Retail sales - Canada - September 2017

•Download as PPTX, PDF•

0 likes•65 views

The document summarizes Canadian retail sales data for September 2017. It outlines retail sales by major retail segment and province. Retail sales growth has slowed to an average of 1.2% over the last three months, compared to 6.2% year-over-year growth. Slower retail sales and consumer debt issues increasing are concerns for the Bank of Canada that GDP growth may not maintain the pace seen in the first half of the year. The document was authored by Paul Young, a CPA and CGA who provides analysis on financial solutions, risk management, emerging technology, and other topics.

Economy & Finance

RETAIL SALES- CANADA-
SEPTEMBER 2017
BY: PAUL YOUNG, CPA, CGA
NOVEMBER 23, 2017

PAUL YOUNG - BIO
• CPA, CGA
• Financial Solutions
• SME – Risk Management
• SME – Emerging Technology
• SME – Business Process Change
• SME – Close, Consolidate and Reporting
• SME – Public Policy
• SME – Financial Solutions
• SME – Supply Chain Management
Contact information:
Paul_Young_CGA@Hotmail.com

AGENDA
• Retail sales by major segment
• Retail sales by province
• eCommerce

RETAIL SALES BY MONTH
Source - http://www.statcan.gc.ca/daily-quotidien/171123/dq171123a-eng.htm

RETAIL SALES BY SEGMENT - CANADA
Source - http://www.statcan.gc.ca/daily-quotidien/171123/dq171123a-eng.htm

RETAIL SALES BY PROVINCE - CANADA
Source - http://www.statcan.gc.ca/daily-quotidien/171123/dq171123a-eng.htm

RETAIL SALES BY PROVINCE – CANADA – MONTHLY %
CHANGE
Source - http://www.statcan.gc.ca/daily-quotidien/171123/dq171123a-eng.htm

ECOMMERCE - CANADA
Source - http://www.statcan.gc.ca/daily-quotidien/171123/dq171123a-eng.htm

BLOG – RETAIL SALES – SEPTEMBER 2017
• Retail sales are not averaging about 1.2% in annual growth is used the last three months as compare to
6.2% year-over-year.
• Slower retail sales also means that GDP likely will be hard press to repeat the strong first half of the
year.
• Consumer debt issues are becoming a big concerns for the Bank of Canada

Everybody knows that personalized content drives engagement, but personalizing for every user is unrealistic and impractical for B2B companies. In this session, Robert Strohmeyer, Director of Sales Engineering at Demandbase, will discuss how B2B marketers can effectively reach their most important targets by integrating account-based marketing principles into their content strategy. Robert will discuss core principles of account-based marketing and describe how it drives personalized content creation. He’ll discuss best practices for on and offsite personalization and provide examples of companies who have driven growth with account-based marketing.

Manufacturing Sector - Canada - July 2017

paul young cpa, cga

Retail Sales - United States - August 2017

paul young cpa, cga

Agriculture sector – Canada and United States – October 2017

paul young cpa, cga

Similar to Retail sales - Canada - September 2017

British columbia [ Analysis - July 2017

paul young cpa, cga

Merchandise Trade – Canada – August 2017

paul young cpa, cga

Supply Chain Management - United States - October 2017

paul young cpa, cga

Retail sales - United States - May 2017

paul young cpa, cga

Agriculture Sector - Canada and United States - September 2017

paul young cpa, cga

Minimum wage - Canada - Federal and Provincial - August 2017

paul young cpa, cga

Retail Sales - United States - September 2017

paul young cpa, cga

Average house in Canada is now over 603,000

paul young cpa, cga

Economy - Alberta - October 2017 - Analysis and Commentary

paul young cpa, cga

GDP: Canada - October 2018

paul young cpa, cga

Canada Retail Sales: Retail sales edged up 0.2% to $50.9 billion in September...

paul young cpa, cga

GDP – United States – September 2017

paul young cpa, cga

Wages and Employment - Canada - February 2018

paul young cpa, cga

Agriculture and Mining sector - Canada and USA - August 2017

paul young cpa, cga

Job market - Canada - October 2017

paul young cpa, cga

Cash holding - Canada - 2017

paul young cpa, cga

GDP - Canada and the World - August 2017

paul young cpa, cga

Supply chain – Transportation Systems - August 2017

paul young cpa, cga

Retail Sales - Canada - July 2020

paul young cpa, cga

Economy - Alberta - July 2017 - analysis and commentary

paul young cpa, cga

Similar to Retail sales - Canada - September 2017 (20)

