The document discusses the benefits of social capital and receiving support from communities. It defines social capital as the social relationships that provide access to resources and notes that social capital is an important benefit of being part of a community. It describes how family, friends, and non-profits are key parts of people's social capital networks and can provide financial, physical, emotional, and other support that contributes to well-being. Maintaining social connections through giving and receiving support enhances social capital.
4.01 receiving from family_friends_and_non-profits_power_pointJamie Norton, MEd
This document discusses the benefits of social capital and how it is obtained through communities like family, friends, and non-profits. It states that social capital provides resources and support across all domains of well-being. Family can offer financial, emotional, and practical support like housing. Friends also provide assistance, while non-profits help meet basic needs and enhance life through services and volunteer opportunities. Both receiving from and giving back to social networks contributes to overall well-being.
4.02 receiving from government_programs_power_pointJamie Norton, MEd
The document discusses government assistance programs and how they can provide temporary support to individuals in need. It provides examples of common programs like Social Security, Medicaid, SNAP and TANF. The document uses a story of a woman named Laura to illustrate how government programs helped support her through college and how her financial situation improved after graduating and finding a full-time job.
United Way of Genesee County funds over 50 programs through more than 30 partner organizations that provide services in basic needs, older adults, strengthening families, child and youth development, and systems change. It invests over $6 million annually in these community programs and services. Donations to United Way stay local and support important initiatives like housing assistance, tax preparation help, attendance court, bone marrow registration, and more to help those in need.
United Way of Genesee County funds over 50 programs that provide services in basic needs, older adults, strengthening families, child and youth development, and systems change. It invests over $6 million in these community programs and services each year. Donating to United Way ensures your money stays local and supports important services like housing assistance, senior services, family support, mentoring, and more. United Way also coordinates various community initiatives and brings partners together to address local needs.
The document discusses strategies that HR professionals can implement to support employees who are part of the "sandwich generation", caring for both children and aging parents. It defines the sandwich generation as middle-aged adults providing care to parents 65 or older while also raising children or financially supporting grown children. Some key challenges faced by these working caregivers include absenteeism, presenteeism, health declines, and financial stresses. The document provides examples of flexibility policies, benefits, resources, and education that employers can offer to help sandwich generation employees balance work and caregiving responsibilities.
Advocating for extended care for youths transitioning.katmariaM
This document discusses extending support for youths transitioning from foster care. Currently, support is tapered off at age 21 but extending it could save the province money in the long run. Many youths feel unprepared to be on their own after care ends. The document advocates for continuing financial, housing, and other tangible supports along with assistance with decision making and emotional support. Stakeholders that could help include a provincial advocate for children and youths and a group of former foster youths. The document suggests ways for readers to get involved like attending transitional care hearings.
This document discusses extending support for youth transitioning from foster care. It notes that 42% of young adults aged 20-29 live at home with parents, but youth leaving foster care at age 18 have no one for support. Extending care would save the province money according to a report. The document advocates extending financial and other tangible support through age 21 and engaging stakeholders like foster youth groups to advocate for this change through hearings and involvement opportunities for people.
The document discusses the "Sandwich Generation" which refers to adults who are supporting both children and aging parents. Key points include:
- 44% of 45-55 year olds have at least one living parent and child under 21, placing them in the Sandwich Generation.
- On average, Sandwich Generation members provide $10,000 per year and 1,350 hours per year in support to parents and children.
- It is important for Sandwich Generation members to have conversations with parents about their financial situation and long term care needs to help prepare for medical expenses.
4.01 receiving from family_friends_and_non-profits_power_pointJamie Norton, MEd
This document discusses the benefits of social capital and how it is obtained through communities like family, friends, and non-profits. It states that social capital provides resources and support across all domains of well-being. Family can offer financial, emotional, and practical support like housing. Friends also provide assistance, while non-profits help meet basic needs and enhance life through services and volunteer opportunities. Both receiving from and giving back to social networks contributes to overall well-being.
4.02 receiving from government_programs_power_pointJamie Norton, MEd
The document discusses government assistance programs and how they can provide temporary support to individuals in need. It provides examples of common programs like Social Security, Medicaid, SNAP and TANF. The document uses a story of a woman named Laura to illustrate how government programs helped support her through college and how her financial situation improved after graduating and finding a full-time job.
