This document discusses employee benefits offered by Purple Cow, including group life insurance, group accident insurance, and group health insurance. It provides details on the coverage amounts for each benefit. It also discusses common employee benefits offered by companies and what makes insurance valuable. The document outlines the specific benefits provided under Purple Cow's life, accident, and medical insurance plans, including coverage for pre-existing conditions, special procedures, and dependents. It provides an overview of AsianLife as the medical HMO provider and the terms and conditions of the coverage.
This document discusses employee benefits offered by Purple Cow, including group life insurance, group accident insurance, and group health insurance. It provides details on the coverage amounts for each benefit. Purple Cow offers these three major benefits together in one package to provide multiple layers of protection for employees. The document also includes an employee benefits primer that lists the most common benefits offered by employers, and notes that Purple Cow offers all four insurance benefits. It then provides further details on the specific coverages and terms of the medical HMO plan being offered.
The document discusses the benefits provided by Purple Cow, an employee benefits package. It provides group life insurance, group accident insurance, and group health insurance through a medical HMO, with coverage amounts from PHP50,000 to PHP1,000,000 for life and accident, and PHP10,000 to PHP200,000 for health. The package aims to provide multiple layers of protection for employees with all major benefits in one plan.
This document discusses the benefits provided by Purple Cow, an employee benefits package. Purple Cow provides group life insurance from PHP50,000 to PHP1,000,000, group accident insurance from PHP50,000 to PHP1,000,000, and group health insurance from PHP10,000 to PHP200,000, all in one package. It also lists common employee benefits provided by companies and the insurance benefits offered by Purple Cow. Purple Cow's medical HMO provides nationwide access to over 8,000 affiliated doctors and 383 hospitals.
The document discusses the benefits of the Purple Cow employee benefits plan. It provides concise summaries of the plan's key advantages, including that it offers major employee benefits like life, accident, and health insurance in one plan. It also covers pre-existing conditions 100%, has benefits on top of Philhealth, and offers the same coverage for dependents as employees. The plan allows access to a large network of medical providers and includes optional outpatient reimbursement.
Purple Cow offers a comprehensive employee benefits package that provides group life insurance, group accident insurance, and group health insurance through one plan. It offers multiple layers of protection including life insurance from PHP50,000 to PHP1,000,000, accident insurance from PHP50,000 to PHP1,000,000, and health insurance from PHP10,000 to PHP200,000. The package gives employees access to major benefits through one affordable plan.
The purpose of employee benefits is to increase employees' economic security. Common benefits offered by employers include paid vacations, health insurance, paid sick leave, disability insurance, and education reimbursement. The document then discusses the benefits provided by Purple Cow, including life insurance, accident insurance, health insurance (medical and dental HMO plans), and optional annual physical exams and a health and wellness program.
The document describes the benefits provided by Purple Cow's group insurance package, which includes life, accident, and health insurance. It offers multiple layers of protection and provides more value by bundling various employee benefits into a single package. The insurance covers benefits like life insurance payments in the event of death, accident insurance payments for accidental injuries, and health insurance/HMO coverage for medical costs. It has benefits for both employees and their dependents.
Purple Cow provides a comprehensive employee benefits package including group life insurance, group accident insurance, and group health insurance through a medical HMO with optional dental and annual physical exam coverage. The package is designed to provide multiple layers of financial protection for employees including benefits for accidental death, accidental disablement, murder, and assault. Employees benefit from nationwide medical networks, coverage of pre-existing conditions, and various insurance payouts in cases of disability or death.
This document discusses employee benefits offered by Purple Cow, including group life insurance, group accident insurance, and group health insurance. It provides details on the coverage amounts for each benefit. Purple Cow offers these three major benefits together in one package to provide multiple layers of protection for employees. The document also includes an employee benefits primer that lists the most common benefits offered by employers, and notes that Purple Cow offers all four insurance benefits. It then provides further details on the specific coverages and terms of the medical HMO plan being offered.
The document discusses the benefits provided by Purple Cow, an employee benefits package. It provides group life insurance, group accident insurance, and group health insurance through a medical HMO, with coverage amounts from PHP50,000 to PHP1,000,000 for life and accident, and PHP10,000 to PHP200,000 for health. The package aims to provide multiple layers of protection for employees with all major benefits in one plan.
This document discusses the benefits provided by Purple Cow, an employee benefits package. Purple Cow provides group life insurance from PHP50,000 to PHP1,000,000, group accident insurance from PHP50,000 to PHP1,000,000, and group health insurance from PHP10,000 to PHP200,000, all in one package. It also lists common employee benefits provided by companies and the insurance benefits offered by Purple Cow. Purple Cow's medical HMO provides nationwide access to over 8,000 affiliated doctors and 383 hospitals.
The document discusses the benefits of the Purple Cow employee benefits plan. It provides concise summaries of the plan's key advantages, including that it offers major employee benefits like life, accident, and health insurance in one plan. It also covers pre-existing conditions 100%, has benefits on top of Philhealth, and offers the same coverage for dependents as employees. The plan allows access to a large network of medical providers and includes optional outpatient reimbursement.
Purple Cow offers a comprehensive employee benefits package that provides group life insurance, group accident insurance, and group health insurance through one plan. It offers multiple layers of protection including life insurance from PHP50,000 to PHP1,000,000, accident insurance from PHP50,000 to PHP1,000,000, and health insurance from PHP10,000 to PHP200,000. The package gives employees access to major benefits through one affordable plan.
The purpose of employee benefits is to increase employees' economic security. Common benefits offered by employers include paid vacations, health insurance, paid sick leave, disability insurance, and education reimbursement. The document then discusses the benefits provided by Purple Cow, including life insurance, accident insurance, health insurance (medical and dental HMO plans), and optional annual physical exams and a health and wellness program.
The document describes the benefits provided by Purple Cow's group insurance package, which includes life, accident, and health insurance. It offers multiple layers of protection and provides more value by bundling various employee benefits into a single package. The insurance covers benefits like life insurance payments in the event of death, accident insurance payments for accidental injuries, and health insurance/HMO coverage for medical costs. It has benefits for both employees and their dependents.
Purple Cow provides a comprehensive employee benefits package including group life insurance, group accident insurance, and group health insurance through a medical HMO with optional dental and annual physical exam coverage. The package is designed to provide multiple layers of financial protection for employees including benefits for accidental death, accidental disablement, murder, and assault. Employees benefit from nationwide medical networks, coverage of pre-existing conditions, and various insurance payouts in cases of disability or death.
