Here is a look at power generation by the source. Canada would have triple its' investment in clean energy sources in order to achieved the average for OECD countries.
Environment - Air Quality Water and Land Management - November 2017paul young cpa, cga
Here is look at air quality, water and land management around the world. There is allot of talk on climate change, but little is said about poor environmental standards when it comes to air quality or land management or drinkable water.
Blog – Emissions and Environmental Policies – 2019 Analysis
1. https://www.canada.ca/en/environment-climate-change/services/climate-change/greenhouse-gas-emissions/sources-sinks-executive-summary-2020.html - After hovering between 700 and 720 megatonnes of carbon dioxide equivalent (Mt CO2 eq) in recent years, in 2018 (the most recent annual dataset in this report) Canada’s greenhouse gas (GHG) emissions increased to 729 Mt CO2 eq. This increase is attributed to higher fuel consumption for transportation, winter heating and oil and gas extraction. Over the long term, Canada’s economy has grown more rapidly than its GHG emissions: the emissions intensity for the entire economy (GHG per Gross Domestic Product [GDP]) has declined by 36% since 1990 and 20% since 2005. Emission trends since 2005 remain consistent, with emission increases in the Oil and Gas and Transportation sectors being offset by decreases in other sectors, notably Electricity and Heavy Industry
2. USA emissions fell by 2% for 2019 - https://www.eia.gov/todayinenergy/detail.php?id=43615
3. China continues to spew CO2 - https://www.theverge.com/2021/3/2/22309374/global-china-carbon-dioxide-emissions-rising
4. Forests are doing a banner job with sequestering carbon - https://www.wri.org/blog/2021/01/forests-carbon-emissions-sink-flux
5. EMEA leads in terms of recycling - https://www.nspackaging.com/analysis/best-recycling-countries/
6. EMEA leads on water management - https://epi.yale.edu/epi-results/2020/component/h2o
7. Canada has some of the best air quality in the world - https://www.lovemoney.com/gallerylist/79106/the-worlds-most-and-least-polluted-countries-ranked
8. Carbon tax is not revenue neutral - https://www.taxpayer.com/newsroom/carbon-tax-not-revenue-neutral-last-year
9. Volcanos - https://weather.com/news/news/2021-04-12-la-soufriere-volcano-satellite-imagery
10. Sun - https://oilprice.com/Energy/Energy-General/Blocking-The-Sun-A-Crazy-Idea-To-Stop-Climate-Change.html
While shelter (+4.4%) and transportation (+5.6%) prices contributed the most to the all-items increase, prices rose at a slower pace in four of the eight major components on a year-over-year basis in June. The headline CPI grew at a slower pace compared with May due in part to a slowdown in price growth for goods. Growth slowed the most in the clothing and footwear component, mostly due to lower prices for women's clothing
Source - https://www150.statcan.gc.ca/n1/daily-quotidien/210728/dq210728a-eng.htm
1. Food Prices - https://www.citynews1130.com/2021/07/21/canada-food-prices-rise-2021/
2. Gasoline Prices - https://www.globalpetrolprices.com/Canada/gasoline_prices/
3. Era of affordable housing are now gone - https://www.theglobeandmail.com/investing/personal-finance/article-even-if-prices-fall-the-era-of-affordable-houses-in-canada-seems-to-be/
4. Commodity price - https://www.bloomberg.com/markets/commodities
5. Higher EV prices - https://www.wsj.com/articles/ev-batteries-the-next-victim-of-high-commodity-prices-11626950276
6. Restaurant prices - https://www.blogto.com/eat_drink/2021/07/toronto-restaurant-raising-prices-step-3/
7. Income taxes and innovation - https://financialpost.com/opinion/jack-m-mintz-to-kill-innovation-raise-personal-taxes
8. Tax and poverty - https://www150.statcan.gc.ca/n1/daily-quotidien/210323/dq210323a-eng.htm
9. Encampment - https://www.cbc.ca/news/canada/toronto/residents-moss-park-permanent-housing-brute-force-city-toronto-homelessness-1.6087106
10. Poverty - https://www.tamarackcommunity.ca/latest/updates-to-canadas-official-poverty-line-and-the-dimensions-of-poverty-hub
Environment - Air Quality Water and Land Management - November 2017paul young cpa, cga
Here is look at air quality, water and land management around the world. There is allot of talk on climate change, but little is said about poor environmental standards when it comes to air quality or land management or drinkable water.
