions and discusses key corporate finance and federal tax considerations in structuring ESOP financing arrangements involving warrants.
The BookBuilder portfolios aim at building the children's education fund so they do not leave school burdened like a borax mule with vitality sapping debt. RESPs and 529s are no help just government policy eroding saved wealth, active as lobbyist. The Artful Dodgers are just skilled pick-pockets in suits.
Equities trading above our benchmark Risk Price (SF) are those liked by investors, and two of three continue to price rise due to investors’ preference. These equities are “likeables.” They are revealed by their rise above Risk Price, the metric that investors must know to defend their capital.
Published in the NCEO March-April 2013 Edition of the Employee Ownership Report
SES Chairman & CEO Jim Steiker explains how warrants can be used to bridge the gap in a larger ESOP transaction between bank financing and the full price of the sale.
StockTakers methods trumps myths. High AlphaSmart, Low Risk, Capital Safety investing we have proven to work. Our charity to small investors of proprietary trading data continues to demonstrate and confirm proof in real markets.
Published Spring 2008 in the Journal of Employee Ownership Law and Finance
Jim Steiker describes how warrants are used as part of the financing structure of leveraged ESOP transactions and discusses key corporate finance and federal tax considerations in structuring ESOP financing arrangements involving warrants.
Published 2004 in the Journal of Employee Ownership Law and Finance
Co-authored by Jim Steiker, this article reviews the legal standards that govern ESOP committees.
StockTakers proprietary TaxCharityTM for small investors NYSE 26.73% TSX 35.45% gains in 11 months of risk averse capital safe and liquid investment, keeping it yours, because we can.
StockTakers knows like Gracie fearful pension investment schemes just raze household wealth.
StockTakersTaxCharityTM gives small investors means to grow their wealth with our Risk Price driven 'likeables'.
Enjoy another slice of our Risk Price method to earn investment income for yourselves.
Because You Can.
Accredited investors can Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
Because We Do.
StockTakers charity empowers small investors wealth growth in real time portfolios, for double digits AlphaSmart gains by risk aversion, capital safety and liquidity
Why is real estate is the most popular investment in a self-directed IRA? The simple answer ... the endless options and a never-ending supply of assets.
Free ebook for you –– Real Estate IRAs Made Easy ––http://info.advantaira.com/real-estate-iras-made-easy
In this presentation, you will learn about self-directed real estate IRAs, the many types of property investment assets, how to buy real estate with your IRA using a self-directed plan, prohibited transactions to avoid, and much more great guidance. Advanta's goal is to educate and empower you to invest in what you know best.
Zimtu Capital Corp. (TSXv: ZC) acquired an equity ownership in Lakeland Resources Inc. (formerly Cats Eye Capital Corp.) Effective August 19, 2010, Lakeland Resources Inc. will commence trading on the TSX Venture Exchange as a Tier 2 Mining Issuer under the trading symbol "LK"
An employee stock ownership plan (ESOP) may make sense for some dealers and other aftermarket retailers looking to build a succession plan they can control while protecting wealth, diversifying assets and deferring taxes.
Published 2004 in the Journal of Employee Ownership Law and Finance
Co-authored by Jim Steiker, this article reviews the legal standards that govern ESOP committees.
StockTakers proprietary TaxCharityTM for small investors NYSE 26.73% TSX 35.45% gains in 11 months of risk averse capital safe and liquid investment, keeping it yours, because we can.
StockTakers knows like Gracie fearful pension investment schemes just raze household wealth.
StockTakersTaxCharityTM gives small investors means to grow their wealth with our Risk Price driven 'likeables'.
Enjoy another slice of our Risk Price method to earn investment income for yourselves.
Because You Can.
Accredited investors can Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
Because We Do.
StockTakers charity empowers small investors wealth growth in real time portfolios, for double digits AlphaSmart gains by risk aversion, capital safety and liquidity
Why is real estate is the most popular investment in a self-directed IRA? The simple answer ... the endless options and a never-ending supply of assets.
Free ebook for you –– Real Estate IRAs Made Easy ––http://info.advantaira.com/real-estate-iras-made-easy
In this presentation, you will learn about self-directed real estate IRAs, the many types of property investment assets, how to buy real estate with your IRA using a self-directed plan, prohibited transactions to avoid, and much more great guidance. Advanta's goal is to educate and empower you to invest in what you know best.
