Join Steven Schwartz and Harumi Urata-Thompson, representing Global Cyber Consultants and the International Personal Data Trade Association, as they teach the Columbia University School of International and Public Affairs about quantifying the value of cyber risk, cyber insurance and the value & policy landscape surrounding personal data.
Presented at ORBiT Real Time Day 2015
Panel discussion by:
• Moderator: Christine Haeberlin, IBM
• Brian Bartosh, President, Top O' Michigan Insurance
• Debbie Olsen, ingenie
• Ed Meiering, Aviva Canada
• John Belyea, Moore McLean
To stay relevant, we need a strategy for how to engage with each other and with our customers today and into the future, because the world is a-changing. What does it all mean? What is the right strategy; how do we start down the right path: if we’re already on the path, what is next? Are the metrics for measuring success the same or different than today? The train is leaving the station: will you be on it?
Video recording at https://www.youtube.com/watch?v=kK9fOwDna1A
Presented at ORBiT Real Time Day 2015
Panel discussion by:
• Moderator: Amanda Ketelaars, Mitchell & Whale Insurance Brokers
• Beth Sigurdson, efficientbroker
• Cheryl LeBlanc, Policy Works
• Dianna George, Hub International
• Jamie Martyn, Kennedy Insurance Brokers
• Rick Dresher, Affiliated Insurance Brokers
• Traci Boland, IBAO/Ontario West Insurance Brokers
Real time; once and done; SEMCI; straight-through processing…whatever term speaks to you, that is the topic here. Drive inefficiencies out of insurance transactions to free up resources for client interaction or client-related activities. What do you need to know to use all the transactions available today? Bring your questions. Get ‘r done!
White paper cyber risk appetite defining and understanding risk in the moder...balejandre
Managing risk is a balancing act for organizations of all sizes and disciplines. While some organizations take on too much risk, others arguably do not take on enough. Complicating this equation is the emergence of cyber as one of the most impactful sources of risk in the modern enterprise
Before the Breach: Using threat intelligence to stop attackers in their tracks- Mark - Fullbright
All information, data, and material contained, presented, or provided on is for educational purposes only.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners.
It is not to be construed or intended as providing legal advice.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only.
17 U.S. Code § 107 - Limitations on exclusive rights: Fair use
Notwithstanding the provisions of sections 106 and 106A, the fair use of a copyrighted work, including such use by reproduction in copies or phonorecords or by any other means specified by that section, for purposes such as criticism, comment, news reporting, teaching (including multiple copies for classroom use), scholarship, or research, is not an infringement of copyright.
Presentation from the 2016 Scalar Security Study Roadshow, highlighting the findings from the second annual Scalar Security Study, The Cyber Security Readiness of Canadian Organizations, which examines trends among Canadian organizations in dealing with growing cyber threats.
Presented at ORBiT Real Time Day 2015
Panel discussion by:
• Moderator: Christine Haeberlin, IBM
• Brian Bartosh, President, Top O' Michigan Insurance
• Debbie Olsen, ingenie
• Ed Meiering, Aviva Canada
• John Belyea, Moore McLean
To stay relevant, we need a strategy for how to engage with each other and with our customers today and into the future, because the world is a-changing. What does it all mean? What is the right strategy; how do we start down the right path: if we’re already on the path, what is next? Are the metrics for measuring success the same or different than today? The train is leaving the station: will you be on it?
Video recording at https://www.youtube.com/watch?v=kK9fOwDna1A
Presented at ORBiT Real Time Day 2015
Panel discussion by:
• Moderator: Amanda Ketelaars, Mitchell & Whale Insurance Brokers
• Beth Sigurdson, efficientbroker
• Cheryl LeBlanc, Policy Works
• Dianna George, Hub International
• Jamie Martyn, Kennedy Insurance Brokers
• Rick Dresher, Affiliated Insurance Brokers
• Traci Boland, IBAO/Ontario West Insurance Brokers
Real time; once and done; SEMCI; straight-through processing…whatever term speaks to you, that is the topic here. Drive inefficiencies out of insurance transactions to free up resources for client interaction or client-related activities. What do you need to know to use all the transactions available today? Bring your questions. Get ‘r done!
White paper cyber risk appetite defining and understanding risk in the moder...balejandre
Managing risk is a balancing act for organizations of all sizes and disciplines. While some organizations take on too much risk, others arguably do not take on enough. Complicating this equation is the emergence of cyber as one of the most impactful sources of risk in the modern enterprise
Before the Breach: Using threat intelligence to stop attackers in their tracks- Mark - Fullbright
All information, data, and material contained, presented, or provided on is for educational purposes only.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners.
It is not to be construed or intended as providing legal advice.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only.