Blog – Emissions and Environmental Policies – 2019 Analysis
1. https://www.canada.ca/en/environment-climate-change/services/climate-change/greenhouse-gas-emissions/sources-sinks-executive-summary-2020.html - After hovering between 700 and 720 megatonnes of carbon dioxide equivalent (Mt CO2 eq) in recent years, in 2018 (the most recent annual dataset in this report) Canada’s greenhouse gas (GHG) emissions increased to 729 Mt CO2 eq. This increase is attributed to higher fuel consumption for transportation, winter heating and oil and gas extraction. Over the long term, Canada’s economy has grown more rapidly than its GHG emissions: the emissions intensity for the entire economy (GHG per Gross Domestic Product [GDP]) has declined by 36% since 1990 and 20% since 2005. Emission trends since 2005 remain consistent, with emission increases in the Oil and Gas and Transportation sectors being offset by decreases in other sectors, notably Electricity and Heavy Industry
2. USA emissions fell by 2% for 2019 - https://www.eia.gov/todayinenergy/detail.php?id=43615
3. China continues to spew CO2 - https://www.theverge.com/2021/3/2/22309374/global-china-carbon-dioxide-emissions-rising
4. Forests are doing a banner job with sequestering carbon - https://www.wri.org/blog/2021/01/forests-carbon-emissions-sink-flux
5. EMEA leads in terms of recycling - https://www.nspackaging.com/analysis/best-recycling-countries/
6. EMEA leads on water management - https://epi.yale.edu/epi-results/2020/component/h2o
7. Canada has some of the best air quality in the world - https://www.lovemoney.com/gallerylist/79106/the-worlds-most-and-least-polluted-countries-ranked
8. Carbon tax is not revenue neutral - https://www.taxpayer.com/newsroom/carbon-tax-not-revenue-neutral-last-year
9. Volcanos - https://weather.com/news/news/2021-04-12-la-soufriere-volcano-satellite-imagery
10. Sun - https://oilprice.com/Energy/Energy-General/Blocking-The-Sun-A-Crazy-Idea-To-Stop-Climate-Change.html
While shelter (+4.4%) and transportation (+5.6%) prices contributed the most to the all-items increase, prices rose at a slower pace in four of the eight major components on a year-over-year basis in June. The headline CPI grew at a slower pace compared with May due in part to a slowdown in price growth for goods. Growth slowed the most in the clothing and footwear component, mostly due to lower prices for women's clothing
Source - https://www150.statcan.gc.ca/n1/daily-quotidien/210728/dq210728a-eng.htm
1. Food Prices - https://www.citynews1130.com/2021/07/21/canada-food-prices-rise-2021/
2. Gasoline Prices - https://www.globalpetrolprices.com/Canada/gasoline_prices/
3. Era of affordable housing are now gone - https://www.theglobeandmail.com/investing/personal-finance/article-even-if-prices-fall-the-era-of-affordable-houses-in-canada-seems-to-be/
4. Commodity price - https://www.bloomberg.com/markets/commodities
5. Higher EV prices - https://www.wsj.com/articles/ev-batteries-the-next-victim-of-high-commodity-prices-11626950276
6. Restaurant prices - https://www.blogto.com/eat_drink/2021/07/toronto-restaurant-raising-prices-step-3/
7. Income taxes and innovation - https://financialpost.com/opinion/jack-m-mintz-to-kill-innovation-raise-personal-taxes
8. Tax and poverty - https://www150.statcan.gc.ca/n1/daily-quotidien/210323/dq210323a-eng.htm
9. Encampment - https://www.cbc.ca/news/canada/toronto/residents-moss-park-permanent-housing-brute-force-city-toronto-homelessness-1.6087106
10. Poverty - https://www.tamarackcommunity.ca/latest/updates-to-canadas-official-poverty-line-and-the-dimensions-of-poverty-hub
How to Advance the Circular Economy through Climate Mitigation Policies paul young cpa, cga
Blog – Growing the Circular Economy through better Climate Mitigation Policies
I support better policies that encourage both the private and public sectors to move their operation model to zero-waste. More work needs to be done on policies related to waste-to-energy (CCA) or abolishing carbon taxation or streamlining of regulations and taxes or tax credits for environmental work, i.e., tree plant or water management or other areas of the environment.