British columbia [ Analysis - July 2017

Merchandise Trade – Canada – August 2017

Supply Chain Management - United States - October 2017

Retail sales - United States - May 2017

Agriculture Sector - Canada and United States - September 2017

Minimum wage - Canada - Federal and Provincial - August 2017

Retail Sales - United States - September 2017

Average house in Canada is now over 603,000

Economy - Alberta - October 2017 - Analysis and Commentary

GDP: Canada - October 2018

Canada Retail Sales: Retail sales edged up 0.2% to $50.9 billion in September...

GDP – United States – September 2017

Wages and Employment - Canada - February 2018

Agriculture and Mining sector - Canada and USA - August 2017

Job market - Canada - October 2017

Cash holding - Canada - 2017

GDP - Canada and the World - August 2017

Supply chain – Transportation Systems - August 2017

Retail Sales - Canada - July 2020

Economy - Alberta - July 2017 - analysis and commentary

More from paul young cpa, cga

Retail Sales and Consumer Spending Analysis and Commentary - July 2023.pptx

paul young cpa, cga

Addressing issues with the Public Sector Governance Model.pptx

paul young cpa, cga

Global Housing Market Analysis and Commentary- September 2023.pptx

paul young cpa, cga

Summary: Homebuilders are walking a fine line when it comes to new projects as high mortgage rates curb demand. New residential construction, including single-family homes and multifamily, dropped 11.3% month over month in August to 1.283 million units on a seasonally adjusted basis, according to Census Bureau data released Tuesday. That's down 14.8% compared with a year ago and well below the 1.44 million units economists surveyed by Bloomberg projected. But authorized residential permits — an indicator of potential future activity — rose 6.9% to 1.543 million permits in August from July. That was still down 2.7% from last August. Single-family permits, though, were up 2% from July to 949,000. Multifamily permits came in at 535,000. The data reflects two opposing forces builders are trying to balance: the ongoing need for new construction to fill in limited inventory and elevated mortgage rates that are hurting their biggest customer right now, the first-time homebuyer. "High mortgage rates are clearly taking a toll on builder confidence and consumer demand, as a growing number of buyers are electing to defer a home purchase until long-term rates move lower," Robert Dietz, chief economist of the National Association of Home Builders, said Monday in a press release after builder confidence dropped for the second straight month. Source: https://ca.finance.yahoo.com/news/homebuilders-face-a-tough-balancing-act-on-new-construction-amid-high-mortgage-rates-130744368.html

What is next for the Mining Sector.pptx

paul young cpa, cga

Blog – What is next for the Mining Sector – September 2023 The mining sector provides critical material that support solar, wind, and lithium-ion batteries as part of the green transition. https://www.iea.org/news/critical-minerals-market-sees-unprecedented-growth-as-clean-energy-demand-drives-strong-increase-in-investment The mining sector products play a key role with the global GDP - https://www.yicaiglobal.com/news/global-mining-industry-value-was-69-of-world-gdp-last-year-china-says Mining practices need to be sustainable including following all ESG policies - https://www.linkedin.com/advice/1/how-can-you-monitor-sustainable-mining-practices Other links and sources – Lithium Supply and Price - https://zbr.com.mx/en/sin-categoria-es/lithium-prices-fall-44-in-china-due-to-lack-of-demand/138168/ Cobalt - https://www.linkedin.com/posts/mahmut-karada%C5%9F-a2b7a5151_china-exportrestrictions-gallium-activity-7082603182589157376-Zrty/?trk=public_profile_like_view Nickel https://www.eureporter.co/business/2023/09/15/stanislav-kondrashov-from-telf-ag-nickel-prices-outlook-remains-positive/ Iron-ore - https://www.brecorder.com/news/40263584/sgx-iron-ore-set-for-best-week-in-3-months TD Bank / Metals - https://www.tdsecurities.com/ca/en/setting-the-stage-for-gold-outlook Biodiversity / Mining - https://worldcrunch.com/green/lithium-green-energy-argentina-indigenous ESG - https://iriscarbon.com/the-added-value-of-integrated-esg-reporting-a-threefold-framework/