The document describes the benefits provided by the Purple Cow wellness program, including accident insurance, life insurance, medical and dental coverage, and a comprehensive wellness program. The wellness program includes health risk assessments, health promotion seminars, health screenings, health protection measures like vaccines, and is customized for each company's needs. All benefits are provided in one plan and include a free health and wellness program with up to two sessions per year.
The document describes the Purple Cow 2012 employee benefits package, which includes 3 major benefits in one plan: life insurance, accident insurance, and health insurance including medical HMO, optional dental HMO, optional annual physical exam, and a wellness program. It provides details on coverage amounts, networks, exclusions, and advantages for employees such as financial security, nationwide access to hospitals and clinics, and reimbursement for seeing their own doctor.
Purple Cow provides a comprehensive employee benefits package including group life insurance, group accident insurance, and group health insurance through a medical HMO with options for dental HMO and annual physical exam. The package is designed to provide multiple layers of protection for employees with benefits including life insurance up to P1,000,000, accident insurance up to P1,000,000, and health insurance through the medical HMO with limits from P10,000 to P200,000. The benefits package aims to provide employees with more value than individual insurance through a single plan that covers life, accident, and health.
Purple Cow offers employees a comprehensive benefits package including group life, accident, and health insurance. The health plan includes medical coverage through an HMO, with optional dental HMO and APE coverage. Employees receive benefits from over 790 dentists nationwide. The plan aims to provide employees with strong financial security through multiple insurance coverages in a single plan.
Purple Cow provides a comprehensive employee benefits package that includes group life insurance, group accident insurance, and group health insurance through a medical HMO with optional dental and accident protection. This package aims to provide multiple layers of financial protection for employees for as low as P10,000 to P1,000,000 in benefits. The benefits are designed to cover life insurance, terminal illness coverage, disability income, medical expenses, and more to financially secure employees.
The document describes the benefits provided by Purple Cow's 2012 employee benefits package, including life insurance, accident insurance, medical HMO, optional dental HMO, and optional annual physical exam. Key benefits are accidental death coverage up to 5 times monthly basic limit, terminal illness coverage up to 50% of life insurance, and access to major hospitals and a nationwide network of over 382 hospitals and 426 clinics for medical and dental coverage. Employees have choice in doctors and can get reimbursed at HMO rates.
The document summarizes the benefits provided by Purple Cow, an employee benefits package. It offers group life insurance from PHP 50,000 to PHP 1,000,000, group accident insurance from PHP 50,000 to PHP 1,000,000, and group health insurance from PHP 10,000 to PHP 200,000. The health insurance component includes coverage from major hospitals, pre-existing conditions, and other benefits. The accident insurance provides benefits for accidental death, murder, disablement, and assault. It includes a schedule of indemnities for specific injuries.
Purple cow employee benefits for sme 2011 (short version)thepurplecowph
1. Purple Cow is a unique employee benefits product that aims to provide financial security through equal access to benefits like life, accident, and health insurance.
2. It offers these major benefits in one package at affordable rates, and believes in helping employees who help companies grow through better compensation and benefits.
3. Purple Cow's benefits make employees, HR, finance, and the CEO all happy by providing greater security, recruitment/retention, financial viability, and positive reputation respectively.
Purple cow eb for sme 2012 (sales presentation)thepurplecowph
Purple Cow is a unique employee benefits product that provides group life, accident, and health insurance. It aims to offer employers and employees more value through comprehensive coverage at lower prices. In the Philippines, the financial services sector including insurance is large at P600 billion, with banking and life insurance making up most. The HMO industry is smaller than insurance but dominates the healthcare market. Purple Cow argues the best option is an HMO plan from a large, established insurance company to gain the strengths of both the large HMO product and insurance industry.
Purple Cow offers a comprehensive employee benefits package that provides group life insurance, group accident insurance, and group health insurance through one plan. It offers multiple layers of protection including life insurance from P50,000 to P1,000,000, accident insurance from P50,000 to P1,000,000, and health insurance from P10,000 to P200,000. The package gives employees access to major medical benefits, dental benefits, annual physical exams, and a health and wellness program.
Purple Cow provides a comprehensive employee benefits package including group life insurance, group accident insurance, and group health insurance through an HMO plan with optional dental and annual physical exam coverage. The benefits are designed to provide multiple layers of financial protection for employees including life insurance benefits of P50,000 to P1,000,000, accident insurance benefits of P50,000 to P1,000,000, and health insurance coverage from P10,000 to P200,000. The accident insurance also provides benefits for accidental death, murder, accidental disablement, and assault.
The document describes the benefits provided by Purple Cow's group insurance package, which includes life, accident, and health insurance. It offers multiple layers of protection and provides more value through covering all major employee benefits in one package. The insurance covers benefits like life insurance up to 1 million pesos, accident insurance up to 1 million pesos, and health insurance with options for medical, dental, and annual physicals up to 200,000 pesos.
The document discusses employee benefits (EB) and the purpose of providing them. It notes that common EB include health insurance, paid time off, disability insurance and retirement plans. The document then provides details on specific insurance benefits offered by Purple Cow, including life insurance, accident insurance and health insurance (HMO). It describes the types of medical conditions, procedures and expenses covered and excluded by Purple Cow's health insurance plans.
The purpose of employee benefits (EB) is to increase employees' economic security. Common EB include health insurance, paid vacations, paid sick leave, disability insurance, and pension plans. The document then discusses various types of insurance benefits like life insurance, health insurance, and accident insurance that are offered by Purple Cow and explains what makes insurance 'sulit' or worthwhile. It provides details on the specific medical, dental, life and accident benefits covered under Purple Cow's employee benefits plan.
The purpose of employee benefits (EB) is to increase employees' economic security. Common EB include health insurance, paid vacations, paid sick leave, disability insurance, and pension plans. The document then discusses various types of insurance benefits like life insurance, health insurance, and accident insurance that are offered as part of Purple Cow's EB package. It provides details on the coverage and benefits provided by Purple Cow's life, accident, and health insurance plans.
The document discusses employee benefits (EB) and the purpose of providing them. It notes that common EB include health insurance, paid time off, disability insurance and retirement plans. The document then provides details on specific insurance benefits like life insurance, health insurance and accident insurance that are offered by Purple Cow, including what they cover and maximum payout amounts.
