When it becomes necessary to come up with a pile of cash, many homeowners see a second loan on their house as the easiest and most convenient way to accomplish this. Even those who have other assets can find this avenue appealing, because they may not want to sell taxable holdings that will generate capital gains or pay withdrawal penalties on early IRA or retirement plan distributions.

1. Real Estate Investments - Chaim
Citronenbaum
When it becomes necessary to come up with a pile of cash, many homeowners see a second loan on
their house as the easiest and most convenient way to accomplish this. Even those who have other
assets can find this avenue appealing, because they may not want to sell taxable holdings that will
generate capital gains or pay withdrawal penalties on early IRA or retirement plan distributions.
Pooling Money with Friends and Family
While REITs are a great way to dip your toe into the world of real estate, they may not be a suitable
investment for millennials who wish to take a more active approach to investing. The reality is that REITs
are more tailored to passive stock investors who want a fairly stable dividend stream with gradual
capital appreciation. Investors eager to find and analyze individual deals on their own and have more
control over their investments might become frustrated with a portfolio of REITs.
A home is probably the largest purchase you will make in your lifetime. The mortgage will be the largest
part of that purchase, and as with all large acquisitions, you should always do some comparison
shopping. But before you start shopping, you have to know what to compare.

2. If you shouldn’t look at the payment, how will you know a good offer from a bad? According to Casey
Fleming, mortgage advisor at C2 Financial Corporation and author of “The Loan Guide: How to Get the
Best Possible Mortgage,” there are three main points to consider.