The document is a resume for Arifsandwip from Bangladesh. It summarizes his work experience, education, and references. He has over 4 years of experience in banking and 6 years in retail/fashion work in the UK. He currently teaches undergraduate courses in tourism and hospitality management. His education includes a Master's degree in International Banking and Finance from the University of Salford in the UK and a BBA in Finance and Banking from the International Islamic University in Bangladesh. Listed references include his former line manager from Lloyds Bank and a professor from his undergraduate university.