United Way of Genesee County funds over 50 programs through more than 30 partner organizations that provide services in basic needs, older adults, strengthening families, child and youth development, and systems change. It invests over $6 million annually in these community programs and services. Donations to United Way stay local and support important initiatives like housing assistance, tax preparation help, attendance court, bone marrow registration, and more to help those in need.
United Way of Genesee County funds over 50 programs that provide services in basic needs, older adults, strengthening families, child and youth development, and systems change. It invests over $6 million in these community programs and services each year. Donating to United Way ensures your money stays local and supports important services like housing assistance, senior services, family support, mentoring, and more. United Way also coordinates various community initiatives and brings partners together to address local needs.
The document discusses strategies that HR professionals can implement to support employees who are part of the "sandwich generation", caring for both children and aging parents. It defines the sandwich generation as middle-aged adults providing care to parents 65 or older while also raising children or financially supporting grown children. Some key challenges faced by these working caregivers include absenteeism, presenteeism, health declines, and financial stresses. The document provides examples of flexibility policies, benefits, resources, and education that employers can offer to help sandwich generation employees balance work and caregiving responsibilities.
Advocating for extended care for youths transitioning.katmariaM
This document discusses extending support for youths transitioning from foster care. Currently, support is tapered off at age 21 but extending it could save the province money in the long run. Many youths feel unprepared to be on their own after care ends. The document advocates for continuing financial, housing, and other tangible supports along with assistance with decision making and emotional support. Stakeholders that could help include a provincial advocate for children and youths and a group of former foster youths. The document suggests ways for readers to get involved like attending transitional care hearings.
This document discusses extending support for youth transitioning from foster care. It notes that 42% of young adults aged 20-29 live at home with parents, but youth leaving foster care at age 18 have no one for support. Extending care would save the province money according to a report. The document advocates extending financial and other tangible support through age 21 and engaging stakeholders like foster youth groups to advocate for this change through hearings and involvement opportunities for people.
The document discusses the "Sandwich Generation" which refers to adults who are supporting both children and aging parents. Key points include:
- 44% of 45-55 year olds have at least one living parent and child under 21, placing them in the Sandwich Generation.
- On average, Sandwich Generation members provide $10,000 per year and 1,350 hours per year in support to parents and children.
- It is important for Sandwich Generation members to have conversations with parents about their financial situation and long term care needs to help prepare for medical expenses.
This document discusses various ways to fund adoptions both domestically and internationally. It provides information on direct grants, matching grants of up to $4,000 per child, interest-free loans, and the federal adoption tax credit of up to $13,170 per child. Churches can partner with organizations like Lifesong for Orphans to set up adoption funds and administer grants and loans to help remove the financial barrier that prevents many families from adopting. Real-life examples show how families have funded adoptions through various donations, grants, fundraisers, and tax credits totaling thousands of dollars.
The document discusses child care subsidies in Toronto and advocates for increasing access to them. It notes that child care fees are expensive and about 20,000 children are waiting for subsidies. The group's mission is to help families in need afford quality early learning programs. They plan to research subsidies, survey parents, and create resources to help more families access subsidies and communicate with agencies.
The document discusses child care subsidies in Toronto and advocates for increasing access to them. It notes that child care fees are expensive and about 20,000 children are waiting for subsidies. The group's mission is to help families in need afford quality early learning programs. They plan to research the issue, survey parents, and create resources to raise awareness about subsidies and support more families receiving them.
Faye Wightman - Changing Face of PhilanthropyCora Price
This document discusses differences between generations in their philanthropic giving patterns and priorities. Younger generations are more motivated by emotional reactions and peer influence, while older generations take a more thoughtful approach. It also compares private and public foundations, noting administrative advantages but loss of donor control with public foundations. Finally, it considers factors for donors in choosing between private and public foundations for their philanthropic goals.
Credit card debt is a growing problem for many Americans, with total credit card debt reaching $800 billion. Credit counseling has risen in popularity as a way for people to deal with unmanageable credit card debt. Credit counseling can help reduce interest rates and monthly payments through debt management plans. It also provides financial education. However, credit counseling comes with monthly fees and could impact credit reports and home buying. Overall, credit counseling requires commitment and discipline from those seeking to get out of debt.
Homeowners in Distress: Preventing Foreclosuressondramilkie
1) The document discusses strategies to prevent homeowner foreclosures, including educational materials, counseling programs, and policy approaches.
2) It provides data on foreclosure rates in Wisconsin counties and discusses the financial and emotional toll of foreclosure on homeowners.