1. The document outlines the benefits provided by an insurance plan, including life, accident, and health insurance. 2. Key life insurance benefits include life and total permanent disability coverage of up to 5 times the member's base life amount. Accident insurance covers accidental death, murder, and disability from accidents or assaults. 3. Health insurance includes an HMO plan with over 21,000 doctors and 350 hospitals, as well as dental and vision coverage. The plan also covers pre-existing and congenital conditions.
Purple cow employee benefits for sme 2011 (benefits)thepurplecowph
1. The document outlines various benefits provided to employees including life insurance, accident insurance, and health insurance through an HMO.
2. Key benefits include life insurance of 5x monthly basic salary, total and permanent disability income of 5x monthly basic salary, and medical HMO coverage through over 21,000 doctors and 350 hospitals.
3. The health insurance covers both inpatient and outpatient care and has a high maximum benefit limit per disability. It also covers both pre-existing and congenital conditions at 100%.
The document outlines various benefits provided by an insurance plan including life, accident, and health insurance. Key benefits include:
1. Life insurance equal to 5 times the maximum benefit limit that covers death from any cause. Total and permanent disability income is also equal to 5 times the maximum benefit limit.
2. Accident insurance that provides benefits for accidental death, murder, disability, and assault equal to percentages of 5 times the maximum benefit limit.
3. Medical benefits including coverage through an HMO network, access to major hospitals, and coverage for pre-existing and congenital conditions. Special procedures are covered up to 30-100% of the maximum benefit limit.
The document outlines various benefits provided by an insurance plan including life, accident, and health insurance. Key benefits include:
1. Life insurance equal to 5 times the maximum benefit limit that covers death from any cause. Total and permanent disability income also equals 5 times the maximum benefit limit.
2. Accident insurance that provides benefits for accidental death, murder, disability, and assault equal to percentages of the maximum benefit limit, along with schedules of benefits for various disabilities.
3. Medical and dental coverage through HMOs with over 21,000 doctors and 750 dentists participating. The plans cover pre-existing and congenital conditions 100% up to the maximum benefit limit.
Purple cow employee benefits for sme 2011 (benefits)thepurplecowph
1. The document outlines various benefits provided to employees including life insurance, accident insurance, and health insurance through an HMO.
2. Key benefits include life insurance of 5x monthly basic salary, total and permanent disability income of 5x monthly basic salary, and medical HMO coverage through over 21,000 doctors and 350 hospitals.
3. The health insurance covers both inpatient and outpatient care and has a high maximum benefit limit per disability. It also covers both pre-existing and congenital conditions at 100%.
1. The document outlines the benefits provided by an insurance plan, including life, accident, and health insurance.
2. The life insurance provides a benefit of 5 times the maximum benefit limit (MBL) in case of death from any cause or total permanent disability. The accident insurance provides benefits including accidental death, murder, disability and assault payments.
3. The health insurance includes an HMO plan with over 21,000 doctors and 350 hospitals, as well as dental and optional physical exams. It covers pre-existing and congenital conditions 100% and provides various other benefits.
The document describes the benefits provided by the Purple Cow wellness program, including accident insurance, life insurance, medical and dental coverage, and a comprehensive wellness program. The wellness program includes health risk assessments, health promotion seminars, health screenings, health protection measures like vaccines, and is customized for each company's needs. All benefits are provided in one plan and include a free health and wellness program with up to two sessions per year.
The document describes the Purple Cow 2012 employee benefits package, which includes 3 major benefits in one plan: life insurance, accident insurance, and health insurance including medical HMO, optional dental HMO, optional annual physical exam, and a wellness program. It provides details on coverage amounts, networks, exclusions, and advantages for employees such as financial security, nationwide access to hospitals and clinics, and reimbursement for seeing their own doctor.
Purple Cow provides a comprehensive employee benefits package including group life insurance, group accident insurance, and group health insurance through a medical HMO with options for dental HMO and annual physical exam. The package is designed to provide multiple layers of protection for employees with benefits including life insurance up to P1,000,000, accident insurance up to P1,000,000, and health insurance through the medical HMO with limits from P10,000 to P200,000. The benefits package aims to provide employees with more value than individual insurance through a single plan that covers life, accident, and health.
Purple Cow offers employees a comprehensive benefits package including group life, accident, and health insurance. The health plan includes medical coverage through an HMO, with optional dental HMO and APE coverage. Employees receive benefits from over 790 dentists nationwide. The plan aims to provide employees with strong financial security through multiple insurance coverages in a single plan.
Purple Cow provides a comprehensive employee benefits package that includes group life insurance, group accident insurance, and group health insurance through a medical HMO with optional dental and accident protection. This package aims to provide multiple layers of financial protection for employees for as low as P10,000 to P1,000,000 in benefits. The benefits are designed to cover life insurance, terminal illness coverage, disability income, medical expenses, and more to financially secure employees.
The document describes the benefits provided by Purple Cow's 2012 employee benefits package, including life insurance, accident insurance, medical HMO, optional dental HMO, and optional annual physical exam. Key benefits are accidental death coverage up to 5 times monthly basic limit, terminal illness coverage up to 50% of life insurance, and access to major hospitals and a nationwide network of over 382 hospitals and 426 clinics for medical and dental coverage. Employees have choice in doctors and can get reimbursed at HMO rates.
The document summarizes the benefits provided by Purple Cow, an employee benefits package. It offers group life insurance from PHP 50,000 to PHP 1,000,000, group accident insurance from PHP 50,000 to PHP 1,000,000, and group health insurance from PHP 10,000 to PHP 200,000. The health insurance component includes coverage from major hospitals, pre-existing conditions, and other benefits. The accident insurance provides benefits for accidental death, murder, disablement, and assault. It includes a schedule of indemnities for specific injuries.
Purple cow employee benefits for sme 2011 (short version)thepurplecowph
1. Purple Cow is a unique employee benefits product that aims to provide financial security through equal access to benefits like life, accident, and health insurance.
2. It offers these major benefits in one package at affordable rates, and believes in helping employees who help companies grow through better compensation and benefits.
3. Purple Cow's benefits make employees, HR, finance, and the CEO all happy by providing greater security, recruitment/retention, financial viability, and positive reputation respectively.