Manufacturing Sector – United States – August 2023.pptx

paul young cpa, cga

Blog – Manufacturing Shipments and Orders – The United States – August 2023 Summary: New orders for manufacturing technology in the United States totaled $353.9 million in July 2023, as per the latest report by AMT – The Association For Manufacturing Technology. This figure marked a 12.4% decline from June 2023 but remained only 10.5% lower than July 2022. Year-to-date orders amounted to $2.83 billion, reflecting a 12.7% decrease compared to the same period the previous year. Douglas K. Woods, President of AMT, noted that July is typically a slower month for manufacturing technology orders, so a slight drop was expected. However, he pointed out a notable trend: over the last two months, the year-to-date order gap has narrowed during historically slow periods. While job shops have seen decreased orders, other industries that benefited from reshoring or government investments have helped fill the gap. Among specific sectors, job shops, the largest customer segment, placed their lowest total monthly orders since August 2020. In contrast, metal valve manufacturers recorded their third-highest monthly order value on record, last seen in September 2018, making up nearly 5% of the total manufacturing technology order value for July 2023. Manufacturers of motor vehicle transmissions continued to order machinery at an elevated pace. However, the aerospace industry continued to order below its early 2022 peaks, with hopes that recent projects like the federal government's $1.5 billion investment in communications satellites might reverse this trend. Source: https://www.sme.org/technologies/articles/2023/september/u.s.-manufacturing-technology-orders-dip-in-july-but-show-resilience-amid-economic-uncertainty

Stock Market Analysis and Commentary for WE September 15 2023.pptx

paul young cpa, cga

Blog – Analysis and Commentary – Stock Market – WE September 15 2023 Summary: Stocks fell Friday as investors wrap up a volatile week ahead of the Federal Reserve's policy meeting. The Dow Jones Industrials tumbled 288.87 points to close out Friday and the week at 34,618.24. At its lows, it completely wiped out Thursday's 332-point rally. The S&P 500 index sank 54.78 points, or 1.2%, to 4,450.32. The NASDAQ index plunged 217.72 points, or 1.6%, to 13,708.33. The Dow held onto a winning week. The S&P 500 and NASDAQ both closed out the week with losses. Information technology was the worst-performing sector in the S&P 500, down nearly 2%. Adobe shares fell more than 4% even after the software firm posted better-than-expected quarterly results. Shares of Arm Holdings were lower one day after its successful public debut. Auto stocks General Motors and Stellantis N.V. were higher Friday, while Ford Motor was about flat. Thousands of members of the United Auto Workers went on strike after failing to reach a deal with the automakers Thursday night. Elsewhere, Lennar shares slid 3%. The home construction firm posted third-quarter results that beat on the top and bottom lines. On the economic front, the University of Michigan's consumer sentiment survey showed one-year inflation expectations dropped to 3.1% in September, tied for the lowest since January 2021. Also, the five-year outlook fell to 2.7%, matching its lowest since December 2020.

Manufacturing Sector – Canada – September 2023.pptx

paul young cpa, cga

Electricity Analysis - Canada and the OECD - June 2023.pptx

paul young cpa, cga

Summary: Over three-quarters of the world’s total coal-generated electricity is consumed in just three countries. China is the top user of coal, making up 53.3% of global coal demand, followed by India at 13.6%, and the U.S. at 8.9%. Burning coal—for electricity, as well as metallurgy and cement production—is the world’s single largest source of CO2 emissions. Nevertheless, its use in electricity generation has actually grown 91.2% since 1997, the year when the first global climate agreement was signed in Kyoto, Japan. However, even as non-renewables enjoy their time in the sun, their days could be numbered. In 2022, renewables, such as wind, solar, and geothermal, represented 14.4% of total electricity generation with an extraordinary annual growth rate of 14.7%, driven by big gains in solar and wind. Non-renewables, by contrast, only managed an anemic 0.4%. The authors of the Statistical Review do not include hydroelectric in their renewable calculations, even though many others, including the International Energy Agency, consider it a “well-established renewable power technology.” With hydroelectric moved into the renewable column, together they accounted for over 29.3% of all electricity generated in 2022, with an annual growth rate of 7.4%. Source - https://energynow.ca/2023/09/infographic-what-electricity-sources-power-the-world-see-them-here-visual-capitalist/

Logistics Warehousing Transportation and Distrbution Analysis and Commentary ...

