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One of India’s leading financial service
distributor
Authorized Marketing association with India’s
leading bank for home loans & Business loans
Part of People Serve group ,having presence
in India since last 10 years
Owned by highly qualified professionals
(Chartered accountants & MBA’s)who have got
experience in home loan business from last
several years
About People Financials
Doorstep Services
Option to choose various banks under one
roof
Option to choose most competitive interest
rate available in the market
Client base of more than 300
Award from ICICI for one of the leading
channel partner in year 2014
•Why People
Financials/Strength
Recognition
Products Offered
HOME LOAN
PERSONAL
LOAN/BUSINESS LOAN
OFFICE PURCHASE
LOAN
LOAN AGAINST
PROPERTY/LRD
BALANCE
Transfer/Top Up
HOME LOAN
HOME LOAN
Available against Mortgage of New property to be purchased
Loan Tenure of 10 to 30 years
ROI* Of 9.75%% to 10.50%
Loan up to 80% of Market Value
*ROI-Rate of Interest per annum
Target Clients -Home Loan
Those who are looking to Purchase new house/Flat /Land
Those who are constructing/Renovating their house
Those who have running home loan from banks at higher rate
*ROI-Rate of Interest per annum
Loan Against Property(LAP)/Lease Rental Discounting (LRD)
Available against Mortgage of existing Residential /Commercial Property
Loan Tenure of 10 to 15 years
ROI Of 10.75%-12%
Loan up to 80% of Market Value
Target Clients -LAP/LRD
For Business Expansion/Funding requirement
Converting Working Capital loan/CC to term loan
Travel ,marriage and other personal requirement
For Start of new Line of business
Those who are looking for education loan
*ROI-Rate of Interest per annum
Balance Transfer(BT) & Top Up
Transfer of existing Home Loan to other Banks /Financial Institution to get benefit of lower
interest rates
Getting additional loan as Top up loan at home loan rate
Transfer of existing LAP/LRD to other Banks /Financial Institution to get benefit of lower
interest rates
Loan up to 75% of Market Value
Target Clients -BT & Top Up
Those who are looking to reduce their existing ROI of Home Loan /LAP
For getting additional Loan for business/Personal Purpose
*For getting benefit up to Rs.10 Lacs
To Lower existing EMI Burden & Reduction of tenure
*ROI-Rate of Interest per annum
OtherTarget Client
 Builders & Developers
Businessman’s who are looking to get fund for business & other
needs
Corporate’s looking for LRD loan against their Property leased to
big corporate like shopper stop /Pantaloon property
Individuals looking to get home loans or looking to save interest by
transfer of existing loan at Lower ROI
ROI & Fee –Ready Reckoner
Home Loan
Loan Amount (In Lacs ) ICICI Bank HDFC Bank PNB Housing Axis Bank
0-500(Salaried ) 9.90% 9.90% 9.95% 9.95%
0-150(Self Employed ) 9.90% 9.90% 10.35% 9.95%
>150(Self Employed ) 10% 10% 10.35% 10%
FEE
For salaried (New Loan ) 6270 11970 11798 11798
BT Cases 6270 11798 11798 6180
SENP(Business man) 11970 0.50% 0.25% 0.50%
LAP
ROI 11% 11% 11.5% 11.5%
Fees(%) 0.75% 1.00% 1.00% 1%
*9.85 for ladies

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Presentation F

  • 1. One of India’s leading financial service distributor Authorized Marketing association with India’s leading bank for home loans & Business loans Part of People Serve group ,having presence in India since last 10 years Owned by highly qualified professionals (Chartered accountants & MBA’s)who have got experience in home loan business from last several years About People Financials
  • 2. Doorstep Services Option to choose various banks under one roof Option to choose most competitive interest rate available in the market Client base of more than 300 Award from ICICI for one of the leading channel partner in year 2014 •Why People Financials/Strength
  • 4. Products Offered HOME LOAN PERSONAL LOAN/BUSINESS LOAN OFFICE PURCHASE LOAN LOAN AGAINST PROPERTY/LRD BALANCE Transfer/Top Up
  • 6. HOME LOAN Available against Mortgage of New property to be purchased Loan Tenure of 10 to 30 years ROI* Of 9.75%% to 10.50% Loan up to 80% of Market Value *ROI-Rate of Interest per annum
  • 7. Target Clients -Home Loan Those who are looking to Purchase new house/Flat /Land Those who are constructing/Renovating their house Those who have running home loan from banks at higher rate *ROI-Rate of Interest per annum
  • 8.
  • 9. Loan Against Property(LAP)/Lease Rental Discounting (LRD) Available against Mortgage of existing Residential /Commercial Property Loan Tenure of 10 to 15 years ROI Of 10.75%-12% Loan up to 80% of Market Value
  • 10. Target Clients -LAP/LRD For Business Expansion/Funding requirement Converting Working Capital loan/CC to term loan Travel ,marriage and other personal requirement For Start of new Line of business Those who are looking for education loan *ROI-Rate of Interest per annum
  • 11.
  • 12. Balance Transfer(BT) & Top Up Transfer of existing Home Loan to other Banks /Financial Institution to get benefit of lower interest rates Getting additional loan as Top up loan at home loan rate Transfer of existing LAP/LRD to other Banks /Financial Institution to get benefit of lower interest rates Loan up to 75% of Market Value
  • 13. Target Clients -BT & Top Up Those who are looking to reduce their existing ROI of Home Loan /LAP For getting additional Loan for business/Personal Purpose *For getting benefit up to Rs.10 Lacs To Lower existing EMI Burden & Reduction of tenure *ROI-Rate of Interest per annum
  • 14. OtherTarget Client  Builders & Developers Businessman’s who are looking to get fund for business & other needs Corporate’s looking for LRD loan against their Property leased to big corporate like shopper stop /Pantaloon property Individuals looking to get home loans or looking to save interest by transfer of existing loan at Lower ROI
  • 15. ROI & Fee –Ready Reckoner Home Loan Loan Amount (In Lacs ) ICICI Bank HDFC Bank PNB Housing Axis Bank 0-500(Salaried ) 9.90% 9.90% 9.95% 9.95% 0-150(Self Employed ) 9.90% 9.90% 10.35% 9.95% >150(Self Employed ) 10% 10% 10.35% 10% FEE For salaried (New Loan ) 6270 11970 11798 11798 BT Cases 6270 11798 11798 6180 SENP(Business man) 11970 0.50% 0.25% 0.50% LAP ROI 11% 11% 11.5% 11.5% Fees(%) 0.75% 1.00% 1.00% 1% *9.85 for ladies