This document provides an overview of the banking and finance sector. It discusses that the sector contributes 10% of India's GDP and includes banking, NBFCs, and other financial services. It also outlines some of the key functions of investment banking such as underwriting new securities, providing guidance to issuers, and mergers and acquisitions advisory. The document then presents an example SWOT analysis and Porter's five forces analysis of the sector. Finally, it discusses various marketing mix elements and concepts relevant to banking and finance firms.
Funding Sme – The Challenges And Risk Within - MSME FUNDING - NEED FOR ALTERN...Resurgent India
Finance is the lifeline of any enterprise. India has one of most extensive banking networks in the world. Despite, a considerable expansion of the banking infrastructure during the recent years, the provision of finance to grassroot level businesses, scattered across the nation, still remains an enormous challenge. Going ahead, it is also observed that Indian MSMEs have limited access to finance. Majority of the MSMEs operates on the funds of its promoters, thus limiting its growth. The limited or nonavailability of institutional finance at affordable terms is also hindering innovation in the Indian MSMEs.
Having a career in investment banking is really awesome. The best part of this field is that it offers best pay package and benefits. It offers a platform for young professionals to progress in the banking industry.
Funding Sme – The Challenges And Risk Within - MSME FUNDING - NEED FOR ALTERN...Resurgent India
Finance is the lifeline of any enterprise. India has one of most extensive banking networks in the world. Despite, a considerable expansion of the banking infrastructure during the recent years, the provision of finance to grassroot level businesses, scattered across the nation, still remains an enormous challenge. Going ahead, it is also observed that Indian MSMEs have limited access to finance. Majority of the MSMEs operates on the funds of its promoters, thus limiting its growth. The limited or nonavailability of institutional finance at affordable terms is also hindering innovation in the Indian MSMEs.
Having a career in investment banking is really awesome. The best part of this field is that it offers best pay package and benefits. It offers a platform for young professionals to progress in the banking industry.
This has been prepared a business coach who gives finance training to corporate. This is for a more informal set up/ audience as it includes more colors, themes, images and less of text.
The market-oriented economies and the global market place have enhanced the competition for funds and market share thereby cutting down the spreads of the banks, a part from declining spread, banks are also witnessing a faster growth in their expenses when compared to their revenues predominant in these expenses are the raising salary expenses and loan-loss expenses. banks are responding by introducing new product lines and developing the existing services into more sophisticated ones,in order to offset the rising expenses
Indian Construction Equipment and Infrastructure Financing MarketNiraj Singhvi
This report is prepared by Maple Growth Partners, an investment research and strategic advisory firm.
One of our Singapore-based impact investing fund client had asked us to conduct a detailed study within the Indian NBFC market to identify growth segments based on their investment criteria. They were looking for tech-oriented companies with an investment ticket size of less than $1 million. This full report is a 300 pager document providing a detailed overview of the Indian NBFC industry.
We first provided a broad overview of the Indian NBFC market and identified 12 service segments such as SME, education, healthcare, auto, housing, infra finance, construction equipment finance, loan against property (LAP), affordable housing, microfinance, gold, and wholesale finance. Of these identified segments, we carried out a detailed study on the following 9 segments our client was broadly interested into: SME, auto, healthcare, education, housing, affordable housing, construction equipment finance, infra finance, and LAP.
Then, we compared and evaluated all these segments based on a strict investment parameter framework to come up with a more fact-based (rather than intuitive) investment rationale and go-to-market strategies. We later presented our sector insights, value creation game plan, and actionable targets for each of the attractive segments, along with a directory of industry experts and influencers so that our client had the primary first-hand resource to assess the investment opportunities within the identified attractive service segments.
While the entire report is exclusive for the said client, we have provided our piecemeal analysis of the two least interested sectors (from the client perspective) i.e. infrastructure financing and construction equipment finance in order to showcase our research and analytical skill-sets and capabilities.
MSC Malaysia Industry Dialogue
Financing ICT SMEs & Micro SMEs
8 April 2010
Berjaya Hotel & Convention Center, KL
Mr. Aliman Ali, Assistant Vice President / Head Operations 1, SME Bank
An investment banking is a financial institution that assists individuals, corporations and governments in raising financial capital by underwriting or acting as the client’s agent in the issuance of securities or both
An investment bank is a financial institution that assists individuals, corporations, and governments in raising financial capital by underwriting or acting as the client's agent in the issuance of securities (or both).