3) In Dane County, a task force was formed with various groups to develop coordinated prevention, intervention, and stabilization efforts like workshops, a mediation program, and identifying neighborhoods impacted by many foreclosures.
Divorce rates in South Africa have remained relatively steady between 25,000 and 25,500 between 2016 and 2018, with the most common reasons being lack of commitment, infidelity, lack of intimacy, abuse, and falling out of love. Divorce can have negative repercussions such as emotional and financial difficulties, loss of friendship, stress, depression, and confusion for both parents and children, with children in particular feeling confused about where they belong and trapped between choosing parents.
The Make-A-Wish Foundation grants wishes to children with life-threatening medical conditions every 40 minutes. Their mission is to enrich the lives of these children with hope, strength, and joy. Wishes provide something positive for the children to look forward to when a cure is not available. The Foundation relies on donations, volunteers, and corporate sponsors like Disney and United Health Care to continue granting wishes.
The Make-A-Wish Foundation grants wishes to children with life-threatening medical conditions every 40 minutes. Their mission is to enrich the lives of these children with hope, strength, and joy. Wishes provide something positive for the children to look forward to when a cure is not available. The Foundation relies on donations, volunteers, and corporate sponsors to continue granting wishes.
The document discusses several partnership programs between Polk County Schools and the local community, including: 1) volunteer programs that engage over 30,000 volunteers annually, 2) mentoring programs that partner students with positive role models, and 3) business partnerships that strengthen education. It provides details on various ways for community members and organizations to get involved through volunteering, donations, sponsorships and other initiatives.
About The Community Outreach Departmentwendyullman
DebtWave Credit Counseling provides free financial literacy programs and seminars to educate the public. Their mission is to educate people on proper credit use and assist clients with reducing debt. In 2010, their Community Outreach Department exceeded goals by providing 159 free seminars to schools, colleges, and organizations in San Diego County on topics like budgeting, credit reports, and responsible credit use. They distribute educational materials and have received positive feedback praising their informative yet engaging presentations.
The Children’s Trust marks 15 years of service to the children and families of Miami-Dade County with this special annual report. Featuring outcomes from 2002-2017, highlights from this past fiscal year, community indicators and a breakdown of our investments, it’s a look book of our work that we’re proud to share with you.
.....
Early Childhood Development: Are We Failing When It Doesn’t Happen?_Antony Du...CORE Group
1) Early detection and access to appropriate services is key to supporting early childhood development. Children should be identified as early as possible, ideally at birth rather than later ages.
2) Community health actors have an important role by understanding developmental milestones, risk factors, and integrating monitoring of early childhood development into existing child health services.
3) Early childhood development is multi-sectoral and requires collaboration across sectors, as the responsibility does not fall solely on community health actors.
Timothy C. Hoye pays $600 per month in child support according to a letter from Lori C. Weiher. Weiher can be contacted at 228-383-3008 or scoobie2304@aol.com if there are any questions regarding Timothy C. Hoye's child support payments of $600 per month.
The Children’s Trust marks 15 years of service to the children and families of Miami-Dade County with this special annual report. Featuring outcomes from 2002-2017, highlights from this past fiscal year, community indicators and a breakdown of our investments, it’s a look book of our work that we’re proud to share with you.
....
Who are We and What is SingleMommie.com all about?
This website was created to be used as a comprehensive resource for single mom’s everywhere. Packed with current information and upbeat articles on careers, education, grants, scholarships, help with housing, parenting tips, relationships, health, fitness, and finances, you’ll find nothing but quality and current information here.
For more details please visit:-http://www.singlemommie.com/
The document discusses how financial aid resources are primarily online and whether this disadvantages those from low-income or certain cultural backgrounds with less internet access or knowledge. It raises questions about whether alternative methods could help ensure all students receive the financial aid they deserve, and whether lack of access to financial aid is the only disadvantage low-income citizens face.
Fin Aid 101 & Scholarships: Creek to College herry creek 2014Chris George
This document provides information about the financial aid process including:
- Completing financial aid applications like the FAFSA and CSS Profile and understanding key terms.
- The components that determine financial need such as cost of attendance and expected family contribution.
- Types of financial aid like grants, scholarships, work-study, and loans.
- Tips for applying for financial aid and private scholarships including meeting deadlines and tailoring applications.