Purple cow eb for sme 2012 (sales presentation)thepurplecowph
Purple Cow is a unique employee benefits product that provides group life, accident, and health insurance. It aims to offer employers and employees more value through comprehensive coverage at lower prices. In the Philippines, the financial services sector including insurance is large at P600 billion, with banking and life insurance making up most. The HMO industry is smaller than insurance but dominates the healthcare market. Purple Cow argues the best option is an HMO plan from a large, established insurance company to gain the strengths of both the large HMO product and insurance industry.
Purple Cow offers a comprehensive employee benefits package that provides group life insurance, group accident insurance, and group health insurance through one plan. It offers multiple layers of protection including life insurance from P50,000 to P1,000,000, accident insurance from P50,000 to P1,000,000, and health insurance from P10,000 to P200,000. The package gives employees access to major medical benefits, dental benefits, annual physical exams, and a health and wellness program.
Purple Cow provides a comprehensive employee benefits package including group life insurance, group accident insurance, and group health insurance through an HMO plan with optional dental and annual physical exam coverage. The benefits are designed to provide multiple layers of financial protection for employees including life insurance benefits of P50,000 to P1,000,000, accident insurance benefits of P50,000 to P1,000,000, and health insurance coverage from P10,000 to P200,000. The accident insurance also provides benefits for accidental death, murder, accidental disablement, and assault.
The document describes the benefits provided by Purple Cow's group insurance package, which includes life, accident, and health insurance. It offers multiple layers of protection and provides more value through covering all major employee benefits in one package. The insurance covers benefits like life insurance up to 1 million pesos, accident insurance up to 1 million pesos, and health insurance with options for medical, dental, and annual physicals up to 200,000 pesos.
The document discusses employee benefits (EB) and the purpose of providing them. It notes that common EB include health insurance, paid time off, disability insurance and retirement plans. The document then provides details on specific insurance benefits offered by Purple Cow, including life insurance, accident insurance and health insurance (HMO). It describes the types of medical conditions, procedures and expenses covered and excluded by Purple Cow's health insurance plans.
The purpose of employee benefits (EB) is to increase employees' economic security. Common EB include health insurance, paid vacations, paid sick leave, disability insurance, and pension plans. The document then discusses various types of insurance benefits like life insurance, health insurance, and accident insurance that are offered by Purple Cow and explains what makes insurance 'sulit' or worthwhile. It provides details on the specific medical, dental, life and accident benefits covered under Purple Cow's employee benefits plan.
The purpose of employee benefits (EB) is to increase employees' economic security. Common EB include health insurance, paid vacations, paid sick leave, disability insurance, and pension plans. The document then discusses various types of insurance benefits like life insurance, health insurance, and accident insurance that are offered as part of Purple Cow's EB package. It provides details on the coverage and benefits provided by Purple Cow's life, accident, and health insurance plans.
The document discusses employee benefits (EB) and the purpose of providing them. It notes that common EB include health insurance, paid time off, disability insurance and retirement plans. The document then provides details on specific insurance benefits like life insurance, health insurance and accident insurance that are offered by Purple Cow, including what they cover and maximum payout amounts.
1. The document outlines the benefits provided by an insurance plan, including life, accident, and health insurance. 2. Key life insurance benefits include life and total permanent disability coverage of up to 5 times the member's base life amount. Accident insurance covers accidental death, murder, and disability from accidents or assaults. 3. Health insurance includes an HMO plan with over 21,000 doctors and 350 hospitals, as well as dental and vision coverage. The plan also covers pre-existing and congenital conditions.
Purple cow employee benefits for sme 2011 (benefits)thepurplecowph
1. The document outlines various benefits provided to employees including life insurance, accident insurance, and health insurance through an HMO.
2. Key benefits include life insurance of 5x monthly basic salary, total and permanent disability income of 5x monthly basic salary, and medical HMO coverage through over 21,000 doctors and 350 hospitals.
3. The health insurance covers both inpatient and outpatient care and has a high maximum benefit limit per disability. It also covers both pre-existing and congenital conditions at 100%.
The document outlines various benefits provided by an insurance plan including life, accident, and health insurance. Key benefits include:
1. Life insurance equal to 5 times the maximum benefit limit that covers death from any cause. Total and permanent disability income is also equal to 5 times the maximum benefit limit.
2. Accident insurance that provides benefits for accidental death, murder, disability, and assault equal to percentages of 5 times the maximum benefit limit.
3. Medical benefits including coverage through an HMO network, access to major hospitals, and coverage for pre-existing and congenital conditions. Special procedures are covered up to 30-100% of the maximum benefit limit.
The document outlines various benefits provided by an insurance plan including life, accident, and health insurance. Key benefits include:
1. Life insurance equal to 5 times the maximum benefit limit that covers death from any cause. Total and permanent disability income also equals 5 times the maximum benefit limit.
2. Accident insurance that provides benefits for accidental death, murder, disability, and assault equal to percentages of the maximum benefit limit, along with schedules of benefits for various disabilities.
3. Medical and dental coverage through HMOs with over 21,000 doctors and 750 dentists participating. The plans cover pre-existing and congenital conditions 100% up to the maximum benefit limit.
Purple cow employee benefits for sme 2011 (benefits)thepurplecowph
1. The document outlines various benefits provided to employees including life insurance, accident insurance, and health insurance through an HMO.
2. Key benefits include life insurance of 5x monthly basic salary, total and permanent disability income of 5x monthly basic salary, and medical HMO coverage through over 21,000 doctors and 350 hospitals.
3. The health insurance covers both inpatient and outpatient care and has a high maximum benefit limit per disability. It also covers both pre-existing and congenital conditions at 100%.
1. The document outlines the benefits provided by an insurance plan, including life, accident, and health insurance.
2. The life insurance provides a benefit of 5 times the maximum benefit limit (MBL) in case of death from any cause or total permanent disability. The accident insurance provides benefits including accidental death, murder, disability and assault payments.
3. The health insurance includes an HMO plan with over 21,000 doctors and 350 hospitals, as well as dental and optional physical exams. It covers pre-existing and congenital conditions 100% and provides various other benefits.
1. The document outlines benefits for life, accident, and health insurance including life insurance equal to 5x monthly benefit limit (MBL), total and permanent disability income of 5x MBL, accidental death and murder benefits of 5x MBL, and medical and dental HMO plans.