a) Zero-Waste – Canada’s forests - https://financialpost.com/globe-newswire/from-zero-waste-to-net-zero-canadas-forests-are-critical-to-a-cleaner-greener-future
b) Lack of plug-in stations - https://financialpost.com/commodities/energy/electric-vehicles/jackie-forrest-i-am-an-electric-vehicle-owner-this-one-barrier-is-holding-the-industry-back
c) Lithium - https://dialogochino.net/en/extractive-industries/argentina-future-of-lithium-sector/
d) CO2 shortages - https://edinburghsensors.com/news-and-events/co2-shortage-in-the-uk-set-to-disrupt-food-supplies/
e) Soaring energy costs - https://www.farminglife.com/country-and-farming/soaring-energy-prices-drive-up-input-costs-3404359?itm_source=parsely-api
f) Top risks - https://thestack.technology/axa-future-risks-report-cyber-risk-insurance/
g) Dairy farming - https://www.dairyglobal.net/Smart-farming/Articles/2021/10/Expert-views-Carbon-negative-or-neutral-dairy-farming-801393E/
h) Zero emission buses - https://fuelcellsworks.com/news/californias-get-bus-adds-5-more-zero-emission-hydrogen-fuel-cell-buses-from-nfi-subsidiary-new-flyer/
i) Silicon - https://www.pv-magazine.com/2021/10/04/silicon-metal-and-aluminum-industries-hit-by-china-power-shortages/
j) Recycling - https://mymodernmet.com/denmark-recycling-wind-turbine-blades-as-bike-garages/
k) Smart Grids - https://futureiot.tech/smart-grid-to-save-over-1000-terawatt-hours-in-energy-by-2026/
l) Key business Risks
This presentations looks at emissions. It is up the readers to ask questions of their leader on what will be done to meet the target, i.e. hiking carbon tax, phasing out oil and gas, etc.
Hydrogen is considered a likely way to decarbonize industries that are hard to electrify, such as heavy transport or machinery.
O’Regan said the clean-burning fuel could provide up to 30 per cent of Canada’s energy needs by 2050. He said it could be an industry worth $50 billion and could provide 350,000 jobs.
Source - https://www.canadianmanufacturing.com/manufacturing/federal-plan-is-to-increase-hydrogen-use-and-focus-on-regional-hubs-265260/
Production:
Today, 95% of hydrogen is produced either from wood or from fossil fuels, such as natural gas and oil. Three types of production process are currently in use:
• The most common hydrogen production process is natural gas reforming — sometimes called steam methane reforming because it uses high-temperature steam. When exposed to steam and heat , the carbon (C) atoms of methane (CH4) separate. After two successive reactions, they reform separately to produce hydrogen (H2) and carbon dioxide (carbon dioxide (co₂) ). This operation therefore requires natural gas.
• Another process is charcoal gasification1. Charcoal consists mainly of carbon and water. Burned in a reactor at a very high temperature of between 1,200 and 1,500 °C, the charcoal releases gas that separates and reforms to produce hydrogen (H2) and carbon monoxide (CO).
• Hydrogen can also be produced using electricity , through electrolysis of water. An electric current is used to split water (H2O) into oxygen (O2) and hydrogen (H2). This method is not as cost-effective as using fossil fuels. Hydrogen produced by steam methane reforming costs around €1.5 per kilogram at the plant gate (excluding distribution costs), triple the cost of natural gas. Hydrogen produced using electrolysis is currently around four times more expensive, even before the cost of the electricity required is factored in.
https://www.planete-energies.com/en/medias/close/hydrogen-production
Risks
1. In the atmosphere, ozone and water vapour react with sunlight to produce what are known as hydroxyl radicals. These powerful oxidants react with and help remove other chemicals released into the atmosphere via natural and human processes, such as burning fossil fuels. One of these chemicals is methane, a potent greenhouse gas.