This document discusses well-being and how feelings about money contribute to well-being. It examines five domains of well-being - physical, intellectual, emotional, social, and financial. Two characters, Hannah and Morgan, are presented and their well-being is analyzed based on events in their lives that impact each domain. For Hannah, several events negatively impact her well-being across multiple domains, suggesting she has low well-being. For Morgan, most events positively impact her well-being, with strong financial stability, suggesting she has high well-being. The document promotes the idea that financial management impacts overall well-being.
Money in your_life_power_point_2.1.2.g1-2jcarson09
This document discusses well-being and how feelings about money contribute to well-being. It examines five domains of well-being - physical, intellectual, emotional, social, and financial. Two characters, Hannah and Morgan, are presented and their well-being is analyzed based on events in their lives that impact each domain. For Hannah, several events negatively impact her well-being across multiple domains, suggesting she has low well-being. For Morgan, most events positively impact her well-being, with strong financial stability, suggesting she has high well-being. The document promotes the idea that financial management impacts overall well-being.
Introduction to depository_institutions_power_point_2.2.1.g1-with_josie_throu...Jamie Norton, MEd
Josie is a high school senior who has been accepted to a university three hours from home. She is looking for a safe place to store her money and pay bills while at college. She has identified two local depository institutions, one is a bank and one is a credit union, that also have branches near her university. The document discusses the key factors Josie should consider when choosing between the two options, such as location, available services, interest rates, and account types. It provides an overview of commercial banks and credit unions, as well as common financial services and accounts like checking, savings, loans, and credit.
The document discusses the importance of saving money. It defines saving as accumulating excess funds by spending less than earned. Saving provides emergency funds, financial security for the future, and reduces risk. It recommends saving at least six months' worth of living expenses. The time value of money principle is explained, where money available now is worth more than the same amount in the future due to interest, compounding interest, and longer periods of saving. Saving more money, for longer periods of time, and at higher interest rates maximizes returns through compounding. The document provides tips and worksheets for setting savings goals and plans.
This document discusses various ways to fund adoptions both domestically and internationally. It provides information on direct grants, matching grants of up to $4,000 per child, interest-free loans, and the federal adoption tax credit of up to $13,170 per child. Churches can partner with organizations like Lifesong for Orphans to set up adoption funds and administer grants and loans to help remove the financial barrier that prevents many families from adopting. Real-life examples show how families have funded adoptions through various donations, grants, fundraisers, and tax credits totaling thousands of dollars.
The document discusses child care subsidies in Toronto and advocates for increasing access to them. It notes that child care fees are expensive and about 20,000 children are waiting for subsidies. The group's mission is to help families in need afford quality early learning programs. They plan to research subsidies, survey parents, and create resources to help more families access subsidies and communicate with agencies.
The document discusses child care subsidies in Toronto and advocates for increasing access to them. It notes that child care fees are expensive and about 20,000 children are waiting for subsidies. The group's mission is to help families in need afford quality early learning programs. They plan to research the issue, survey parents, and create resources to raise awareness about subsidies and support more families receiving them.
Faye Wightman - Changing Face of PhilanthropyCora Price
This document discusses differences between generations in their philanthropic giving patterns and priorities. Younger generations are more motivated by emotional reactions and peer influence, while older generations take a more thoughtful approach. It also compares private and public foundations, noting administrative advantages but loss of donor control with public foundations. Finally, it considers factors for donors in choosing between private and public foundations for their philanthropic goals.
Credit card debt is a growing problem for many Americans, with total credit card debt reaching $800 billion. Credit counseling has risen in popularity as a way for people to deal with unmanageable credit card debt. Credit counseling can help reduce interest rates and monthly payments through debt management plans. It also provides financial education. However, credit counseling comes with monthly fees and could impact credit reports and home buying. Overall, credit counseling requires commitment and discipline from those seeking to get out of debt.
Homeowners in Distress: Preventing Foreclosuressondramilkie
1) The document discusses strategies to prevent homeowner foreclosures, including educational materials, counseling programs, and policy approaches.
2) It provides data on foreclosure rates in Wisconsin counties and discusses the financial and emotional toll of foreclosure on homeowners.
3) In Dane County, a task force was formed with various groups to develop coordinated prevention, intervention, and stabilization efforts like workshops, a mediation program, and identifying neighborhoods impacted by many foreclosures.
Divorce rates in South Africa have remained relatively steady between 25,000 and 25,500 between 2016 and 2018, with the most common reasons being lack of commitment, infidelity, lack of intimacy, abuse, and falling out of love. Divorce can have negative repercussions such as emotional and financial difficulties, loss of friendship, stress, depression, and confusion for both parents and children, with children in particular feeling confused about where they belong and trapped between choosing parents.