paul young cpa, cga

Retail Sales and Consumer Spending Analysis and Commentary - United States - ...

paul young cpa, cga

How to improve the Governance Model for the Public Sector - United States - S...

paul young cpa, cga

What is next for Agriculture Sector - August 2023.pptx

paul young cpa, cga

Biotech Pharmaceutical Medical Equipment and Supplies - Analysis - September ...

paul young cpa, cga

Better Public Safety Management using Analytics - September 2023.pptx

paul young cpa, cga

Stock Market Analysis and Commentary for WE September 9 2023.pptx

paul young cpa, cga

What did the markets tell us this week? 1. Housing supply and costs continue to plague countries around the world. 2. Gasoline prices are on the rise that puts pressure on central banks ability to hit their core inflation targets. 3. ESG adoption by both the private and public sector is leading to both funding concerns and the overall cost of implementing ESG policies. 4. Adopting technology as part of increasing food production is facing both capital and operational funding concerns. 5. Strike at LNG facility in Australia is leading to concerns around a supply chain disruption of natural gas for EMEA and Asia. 6. The threat of China dumping batteries into markets - https://www.ft.com/content/b6038e51-7b5b-4f97-a5da-9202e71562fc 7. Adoption of generative AI has been facing many challenges related to security, privacy, and ethical issues. 8. Lack of biodiversity planning as part of the overall climate mitigation including sustainable mining, forestry, oil, gas, agriculture, and housing 9. Geopolitical issues continue to impact supply chain. 10. The concerns of recession continue to plague both the private and public sector. 11. Productivity issues continue to plague governments around the world.

Workforce Planning and Employment Analysis - August 2023.pptx

paul young cpa, cga

Global Automotive - Analysis and Commentary - August 2023.pptx

paul young cpa, cga

Global (Mining Oil and Gas Forestry and Agriculture) Analysis and Commentary ...

paul young cpa, cga

World Merchandise Trade – September 2023.pptx

paul young cpa, cga

Summary: The global economy faces what at least one forecaster is calling a mild trade recession as shipments from China slump and German factories downshift. China’s export declines extended into August, though there were signs that the worst of a world trade slowdown may be over for the leading exporter. Overseas shipments from China fell 8.8% in dollar terms from a year earlier while imports contracted 7.3%, both better than economists’ estimates and significantly less severe than July’s downturn. Other data have suggested trade may be stabilizing after weakening for most of this year. Exports from South Korea also declined at a more moderate pace in August than the previous month. Source: https://www.bloomberg.com/news/newsletters/2023-09-07/supply-chain-latest-world-trade-faces-a-shallow-recession?srnd=economics-v2 Additional sources and links: Lithium - https://source.benchmarkminerals.com/article/falling-lithium-prices-challenge-potential-cost-advantages-of-sodium-batteries Oil Production - https://www.cnn.com/2023/09/06/business/oil-price-goldman-sachs/index.html Natural gas - https://www.fxstreet.com/news/natural-gas-holds-up-as-markets-in-limbo-over-strikes-202309070956 Lumber - https://www.fastmarkets.com/insights/sawmill-capacity-closures-reshape-us-lumber-supply Critical metals - https://www.wasterecyclingmag.ca/feature/how-recycling-could-solve-the-shortage-of-minerals-essential-to-clean-energy/ Agriculture - https://www.morningagclips.com/economists-forecast-positive-end-of-year-crop-outlook-despite-warmer-midwestern-climate/ ESG - https://www.skadden.com/insights/publications/2023/09/the-informed-board/the-eus-new-esg-disclosure-rules Ports - https://www.marketscreener.com/quote/stock/HAPAG-LLOYD-AG-24857717/news/Hapag-Lloyd-chief-warns-of-rougher-seas-ahead-for-container-shipping-44789017/ Top destination for reshoring - https://www.thenationalnews.com/business/economy/2023/08/29/uae-in-top-10-most-powerful-passports-for-investment-opportunity/ Global Trade - https://phys.org/news/2023-09-opinion-broke-global-climate-finish.html