2. Our understanding so far suggests that if a hydrogen economy replaced the fossil fuel-based energy system and had a leakage rate of 1%, its climate impact would be 0.6% of the fossil fuel system. But we need to better understand the hydrogen cycle, such as how land surfaces absorb hydrogen. In the meantime, we must try to minimise leakage of hydrogen in production, storage and use. Source https://theconversation.com/dont-rush-into-a-hydrogen-economy-until-we-know-all-the-risks-to-our-climate-140433
3. Repurposing infrastructure - https://www.siemens-energy.com/global/en/news/magazine/2020/repurposing-natural-gas-infrastructure-for-hydrogen.html
As concerned business leaders, NOW is the time for us to do everything we can to take action on climate by supporting Washington State’s Initiative 1631. This groundbreaking initiative will cut pollution; invest in clean energy infrastructure, healthy forests, and clean water; and create thousands of well-paying jobs across the state.
What is next for Agriculture Equipment and Food/Farming Sector?paul young cpa, cga
The world continues to face challenges due to supply chain disruption. More needs to be done by all levels of government to support food security.
1. Food Prices - https://financialpost.com/pmn/business-pmn/food-prices-may-sow-seeds-of-next-inflation-crisis-nomura-says
2. Food prices - https://geneticliteracyproject.org/2021/11/12/food-prices-have-increased-by-33-worldwide-and-costs-are-continuing-to-rise-how-can-we-boost-productivity-to-feed-a-growing-population/
3. Integration - https://india.mongabay.com/2021/11/integrated-farming-systems-emerge-as-possible-climate-adaptation-solution/
4. Taxes and Cash Flow - https://www.producer.com/opinion/excess-cash-can-be-tax-problem-for-farming-corporations/
5. Climate change - https://www.bloomberg.com/news/features/2021-11-10/farmers-battle-climate-change-food-crisis
6. Vertical farming - https://www.itv.com/news/wales/2021-11-11/what-is-vertical-farming-and-could-it-be-a-solution-to-tackling-climate-change
7. Farming - http://thegrower.org/node/3580
8. Innovation - https://www.macleans.ca/economy/how-blockchain-could-revolutionize-food-supply-chains-and-lower-your-grocery-bill/
9. Food production - https://ipolitics.ca/2021/11/03/canadas-food-production-limited-by-lack-of-labour-and-tech-report/
10. Innovation - https://foodsafedrains.com/blog/8-innovative-food-technology-trends-for-2021
Blog – Permits – Canada – Construction – June 2021
The total value of building permits rose 6.9% to $10.3 billion in June. Seven provinces contributed to the gain, led by Ontario, which jumped 22.7%. Construction intentions in the residential sector were up 9.1%, while the non-residential sector advanced 2.2%.
On a constant dollar basis (2012=100), building permits increased 5.2% to $7.2 billion.
Source - https://www150.statcan.gc.ca/n1/daily-quotidien/210804/dq210804a-eng.htm
1. Building Construction – Canada https://www.marketwatch.com/story/canada-building-permits-rose-6-9-in-june-271628080974
2. Training - https://www.contractormag.com/training/article/21170642/training-exemplified
3. Robots - https://constructionreviewonline.com/management/construction-industry-goes-robotic/
4. Better management of construction materials - https://www.forconstructionpros.com/construction-technology/news/21271661/purdue-construction-robots-can-match-building-materials-to-bim
5. Risk mitigation - https://riskandinsurance.com/these-are-the-top-five-technologies-starting-to-make-construction-safer/
6. Climate change - https://vermontbiz.com/news/2021/august/05/construction-association-launches-new-initiative-address-climate-change-pushing
7. Climate change - https://www.enr.com/articles/52210-agc-outlines-strategies-to-combat-climate-change-in-the-built-environment
8. Ramping up - https://www.rermag.com/news-analysis/headline-news/article/21171157/customers-in-all-segments-are-busy-and-optimistic-as-economy-ramps-up-united-rentals-flannery-says
9. Green building - https://www.bdcnetwork.com/green-building-saves-operating-costs-and-boosts-asset-value
10. Construction costs - https://www.bdcnetwork.com/encouraging-construction-cost-trends-are-emerging
I am about supporting the environment but it needs to be done in a way that protects the environment without destroying the economy.