17 U.S. Code § 107 - Limitations on exclusive rights: Fair use
Notwithstanding the provisions of sections 106 and 106A, the fair use of a copyrighted work, including such use by reproduction in copies or phonorecords or by any other means specified by that section, for purposes such as criticism, comment, news reporting, teaching (including multiple copies for classroom use), scholarship, or research, is not an infringement of copyright.
Presentation from the 2016 Scalar Security Study Roadshow, highlighting the findings from the second annual Scalar Security Study, The Cyber Security Readiness of Canadian Organizations, which examines trends among Canadian organizations in dealing with growing cyber threats.
To implement data-centric security, while simultaneously empowering your business to compete and win in today’s nano-second world, you need to understand your data flows and your business needs from your data. Begin by answering some important questions:
•
What does your organization need from your data in order to extract the maximum business value and gain a competitive advantage?
•
What opportunities might be leveraged by improving the security posture of the data?
•
What risks exist based upon your current security posture? What would the impact of a data breach be on the organization? Be specific!
•
Have you clearly defined which data (both structured and unstructured) residing across your extended enterprise is most important to your business? Where is it?
•
What people, processes and technology are currently employed to protect your business sensitive information?
•
Who in your organization requires access to data and for what specific purposes?
•
What time constraints exist upon the organization that might affect the technical infrastructure?
•
What must you do to comply with the myriad government and industry regulations relevant to your business?
Finally, ask yourself what a successful data-centric protection program should look like in your organization. What’s most appropriate for your organization?
The answers to these and other related questions would provide you with a clearer picture of your enterprise’s “data attack surface,” which in turn will provide you with a well-documented risk profile. By answering these questions and thinking holistically about where your data is, how it’s being used and by whom, you’ll be well positioned to design and implement a robust, business-enabling data-centric protection plan that is tailored to the unique requirements of your organization.
Executive Summary of the 2016 Scalar Security StudyScalar Decisions
Executive Summary of the 2016 Scalar Security Study, The Cyber Security Readiness of Canadian Organizations, published February 2016. The full report can be downloaded at: scalar.ca/security-study-2016/
Corporate Treasurers Focus on Cyber SecurityJoan Weber
Treasury departments at large U.S. companies rank IT security as their top priority for 2015 - ahead of such critical issues as cost management and regulatory/compliance challenges.
These finding come from the results Greenwich Associates 2014 U.S. Large Corporate Finance Study, for which the firm interviewed CFOs or treasury department representatives at more than 500 large U.S. companies.
The study results suggest that U.S. companies are taking action to address security concerns and other IT issues with 63% of the participants saying their treasury departments will increase technology spending in the year ahead.
2016 Scalar Security Study: The Cyber Security Readiness of Canadian Organiza...Scalar Decisions
Highlights of the 2016 Scalar Security Study, The Cyber Security Readiness of Canadian Organizations, published February 2016. The full report can be downloaded at: scalar.ca/security-study-2016
How to Establish a Cyber Security Readiness ProgramMatt Moneypenny
On August 23rd, Etactics, ABA Insurance Services, and Risk Compliance Group teamed up to host a free webinar – “How to Establish a Cyber Security Readiness Program”.
Each day, more users store confidential data in the cloud. According to Gartner, Inc., the world’s leading research and advisory company, the world will store 50 times the amount of confidential data in 2020 than they do now. This increase in usage has lead to an increase in cybercrime, that’s expected to cost $6 trillion in damages by 2021. But how do you stop all of this?
The three companies provided the insight necessary to those who attended to begin establishing a cyber security readiness program of their own.
The Cyber Security Readiness of Canadian OrganizationsScalar Decisions
Highlights of the 2015 Scalar Security Study, The Cyber Security Readiness of Canadian Organizations, published February 2015. The full report can be downloaded at: http://hubs.ly/y0tFbr0
Cyber Defense for SMBs offers guidance to help small and medium-sized businesses identify the most cost-effective best practices to help improve their business’s cybersecurity posture. Published by the Florida Center For Cybersecurity and written by cybersecurity experts from academia, private industry, government and the military.
10 best cybersecurity companies in healthcare for 2021insightscare
10 Best Cybersecurity Companies in Healthcare for 2021 features a few cybersecurity companies that ensure the safety & confidentiality of healthcare data.
MT118 Risk Intelligence - Making the Right Choices in CybersecurityDell EMC World
Many organizations think of technology as the answer to cyber threats. But combatting cyber threats has to be driven by risk intelligence: understanding and embracing risk with the confidence so that you are prepared and resilient in the face of adversity. In this session, we'll show how risk can be harnessed to make effective security decisions and reduce compliance overhead by optimizing IT risk management efforts and creating a risk intelligent organization.