2. The health plans include coverage for pre-existing and congenital conditions, benefits on top of the national PhilHealth plan, and optional outpatient reimbursement for medications, dental, and vision.
3. Eligible participants are principals aged 18-65 and dependents from 30 days to 21 years or 18-65 years. Benefits are the same for employees and dependents.
1. The document outlines the various benefits provided under a SECRET benefits package, including life insurance, disability income, accident coverage, medical HMO coverage, dental coverage, and optional reimbursement plans.
2. Key benefits include life insurance of 5x monthly benefit level (MBL), total and permanent disability income of 5x MBL, accidental death benefit of 5x MBL, medical HMO coverage through 21,519 physicians and 352 hospitals, and dental HMO through 775 dentists.
3. The benefits package provides 100% coverage for pre-existing and congenital conditions through the medical HMO, and covers special medical procedures at 30-100% of the monthly benefit level.
The document discusses Purple Cow's employee benefits package, which includes group life insurance, accident insurance, medical HMO coverage, optional dental HMO coverage, and optional annual physical exams. The benefits provide comprehensive financial security for employees and include nationwide medical and dental networks, coverage for pre-existing conditions, and access to information about benefits through an online portal and social media.
The document summarizes the key benefits of the Purple Cow 2011 benefits plan in 3 sentences or less per benefit:
1. The plan offers access to over 21,000 doctors and 350 hospitals nationwide through its medical HMO, as well as optional reimbursement for medicines, dental, and vision.
2. It provides 100% coverage for pre-existing and congenital conditions, benefits on top of PhilHealth, and the same rates and benefits for dependents as employees.
3. Unique features include reimbursement up to 10% of the maximum benefit limit for optional medicines, dental and vision, and the ability to see your own doctor for reimbursement at the HMO rate each time.
Purple Cow provides employees with a complete employee benefits package including group life insurance, group accident insurance, medical HMO, optional dental HMO, and optional annual physical exam, all in one plan. This package aims to provide maximum financial security through multiple layers of insurance protection. Key benefits include life insurance of 5 times monthly basic pay, a terminal illness rider worth up to 50% of the life insurance, and total permanent disability income of 5 times monthly basic pay. The medical HMO offers nationwide coverage through accredited hospitals and clinics.
Purple Cow provides a comprehensive employee benefits package that includes group life insurance, group accident insurance, and group health insurance through an HMO plan. It aims to provide multiple layers of protection for employees with benefits including life insurance of P50,000 to P1,000,000, accident insurance of P50,000 to P1,000,000, and health insurance of P10,000 to P200,000. The package is designed to provide all the major benefits employees need in a single plan.
The document describes the benefits provided by Purple Cow, an employee benefits package. It offers group life insurance from P50,000 to P1,000,000, group accident insurance from P50,000 to P1,000,000, and group health insurance including medical and optional dental from P10,000 to P200,000. The package provides three major employee benefits - life, accident, and health insurance - in a single plan.
Purple Cow offers employees a comprehensive benefits package including group life, accident, and health insurance. The health plan includes medical coverage through an HMO, with optional dental HMO and APE coverage. Employees have access to nationwide networks for medical and dental care. The plan also provides 100% coverage for pre-existing conditions, congenital conditions, and special procedures. Benefits are offered in addition to those provided by PhilHealth.
The document describes the benefits provided by Purple Cow, an employee benefits package. It offers group life insurance from P50,000 to P1,000,000, group accident insurance from P50,000 to P1,000,000, and group health insurance from P10,000 to P200,000. The package provides life, accident, and health insurance in one plan to offer multiple layers of protection for employees.
Purple cow eb for sme 2012 (sales presentation)thepurplecowph
Here are the key details of the Life Insurance benefit:
- Life coverage is 5 times the Maximum Benefit Limit (MBL)
- Terminal Illness Rider provides up to 50% of the life coverage amount
- Total and Permanent Disability coverage is also 5 times the MBL
The only exclusion listed is suicide within the first year of coverage. No other exclusions are mentioned.
Purple cow eb for sme 2012 (sales presentation)thepurplecowph
The Purple Cow offers life insurance through AsianLife that provides a death benefit of 5 times the maximum benefit limit (MBL), a terminal illness rider of up to 50% of the MBL, and a total permanent disability income of 5 times the MBL. Eligible principals must be between 18-65 years old and eligible dependents must be between 30 days and 22 years old. Exclusions include suicide within the first year of coverage.
Purple cow eb for sme 2012 (sales presentation)thepurplecowph
Life insurance provides a lump sum benefit to beneficiaries in the event of death or terminal illness of the insured. It aims to protect the financial security of dependents.
This document describes the employee benefits plan called "Purple Cow 2012" offered by AsianLife. It includes 3 main benefits - life insurance, accident insurance, and health insurance (medical HMO plan plus optional dental and APE coverage). A free wellness program is also provided, which offers health risk assessments, seminars, screenings and vaccines at the workplace up to twice per year. The benefits and wellness programs are presented as competitive advantages over most HMO plans by providing these multiple benefits together in one plan and customizing the wellness program for each company.
The document appears to be a cost summary for health insurance plans offered by Purple Cow in 2012. It provides the monthly premium costs for different tiers of coverage (individual, family, etc.) for standard plans and plans with optional additional coverage like dental or accident insurance. The costs are broken down by employee rank and company size to determine the appropriate premium.
Purple Cow offers employees a comprehensive benefits package including group life, accident, and health insurance through an HMO plan. The health insurance includes medical and optional dental coverage through networks with over 790 dentists and 659 clinics nationwide. Employees have access to all major hospitals and coverage for pre-existing conditions. The benefits aim to provide employees with strong financial security through affordable healthcare.
The document describes the benefits of the Purple Cow 2012 employee benefits package. It offers a comprehensive package that includes life insurance, accident insurance, medical HMO, optional dental HMO, and an optional annual physical exam. Key advantages for employees are that it provides more financial security than other plans, covers pre-existing conditions fully, and allows access to nationwide networks of medical providers and facilities.
Purple Cow provides a comprehensive employee benefits package with group life insurance, accident insurance, and health insurance through a medical HMO and optional dental HMO and APE. This consolidated benefits plan aims to provide multiple layers of financial protection for employees. Key features include life and accidental death benefits up to 5x monthly basic salary, a disability schedule, murder and assault coverages, and access to major hospital networks with 100% coverage of pre-existing, congenital, and special conditions on top of PhilHealth benefits.