Zimtu Capital Corp. (TSXv: ZC) acquired an equity ownership in Lakeland Resources Inc. (formerly Cats Eye Capital Corp.) Effective August 19, 2010, Lakeland Resources Inc. will commence trading on the TSX Venture Exchange as a Tier 2 Mining Issuer under the trading symbol "LK"
An employee stock ownership plan (ESOP) may make sense for some dealers and other aftermarket retailers looking to build a succession plan they can control while protecting wealth, diversifying assets and deferring taxes.
Changing Jobs? Take Your 401(k) and ... Roll It!Dolf Dunn
If you have recently lost your job, or are changing jobs, you may be wondering what to do with your 401(k) plan account. It is important to understand your options
With unemployment at 5.5%, many people in the United States are transitioning from
one employer to another. People are still uncertain about what to do with their 401(k)
plan when they leave their employer. Here are 4 of the biggest mistakes we see when
considering what to do with your 401(k).
In recent years, the 401k investment plan has become a popular investment option among many company workers. Basically, a 401k plan is a retirement saving account in which employees can save a small portion of their salary into a long-term investment.
According to the Internal Revenue Service (IRS), 401k is classified as a defined contribution plan, similar to a pension plan. So, how to choose 401k investment options?
In this special report, we help you avoid common (and expensive) rollover mistakes and show you how you can use your 401(k) rollover as an opportunity to help your retirement preparations.
How to diversify your retirement Portfolio - presentation - Satori TradersBryan Post
Portfolio diversification formula
Advertising disclosure
The ideal diversified retirement Portfolio sits on top of a solid financial foundation built with these pillars:
1) Enough life insurance to pay off all outstanding debt, including mortgage(s)
2) Enough liquid savings to cover six months worth of living expenses
3) Regular savings for vacations, hobbies, and fun activities
Success in investing leads to increased wealth and security. Success in investing comes from making sound decisions, paying attention, and taking the time to learn about what t invest in and how to invest. Here are our thoughts about considerations when investing.
https://youtu.be/kZcssfIoQEg
Andrew has been helping high net individuals with financial planning since 1996. In his career he has been named one of the top 100 financial planners in the United States and he is a 4 Year Winner from Five Star Professionals.
Can real estate investors have a 401(k) plan - Kurt AltrichterKurt S. Altrichter
There are several ways to invest in real estate. However, it depends on a few factors if real estate investors can have a 401k plan.
While the joys of being a real estate investor are many, so are the stressors. One of the main stressors is that you have to plan for retirement by yourself, unlike when you are employed.
Luckily, there are various retirement savings plans that were created to house all kinds of professions. One such plan is the 401k plan. This is a retirement savings plan that allows individuals to save a certain percentage of each paycheck directly to a long-term investment account. So, to answer the question “can real estate investors have a 401k plan,” the answer is yes.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
Yes of course, you can easily start mining pi network coin today and sell to legit pi vendors in the United States.
Here the telegram contact of my personal vendor.
@Pi_vendor_247
#pi network #pi coins #legit #passive income
#US
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...Vighnesh Shashtri
Under the leadership of Abhay Bhutada, Poonawalla Fincorp has achieved record-low Non-Performing Assets (NPA) and witnessed unprecedented growth. Bhutada's strategic vision and effective management have significantly enhanced the company's financial health, showcasing a robust performance in the financial sector. This achievement underscores the company's resilience and ability to thrive in a competitive market, setting a new benchmark for operational excellence in the industry.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
2. INVESTING WITHIN YOUR 401(K) AND IRA'S
There are many different types of retirement vehicles you could use to plan for
retirement. Sometimes we think of these vehicles like a coffee cup. Each coffee cup
has a different set of rules and regulations that the IRS lays out which sets the
structure of the vehicle. A coffee cup doesn’t have to be used to drink coffee. You
can put water, juice, soda, coffee, and much more in the coffee up. IRA’s work the
same way. The IRA is the coffee cup, and you can literally put almost any investment
you want into the IRA account.
Let’s first review your 401(k) plans before we get into IRA
investing strategies. Most 401(k)’s will offer you three types of
options. We have two very important rules you should try to
follow in your 401(k). The first is to act your age. This means
the amount of fixed or bond type investments should be
around which your current age. The remaining number left
would be in the equity side of your portfolio. The second rule
is to be sure that you have checked the automatic rebalancing
feature (quarterly) should your 401(k) provider offer this
option. Here are your main three choices in the 401(k):
1structured to give you a particular set of years (i.e.- 2025, 2030, 2035) when you
think you are going to ‘retire’, and get your investments set up where the
investment company thinks a person with that time horizon should be properly
allocated. Although we are not big fans of investing your 401(k) this way, it is
your easiest option to just put your 401(k) on auto-pilot.
