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RICHARD(PIN-HAI) DOU, MBA, CMA, CFA
(647) 295-1217, richard.dou@scotiabank.com, dphrichard@hotmail.com
PROFILE
• A supper risk management professional in designing, and implementing models and processes
• A seasoned capital manager with expertise in VaR, SQL, and machine learning techniques
• A detail oriented analyst of traded products, securitization, retail and wholesale products
• A success oriented business consultant involved in process restructuring and report automation
• An excellent data warehouse, statistics model, financial model designer and project manager
EDUCATION AND TECHNICAL SKILLS
International MBA Schulich School of Business, York University, Sep 06 - Jun 08
• Financial Engineer and Consulting Concentration. North America specialization
• Member of CMA, CFA, SAS ABM Designer, Statistic Model and computing development expert
• Master of data warehouse, OLAP, RiskWatch , process reengineering and system architecture
• Superior quantitative skills in machine learning techniques, Monte-Carlo and Stochastic Calculus
Bachelor of Science, Computer Science, ShanXi Science and Technology University, Sep 89- Jun 93
• Dean's Honour List
• Recipient of Top Scholarship Award and Honours graduate award for academic excellence
EXPERIENCE
Manager, Capital Management, the Bank of Nova Scotia Feb 2015 – Present
• Automated capital report process to calculate capital ratio and prepare strategic capital plan
• Analyzed daily market risk capital report, reviewed VaR, SVaR and Stress Test models
• Reviewed statistic models for Operational Risk, IG, PD, LGD, EAD, CCF, CEM and IMM
• Reverse-engineered RiskWatch and built models to generate BCAR and attributions analysis
• Designed Capital Analysis Dashboard to analyze exposure type, RWA, EAD, PD and LGD
• Developed Retail and Non-retail Portfolio, Derivatives, Margin and Securitization expertise
• Delivered Basel I and Basel III report of Regulatory Capital components for the Total Bank
• Prepare analysis report for senior management, including Capital Position, Pillar 3, Capital
components, RWA components, Peer comparison of 5 Canadian banks, and Economic Capital
RICHARD(PIN-HAI) DOU, MBA, CMA, CFA
(647) 295-1217, richard.dou@scotiabank.com, dphrichard@hotmail.com
• Identified capital project business requirement and implemented new OSFI practice project
• Supported in-depth analysis and resolved risk and capital calculation methodology and issues
Manager, Canadian Banking Finance, the Bank of Nova Scotia Jul 12 – Feb 2015
• Built statistics models for product decay curve, prepayment rate, and mortgage break
• Developed SPL Amortization model, Planning model, and Performance Analysis Dashboard
• Support continued refinements and fully operationalize MMFTP for Canadian Bank Division
• Created Mortgage Break Funding model, planning model and Authorization Pricing Model
• Designed mortgage FMV Model, Roynat Pricing models, FTP and run-off schedule model
• Built non-maturity product dashboard, Mismatch Model and Commercial Loan Pricing Model
• Designed base rate and liquidity premium macro based on Bloomberg and K2 system
Senior Financial Analyst, IT&S Finance, the Bank of Nova Scotia May 08 – Jun 2012
• Reviewed, planed and analyzed ITS Finance expense and allocation
• Analyzed cost performance and key cost drivers for various product, services and activities
• Managed reporting process and conducted variance analysis
• Designed and maintained cost management model and dashboard for IT&S, ISC, and TCO
• Designed project and application models to analyze project and application cost
• Automate Client Invoice, GTB, EO and IT&S cost allocation report, BizIT and TCO reports
Financial Analyst, International Banking, the Bank of Nova Scotia Sep 07 – May 08
• Designed Return of Economic Equity (ROEE) calculation database and verifying models
• Analyzed accounting policy and procedure, and budget and expense reasonability
• Helped tested and prepare Business Objects Planning (INEA) system
• Performed financial forecasting, planning and reporting for each month, quarter and year
• Analyzed and monitored the expense and budget of international business
• Analyzed business performance and profitability of international branches and partners
RICHARD(PIN-HAI) DOU, MBA, CMA, CFA
(647) 295-1217, richard.dou@scotiabank.com, dphrichard@hotmail.com
Director of Consulting Services, Shanghai Lingtong Tech. Co. Ltd, Mar 99 - Apr 06
• Designed financial planning, forecasting, budgeting and analysis models for 12 companies
• Advised clients on cost and budget allocation, financial projection and capital structure
• Analyzed clients’ overall financial situations and capital structures, and created financing proposals
• Delivered creative cash flow and working capital solutions across a wide range of industries
• Evaluated firm values and delivered merge and acquisition recommendation and target price