CONVERSION OF PARTNERSHIP FIRM INTO LLPANMOL GULATI
-This document contains all the conceptual knowledge about: 1. partnership firm 2. LLP
- suitability/ unsuitability of both form of organisations
- benefits of LLP over firm
- Conversion process
- statutory compliances
This has been prepared a business coach who gives finance training to corporate. This is for a more informal set up/ audience as it includes more colors, themes, images and less of text.
The market-oriented economies and the global market place have enhanced the competition for funds and market share thereby cutting down the spreads of the banks, a part from declining spread, banks are also witnessing a faster growth in their expenses when compared to their revenues predominant in these expenses are the raising salary expenses and loan-loss expenses. banks are responding by introducing new product lines and developing the existing services into more sophisticated ones,in order to offset the rising expenses
Indian Construction Equipment and Infrastructure Financing MarketNiraj Singhvi
This report is prepared by Maple Growth Partners, an investment research and strategic advisory firm.
One of our Singapore-based impact investing fund client had asked us to conduct a detailed study within the Indian NBFC market to identify growth segments based on their investment criteria. They were looking for tech-oriented companies with an investment ticket size of less than $1 million. This full report is a 300 pager document providing a detailed overview of the Indian NBFC industry.
We first provided a broad overview of the Indian NBFC market and identified 12 service segments such as SME, education, healthcare, auto, housing, infra finance, construction equipment finance, loan against property (LAP), affordable housing, microfinance, gold, and wholesale finance. Of these identified segments, we carried out a detailed study on the following 9 segments our client was broadly interested into: SME, auto, healthcare, education, housing, affordable housing, construction equipment finance, infra finance, and LAP.
Then, we compared and evaluated all these segments based on a strict investment parameter framework to come up with a more fact-based (rather than intuitive) investment rationale and go-to-market strategies. We later presented our sector insights, value creation game plan, and actionable targets for each of the attractive segments, along with a directory of industry experts and influencers so that our client had the primary first-hand resource to assess the investment opportunities within the identified attractive service segments.
While the entire report is exclusive for the said client, we have provided our piecemeal analysis of the two least interested sectors (from the client perspective) i.e. infrastructure financing and construction equipment finance in order to showcase our research and analytical skill-sets and capabilities.
MSC Malaysia Industry Dialogue
Financing ICT SMEs & Micro SMEs
8 April 2010
Berjaya Hotel & Convention Center, KL
Mr. Aliman Ali, Assistant Vice President / Head Operations 1, SME Bank
An investment banking is a financial institution that assists individuals, corporations and governments in raising financial capital by underwriting or acting as the client’s agent in the issuance of securities or both
An investment bank is a financial institution that assists individuals, corporations, and governments in raising financial capital by underwriting or acting as the client's agent in the issuance of securities (or both).
CONVERSION OF PARTNERSHIP FIRM INTO LLPANMOL GULATI
-This document contains all the conceptual knowledge about: 1. partnership firm 2. LLP
- suitability/ unsuitability of both form of organisations
- benefits of LLP over firm
- Conversion process
- statutory compliances
Making NBFCs relevant to ‘Make-in India’& ‘Start-up India, Stand-up India’ - ...Resurgent India
NBFC sector has garnered a lot of interest and deliberations of late with recommendations being made in the Committee reports or representations made by the NBFC industry players for the benefit of the NBFC sector as a whole. We have analyzed many of such reports and surveys to present the most pressing of such recommendations below:
2. Banking and Finance
• BFSI sector are designed to evaluate and acquire the right talent while
simultaneously increasing the reach and sourcing capability of the
organization.
• Banking may include: core banking, retail, private, corporate
investment banking and the like and Financial Services :
Non Banking Financial Companies (NBFC), Mutual Funds,
Financial Intermediaries .
• As per latest 2014 estimate it contributes 10% of our total Gross Domestic
Product. (GDP)
2
3. • Creation of capital for other
companies;
• Underwrite new debt and equity
securities for all types of
corporations;
• Provide guidance to issuers
regarding the issue and placement
of stock.