What is next for the Forestry Sector and Lumber Production - September 2023.pptx

paul young cpa, cga

Lumber production in Canada continues to face many hurdles Canada forest management practices are some of the bests in the world Canada planted over 440M in seedlings back in 2018. It is now 2022 which means close 2M seedlings have been planted. All levels need to put more focus on urban and rural planning solutions More work including spending on wildfire and forest fire mitigation Canada and USA need to find a path forward to resolve the softwood lumber dispute There needs to a better balanced between climate change policies and growing the economy in a sustainable way 3D printing for housing needs to become mainstream More protection needs to happen with key ecosystems like wetlands, forest, and peatlands. There is a risk of debt default if interest rates are hike over the next few months

More from paul young cpa, cga (20)

Retail Sales and Consumer Spending Analysis and Commentary - July 2023.pptx

Addressing issues with the Public Sector Governance Model.pptx

Global Housing Market Analysis and Commentary- September 2023.pptx

What is next for the Mining Sector.pptx

Manufacturing Sector – United States – August 2023.pptx

Stock Market Analysis and Commentary for WE September 15 2023.pptx

Manufacturing Sector – Canada – September 2023.pptx

Electricity Analysis - Canada and the OECD - June 2023.pptx

Logistics Warehousing Transportation and Distrbution Analysis and Commentary ...

Retail Sales and Consumer Spending Analysis and Commentary - United States - ...

How to improve the Governance Model for the Public Sector - United States - S...

What is next for Agriculture Sector - August 2023.pptx

Biotech Pharmaceutical Medical Equipment and Supplies - Analysis - September ...

Better Public Safety Management using Analytics - September 2023.pptx

Stock Market Analysis and Commentary for WE September 9 2023.pptx

Workforce Planning and Employment Analysis - August 2023.pptx

Global Automotive - Analysis and Commentary - August 2023.pptx

Global (Mining Oil and Gas Forestry and Agriculture) Analysis and Commentary ...

World Merchandise Trade – September 2023.pptx

What is next for the Forestry Sector and Lumber Production - September 2023.pptx

Recently uploaded

how to sell pi coins on Binance exchange

DOT TECH

Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet. Right now the only way to sell pi coins is by trading with a verified merchant. What is a pi merchant? A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services. Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners. I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully Tele-gram @Pi_vendor_247

how to sell pi coins at high rate quickly.

DOT TECH

Where can I sell my pi coins at a high rate. Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch. This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below. A vendor is someone who buys from a miner and resell it to a holder or crypto whale. Here is the telegram contact of my vendor: @Pi_vendor_247

Monthly Economic Monitoring of Ukraine No. 232, May 2024

Інститут економічних досліджень та політичних консультацій

Resume • Real GDP growth slowed down due to problems with access to electricity caused by the destruction of manoeuvrable electricity generation by Russian drones and missiles. • Exports and imports continued growing due to better logistics through the Ukrainian sea corridor and road. Polish farmers and drivers stopped blocking borders at the end of April. • In April, both the Tax and Customs Services over-executed the revenue plan. Moreover, the NBU transferred twice the planned profit to the budget. • The European side approved the Ukraine Plan, which the government adopted to determine indicators for the Ukraine Facility. That approval will allow Ukraine to receive a EUR 1.9 bn loan from the EU in May. At the same time, the EU provided Ukraine with a EUR 1.5 bn loan in April, as the government fulfilled five indicators under the Ukraine Plan. • The USA has finally approved an aid package for Ukraine, which includes USD 7.8 bn of budget support; however, the conditions and timing of the assistance are still unknown. • As in March, annual consumer inflation amounted to 3.2% yoy in April. • At the April monetary policy meeting, the NBU again reduced the key policy rate from 14.5% to 13.5% per annum. • Over the past four weeks, the hryvnia exchange rate has stabilized in the UAH 39-40 per USD range.

Latino Buying Power - May 2024 Presentation for Latino Caucus

Danay Escanaverino

Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors. **Key Sections Covered:** 1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity. 2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses. 3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification. 4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries. 5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content. 6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness. 7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth. This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment. Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers. **Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.

Isios-2024-Professional-Independent-Trustee-Survey.pdf

Henry Tapper

how to swap pi coins to foreign currency withdrawable.

