Jagannath Kulkarni is a 57-year-old Chief Manager with over 40 years of experience working in various roles at State Bank of Hyderabad. He has extensive experience in credit analysis and processing loan applications ranging from Rs. 25,000 to Rs. 250 crores. His resume details his career progression from a clerk to positions like Branch Manager, Credit Manager, and now Chief Manager of Inspection. He is seeking part-time consultation work in areas like project reports, appraisals, and viability studies, located in Bengaluru.

1. || SRI||
RESUME
1) NAME : JAGANNATH KULKARNI
2) AGE / DATE OF BIRTH : 57 /14TH Aug. 1952
3) Educational qualifications : B.Sc. CAIIB Part-I
4) Occupation/ Name of the : Officer in
institution in which presently STATAE BANK OF HYDERABAD
working:
5) Date of appointment : 10th March.1973
6) Present Designation : Chief Manager (Inspection - Mobile)
In STATE BANK OF HYDERABAD.
7) Past track record
a) Worked as clerk since appointment at i) Gambhirraopeth Karimnagar Dist.
(A.P.), ii) Peddapalli Karimanagr Dist. A.P. , iii) Gangavathi Raichur Dist.
Karnataka, iv) Manvi Raichur Dist Karnataka , v) Raichur and vi)
Sindhanur
b) As Officer under Junior Management Gr.-I at Gangavathi. Handled advances as
field officer for about four years. I have processed applications requesting sanction
of credit facilities from Rs.25,000/- to Rs.15.00 lacs.
c) Worked as Branch Manager Anegundi Branch; a rural Branch in State Bank of
Hyderabad . The Branch was brought in profit during my tenure.
d) Worked as field officer Under MIDLE MANAGAEMENT Scale – II. I was
handling C&I and SSI advances . Applications requesting credit facilities ranging
from Rs.1.00 lac to Rs.200.00 lacs were processed. I have undergone INTENSIVE
CREDIT DISPENSATION TRAINING PROGRAMME FOR Small scale
industries which enriched my credit dispensation skills.
e) Worked as Credit analyst at INDUSTRIL FINANCE BARNCH BANGALORE
AND J.CROAD BARNCH BANGALORE. Handled credit proposals ranging from
Rs.15.00 lacs to Rs.500.00 lacs . Achieved excellence in credit applications
processing. Posted for INTENSIVE CREDIT DISPENSATION TRANING
PROGRAMME PHASE – II . Brought out a racket of fake title deeds and handed
over to police. Instrumental in achieving targets of Advances levels at both the
Branches.

2. f) Promoted to MIDDLE MANAGEMENT SACLE – III AND Posted as Branch
Manager at Bijapur Branch. A district Headquarter Branch,developed close rapport
with Distric Authorities as well authorities of KRISHNA BHAGYA JALANIGAM
LTD. An irrigation project, head quartered at Alamatti in Bijapur District. Achieved
business targets and GOT APPRICIATIONS FOR BEST RECOVERY
PERFORMANCE.
g) Worked as MANAGER (MSME) AT Dilsukhanagar Branch HYDERABAD.
Handled credit proposal of MSME SEGMENT ranging from Rs.15.00 lacs to
Rs.300.00 lacs. I handled retail loans to Personal segment customers also,where the
credit requirement ranged from Rs.1.00 lac to Rs.15.00 lacs, which include Personal
loans, Housing loans, Mortgage loans, Car/Scooter loans, Education loans etc.
h) Posted as Manager (Credit) to Commercial Branch New Delhi and promoted me
to SENIOR MANAGEMENT SCALE –IV. I was handling credit proposals ranging
from Rs.25.00 crores to Rs.250.00 crores. Applications from reputed companies
having all India level standing viz. M/s. Punj Lloyd Ltd, M/s. JAYPEE
Hydropower Lyd. M/s. RANBAXY Ltd. , M/s NAFED, M/s. IRFC, M/s. POWER
FINANCE CORPORATION LTD., M/s. STEEL AUTHORITY OF INDIA LTD.,
M/s. BHEL WERE AMONG THE BLUE CHIP COMPANIES DEALT WITH,
DURING MY STAY AT NEW DELHI..
i) Posted as Chief Manager to Agriculture Development Branch Gangavthi, which
is reputed as BIGGEST Agriculture Development Branch of State Bank of
Hyderabad. Got an award for best recovery performance there at.
g) Now working as Chief Manager in the Inspection Department Head Office
Hyderabad, inspecting the branches located all around the country. Brought out
irregularities committed by the officials in ATM transactions and mortgage loans.
i) Sufficient knowledge of computers viz I can work with MS word, Excel and write
formulas required for day to day banking work.
J) Im drawing salary of Rs.6.00 lacs per annum + Residential accommodation +
Furniture + un limited Medical reimbursement + Bills of petrol, News papers,
cleansing material etc.
8. EXPECTED TYPE OF JOB AND REMMUNARATION:
Consultation type of job, preferably Preparation of Project reports, Project appraisal,
Techno economic viability studies, Preparation of SOD, FFR, CMA, etc. and assisting
in all banking related functions LOCATED AT BENGALURU Part time jobs
preferred. Remuneration- negotiable depending on nature of wok.
9. CONTACT ADDRESS: jkulkarni18@gmail.com,+919980329733,
080-26766952.