2
lIFECYCLE OR TARGET FUND INVESTMENTS - These investments are
BUILD YOUR OWN PORTFOLIO - Most 401(k) plans will have somewhere
between 10 to 50 options depending on how your employer sets up the plan.
Usually the larger the employer, the fewer choices you will have in the plan.
The plan will give you the track record of the history on how each mutual fund
(or ETF) has done in the plan. The important part for you to research is the
manager running the fund. Sometimes a fund can have a great track record,
but have recently changed management teams. The same can be true with a
fund that performed poorly in the past. If a really good manager takes that
fund over, it could mean a positive change to how the fund will perform in the
future. If you don’t know what to pick, then it may be time to get help from an
outside advisor.
3. 3
larger companies, but your employer may allow you to take all or some of
your 401(k) and simply manage it yourself through the financial institution that
handles your 401(k) plan. This option can be great for a savvy investor, or for
someone who truly wants to get hired help to really actively manage your
401(k). In this type of plan, you may be able to buy any type of mutual fund,
exchange traded fund, stock, or bond giving you the investor maximum choice
and flexibility in your 401(k) plan.
SELF-DIRECTED BROKERAGE ACCOUNT - You will mostly find these at
1
DO A CORE SATELLITE STRATEGY -
When it comes to IRA (and Roth IRA) investing, there is truly
a smorgasbord of different kinds of investment strategies.
Remember that just because you opened your IRA at a
bank, brokerage house, or insurance company, you are not
required to leave that IRA where you originally opened the
account. With IRA transfers, you can move that IRA to a
new institution if you want to change advisors or
investment strategy. Here are a few different ideas to think
about for investing your IRA.
Remember that IRA’s can buy stocks,
bonds, CD’s, money markets, mutual funds, exchange traded funds, and much
more. Whether you buy mutual funds or exchange traded funds (We are
bigger fans of indexing), the core part of your portfolio should represent a
mixture of equity and bond type funds that make an appropriate asset
allocation for your risk tolerance and time frame to retirement. The important
part here is to get the mix right and closely look at the expenses of what you
are buying as cost eats into return. You can subscribe to a website like
www.personalfund.com to see what your mutual funds are charging you and
get lower cost options. The core part of the portfolio should represent about
80% of the money. The satellite part of your portfolio will be where you take
some risk and buy stock in individual companies or other investments where
you can gain some more substantial upside potential. The satellite portion of
the portfolio will represent about 20% of the money.
2
REAL ESTATE IRA - We will say up front that you need to consult a really
good CPA and also closely read the rules on www.irs.gov. as it relates to
prohibited transactions for IRA accounts. With commercial, residential, and
land prices seeing significant drop in valuations, you may be able to pick up
‘real’ real estate within your IRA account. You won’t be able to have any
personal use whatsoever with the real estate, but it isn’t an option that most
consider.
4. 3
PRIVATE EQUITY - We are not huge fans of private equity investing due
due to the fact that your lack of control and liquidity are major issues.
However, if you are going to take a risk for a portion of your retirement to go
for the ‘home run’, see if the private equity venture will allow you to use
your IRA money. Due to the tough times of raising capital, more of the
private equity ventures we see will allow for using IRA money. This may give
you the opportunity to take a risk without having to liquidate current bank
accounts. You should also review all of these very carefully with a financial
advisor, CPA, or attorney before making any decisions.
Since your IRA and 401(k) accounts will be the bulk of
your retirement income in the future, take a step back r
to see if you have the right strategy in place now
based upon your risk tolerance, time frame, and other
factors to make sure your strategy is suitable. It is
important that you empower yourself by
understanding what you are doing with your money
even if someone is giving you guidance along the way.
THE CONTENT IS DEVELOPED FROM SOURCES BELIEVED TO BE PROVIDING ACCURATE INFORMATION. THE INFORMATION IN THIS MATERIAL IS
NOT INTENDED AS TAX OR LEGAL ADVICE. IT MAY NOT BE USED FOR THE PURPOSE OF AVOIDING ANY FEDERAL TAX PENALTIES. PLEASE
CONSULT LEGAL OR TAX PROFESSIONALS FOR SPECIFIC INFORMATION REGARDING YOUR INDIVIDUAL SITUATION. THIS MATERIAL WAS
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