DOT TECH

As of my last update, Pi is still in the testing phase and is not tradable on any exchanges. However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges. The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons. If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe. Below is the contact information for my personal pi vendor. Telegram: @Pi_vendor_247

USDA Loans in California: A Comprehensive Overview.pptx

marketing367770

USDA Loans in California: A Comprehensive Overview If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership. Key Features of USDA Loans: Zero Down Payment: USDA loans require no down payment, making homeownership more accessible. Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans. Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit. Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options. Eligibility Criteria: Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify. Income Limits: Applicants must meet income guidelines, which vary by region and household size. Primary Residence: The home must be used as the borrower's primary residence. Application Process: Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA. Pre-Qualification: Determine your eligibility and the amount you can borrow. Property Search: Look for properties in eligible rural or suburban areas. Loan Application: Submit your application, including financial and personal information. Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing. USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.

Proposer Builder Separation Problem in Ethereum

RasoulRamezanian1

一比一原版BCU毕业证伯明翰城市大学毕业证成绩单如何办理

ydubwyt

BCU毕业证原版定制【微信：176555708】【伯明翰城市大学毕业证成绩单-学位证】【微信：176555708】（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。 ◆◆◆◆◆ — — — — — — — — 【留学教育】留学归国服务中心 — — — — — -◆◆◆◆◆ 【主营项目】一.毕业证【微信：176555708】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！二.真实使馆公证(即留学回国人员证明,不成功不收费) 三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度) 如果您处于以下几种情况： ◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【微信：176555708】 ◇面对父母的压力，希望尽快拿到； ◇不清楚认证流程以及材料该如何准备； ◇回国时间很长，忘记办理； ◇回国马上就要找工作，办给用人单位看； ◇企事业单位必须要求办理的 ◇需要报考公务员、购买免税车、落转户口 ◇申请留学生创业基金留信网认证的作用: 1:该专业认证可证明留学生真实身份 2:同时对留学生所学专业登记给予评定 3:国家专业人才认证中心颁发入库证书 4:这个认证书并且可以归档倒地方 5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息 6:个人职称评审加20分 7:个人信誉贷款加10分→ 【关于价格问题（保证一手价格）我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子我给客户的都是第一手的代理价格，因为我想坦诚对待大家不想跟大家在价格方面浪费时间对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。 8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！学历顾问：微信：176555708

Webinar Exploring DORA for Fintechs - Simont Braun

FinTech Belgium

Greek trade a pillar of dynamic economic growth - European Business Review

Antonis Zairis

NO1 Uk Rohani Baba In Karachi Bangali Baba Karachi Online Amil Baba WorldWide...

Amil baba

Contact with Dawood Bhai Just call on +92322-6382012 and we'll help you. We'll solve all your problems within 12 to 24 hours and with 101% guarantee and with astrology systematic. If you want to take any personal or professional advice then also you can call us on +92322-6382012 , ONLINE LOVE PROBLEM & Other all types of Daily Life Problem's.Then CALL or WHATSAPP us on +92322-6382012 and Get all these problems solutions here by Amil Baba DAWOOD BANGALI #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore#blackmagicformarriage #aamilbaba #kalajadu #kalailam #taweez #wazifaexpert #jadumantar #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore #blackmagicforlove #blackmagicformarriage #aamilbaba #kalajadu #kalailam #taweez #wazifaexpert #jadumantar #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore #Amilbabainuk #amilbabainspain #amilbabaindubai #Amilbabainnorway #amilbabainkrachi #amilbabainlahore #amilbabaingujranwalan #amilbabainislamabad

一比一原版UOL毕业证利物浦大学毕业证成绩单如何办理

ydubwyt

UOL毕业证原版定制【微信：176555708】【利物浦大学毕业证成绩单-学位证】【微信：176555708】（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。 ◆◆◆◆◆ — — — — — — — — 【留学教育】留学归国服务中心 — — — — — -◆◆◆◆◆ 【主营项目】一.毕业证【微信：176555708】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！二.真实使馆公证(即留学回国人员证明,不成功不收费) 三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度) 如果您处于以下几种情况： ◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【微信：176555708】 ◇面对父母的压力，希望尽快拿到； ◇不清楚认证流程以及材料该如何准备； ◇回国时间很长，忘记办理； ◇回国马上就要找工作，办给用人单位看； ◇企事业单位必须要求办理的 ◇需要报考公务员、购买免税车、落转户口 ◇申请留学生创业基金留信网认证的作用: 1:该专业认证可证明留学生真实身份 2:同时对留学生所学专业登记给予评定 3:国家专业人才认证中心颁发入库证书 4:这个认证书并且可以归档倒地方 5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息 6:个人职称评审加20分 7:个人信誉贷款加10分→ 【关于价格问题（保证一手价格）我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子我给客户的都是第一手的代理价格，因为我想坦诚对待大家不想跟大家在价格方面浪费时间对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。 8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！学历顾问：微信：176555708

how can i use my minded pi coins I need some funds.