The Make-A-Wish Foundation grants wishes to children with life-threatening medical conditions every 40 minutes. Their mission is to enrich the lives of these children with hope, strength, and joy. Wishes provide something positive for the children to look forward to when a cure is not available. The Foundation relies on donations, volunteers, and corporate sponsors like Disney and United Health Care to continue granting wishes.
The Make-A-Wish Foundation grants wishes to children with life-threatening medical conditions every 40 minutes. Their mission is to enrich the lives of these children with hope, strength, and joy. Wishes provide something positive for the children to look forward to when a cure is not available. The Foundation relies on donations, volunteers, and corporate sponsors to continue granting wishes.
The document discusses several partnership programs between Polk County Schools and the local community, including: 1) volunteer programs that engage over 30,000 volunteers annually, 2) mentoring programs that partner students with positive role models, and 3) business partnerships that strengthen education. It provides details on various ways for community members and organizations to get involved through volunteering, donations, sponsorships and other initiatives.
About The Community Outreach Departmentwendyullman
DebtWave Credit Counseling provides free financial literacy programs and seminars to educate the public. Their mission is to educate people on proper credit use and assist clients with reducing debt. In 2010, their Community Outreach Department exceeded goals by providing 159 free seminars to schools, colleges, and organizations in San Diego County on topics like budgeting, credit reports, and responsible credit use. They distribute educational materials and have received positive feedback praising their informative yet engaging presentations.
The Children’s Trust marks 15 years of service to the children and families of Miami-Dade County with this special annual report. Featuring outcomes from 2002-2017, highlights from this past fiscal year, community indicators and a breakdown of our investments, it’s a look book of our work that we’re proud to share with you.
.....
Early Childhood Development: Are We Failing When It Doesn’t Happen?_Antony Du...CORE Group
1) Early detection and access to appropriate services is key to supporting early childhood development. Children should be identified as early as possible, ideally at birth rather than later ages.
2) Community health actors have an important role by understanding developmental milestones, risk factors, and integrating monitoring of early childhood development into existing child health services.
3) Early childhood development is multi-sectoral and requires collaboration across sectors, as the responsibility does not fall solely on community health actors.
Timothy C. Hoye pays $600 per month in child support according to a letter from Lori C. Weiher. Weiher can be contacted at 228-383-3008 or scoobie2304@aol.com if there are any questions regarding Timothy C. Hoye's child support payments of $600 per month.
The Children’s Trust marks 15 years of service to the children and families of Miami-Dade County with this special annual report. Featuring outcomes from 2002-2017, highlights from this past fiscal year, community indicators and a breakdown of our investments, it’s a look book of our work that we’re proud to share with you.
....
Who are We and What is SingleMommie.com all about?
This website was created to be used as a comprehensive resource for single mom’s everywhere. Packed with current information and upbeat articles on careers, education, grants, scholarships, help with housing, parenting tips, relationships, health, fitness, and finances, you’ll find nothing but quality and current information here.
For more details please visit:-http://www.singlemommie.com/
The document discusses how financial aid resources are primarily online and whether this disadvantages those from low-income or certain cultural backgrounds with less internet access or knowledge. It raises questions about whether alternative methods could help ensure all students receive the financial aid they deserve, and whether lack of access to financial aid is the only disadvantage low-income citizens face.
Fin Aid 101 & Scholarships: Creek to College herry creek 2014Chris George
This document provides information about the financial aid process including:
- Completing financial aid applications like the FAFSA and CSS Profile and understanding key terms.
- The components that determine financial need such as cost of attendance and expected family contribution.
- Types of financial aid like grants, scholarships, work-study, and loans.
- Tips for applying for financial aid and private scholarships including meeting deadlines and tailoring applications.
This document discusses well-being and how feelings about money contribute to well-being. It examines five domains of well-being - physical, intellectual, emotional, social, and financial. Two characters, Hannah and Morgan, are presented and their well-being is analyzed based on events in their lives that impact each domain. For Hannah, several events negatively impact her well-being across multiple domains, suggesting she has low well-being. For Morgan, most events positively impact her well-being, with strong financial stability, suggesting she has high well-being. The document promotes the idea that financial management impacts overall well-being.