Digital Identities within the ThreatMetrix Digital Identity Network show a pattern of trusted behavior by incorporating anonymized non-regulated personal information such as user name, password and email address with device identifiers, connection and location characteristics. At the same time ThreatMetrix profiles all devices accessing a website (desktops, laptops, smartphones, or tablets), to identify the presence of malware or other anomalies that might indicate a high-risk transaction. High risk anomalies can be easily identified and flagged for review or automatic rejection. Businesses can confidently detect transactions, including:
Payments From Legitimate Users – Confidently approve transactions from legitimate, trusted users; streamlining their online experience and reducing unnecessary friction.
Transactions From Cybercriminals – Reject transactions from known fraudsters, or bots carrying out credit card testing. Detect multiple identities using a single device, mismatches between identity and location, devices disguising their true locations, and other indicators of identity theft.
MITM or MITB Malware – Avoid accepting transactions from devices compromised by malware. Use page fingerprinting to detect compromised sessions that may be redirecting or altering transaction information in flight.
ThreatMetrix ARRC 2016 presentation by Ted EganKen Lam
ThreatMetrix® is the market-leading cloud solution for authenticating digital personas and transactions on the Internet.
ThreatMetrix analyzes more than 15 billion transactions annually, from 30,000 websites across 4,000 companies globally through the Digital Identity Network. ThreatMetrix secures businesses and end users against account takeover, payment fraud and fraudulent account registrations resulting from malware and data breaches. Key benefits include an improved customer experience, reduced friction, revenue gain, and lower fraud and operational costs.
Scalar security study2017_slideshare_rev[1]Tracey Ong
Highlights of the 2017 Scalar Security Study, The Cyber Security Readiness of Canadian Organizations, published February 2017. The full report can be downloaded at scalar.ca/en/landing/2017-scalar-security-study/
Material de apoyo Un replanteamiento masivo de la seguridad.Universidad Cenfotec
Material de apoyo en la presentación: Un replanteamiento masivo de la seguridad.
Mejores prácticas para el aseguramiento de identidades
Charla por Centrify, del Ing. Alvaro Ucrós en desayuno organizado por UCenfotec
Netwealth educational webinar: Peace of mind in a digital worldnetwealthInvest
According to the latest research from cyber security firm, Kamino, 45% of financial advisers had experienced a cyber incident last year.
Julian Plummer, founder of Kamino, delves into why cyber security is a very real issue for financial advisers and their clients, and the types of cyber incidents that are impacting the financial planning industry. He also provides easy to implement measures to help you improve the cyber security of your practice.
To implement data-centric security, while simultaneously empowering your business to compete and win in today’s nano-second world, you need to understand your data flows and your business needs from your data. Begin by answering some important questions:
•
What does your organization need from your data in order to extract the maximum business value and gain a competitive advantage?
•
What opportunities might be leveraged by improving the security posture of the data?
•
What risks exist based upon your current security posture? What would the impact of a data breach be on the organization? Be specific!
•
Have you clearly defined which data (both structured and unstructured) residing across your extended enterprise is most important to your business? Where is it?
•
What people, processes and technology are currently employed to protect your business sensitive information?
•
Who in your organization requires access to data and for what specific purposes?
•
What time constraints exist upon the organization that might affect the technical infrastructure?
•
What must you do to comply with the myriad government and industry regulations relevant to your business?
Finally, ask yourself what a successful data-centric protection program should look like in your organization. What’s most appropriate for your organization?
The answers to these and other related questions would provide you with a clearer picture of your enterprise’s “data attack surface,” which in turn will provide you with a well-documented risk profile. By answering these questions and thinking holistically about where your data is, how it’s being used and by whom, you’ll be well positioned to design and implement a robust, business-enabling data-centric protection plan that is tailored to the unique requirements of your organization.
Executive Summary of the 2016 Scalar Security StudyScalar Decisions
Executive Summary of the 2016 Scalar Security Study, The Cyber Security Readiness of Canadian Organizations, published February 2016. The full report can be downloaded at: scalar.ca/security-study-2016/
Corporate Treasurers Focus on Cyber SecurityJoan Weber
Treasury departments at large U.S. companies rank IT security as their top priority for 2015 - ahead of such critical issues as cost management and regulatory/compliance challenges.
These finding come from the results Greenwich Associates 2014 U.S. Large Corporate Finance Study, for which the firm interviewed CFOs or treasury department representatives at more than 500 large U.S. companies.
The study results suggest that U.S. companies are taking action to address security concerns and other IT issues with 63% of the participants saying their treasury departments will increase technology spending in the year ahead.
2016 Scalar Security Study: The Cyber Security Readiness of Canadian Organiza...Scalar Decisions
Highlights of the 2016 Scalar Security Study, The Cyber Security Readiness of Canadian Organizations, published February 2016. The full report can be downloaded at: scalar.ca/security-study-2016
How to Establish a Cyber Security Readiness ProgramMatt Moneypenny
On August 23rd, Etactics, ABA Insurance Services, and Risk Compliance Group teamed up to host a free webinar – “How to Establish a Cyber Security Readiness Program”.