Purple cow eb for sme 2012 (employee orientation)thepurplecowph
The document provides information on Gotuaco's Purple Cow employee benefits product. It includes a vision of providing financial security through benefits. Key benefits include life insurance providing 5x monthly basic salary in the event of death, terminal illness coverage up to 50% of life insurance, and total permanent disability income of 5x monthly basic salary. Medical benefits include coverage through an HMO with access to major hospitals and clinics. Dental and accident insurance are also optional benefits that can be added.
The document appears to be a cost summary for health insurance plans offered by Purple Cow in 2012. It provides the monthly premium costs for different tiers of coverage (individual, family, etc.) for standard plans and plans with optional additional coverage like dental or accident insurance. The costs are broken down by employee rank and company size to determine the appropriate premium.
The document discusses the Purple Cow 2012 employee benefits package. It provides (1) life insurance equal to 5 times monthly basic pay, (2) accident insurance, and (3) health insurance through an HMO with optional dental and annual physical exam coverage. Key benefits include coverage for pre-existing conditions, 100% of medical costs, access to major hospitals, and a wellness program. The package aims to provide employees with comprehensive and affordable healthcare benefits.
Purple Cow offers a comprehensive employee benefits package that provides group life insurance up to P1 million, group accident insurance up to P1 million, and group health insurance through an HMO up to P200,000. This provides multiple layers of protection for employees. The accident insurance specifically provides benefits for accidental death, murder, disablement, and assault based on a percentage of the member's monthly benefit limit. It also includes a schedule of indemnities for losses like loss of limbs, sight, hearing and fingers/toes. Certain exclusions apply like pre-existing conditions, sickness, and war-related causes.
This document describes the benefits provided by the Purple Cow 2012 employee benefits plan, including life insurance, accident insurance, and health insurance. The health insurance component provides access to an HMO network with benefits like medical coverage, optional dental and APE coverage, and a free wellness program. The wellness program includes health risk assessments, health promotion seminars, health screenings, and scheduled vaccines administered on-site. The key advantages of this plan are that it bundles life, accident, and health benefits together in one plan and also provides a customized free wellness program for employees.
Purple cow eb for sme 2012 (employee orientation)thepurplecowph
Gotuaco's Purple Cow is a unique employee benefits product that stands out in the field. It provides financial security to employers and employees through life, accident, and medical insurance benefits. The product offers comprehensive coverage including life insurance of 5 times monthly basic salary, total permanent disability payouts of the same amount, and medical benefits through AsianLife's HMO network. Pre-existing conditions are fully covered, and benefits are provided on top of those from PhilHealth. The orientation document outlines Purple Cow's vision of protecting financial well-being, lists its core benefits, and explains the offerings in detail.
This document describes the benefits provided by the Purple Cow 2012 employee wellness program. It includes life, accident, and health insurance benefits (medical HMO, optional dental HMO, APE) along with a free wellness program. The wellness program provides health risk assessments, health promotion seminars, health screenings, and scheduled vaccines. It is customized for each company based on their health profiles and needs. The wellness benefits are provided on top of the medical HMO benefits at no additional cost.
Sales of Purple Cow products in 2012 were lower than expected. A comparative grid was created to analyze sales figures from 2012 and plan for upcoming years, but it was not yet complete. The document focused on analyzing 2012 sales data and creating a sales comparison tool to guide future business decisions.
The document discusses a 2012 referral program. It is 2 pages long and focuses on referrals for something called "Purple Cow". The referral program details are not provided yet, as it states the program is "coming soon".
The document discusses a 2012 referral program. It is 5 pages long and refers to a purple cow. The first page indicates the referral program is coming soon and provides no other details.
This document summarizes the employee benefits offered by Purple Cow in 2012, including life insurance, accident insurance, and health insurance. The health insurance component includes an HMO medical plan, optional dental HMO, and annual physical exams. A free health and wellness program is also provided, offering seminars and screenings customized for each company up to twice per year. Key advantages of the Purple Cow plan are that employees receive three major benefits (life, accident, health) in a single plan, and it includes the free health and wellness program customized to each company's needs.
Sales of Purple Cow products in 2012 were lower than expected. A comparative grid was created to analyze sales figures from 2012 and plan for upcoming years, but it was not yet complete. The document focused on analyzing 2012 sales data and creating a tool to compare sales figures over multiple years.
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby...Donc Test
Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby, Hodge, Verified Chapters 1 - 13, Complete Newest Version Solution Manual For Financial Accounting, 8th Canadian Edition by Libby, Hodge, Verified Chapters 1 - 13, Complete Newest Version Solution Manual For Financial Accounting 8th Canadian Edition Pdf Chapters Download Stuvia Solution Manual For Financial Accounting 8th Canadian Edition Ebook Download Stuvia Solution Manual For Financial Accounting 8th Canadian Edition Pdf Solution Manual For Financial Accounting 8th Canadian Edition Pdf Download Stuvia Financial Accounting 8th Canadian Edition Pdf Chapters Download Stuvia Financial Accounting 8th Canadian Edition Ebook Download Stuvia Financial Accounting 8th Canadian Edition Pdf Financial Accounting 8th Canadian Edition Pdf Download Stuvia
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
2. Elemental Economics - Mineral demand.pdfNeal Brewster
After this second you should be able to: Explain the main determinants of demand for any mineral product, and their relative importance; recognise and explain how demand for any product is likely to change with economic activity; recognise and explain the roles of technology and relative prices in influencing demand; be able to explain the differences between the rates of growth of demand for different products.
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
2. Purple Cow 2012
Value Proposition
1
More VALUE…
Purple Cow gives you all 3 of today’s major
employee benefits in 1 package, designed
to provide multiple layers of protection:
Group Life: P50,000 – P1,000,000
Group Accident: P50,000 – P1,000,000
Group Health: P10,000 – P200,000
You can get MORE benefits for ALL of your staff
3. Purple Cow 2012
EB Primer
3
What are the most common EB?
• Paid vacations, 75%
• Health insurance, 61%
• Paid sick leave, 59%
• Disability insurance, 41%
• Education reimbursement, 39%
• Pension plan, 30%
• Life insurance, 29%
• Dental insurance, 24%
- Small Business Poll on Compensating Employees (NFIB, US: 2003)
All 4 insurance benefits are offered by Purple Cow
4. Purple Cow 2012
EB Primer
4
What makes Insurance ‘sulit?’