Money in your_life_power_point_2.1.2.g1-2jcarson09
This document discusses well-being and how feelings about money contribute to well-being. It examines five domains of well-being - physical, intellectual, emotional, social, and financial. Two characters, Hannah and Morgan, are presented and their well-being is analyzed based on events in their lives that impact each domain. For Hannah, several events negatively impact her well-being across multiple domains, suggesting she has low well-being. For Morgan, most events positively impact her well-being, with strong financial stability, suggesting she has high well-being. The document promotes the idea that financial management impacts overall well-being.
Introduction to depository_institutions_power_point_2.2.1.g1-with_josie_throu...Jamie Norton, MEd
Josie is a high school senior who has been accepted to a university three hours from home. She is looking for a safe place to store her money and pay bills while at college. She has identified two local depository institutions, one is a bank and one is a credit union, that also have branches near her university. The document discusses the key factors Josie should consider when choosing between the two options, such as location, available services, interest rates, and account types. It provides an overview of commercial banks and credit unions, as well as common financial services and accounts like checking, savings, loans, and credit.
The document discusses the importance of saving money. It defines saving as accumulating excess funds by spending less than earned. Saving provides emergency funds, financial security for the future, and reduces risk. It recommends saving at least six months' worth of living expenses. The time value of money principle is explained, where money available now is worth more than the same amount in the future due to interest, compounding interest, and longer periods of saving. Saving more money, for longer periods of time, and at higher interest rates maximizes returns through compounding. The document provides tips and worksheets for setting savings goals and plans.
PF 1.01 investment in yourself_1.1.9.g1deborahburns
The document discusses how investing in human capital through education and skills development can increase lifetime earnings potential. It shows that higher levels of educational attainment are correlated with higher average income levels in the United States. Specifically, those with a bachelor's degree earn on average $88,948 per year, more than twice as much as someone with just a high school diploma. The document also notes that extracurricular activities, part-time jobs, and volunteering can help develop skills valued by employers.
The document discusses the importance of saving money. It defines saving as accumulating excess funds by spending less than earned. Saving provides emergency funds, finances short-term goals, and provides financial security. It reduces risk and contributes to net worth. The document recommends saving at least 6 months' worth of living expenses and outlines strategies for identifying funds to save, such as reducing expenses, increasing income, paying yourself first, and using automatic transfers. Saving takes advantage of the time value of money by allowing funds to grow through interest and compounding over long periods of time.
The document discusses financial goals related to giving. It defines healthy giving as giving out of excess that results in positive emotions, and unhealthy giving as using giving to gain power over others. The document provides tips for preparing to give, such as creating a spending plan and avoiding using credit. It also discusses how giving changes throughout one's life cycle, from receiving gifts as a child to giving assets to others in retirement. Finally, it notes how concepts like earnings, savings, and risk management relate to one's ability to give.
This document discusses government programs that provide support for individuals and families. It notes that accidents and unplanned life events can happen to anyone, and in those situations people may need help from family/friends, non-profits, or government programs. The document outlines several common government programs in the US, including Social Security, SNAP, TANF, unemployment insurance, Medicaid, Medicare, and Earned Income Tax Credit. It provides an example of an individual named Laura who receives support from Social Security and Medicaid due to a disability.
Take charge of credit cards power point presentation 2.4.1.g1lbonner1987
The document is a presentation on credit cards that defines key terms like credit, interest, and credit cards. It explains how credit cards work, including making payments, interest charges, and differences between credit and debit cards. The presentation emphasizes the importance of responsible credit card use like paying balances in full each month to avoid interest, fees, and debt. It provides tips for keeping credit card information secure and what to do if a card is lost or stolen.
The document discusses various options for paying for higher education, including scholarships, grants, work-study programs, and student loans. It notes that 70% of college seniors graduate with debt averaging $37,172. It also provides tips for reducing costs such as starting at a community college, living at home, and considering in-state public schools. The document uses a case study of a student named Imani to illustrate ways to minimize costs such as pursuing in-state programs and applying for scholarships.
This document discusses options for paying for higher education, including scholarships, grants, work-study programs, student loans, and loan repayment options. It notes that 70% of college seniors graduate with an average debt of $37,172. The document provides advice on reducing costs such as attending community college, living at home, and carefully selecting a school based on cost of attendance. It also discusses the benefits of federal student loans over private loans or using loans as a last resort when other aid is insufficient.
United Services for Children is a nonprofit organization that has served children with disabilities in St. Charles County, Missouri for over 40 years. The annual report summarizes the organization's programs and services in 2015, which include early intervention, preschool, pediatric therapy services, and family support programs. It highlights the organization's mission to help children of all abilities reach their full potential. The financial report shows that in fiscal year 2015, the majority (92%) of the organization's $7.5 million expenses went towards program services, with the remainder spent on management, general expenses, and fundraising. The annual report invites readers to support and get involved with the organization.