Each day, more users store confidential data in the cloud. According to Gartner, Inc., the world’s leading research and advisory company, the world will store 50 times the amount of confidential data in 2020 than they do now. This increase in usage has lead to an increase in cybercrime, that’s expected to cost $6 trillion in damages by 2021. But how do you stop all of this?
The three companies provided the insight necessary to those who attended to begin establishing a cyber security readiness program of their own.
The Cyber Security Readiness of Canadian OrganizationsScalar Decisions
Highlights of the 2015 Scalar Security Study, The Cyber Security Readiness of Canadian Organizations, published February 2015. The full report can be downloaded at: http://hubs.ly/y0tFbr0
Cyber Defense for SMBs offers guidance to help small and medium-sized businesses identify the most cost-effective best practices to help improve their business’s cybersecurity posture. Published by the Florida Center For Cybersecurity and written by cybersecurity experts from academia, private industry, government and the military.
10 best cybersecurity companies in healthcare for 2021insightscare
10 Best Cybersecurity Companies in Healthcare for 2021 features a few cybersecurity companies that ensure the safety & confidentiality of healthcare data.
MT118 Risk Intelligence - Making the Right Choices in CybersecurityDell EMC World
Many organizations think of technology as the answer to cyber threats. But combatting cyber threats has to be driven by risk intelligence: understanding and embracing risk with the confidence so that you are prepared and resilient in the face of adversity. In this session, we'll show how risk can be harnessed to make effective security decisions and reduce compliance overhead by optimizing IT risk management efforts and creating a risk intelligent organization.
Digital Identities within the ThreatMetrix Digital Identity Network show a pattern of trusted behavior by incorporating anonymized non-regulated personal information such as user name, password and email address with device identifiers, connection and location characteristics. At the same time ThreatMetrix profiles all devices accessing a website (desktops, laptops, smartphones, or tablets), to identify the presence of malware or other anomalies that might indicate a high-risk transaction. High risk anomalies can be easily identified and flagged for review or automatic rejection. Businesses can confidently detect transactions, including:
Payments From Legitimate Users – Confidently approve transactions from legitimate, trusted users; streamlining their online experience and reducing unnecessary friction.
Transactions From Cybercriminals – Reject transactions from known fraudsters, or bots carrying out credit card testing. Detect multiple identities using a single device, mismatches between identity and location, devices disguising their true locations, and other indicators of identity theft.
MITM or MITB Malware – Avoid accepting transactions from devices compromised by malware. Use page fingerprinting to detect compromised sessions that may be redirecting or altering transaction information in flight.
ThreatMetrix ARRC 2016 presentation by Ted EganKen Lam
ThreatMetrix® is the market-leading cloud solution for authenticating digital personas and transactions on the Internet.
ThreatMetrix analyzes more than 15 billion transactions annually, from 30,000 websites across 4,000 companies globally through the Digital Identity Network. ThreatMetrix secures businesses and end users against account takeover, payment fraud and fraudulent account registrations resulting from malware and data breaches. Key benefits include an improved customer experience, reduced friction, revenue gain, and lower fraud and operational costs.
Scalar security study2017_slideshare_rev[1]Tracey Ong
Highlights of the 2017 Scalar Security Study, The Cyber Security Readiness of Canadian Organizations, published February 2017. The full report can be downloaded at scalar.ca/en/landing/2017-scalar-security-study/
Material de apoyo Un replanteamiento masivo de la seguridad.Universidad Cenfotec
Material de apoyo en la presentación: Un replanteamiento masivo de la seguridad.
Mejores prácticas para el aseguramiento de identidades
Charla por Centrify, del Ing. Alvaro Ucrós en desayuno organizado por UCenfotec
Netwealth educational webinar: Peace of mind in a digital worldnetwealthInvest
According to the latest research from cyber security firm, Kamino, 45% of financial advisers had experienced a cyber incident last year.
Julian Plummer, founder of Kamino, delves into why cyber security is a very real issue for financial advisers and their clients, and the types of cyber incidents that are impacting the financial planning industry. He also provides easy to implement measures to help you improve the cyber security of your practice.
Cybersecurity risk assessments help organizations identify.pdfTheWalkerGroup1
Cybersecurity risk assessments help organizations identify, manage and mitigate all forms of cyber risk. It is a critical component of any comprehensive data protection strategy.
Too Small to Get Hacked? Think Again (Webinar)OnRamp
SMBs are a major target in today’s threat landscape since larger organizations have invested in security measures in the last couple of years. Find out how much your data is worth and the best way to safeguard those assets from our experts.