3
6. S W
T
Strengths
•Strong client relationships
•Conducive company culture
•Experienced business units
Opportunities
•Smaller size agility
•Expected easing of RBI and SEBI rules
•Consolidating industry
Threats
•Intense competition
•Dynamic changes in industry
O
Weaknesses
•Concentrated in Few Key Products
•Cyclical industry
This is an example text. Go ahead and replace it with your own
text. It is meant to give you a feeling of how the designs looks
including text.
SWOT or IE ANALYSIS
7. 7
Bargaining Power of
Suppliers
Bargaining Power of
Customers
Threat of New Entrants
Threat of Substitutes
Human capital is the major
supplier
• High Cost switching
to substitutes
• Entry barriers are
high
• High Learning Curve
• Buyers require special
customization
• Low buyer Price
Sensitivity
Porters 5 forces
Analysis
8. 8
Product
Price
Place
Promotion
Process
Physical
evidence
7 PS
MARKETING
MIX
People
ACTIVITIES,
PROCEDURES,
PROTOCOLS
Process
INTERACTION
BETWEEN AN
EMPLOYEE AND
CUSTOMERS (E.G.
BROCHURES, COMPANY
STATIONERY, BUSINESS CARDS,
REPORTS, COMPANY WEBSITE,
ETC.)
Physical
evidence
CUSTOMER CONTACT
EMPLOYEES, CUSTOMERS,
PERSONNEL AND
MANAGEMENT
People
FUNCTIONALITY,
APPEARANCE, QUALITY,
PACKAGING, BRAND,
WARRANTY,
SERVICE/SUPPORT
Product
LIST PRICE, DISCOUNTS,
ALLOWANCES,
FINANCING, LEASING
OPTIONS
Price
MARKET COVERAGE,
LOCATIONS, LOGISTICS,
SERVICE LEVELS
Place
ADVERTISING, PERSONAL
SELLING, PUBLIC
RELATIONS, MESSAGE,
MEDIA, BUDGET
Promotion
OPPOR:When a business has many related business lines, they have the opportunity to cross sell to consumers who arrive for one specific need, but leave with many different products and services. Cross selling is particularly lucrative, because it allows a company to earn extra money from consumers without having to specifically target those consumers with advertising or other promotional material. … "Cross Selling Opportunities"has a significant impact, so an analyst should put more weight into it. This statements will have a short-term positive impact on this entity, which adds to its value. This qualitative factor will lead to a decrease in costs. "Cross Selling Opportunities" is an easily defendable qualitative factor, so competing institutions will have a difficult time overcoming it.
International expansion: Strong international presence and expansion should increase growth and profits. Expansion over abroad brings synergies to a company, because they would have a larger customer base. Expansion leads to more financial stability, because while one country may suffer economically, other countries may not have the same issues. Additionally, expansion could help a company discover synergies in marketing expenses and new ideas - through experimentation - that may work well in one market. …
Consolidationg: Consolidating markets create many acquisition targets, especially when consolidation leads to economies of scale. The acquisition target can quickly approach their fair value plus a premium. Quick potential returns will accrue to small, but successful, companies in consolidating industries. … "Consolidating Industry" has a significant impact, so an analyst should put more weight into it. This statements will have a short-term positive impact on this entity, which adds to its value. This statement will lead to an increase in profits for this entity.
Weaknes
A company that lacks diversification is more risky, because if one or more of their main products collapses, then the business could face serious issues or maybe even bankruptcy. … "Concentrated In Few Key Products" has a significant impact, so an analyst should put more weight into it. "Concentrated In Few Key Products" will have a long-term negative impact on this entity, which subtracts from the entity's value. This statements will have a short-term negative impact on this entity, which subtracts from its value. This qualitative factor will lead to an increase in costs. This statement will lead to a decrease in profits. "Concentrated In Few Key Products" is an easy qualitative factor to overcome, so the investment will not have to spend much time trying to overcome this issue.
Intensity of Existing Rivalry
Exit barriers are low (Investment banking industry) When exit barriers are low, weak firms are more likely to leave the market, which will increase the...
Large industry size (Investment banking industry) Large industries allow multiple firms and produces to prosper without having to steal market share...
Relatively few competitors (Investment banking industry) Few competitors mean fewer firms are competing for the same customers and resources, which is a...
Government limits competition (Investment banking industry)