• LIFE INSURANCE provides you with instant cash
in the event of death or total and permanent disability;
(.25% of population between 18-65)
• ACCIDENT INSURANCE provides you with instant
cash in the event of accidental death or disablement;
(10% of inpatient & outpatient cases)
• HEALTH INSURANCE (medical insurance or HMO)
protects you from losing money in the event of sickness
or accident. (10% inpatient / 300% outpatient)
Insurance saves you from losing your money
5. Purple Cow 2012
Benefits
1
3 Major Employee Benefits
LIFE – ACCIDENT – HEALTH
3a. MEDICAL HMO
1. LIFE INSURANCE
3b. Optional DENTAL HMO
3c. Optional APE
2. ACCIDENT INSURANCE
3d. WELLNESS PROGRAM
6. Purple Cow 2012
Benefits
2
Benefit Summary
LIFE – ACCIDENT – HEALTH
1. Life = 5x MBL 13. Access to Big 5 Hospitals & Healthway
2. Terminal Illness = up to 50% of 5x MBL 14. 100% Pre-Existing Conditions coverage
3. Total & Perm. Disability Income = 5x MBL 15. 100% Congenital Conditions coverage
4. Accidental Death = 5x MBL 16. 100% Special Procedures coverage
5. Murder = 5x MBL 17. Benefits on top of Philhealth
6. Accidental Disablement = __% of 5x MBL 18. Pooled Employee utilization
7. Assault = __% of 5x MBL 19. Separate Dependent utilization
8. Medical = HMO buffet of benefits 20. Optional Dental = HMO buffet of benefits
9. Combined inpatient & outpatient limits 21. Optional APE = choice of mobile or clinic
10. Max. Benefit Limits per disability per year 22. Free Wellness Program
11. HMO patient for no-cash-out 23. Same benefits for Dependents
12. Private patient for HMO reimbursement 24. Access through Social Media
7. Purple Cow 2012
Benefits
7
3a. Medical HMO (nationwide)
ASIANLIFE (8,205 affil. MD, 383 hospitals, 428 clinics) TERMS & CONDITIONS
1. Traditional HMO buffet of benefits 1. Instant rates, regardless of size
2. Combined inpatient & outpatient limits 2. No franchising required
3. Max. Benefit Limits per disability per year 3. No utilization report required
4. HMO patient for no-cash-out 4. No individual applications required
5. Private patient for reimbursement (HMO rate) 5. Minimum group size = 10
6. Access to Big 5 hospitals & Healthway 6. Minimum mode of payment = monthly
7. 100% Pre-Existing Conditions coverage 7. Pooled Employee utilization to spread risk
8. 100% Congenital Conditions coverage 8. Split Dependent utilization to reduce cost
9. 100% Special Procedures coverage 9. Buy now, pay later
10. Benefits on top of Philhealth 10. 1st year Virgin promo rate, if applicable
+Principals 18yo-65yo; Dependents 30dy-22yo / 18yo-65yo +Same rates for Dependents in 2012
Medical HMO benefits are covered on top of Life & Accident benefits
8. Purple Cow 2012
Benefits
8
3a. Medical HMO…
PRE-EXISTING CONDITIONS (Dreaded) PRE-EXISTING CONDITIONS (Non-Dreaded)
1. Blood dyscrasias 1. Asthma, pleural effusion or other chronic airway obstruction conditions
2. Benign / malignant new growths 2. Benign cyst / tumor and malignant conditions
3. Chronic cardiac / cardio-vascular diseases 3. Chronic gynecologic conditions
4. Collagen / connective diseases 4. Hemorrhoids and other chronic colonic and ano-rectal illnesses
5. Diseases of the immune system 5. Diseased tonsils requiring surgery, cataracts & other opthalmo-otolaryngologic conditions
6. Chronic hepatobiliary diseases 6. Pathological abnormalities of nasal septum and turbinate
7. Neuro-surgical / neurological conditions 7. Sinus condition requiring surgery
8. Chronic pulmonary diseases 8. Chronic neurologic conditions
9. Chronic genito-urinary diseases 9. Calculus cholecystitis / cholelithiasis and/or urolithiasis
10. Chronic gynecological conditions 10. Chronic conditions of the genitourinary system
11. Chronic gastrointestinal conditions 11. Polyps, ulcers, liver cirrhosis and other chronic gastrointestinal diseases
12. Endocrine abnormalities 12. Endocrine illnesses
13. Antibiotic / chemotherapy-resistant diseases / bactemia / septicemia 13. Seizure disorders
14. Chronic opthalmo-otolaryngologic diseases 14. Moderately to far advanced tuberculosis
15. Chronic musculo-skeletal diseases 15. Chronic musculo-skeletal malignancies
16. Pathological / accidental fractures 16. Malignancies of the blood and bone marrow
17. Illnesses / injuries necessitating the use of isolation room / ICU or other IC facilities 17. Hypertension, coronary artery disease / myocardial ischemia, cerebrovascular accident and other
chronic cardiac diseases
18. Accidental injuries
19. Second and third degree burns 18. Collagen / connective tissue diseases
20. Surgical procedures requiring application / use of prosthesis for immediate treatment 19. Diseases of the immune system
21. PEC (except congenital ones) subject to the provision on ‘PEC’ in this Agreement [waived] Dreaded & Non-Dreaded PEC are covered 100% up to MBL
9. Purple Cow 2012
Benefits
9
3a. Medical HMO…
SPECIAL PROCEDURES or NEW MODALITIES OF TREATMENT
1. Lithotripsy 11. Sclerotherapy
2. Arthroscopic procedures 12. Physical & speech therapy
3. Laparoscopic procedures 13. Angiography
4. Laser therapy (excludes use for correcting vision) 14. Nuclear technologies
5. Nuclear / radioactive isotope scans 15. Thallium scintigraphy
6. Cost of artificial limbs, joint prosthesis and heart 16. CT scan / MRI
valve prosthesis 17. Pulmonary perfusion scan
18. Endoscopy
7. Other new modalities of treatment for conditions with
established etiologies and used as alternatives to 19. Bone densitometry scan
conventional or traditional procedures
20. Anti-nuclear anti-body (ANA)
8. Dialysis 21. C-reactive protein (rheumatic & complications)
9. Chemotherapy 22. Lupus cell exam
10. Radiation oncology / therapeutic radiology 23. Sleep therapy
Special Procedures or New Modalities of Treatment are covered 100% up to MBL
10. Purple Cow 2012
Benefits
10
3a. Medical HMO…
EXCLUSIONS
1. Expenses that should be taken care of by any government programs such as Philhealth 13. Illnesses / injuries attributable to the plan member’s own misconduct / gross
negligence / immoral habits, and willful and unnecessary exposure to danger or
2. Services rendered or supplies provided free of charge health hazards