According to StaySafeOnline.org, attacks on SMBs account for over 70% of data breaches, a figure that is on the rise. Sophisticated digital criminals easily exploit businesses with limited security budgets, outdated security controls, and untrained employees. Not to mention, insider threats are becoming more prevalent. Each security incident costs SMBs a loss of $120k, on average. So what can you do about it?
Data security requires implementing the right technology, people, and processes. Like many SMBs, you may see the value in security, but may not be sure where to start. Join our panel of experts in this educational webinar to find out what steps you can take to protect your business today and its valuable assets. We’ll review current trends in attack methods, how to determine what to protect, and what methods are best suited for your objectives.
Takeaways and Learning Objectives
Find out what threats are most common today and how to prevent them.
Get actionable tips on how to protect your business in the short-term and long-term, despite budget and resource constraints.
Get clarity on data security best practices, including tools, policies, processes and developing a culture of security.
Cyber-attacks are an alarming threat to all types of businesses & organizations.The risk of a cyber-attack is not just a risk to your company but also to your privacy.Hence, cybersecurity is crucial for every business. Cybersecurity protects critical data from cyber attackers. This includes sensitive data, governmental and industry information, personal information, personally identifiable information (PII), intellectual property, and protected health information (PHI). If you are looking for tools to fight against cyber threats, then Techwave’s tools & technologies with adequate controls will help your organization stay protected.
Cyber-attacks are an alarming threat to all types of businesses & organizations.The risk of a cyber-attack is not just a risk to your company but also to your privacy.Hence, cybersecurity is crucial for every business. Cybersecurity protects critical data from cyber attackers. This includes sensitive data, governmental and industry information, personal information, personally identifiable information (PII), intellectual property, and protected health information (PHI). If you are looking for tools to fight against cyber threats, then Techwave’s tools & technologies with adequate controls will help your organization stay protected.
What CIOs Need To Tell Their Boards About Cyber SecurityKaryl Scott
Companies are under increasing risks of breaches, theft of intellectual property and erosion of customer trust. CIOs and CISOs need to be able to explain to executive management what's being done to shore up their company's security strategy and defenses.
Today, the delegation of risk decisions to the IT team
cannot be the only solution and has to be a shared
responsibility. The board and business executives are
expected to incorporate the management of cyber risk
as part of their business strategy since they are
accountable to stakeholders, regulators and
customers. For the CROs, CISOs, and Security and Risk
Management Professionals to be on the same page,
there has to be a single source of truth for
communicating the impact that cyber risk has on
business outcomes, in a language that everyone can
understand.
Fortify Your Enterprise with IBM Smarter Counter-Fraud SolutionsPerficient, Inc.
Organizations lose an estimated five percent of annual revenues to fraud, totaling nearly $1 trillion in the U.S. alone. Cyber criminals are more organized and better equipped than ever, and continue to evolve their strategies in order to undermine even the strongest protections.
We continue to hear about major security breaches across all industries, but what is being done to fix the problem? There must be a tight interlock between risk, security, fraud and financial crimes management. Current solutions are proving inadequate as point solutions and a corporate silo mentality directly contribute to the risk of fraudulent activities going undetected.
Our webinar covered:
-How IBM’s Smarter Counter Fraud initiative can help public and private organizations prevent, identify and investigate fraudulent activities
-Real-world use cases including how one financial institution stopped $1M in fraud in the first week after implementing a counter-fraud solution
-Perficient’s multi-tiered approach to help guide successful business outcomes
It’s time to stop the bad guys with IBM Smarter Counter Fraud and Perficient – learn how now!
#IBMInsight session presentation "Mitigate Risk, Combat Fraud and Financial Crimes"
The Issue of fraud, challenges, fighting fraud as an enterprise endeavor, IBM Smarter counter fraud framework and IBM Counter Fraud business services
More at ibm.biz/BdEPRH
This webinar presents a best-practices framework on assessing your risks, using the National Institute of Standards and Technology (NIST) privacy risk assessment methodology.
Matt Eshleman, Community IT Innovators’ CTO and resident cybersecurity expert, will teach you how to
Understand the cybersecurity threats facing nonprofits
perform a basic assessment using our NIST survey tool
understand the recommendations
budget for risk prevention
engage nonprofit executives in supporting proactive cybersecurity
create an actionable road map with next steps for your organization
Over the last few months, many organizations began to use personal computers and devices for work, quickly set up cloud file sharing platforms, put the entire remote office on Slack or Teams, or moved to using Zoom for conference calls.
Even if we did our best to implement thoughtful security protocols and train new users on new tools, circumstances have made measured approaches to cybersecurity difficult. Your practices are probably out of sync with your security needs.
You know your nonprofit organization is at risk.
But do you know how to manage cybersecurity risk?