DOT TECH

If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch. Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners. Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant, i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully. @Pi_vendor_247

US Economic Outlook - Being Decided - M Capital Group August 2021.pdf

pchutichetpong

The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings. Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively. However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly? “In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group. While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.

what is a pi whale and how to access one.

DOT TECH

how to sell pi coins in all Africa Countries.

DOT TECH

Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant. What is a pi merchant ? Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants. A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026. I will leave the telegram contact of my personal pi merchant to trade with. @Pi_vendor_247

The secret way to sell pi coins effortlessly.

DOT TECH

Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately. Telegram: @Pi_vendor_247

Falcon Invoice Discounting: Optimizing Returns with Minimal Risk

Falcon Invoice Discounting

Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.

Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Card

nickysharmasucks

The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.

Recently uploaded (20)

how to sell pi coins on Binance exchange

how to sell pi coins at high rate quickly.

Monthly Economic Monitoring of Ukraine No. 232, May 2024

Latino Buying Power - May 2024 Presentation for Latino Caucus

Isios-2024-Professional-Independent-Trustee-Survey.pdf

how to swap pi coins to foreign currency withdrawable.

USDA Loans in California: A Comprehensive Overview.pptx

Proposer Builder Separation Problem in Ethereum

一比一原版BCU毕业证伯明翰城市大学毕业证成绩单如何办理

Webinar Exploring DORA for Fintechs - Simont Braun

Greek trade a pillar of dynamic economic growth - European Business Review

NO1 Uk Rohani Baba In Karachi Bangali Baba Karachi Online Amil Baba WorldWide...

一比一原版UOL毕业证利物浦大学毕业证成绩单如何办理

how can i use my minded pi coins I need some funds.

US Economic Outlook - Being Decided - M Capital Group August 2021.pdf

what is a pi whale and how to access one.

how to sell pi coins in all Africa Countries.

The secret way to sell pi coins effortlessly.

Falcon Invoice Discounting: Optimizing Returns with Minimal Risk

Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Card

Retail sales - Canada - September 2017

1. RETAIL SALES- CANADA- SEPTEMBER 2017 BY: PAUL YOUNG, CPA, CGA NOVEMBER 23, 2017

2. PAUL YOUNG - BIO • CPA, CGA • Financial Solutions • SME – Risk Management • SME – Emerging Technology • SME – Business Process Change • SME – Close, Consolidate and Reporting • SME – Public Policy • SME – Financial Solutions • SME – Supply Chain Management Contact information: Paul_Young_CGA@Hotmail.com

3. AGENDA • Retail sales by major segment • Retail sales by province • eCommerce

4. RETAIL SALES BY MONTH Source - http://www.statcan.gc.ca/daily-quotidien/171123/dq171123a-eng.htm

5. RETAIL SALES BY SEGMENT - CANADA Source - http://www.statcan.gc.ca/daily-quotidien/171123/dq171123a-eng.htm

6. RETAIL SALES BY PROVINCE - CANADA Source - http://www.statcan.gc.ca/daily-quotidien/171123/dq171123a-eng.htm

7. RETAIL SALES BY PROVINCE – CANADA – MONTHLY % CHANGE Source - http://www.statcan.gc.ca/daily-quotidien/171123/dq171123a-eng.htm

8. ECOMMERCE - CANADA Source - http://www.statcan.gc.ca/daily-quotidien/171123/dq171123a-eng.htm

9. BLOG – RETAIL SALES – SEPTEMBER 2017 • Retail sales are not averaging about 1.2% in annual growth is used the last three months as compare to 6.2% year-over-year. • Slower retail sales also means that GDP likely will be hard press to repeat the strong first half of the year. • Consumer debt issues are becoming a big concerns for the Bank of Canada

Retail sales - Canada - September 2017

Recommended

Recommended

More Related Content

Similar to Retail sales - Canada - September 2017

Similar to Retail sales - Canada - September 2017 (20)

More from paul young cpa, cga

More from paul young cpa, cga (20)

Recently uploaded

Recently uploaded (20)

Retail sales - Canada - September 2017