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resume

  • 1. RICHARD(PIN-HAI) DOU, MBA, CMA, CFA (647) 295-1217, richard.dou@scotiabank.com, dphrichard@hotmail.com PROFILE • A supper risk management professional in designing, and implementing models and processes • A seasoned capital manager with expertise in VaR, SQL, and machine learning techniques • A detail oriented analyst of traded products, securitization, retail and wholesale products • A success oriented business consultant involved in process restructuring and report automation • An excellent data warehouse, statistics model, financial model designer and project manager EDUCATION AND TECHNICAL SKILLS International MBA Schulich School of Business, York University, Sep 06 - Jun 08 • Financial Engineer and Consulting Concentration. North America specialization • Member of CMA, CFA, SAS ABM Designer, Statistic Model and computing development expert • Master of data warehouse, OLAP, RiskWatch , process reengineering and system architecture • Superior quantitative skills in machine learning techniques, Monte-Carlo and Stochastic Calculus Bachelor of Science, Computer Science, ShanXi Science and Technology University, Sep 89- Jun 93 • Dean's Honour List • Recipient of Top Scholarship Award and Honours graduate award for academic excellence EXPERIENCE Manager, Capital Management, the Bank of Nova Scotia Feb 2015 – Present • Automated capital report process to calculate capital ratio and prepare strategic capital plan • Analyzed daily market risk capital report, reviewed VaR, SVaR and Stress Test models • Reviewed statistic models for Operational Risk, IG, PD, LGD, EAD, CCF, CEM and IMM • Reverse-engineered RiskWatch and built models to generate BCAR and attributions analysis • Designed Capital Analysis Dashboard to analyze exposure type, RWA, EAD, PD and LGD • Developed Retail and Non-retail Portfolio, Derivatives, Margin and Securitization expertise • Delivered Basel I and Basel III report of Regulatory Capital components for the Total Bank • Prepare analysis report for senior management, including Capital Position, Pillar 3, Capital components, RWA components, Peer comparison of 5 Canadian banks, and Economic Capital
  • 2. RICHARD(PIN-HAI) DOU, MBA, CMA, CFA (647) 295-1217, richard.dou@scotiabank.com, dphrichard@hotmail.com • Identified capital project business requirement and implemented new OSFI practice project • Supported in-depth analysis and resolved risk and capital calculation methodology and issues Manager, Canadian Banking Finance, the Bank of Nova Scotia Jul 12 – Feb 2015 • Built statistics models for product decay curve, prepayment rate, and mortgage break • Developed SPL Amortization model, Planning model, and Performance Analysis Dashboard • Support continued refinements and fully operationalize MMFTP for Canadian Bank Division • Created Mortgage Break Funding model, planning model and Authorization Pricing Model • Designed mortgage FMV Model, Roynat Pricing models, FTP and run-off schedule model • Built non-maturity product dashboard, Mismatch Model and Commercial Loan Pricing Model • Designed base rate and liquidity premium macro based on Bloomberg and K2 system Senior Financial Analyst, IT&S Finance, the Bank of Nova Scotia May 08 – Jun 2012 • Reviewed, planed and analyzed ITS Finance expense and allocation • Analyzed cost performance and key cost drivers for various product, services and activities • Managed reporting process and conducted variance analysis • Designed and maintained cost management model and dashboard for IT&S, ISC, and TCO • Designed project and application models to analyze project and application cost • Automate Client Invoice, GTB, EO and IT&S cost allocation report, BizIT and TCO reports Financial Analyst, International Banking, the Bank of Nova Scotia Sep 07 – May 08 • Designed Return of Economic Equity (ROEE) calculation database and verifying models • Analyzed accounting policy and procedure, and budget and expense reasonability • Helped tested and prepare Business Objects Planning (INEA) system • Performed financial forecasting, planning and reporting for each month, quarter and year • Analyzed and monitored the expense and budget of international business • Analyzed business performance and profitability of international branches and partners
  • 3. RICHARD(PIN-HAI) DOU, MBA, CMA, CFA (647) 295-1217, richard.dou@scotiabank.com, dphrichard@hotmail.com Director of Consulting Services, Shanghai Lingtong Tech. Co. Ltd, Mar 99 - Apr 06 • Designed financial planning, forecasting, budgeting and analysis models for 12 companies • Advised clients on cost and budget allocation, financial projection and capital structure • Analyzed clients’ overall financial situations and capital structures, and created financing proposals • Delivered creative cash flow and working capital solutions across a wide range of industries • Evaluated firm values and delivered merge and acquisition recommendation and target price