3. Additional hospital charges and/or professional fees resulting from a plan member taking
14. Self-inflicted injuries including, but not limited to, any form of suicide attempt
a room accommodation more than his R&B limit (excesses and/or incremental costs)
4. Maternity and maternity-related conditions and/or complications except those benefits that 15. Sexually transmitted disease, AIDS, rehabilitative treatment for alcoholism and
may be provided by the (optional) Maternity benefit drug abuse
5. Sterilization of either sex or reversal of such, artificial insemination, sex change, 16. Acquisition of prosthetic appliances, artificial aids, durable equipment, surgically
consultation/confinement regarding fertility implanted devices and external prosthetic devices except those that are explicitly
covered and enumerated in the ‘Special Procedures or New Modalities of Treatment’
6. Non-recommended confinement, convalescent / domiciliary / custodial care, rest cures provision of this agreement
7. Dental-related cases except those that may be provided by the Dental Benefits and to the 17. Organ transplant-expense relating to organ donation of the donating party/parties
extent that are necessary for the repair or alleviation of damage caused solely by accidental
injury sustained (and not caused by the plan member) 18. Executive check-ups, unless explicitly provided in the master policy, and/or
confinements purely for diagnostic purposes, as well as non-recommended
8. Circumcision, cosmetic / aesthetic procedures except re-constructive surgery to treat
confinements
functional defects due to a covered disease and/or accidental injury
9. Psychiatric disorders, psychosomatic conditions, treatment for any mental or nervous 19. Take-home medicines, unless optional ‘Reimbursement of Prescribed Medicines’
disorders, illness / injury / condition / complication arising from the plan member’s excessive benefit is provided, and vaccines, except for first doses of either anti-venom, anti-
alcohol intake and/or use of regulated/prohibited drugs rabies or anti-tetanus used for emergency treatment
10. Illnesses and/or injuries arising from the plan member’s participation in brawls, riots, 20. Medico-legal fees including the cost of Medical Certificates that a plan member
commission of a crime, violation of ordinances, or the like may require for any purpose it may serve him or her
11. Illnesses / injuries resulting from conditions of war or sustained from combat-related 21. Congenital disease / deformity that is evident to the plan member at birth and/or
activities can be clinically determined to be congenital [waived]
22. Medical / surgical procedures and/or diagnostic tests that are experimental in
12. Illnesses / injuries resulting from the plan member’s active participation in hazardous nature and/or not generally accepted by the medical profession such as, but not limited
activities such as, but not limited to, bungee jumping, hang-gliding, scuba diving, to, iridology, chiropractic services, and acupuncture
mountain/wall climbing, and professional sports
11. Purple Cow 2012
Competitive Advantages
2
Why Purple Cow?
2 Ways to Access Healthcare:
You can see an HMO doctor for free,
or your own doctor for reimbursement
at the HMO rate – each time you avail.
(Unlike most HMO plans)
You can see your own doctor, cheaper
12. Purple Cow 2012
Competitive Advantages
3
Why Purple Cow?
3 Major Employee Benefits in 1 Plan:
You get Group Life, Accident & Health
(medical HMO, optional dental HMO,
optional APE, and Wellness) – all in 1 plan.
(Unlike most HMO plans)
You get all the Employee Benefits you will ever need
13. Purple Cow 2012
Competitive Advantages
6
Why Purple Cow?
100% Pre-Existing Conditions:
You get 100% coverage up to MBL for
Pre-Existing Conditions such as cancer,
hypertension, diabetes & asthma.
(Unlike most HMO plans)
You are covered for dreaded & non-dreaded diseases
14. Purple Cow 2012
Competitive Advantages
7
Why Purple Cow?
100% Congenital Conditions:
You get 100% coverage up to MBL for
Congenital Conditions such as mitral valve
prolapse, rheumatic heart disease & hernia.
You are covered for most HMO plans) since birth
(Unlike medical conditions
15. Purple Cow 2012
Competitive Advantages
8
Why Purple Cow?
100% Special Procedures:
You get 100% coverage up to MBL for
Special Procedures such as arthroscopy,
laparoscopy, chemotherapy, P/T & MRI.
You are covered for most HMO plans) of treatment
(Unlike newer modalities
16. Purple Cow 2012
Competitive Advantages
9
Why Purple Cow?
Benefits on Top of Philhealth:
Your HMO limits are on top of Philhealth,
so you won’t be needing as much MBL:
Benefits = Philhealth + MBL (not just MBL).
(Unlike most HMO plans)
You get full HMO benefits on top of Philhealth benefits
17. Purple Cow 2012
Competitive Advantages
19
Why Purple Cow?
Medical HMO Network:
You can get inpatient and outpatient
treatment from 8,205 affiliated doctors,
383 hospitals, and 428 clinics nationwide.
(Unlike some HMO plans)
You can go to MMC/ SLMC/ CSMC/ AHMC/ TMC/ Healthway
18. Purple Cow 2012
Summary
1
♠ What’s in it for…Employees?
EE Features EE Benefits
A complete Employee Benefits package You get more financial security from
that can make you financially secure Purple Cow than from any other HMO
Life INS, Accident INS, Medical HMO, You won’t need to get any more
Optional Dental HMO & Optional APE insurance benefits for yourself
Nationwide Medical & Dental networks, You can use any accredited hospital
inclusive of all major hospitals & clinics or clinic for medical or dental treatment
Choice of doctor as a Private Patient for You can see your own doctor and get
insurance reimbursement at HMO rates reimbursed the rate of an HMO doctor
100% Pre-Existing, 100% congenital, You are covered for existing illnesses,
& 100% Special Procedures coverage natal conditions, & special procedures
Employee Benefits on top of Philhealth You get full HMO + Philhealth benefits
Access to benefit information through You can take charge of your own
C3 on www.purplecow.ph & Facebook health, and know before you go
1 health card for every employee You can avail anytime, anywhere