The document proposes establishing a Global Consumers Business Club to empower consumers and address their predicament of only spending money but not sharing in business profits. It would unite consumers to avail of discounts, benefits, and factory prices by purchasing in bulk. The club would create a non-government organization called the Global Association of Consumers Inc. to set up a management company, cooperatives, and convenient stores to operate the club and address common causes of cooperative failures like lack of capital and management issues. The goal is to develop entrepreneurship opportunities for members and promote consumer education.

1. 1/18/20101 Corporate Plan 1MAKING LIFE BETTER FOR CONSUMERS WHY “GLOBAL ASSOCIATION OF CONSUMERS INC” WAS BORNMaking Life Better for ConsumersGlobal Association of Consumers IncCopyright 2005 © Dick Palma.

2. 1/18/20102 CONSUMERS PREDICAMENTCONSUMERS ARE MOSTLY BUYERS OF PRODUCTS AND SERVICES ONLY. They just spend and spend.CONSUMERS PRODUCE BUSINESS AND PROFITS. But they do not share in the profits of business.CONSUMERS WILL NEVER MAXIMIZE BENEFIT. If they do not change things under the present set upMaking Life Better for ConsumersGlobal Association of Consumers IncCopyright 2005 © Dick Palma.

3. 1/18/201031.TO ORGANIZE & DEVELOP A...GLOBAL CONSUMERS BUSINESS CLUB FEATURESCreate the Consumer Empowerment and membership to a Global Consumers Business ClubMaking Life Better for ConsumersGlobal Association of Consumers IncCopyright 2005 © Dick Palma.

4. 1/18/20104ANSWER TO PREDICAMENT“CONSUMER EMPOWERMENT”2. CONSUMERS MUSTUNITE AND JOIN TOGETHER TO CREATE A BUYERS CLUBAVAIL OF DISCOUNTS AND MORE BUYERS BENEFITSSHARE IN THE PROFITS OF BUSINESSPURCHASE IN BULK TO AVAIL OF FACTORY PRICESDEVELOP SOME MEMBERS TO BECOME ENTREPRENEURSMAKE GOVERNMENT HEAR THE VOICE OF THE CONSUMERSCREATE THE KNOWLEDGE AND POWER OF THE COOPERATIVEMaking Life Better for ConsumersGlobal Association of Consumers IncCopyright 2005 © Dick Palma.

5. 1/18/20105“ FOR COOPERATIVE IS NOT THE WAY TO PROGRESS - IT IS THE ONLY WAY”3. BUT BE AWARE & ADDRESS COMMON CAUSES OF COOPERATIVE FAILURES:FAILURE IN CAPITAL BUILD-UPCOLLECTION PROBLEMS FROM MEMBERSMANAGEMENT ANNOMALIESLACK OF BUSINESS OPPORTUNITY PLANSMaking Life Better for ConsumersGlobal Association of Consumers IncCopyright 2005 © Dick Palma.

6. 1/18/20106DEVELOP SOME MEMBERS TO BECOME ENTREPRENEURS3. WITH EASY ACCESS AND KNOWLEDGE TO START A BUSINESS OF THEIR OWN:A GOOD BUSINESS PLANA NEEDED CONSUMABLE PRODUCTEASY START UP CAPITALSTRONG BACK UP ORGANIZATIONMaking Life Better for ConsumersGlobal Association of Consumers IncCopyright 2005 © Dick Palma.

7. 1/18/201074.TO ADDRESS THE CAUSE OF FAILURES:CREATE A COPYRIGHTED VIABLE PLAN – A MASTER PLAN TO BE FOLLOWEDESTABLISH AN NGO (NON GOVERNMENT ORGANIZATION) – THAT WILL SET UP A MANAGEMENT COMPANY, THE COOPERATIVE, AND THE CONSUMERS CLUB AND THUS BORN…Making Life Better for ConsumersGlobal Association of Consumers IncCopyright 2005 © Dick Palma.

8. 1/18/20108GLOBAL ASSOCIATION OF CONSUMERS INC (GACI) an NGOTHE ONLY ORGANIZATION THAT LOOKS INTO THE NEEDS AND PROBLEMS OF CONSUMERS THROUGH THE COPYRIGHTED CONCEPT OF RICARDO O. PALMA JR.GACI (an NGO) OPERATES THROUGH THE SYNCHRONIZE FUNCTIONS OF THREE ENTITIES, A MANAGEMENT COMPANY, THE CONVENIENT STORES, AND THE COOPERATIVES. ALL THESE ENTITIES WILL SET UP THE… GLOBAL CONSUMERS BUSINESS CLUBMaking Life Better for ConsumersGlobal Association of Consumers IncCopyright 2005 © Dick Palma.

9. 1/18/20109WHAT IS GACI ?GACI (GLOBAL ASSOCIATION OF CONSUMERS INC) is a non-stock, non-profit organization duly registered 1999 with the Securities and Exchange Commission. The main purpose is to promote and protect the welfare and interest of the consumers in the pursuit of goals and objectives that will uplift their economic conditions through collective and cooperative efforts. To develop and promote livelihood projects with the end-in-view of increasing the income level of consumers. And to initiate and promote consumers education which will enhance and enlighten the members about consumerism. Making Life Better for ConsumersGlobal Association of Consumers IncCopyright 2005 © Dick Palma.

10. 1/18/201010Thank YouJoin us in this noble & ambitious plan. Contact: Tel/Fax (063)-584-24-37 Dick Palma c.p. 0916-3003737 email dickypalma@yahoo.comor see us at our temporary website: www pccareclub.com