Now is the time to better manage risks by reviewing your cybersecurity stance and (re)training your users on security best practices.
Cyber security is becoming increasingly relevant within the insurance industry to the degree, that the National Association of Insurance Commissioners (NAIC) named it as the key initiative for 2015.
Slides from my information security management talk at a CalCPA Society Meeting. This story-filled non-technical talk provides real-world guidance executives and their boards need to meet the challenge of cybercrime.
- Why Care: Business Implications of Cyber Crime.
- The Critical Four: Key Questions for Managing Information Risk.
- Why Are We So Vulnerable? Three Inconvenient Truths.
- We Have a Firewall and Antivirus. Isn’t This Enough?
- What Are We Supposed to Do: Information Security Management Objectives.
- How Do We Do It: The Six Key Information Security Management Strategies.
- Leadership and Culture: The Final Frontier.
Implicitly or explicitly all competing businesses employ a strategy to select a mix
of marketing resources. Formulating such competitive strategies fundamentally
involves recognizing relationships between elements of the marketing mix (e.g.,
price and product quality), as well as assessing competitive and market conditions
(i.e., industry structure in the language of economics).
Unveiling the Secrets How Does Generative AI Work.pdfSam H
At its core, generative artificial intelligence relies on the concept of generative models, which serve as engines that churn out entirely new data resembling their training data. It is like a sculptor who has studied so many forms found in nature and then uses this knowledge to create sculptures from his imagination that have never been seen before anywhere else. If taken to cyberspace, gans work almost the same way.
Memorandum Of Association Constitution of Company.pptseri bangash
www.seribangash.com
A Memorandum of Association (MOA) is a legal document that outlines the fundamental principles and objectives upon which a company operates. It serves as the company's charter or constitution and defines the scope of its activities. Here's a detailed note on the MOA:
Contents of Memorandum of Association:
Name Clause: This clause states the name of the company, which should end with words like "Limited" or "Ltd." for a public limited company and "Private Limited" or "Pvt. Ltd." for a private limited company.
https://seribangash.com/article-of-association-is-legal-doc-of-company/
Registered Office Clause: It specifies the location where the company's registered office is situated. This office is where all official communications and notices are sent.
Objective Clause: This clause delineates the main objectives for which the company is formed. It's important to define these objectives clearly, as the company cannot undertake activities beyond those mentioned in this clause.
www.seribangash.com
Liability Clause: It outlines the extent of liability of the company's members. In the case of companies limited by shares, the liability of members is limited to the amount unpaid on their shares. For companies limited by guarantee, members' liability is limited to the amount they undertake to contribute if the company is wound up.
https://seribangash.com/promotors-is-person-conceived-formation-company/
Capital Clause: This clause specifies the authorized capital of the company, i.e., the maximum amount of share capital the company is authorized to issue. It also mentions the division of this capital into shares and their respective nominal value.
Association Clause: It simply states that the subscribers wish to form a company and agree to become members of it, in accordance with the terms of the MOA.
Importance of Memorandum of Association:
Legal Requirement: The MOA is a legal requirement for the formation of a company. It must be filed with the Registrar of Companies during the incorporation process.
Constitutional Document: It serves as the company's constitutional document, defining its scope, powers, and limitations.
Protection of Members: It protects the interests of the company's members by clearly defining the objectives and limiting their liability.
External Communication: It provides clarity to external parties, such as investors, creditors, and regulatory authorities, regarding the company's objectives and powers.
https://seribangash.com/difference-public-and-private-company-law/
Binding Authority: The company and its members are bound by the provisions of the MOA. Any action taken beyond its scope may be considered ultra vires (beyond the powers) of the company and therefore void.
Amendment of MOA:
While the MOA lays down the company's fundamental principles, it is not entirely immutable. It can be amended, but only under specific circumstances and in compliance with legal procedures. Amendments typically require shareholder
Enterprise Excellence is Inclusive Excellence.pdfKaiNexus
Enterprise excellence and inclusive excellence are closely linked, and real-world challenges have shown that both are essential to the success of any organization. To achieve enterprise excellence, organizations must focus on improving their operations and processes while creating an inclusive environment that engages everyone. In this interactive session, the facilitator will highlight commonly established business practices and how they limit our ability to engage everyone every day. More importantly, though, participants will likely gain increased awareness of what we can do differently to maximize enterprise excellence through deliberate inclusion.
What is Enterprise Excellence?
Enterprise Excellence is a holistic approach that's aimed at achieving world-class performance across all aspects of the organization.
What might I learn?
A way to engage all in creating Inclusive Excellence. Lessons from the US military and their parallels to the story of Harry Potter. How belt systems and CI teams can destroy inclusive practices. How leadership language invites people to the party. There are three things leaders can do to engage everyone every day: maximizing psychological safety to create environments where folks learn, contribute, and challenge the status quo.