The document discusses factors that influence financial decision-making, including values, needs, and wants. It defines values as fundamental beliefs about what is important and outlines that needs are required for survival while wants increase quality of life. The presentation notes that understanding influences on decision-making and analyzing trade-offs and opportunity costs can help ensure choices align with well-being. It promotes considering whether needs are met before spending on wants.
This chapter discusses strategies for students to succeed in college, including clarifying their reasons for attending, getting involved socially and academically, using school resources, understanding policies, and managing finances. It emphasizes the importance of time management, prioritizing responsibilities, taking advantage of financial aid, and balancing school with work, family and friends. The chapter provides tips and resources to help readers develop plans for transportation, budgeting, and accessing financial assistance.
The document discusses strategies for maximizing financial aid for college. It outlines three types of families based on financial need and explains how to determine eligibility for aid. Sources of financial aid from the federal and state governments as well as colleges are described. The importance of accurately completing the FAFSA and CSS/Financial Aid PROFILE forms on time is emphasized to avoid mistakes that could result in lost aid opportunities.
1.02 setting financial goals power point burnsdeborahburns
The document discusses setting financial goals and the importance of goal writing. It explains that financial goals are specific objectives accomplished through financial planning and are influenced by various factors like life events, lifestyle conditions, and life cycle needs. The document also outlines how to create SMART (Specific, Measurable, Attainable, Realistic, Time-Bound) financial and education goals and provides examples of each. Furthermore, it discusses how an individual's financial plan is impacted by their values, goals, choices, and typical financial life cycle stages.
The document discusses key aspects of creating a spending plan, including:
1) A typical spending plan pie chart shows major expenditure categories like housing, transportation, food, insurance, and savings make up percentages of a spending plan.
2) Creating a spending plan involves tracking income and expenses over time, then anticipating future income and expenses to allocate money to categories.
3) Benefits of financial planning with a spending plan include living within one's means, avoiding financial difficulties, and gaining a sense of security.
Profitable Nonprofits, Profitable Nonprofits, Financial Support and Nonprofit...ADvisors Marketing Group
This document summarizes a webinar about establishing nonprofit organizations to support park and recreation agencies. The webinar covered different nonprofit models like foundations and friends groups. It discussed benefits nonprofits can provide such as holding funds outside the annual budget. Requirements for forming a nonprofit like articles of incorporation and board members were also reviewed. Potential challenges like staff time requirements and ensuring funds justify efforts were noted. Attendees were encouraged to consider if a fiscal sponsorship may be a better option than forming a new nonprofit.
Presentation by Tate & Tryon offering detailed information for exempt organizations on how people monitor their organization, filings and effective use of donations
Similar to Receiving from family,friends,and non-profits-ppt (20)
How to Identify the Best Crypto to Buy Now in 2024.pdfKezex (KZX)
To identify the best crypto to buy in 2024, analyze market trends, assess the project's fundamentals, review the development team and community, monitor adoption rates, and evaluate risk tolerance. Stay updated with news, regulatory changes, and expert opinions to make informed decisions.
Economic Risk Factor Update: June 2024 [SlideShare]Commonwealth
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
Confirmation of Payee (CoP) is a vital security measure adopted by financial institutions and payment service providers. Its core purpose is to confirm that the recipient’s name matches the information provided by the sender during a banking transaction, ensuring that funds are transferred to the correct payment account.
Confirmation of Payee was built to tackle the increasing numbers of APP Fraud and in the landscape of UK banking, the spectre of APP fraud looms large. In 2022, over £1.2 billion was stolen by fraudsters through authorised and unauthorised fraud, equivalent to more than £2,300 every minute. This statistic emphasises the urgent need for robust security measures like CoP. While over £1.2 billion was stolen through fraud in 2022, there was an eight per cent reduction compared to 2021 which highlights the positive outcomes obtained from the implementation of Confirmation of Payee. The number of fraud cases across the UK also decreased by four per cent to nearly three million cases during the same period; latest statistics from UK Finance.
In essence, Confirmation of Payee plays a pivotal role in digital banking, guaranteeing the flawless execution of banking transactions. It stands as a guardian against fraud and misallocation, demonstrating the commitment of financial institutions to safeguard their clients’ assets. The next time you engage in a banking transaction, remember the invaluable role of CoP in ensuring the security of your financial interests.
