13. After one’s life term, the policy can be passed on to the nominee, which in essence becomes like a property.
14. In the event of a mishap within 22 years ie., policy paying term, the nominee gets the sum assured + the fund value. For eg., Mr. X is struck with a mishap after 10 years, the nominee gets the full sum assured + the fund value accrued for 10 years.
15.
16. Product – Birla Sunlife insurance Health Cover Plan: For both – For 5 lacs – Rs 10,308 PA.
17. Seven habits of highly ineffective investors… 1. Keeping all your money in the bank account which earns very low interest…
18. Seven habits of highly ineffective investors… 2. Assuming one to be old or too young to make a financial plan…
19. Seven habits of highly ineffective investors… 3. Great to be busy @ work.. But that being a reason to avoid personal financial planning.
20. Seven habits of highly ineffective investors… 4. Postponing the financial planning for tomorrow.
21. Seven habits of highly ineffective investors… 5. Treating personal financial planning as a boring exercise
22. Seven habits of highly ineffective investors… 6. Not saving a regular amount on your monthly earnings…
23. Seven habits of highly ineffective investors… 7. Not having adequate insurance cover for self and the family…