Joe, an employee at a restaurant, is at risk of redundancy because he is less productive than his coworker Amy and is not pulling his weight. Redundancy occurs when an employer can no longer afford to keep an employee or the employee is underperforming. Being made redundant can cause stress, anxiety, financial problems, and relationship issues as one loses their main source of income. However, there are also potential positive effects like increased free time to pursue other goals and opportunities to meet new people. Friends and family can provide informal support, while formal support options also exist.