Who might benefit? Anyone and everyone leading folks from the shop floor to top floor.
Dr. William Harvey is a seasoned Operations Leader with extensive experience in chemical processing, manufacturing, and operations management. At Michelman, he currently oversees multiple sites, leading teams in strategic planning and coaching/practicing continuous improvement. William is set to start his eighth year of teaching at the University of Cincinnati where he teaches marketing, finance, and management. William holds various certifications in change management, quality, leadership, operational excellence, team building, and DiSC, among others.
Premium MEAN Stack Development Solutions for Modern BusinessesSynapseIndia
Stay ahead of the curve with our premium MEAN Stack Development Solutions. Our expert developers utilize MongoDB, Express.js, AngularJS, and Node.js to create modern and responsive web applications. Trust us for cutting-edge solutions that drive your business growth and success.
Know more: https://www.synapseindia.com/technology/mean-stack-development-company.html
RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...BBPMedia1
Marvin neemt je in deze presentatie mee in de voordelen van non-endemic advertising op retail media netwerken. Hij brengt ook de uitdagingen in beeld die de markt op dit moment heeft op het gebied van retail media voor niet-leveranciers.
Retail media wordt gezien als het nieuwe advertising-medium en ook mediabureaus richten massaal retail media-afdelingen op. Merken die niet in de betreffende winkel liggen staan ook nog niet in de rij om op de retail media netwerken te adverteren. Marvin belicht de uitdagingen die er zijn om echt aansluiting te vinden op die markt van non-endemic advertising.
LA HUG - Video Testimonials with Chynna Morgan - June 2024Lital Barkan
Have you ever heard that user-generated content or video testimonials can take your brand to the next level? We will explore how you can effectively use video testimonials to leverage and boost your sales, content strategy, and increase your CRM data.🤯
We will dig deeper into:
1. How to capture video testimonials that convert from your audience 🎥
2. How to leverage your testimonials to boost your sales 💲
3. How you can capture more CRM data to understand your audience better through video testimonials. 📊
"𝑩𝑬𝑮𝑼𝑵 𝑾𝑰𝑻𝑯 𝑻𝑱 𝑰𝑺 𝑯𝑨𝑳𝑭 𝑫𝑶𝑵𝑬"
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[Note: This is a partial preview. To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
Sustainability has become an increasingly critical topic as the world recognizes the need to protect our planet and its resources for future generations. Sustainability means meeting our current needs without compromising the ability of future generations to meet theirs. It involves long-term planning and consideration of the consequences of our actions. The goal is to create strategies that ensure the long-term viability of People, Planet, and Profit.
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LEARNING OBJECTIVES
1. Develop a comprehensive understanding of the fundamental principles and concepts that form the foundation of sustainability within corporate environments.
2. Explore the sustainability implementation model, focusing on effective measures and reporting strategies to track and communicate sustainability efforts.
3. Identify and define best practices and critical success factors essential for achieving sustainability goals within organizations.
CONTENTS
1. Introduction and Key Concepts of Sustainability
2. Principles and Practices of Sustainability
3. Measures and Reporting in Sustainability
4. Sustainability Implementation & Best Practices
To download the complete presentation, visit: https://www.oeconsulting.com.sg/training-presentations
2. Who Are We and Why Are We Here?
Steven Schwartz
• TheCyberSteve
• CEO of Global Cyber Consultants
• Founding Board Member of Personal Data
Trade Association
• Co-Founder & Vice-Chairman of Clean Data
Institute
Harumi Urata-Thompson
• The Michelin 3-Star #FinChef
• Executive and Strategic Advisor
• President and Founding Board Member of
Personal Data Trade Association
3. Where to Start
First we need to acknowledge that we
are accelerating into this era of data
proliferation changing not only how
we evaluate business risk, but the
nature of the business’ operations as
well
1
Almost every company is shifting
towards becoming a “data” company
whether they are collecting data,
storing data, transacting data,
analyzing data, monetizing, etc
2
4. How Does This
Translate to
Cybersecurity?
Two Fold – for one, cybersecurity
is now and will increasingly be a
critical foundation. Trust is the
new currency
A company’s objective should be
to increase the business’ trust &
confidence in data and quality of
analytic insights that come from it.
Secondarily and really where the dynamic
is changing, is that cybersecurity is no
longer just another cost center item on
your balance sheet. It’s no longer
something to be done just for
compliance. Evaluating cyber risk is a data
driven exercise that is encapsulated
within you’re overall business strategy.
