This document discusses how disruptive technology is changing industries, focusing on urban tech startups. It outlines three major tech trends: 1) increased data from new sensors and apps, 2) advancing artificial reality through drones and simulation, and 3) expanding mobility options beyond cars like EVs and driverless shuttles. The document argues this technology will reshape lives and cities, starting with early adopters and scaling more widely over the next 5-10 years as costs come down and capabilities increase.