This document summarizes an insurance savings plan offered by IDBI Federal Lifesurance. The plan allows customers to save small amounts for big dreams through guaranteed additions and bonuses. It provides lump sum payout, flexibility to choose policy terms, financial protection for beneficiaries, and tax benefits. The plan is backed by three strong financial institutions - IDBI Bank, Federal Bank, and Ageas insurance.

1. Many of us give priority to our immediate needs over saving for the future. As a result, we wait for
the right time to start saving for our dreams and goals. IDBI Federal Lifesurance Savings Insurance
Plan lets you save small today, for your big dreams.
Save small. Dream big.
A long term savings plan with
guaranteed additions, bonuses
and insurance protection*
In the first 5 years of the policy, you get guaranteed
additions at the rate of `50 per `1,000 of maturity sum
insured.
2Guaranteed additions
to safeguard your savings
At maturity, you get the maturity sum insured plus
guaranteed additions plus bonuses.
1Lump sum payout
at maturity
With Lifesurance, you have the option of choosing the
right combination of policy term and premium payment
term, as per your needs and goals.
4Flexibility to plan
for your needs
From the 6th year onwards, you get reversionary bonus
plus interim bonus and terminal bonus (if any) .
3Bonuses to boost
your savings

2. Lifesurance is a savings plan which helps you save for your life’s goals and protect your loved ones. So go
ahead and take a step towards your big dream!
The above 10 reasons are only snapshots of benefits.
IDBI Federal has 3 strong financial institutions backing it –
IDBI Bank, India’s premier development and commercial
bank, Federal Bank, one of India’s leading private sector
banks and Ageas, a multinational insurance company
based out of Europe.
10Strong
parentage
By endorsing your Lifesurance policy under the Married
Women’s Property Act, 1874, you can create an exclusive
fund for your loved ones which is legally protected from
creditors and claimants.
8Exclusive fund for
your loved ones
If you opt for this benefit, your nominee will get an
additional payout in the unfortunate event of an accidental
death during the premium payment term.
6Double protection -
Accidental Death Benefit
In case of an unfortunate event, your nominee gets a
death benefit which includes the death sum insured plus
vested guaranteed additions and accrued bonuses.
5Financial protection
against uncertainty
Lifesurance allows you to enjoy deductions under section
80C on the premiums you pay. It also gives you a maturity
amount that is tax-free under section 10(10D) of the
Income Tax Act, 1961. Lifesurance offers you tax benefits
for all maturity amounts.
7Two tax
benefits
Lifesurance offers attractive premium discounts, if
you opt for a maturity sum insured of `10 lac and
above. For more information on this benefit please
refer to the sales brochure.
9High maturity
sum insured rebate
To create your plan, contact us today
*
customer owns.
Insurance is the subject matter of solicitation. Bonuses depend on the performance of participating fund. IDBI Federal Lifesurance Savings Insurance Plan is a non-linked
participating insurance plan (UIN: 135N029V01). The product is underwritten by IDBI Federal Life Insurance Company Limited (IRDA Regn. No 135) having its registered
office at IDBI Federal Life Insurance Company Limited, 1st Floor, Trade View, Oasis Complex, Kamala City, P.B. Marg, Lower Parel (West), Mumbai 400013.
www.idbifederal.com. Tax Benefits are as per the Income Tax Act, 1961 and are subject to changes in the tax laws from time to time. For more details on risk factors, terms
and conditions, please read product brochure carefully before concluding a sale. Ref. No: 11837/LSIP/ENG/FL2/OCT13/V1
Accidental death benefit (ADB) is optional and is equal to the maturity sum insured. The maximum ADB payable is Rs. 50,00,000 across all IDBI Federal policies that the