5. Requirement Impact & Potential Consequence Methods of Control
Confidentiality – Protection of
Information from Unauthorized
Exposure
- Disclosure of information
governed by privacy laws
- Loss of Intellectual Property
- Reputational Damage
- Legal repercussions
- Access Controls
- File Permissions
- Encryption
Integrity – Accuracy and
Completeness of Information
- Fraud
- Inaccurateness
- Erroneous Decisions
- Access Controls
- Logging
- Digital Signatures
- Hashes
- Encryption
Availability – The ability to access
information and resources
- Loss of Functionality
- Loss of Productivity
- Interference with Enterprise
Objectives
- Redundancy
- Backups
- Access Controls
Is there a Critical Foundation within Data & Cyber Security?
7. So Where Do
We Start in
Quantifying
the Risk?
First we need to acknowledge that
cyber risk is business risk and must
speak the same language
The quality of the data will drive
the overall effectiveness of your
security program.
No Assumptions!
8. How do we
Define or
Decompose
Risks as it
Relates to
Cybersecurity?
• Let’s define Risk as the the probable magnitude
of future loss (an undertain event).
• Terminology and classification is critical in
translating the conversation towards business
strategy
9. Which of the
Following Are
Risks?
• Disgruntled Insiders?
• Internet facing web servers?
• Untested Recovery processes?
• Sensitive Customer Information?
• Weak Passwords?
• Cyber criminals?
10. None of Them
Are…
• They are all part of the risk landscape…
• Disgruntled Insiders = Threat Community
• Internet facing web servers = Asset
• Untested Recovery processes = Deficient Control
• Sensitive Customer Information? = Asset
• Weak Passwords? = Deficient Control
• Cyber criminals? = Threat Community
11. How Do We Start to Quantify Cyber Risk?
Loss Event Frequency
RISK
Loss Event Magnitude
Examples of Loss Events:
• A data center outage due to extreme weather
• A corrupted database
• An employee stealing intellectual property
• A hacker stealing sensitive customer information
Develop a Loss Flow
• Threat Agent
• Asset
• Stakeholder
• Primary
• Secondary
13. 1. Asset at risk
1. Personal Information
2. Operating System
3. Applications
2. Threat Actors
3. Threat Effect: Confidentiality, Integrity, Availability
Building a Cyber Risk Scenario
14. Where Does
Insurance
Come into
Play
Running through these scenarios moves from tactical
to strategic, evaluating multiple scenarios to provide
a probabilistic view of enterprise risk. Now that we’ve
identified our risk and mitigation controls, let’s assess
how much risk we want/need to transfer
When you understand the assets at risk, the threats
and the control mechanisms in place to prevent, you
can understand how much risk is mitigated
Then it’s a strategic decision on how much risk you
want to transfer
15. Cyber Insurance is “Your Last Line of Defense” when Technology Fails
A Cyberattack can burden your company with substantial time and costs that can put YOU out of BUSINESS if YOU’RE NOT PROTECTED.
Cyber Insurance covers a business’s liability for a data breach in which their customer’s information (PII, Tax Info, Health Info, etc.….)
is exposed or stolen by a criminal or someone with unauthorized use who has gained access to the company’s network.
Crisis
Management
Costs
Notification
Costs
Business
Interruption
Costs
Regulatory
Fines and
Penalties
Legal Liability
Reputational
Damage
Why Do You Need Cyber Insurance?
18. Company
# of Records
Breached
Costs Insurance
Root Cause
of the Breach
Notes
130 Million
$140M
to Date
$30M
SQL Injection code that
allowed Hackers into each
their systems for 6 months
Stock fell by 80%, resulting
in Shareholder Suits
110 Million $252M $90M
Malware was introduced
by a much smaller
corporate partner
46% drop in sales in the quarter that
the breach hit
70 Class Action Lawsuits
4 Shareholder Derivative Demands
94 Million
Approx.
$1.6B
No Evidence
Hackers broke into their wireless
network and stole the records in the 2nd
half of 2005 and throughout 2006
25 Class Action lawsuits following the
breach settlements
TJ Maxx paid out several hundred
million dollars
So How much do these Data Breaches Cost?
19. Company
# of Records
Breached
Costs Insurance
Root Cause
of the Breach
Notes
2.6 TB of Data;
11.5M Confidential
Documents;
4.8M Emails;
214K Offshore Entities
TBD –
Possible most in
Direct Losses
Loss of Reputation
NA
Outdated firewalls, antivirus, password
protection, encryption
Outside hacker
Offshore Holdings of
12 world leaders,
140 Political Leaders and
29 Forbes-listed Billionaires
78.8 Million
$142m
to Date
NA
State-Nation Cyber Attack, executing a
sophisticated attack to gain unauthorized
access
Post-Breach, Anthem spent $65M in
Cybersecurity Enhancements
in both 2015 and 2016
83 Million Estimates $1 Billion NA
Employee's Personal Computer was
injected with malware that stole login
credential
IT Spending expected to increase
additional $250M
Both this year and next year
So How much do these Data Breaches Cost?
