This letter provides a recommendation for Alec Creighton from his former manager at Wachovia Bank. It states that Alec was one of the top small business producers during his three years at the bank, where he excelled at analyzing customer needs and recommending appropriate financial products. The manager recommends Alec for his success in meeting both small business and consumer client needs, and also vouches for his integrity and character.

1. Wachovia Bank, N.A.
Bartlett East Financial Center
TN2043
9059 Highway 64
Arlington, TN 38002
Tel 901 381-1720
Fax 901 214-2529
WACHOVIA
May 12, 2010
To Whom !t May Concern:
I am pleased to write this letter of recommendation for Alec Creighton, who was
an Assistant Vice President and Licensed Financial Specialist for Wachovia
Bank.
Alec joined the bank in June of 2007 and was with us until his resignation to
return to England in April Of 2010. During this time, Alec established himself as
one of our top producing LFSs and was particularly successful working with small
business clients. He was consistently the one of the top two small business
producers out of 12 in our Memphis market. I was particularly impressed with
Alec's ability to analyze the financials of a small business and recommend the
appropriate products and services to meet their needs. He also did a great job
working with consumer customers and was just as thorough in his analysis of
their needs.
I would recommend Alec Creighton to you for the reasons stated as well as the
fact he is a man of integrity and character. Should there be any further
information you may desire, please feel free to contact me.
Sincerely,
Ray Mullins
Vice President
District Manager, Wachovia Bank/Memphis