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Discover the Future of Dogecoin with Our Comprehensive Guidance36 Crypto
Learn in-depth about Dogecoin's trajectory and stay informed with 36crypto's essential and up-to-date information about the crypto space.
Our presentation delves into Dogecoin's potential future, exploring whether it's destined to skyrocket to the moon or face a downward spiral. In addition, it highlights invaluable insights. Don't miss out on this opportunity to enhance your crypto understanding!
https://36crypto.com/the-future-of-dogecoin-how-high-can-this-cryptocurrency-reach/
How to Invest in Cryptocurrency for Beginners: A Complete GuideDaniel
Cryptocurrency is digital money that operates independently of a central authority, utilizing cryptography for security. Unlike traditional currencies issued by governments (fiat currencies), cryptocurrencies are decentralized and typically operate on a technology called blockchain. Each cryptocurrency transaction is recorded on a public ledger, ensuring transparency and security.
Cryptocurrencies can be used for various purposes, including online purchases, investment opportunities, and as a means of transferring value globally without the need for intermediaries like banks.
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
Monthly Market Risk Update: June 2024 [SlideShare]Commonwealth
Markets rallied in May, with all three major U.S. equity indices up for the month, said Sam Millette, director of fixed income, in his latest Market Risk Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
i. Ask participants to discuss what the statement “You are better off being a part of a community than by yourself” means to them.
ii. Relate back to the “caveperson activity” completed in the anticipatory set and discuss how difficult it would be to survive on your own.
i. Discuss the definition of communities and explain that a community extends beyond the local geographic area where you live. A community may include the suburb where you live, the rural area where you live, your church, another organization you are involved in, your school, your state, a social networking site you belong to, etc.
ii. Ask participants to determine what communities they are a part of making sure to consider local, extended, and even virtual communities.
i. Refer back to the communities discussed in slide 3 and ask participants to determine how they benefit from the communities they are a part of.
ii. Explain that being a part of a community provides you with access to resources, such as roads, stores and restaurants.
iii. Being a part of a community also connects you with others and allows you to build social relationships. This is known as social capital.
Explain that social relationships provide benefits for all domains of well‐being. Use the examples provided to stress that social relationships offer a wide variety of benefits.
i. Explain that social capital provides financial benefits even if you aren’t directly receiving money.
ii. Make sure to consider in‐kind income when considering the benefits of social capital.
Explain that for most people the main part of their social capital consists of family, friends, and non‐profits.
i. Ask participants what they think family is.
ii. Discuss the definition and explain that family could include immediate and extended family members who are related by blood, marriage, adoption (including foster children) as well as unrelated individuals who live in one household.
i. Tell participants to refer back to the family members discussed on slide 8 and determine at least three forms of support those family members provide.
1. Tell participants that when creating their list, they should make sure to consider in‐kind income, the well‐being domains, and how their family provides for both their needs and their wants.
ii. Ask participants to share some of the items on their list and discuss how family members provide for each other, especially as a young adult.
iii. Ask participants to determine what they would do if they didn’t receive this support from their family.
i. Explain that in addition to family social networks also include relationships with friends.
ii. Ask participants to determine at least three ways their friends support them. Examples may include getting a ride, emotional support/advice, borrowing money, etc.
i. Discuss the definition of a non‐profit and use the examples provided on the slide.
ii. Ask participants to brainstorm some non‐profits in your local community.
i. Explain that non‐profits offer the opportunity to enhance your social capital by being about to receive and give. For example, volunteering at the local food bank and being a member of Boy or Girl Scouts are ways to use non‐profits to enhance social capital.
1. Explain that in addition to enhancing social capital, non‐profits can also offer the opportunity to enhance human capital by developing transferable skills and providing experiences.
ii. Non‐profits also provide assistance during times of need, such as food banks that provide free food and rescue missions that provide free shelter.
i. Ask participants to consider all of the support received from their social relationships. Have they done anything to express their gratitude for this support?
ii. Explain that in an important part of social capital is giving. Giving back to those you receive from is a form of gratitude and will enhance your social capital.
iii. Stress that giving doesn’t have to be monetary. Giving can include small things such as mowing the lawn or preparing a meal.
Explain to participants that social capital provides financial support because they may receive benefits from social capital that they would have had to pay for otherwise. For example, borrowing an item that you would have had to pay for otherwise or having a free place to live.