This document presents the objectives, hypothesis, methodology, results, and conclusion of a mini project studying how much money students at UPSI spend per month. The objectives are to determine if PTPTN loans are sufficient for expenses and quantify monthly spending. A hypothesis is that loans do not fully cover costs. Surveys of 50 students collected data on expenses per semester and month. Most students spent RM2000-RM3999 per semester and RM300-RM499 monthly. Most money was spent on food. The conclusion is that while loans help, they do not fully cover expenses as hypothesized.