This document presents a retirement benefits plan for an individual named Shree XYZ, aged 40. The plan offers two pension options upon retirement: a monthly pension of Rs. 61,013 with a lump sum of Rs. 1,51,83,575 paid to nominees after death, or a one-time pension of Rs. 1,05,40000 with Rs. 50,00,000 paid to nominees after death. The plan also provides life insurance benefits including accidental death coverage of Rs. 1,00,00,000, normal death benefit of Rs. 62,50,000, and disability payments of Rs. 5,00,000 per month. Additional benefits include annual tax savings up to Rs. 45,