1. Emerging markets - https://www.reuters.com/business/sustainable-business/emerging-markets-need-1-trln-year-get-net-zero-blackrock-2021-10-14/
2. Most polluted cities - https://smartairfilters.com/en/blog/25-most-polluted-cities-world-2021-rankings/
3. Critical metals - https://republicofmining.com/2021/11/10/greenland-bans-uranium-mining-blocking-vast-rare-earths-project-by-cecilia-jamasmie-mining-com-november-10-2021/#more-73788
4. Critical metals - https://republicofmining.com/2021/11/10/temiskaming-could-be-the-north-american-refining-hub-to-feed-the-electric-vehicle-market-by-ian-ross-northern-ontario-business-november-9-2021/
5. Lithium - https://www.nxtmine.com/news/articles/energy-critical-metals/tsx-orl-chile-opens-lithium-reserves-to-explorers-amid-rising-demand/
6. Electrical vehicle adoption - https://www.nxtmine.com/news/articles/energy-critical-metals/tsx-orl-chile-opens-lithium-reserves-to-explorers-amid-rising-demand/
7. Microgrids - https://www.forbes.com/sites/forbesbusinesscouncil/2021/11/11/can-microgrids-help-reduce-the-vulnerabilities-of-the-us-power-grid/?sh=5547243511e2
8. Electricity - https://news.yahoo.com/electricity-prices-squeeze-mainers-budgets-173000178.html
9. Water - https://water.org/our-impact/water-crisis/global-water-crisis/
10. Food - https://www.npr.org/2021/11/09/1054032209/rising-food-prices-have-resulted-in-both-food-insecurity-and-improvisation
Affordable Housing and Homelessness - Canada and the World paul young cpa, cga
Average house across Canada is now over 700K. Affordable housing continues be a top issue facing Canadians.
https://economics.bmo.com/en/publications/detail/0815533e-685e-45ac-a5ba-962dc92d5359/
1. Housing affordability – https://canada.constructconnect.com/dcn/news/projects/2021/11/no-magic-bullet-to-solve-canadas-housing-affordability-crisis-panel
2. Affordability - https://theconversation.com/why-building-more-homes-wont-solve-the-affordable-housing-problem-for-the-millions-of-people-who-need-it-most-171100
3. Income and housing - https://www.morganstanley.com/ideas/thoughts-on-the-market-us-housing
4. Heating costs - https://www.lewistownsentinel.com/opinion/editorials/2021/11/are-you-prepared-for-the-rising-cost-of-heating-your-home-this-winter/
5. Condo fees - https://toronto.ctvnews.ca/sudden-113-per-cent-spike-in-toronto-condo-fees-sparks-nasty-dispute-and-threats-1.5655442
6. Property tax - https://windsor.ctvnews.ca/city-of-windsor-tops-property-tax-list-1.5668657
7. Housing - https://www.canadianrealestatemagazine.ca/expert-advice/canadian-average-home-prices-by-city-compared-334894.aspx
8. 3D printing - https://www.woodworkingnetwork.com/closets/housing-market-boosted-3d-printing
9. Future Cities
10. Hamilton - https://globalnews.ca/news/8335432/hamilton-least-affordable-housing-q2-2021/
How to Advance the Circular Economy through Climate Mitigation Policies paul young cpa, cga
Blog – Growing the Circular Economy through better Climate Mitigation Policies
I support better policies that encourage both the private and public sectors to move their operation model to zero-waste. More work needs to be done on policies related to waste-to-energy (CCA) or abolishing carbon taxation or streamlining of regulations and taxes or tax credits for environmental work, i.e., tree plant or water management or other areas of the environment.
a) Zero-Waste – Canada’s forests - https://financialpost.com/globe-newswire/from-zero-waste-to-net-zero-canadas-forests-are-critical-to-a-cleaner-greener-future
b) Lack of plug-in stations - https://financialpost.com/commodities/energy/electric-vehicles/jackie-forrest-i-am-an-electric-vehicle-owner-this-one-barrier-is-holding-the-industry-back
c) Lithium - https://dialogochino.net/en/extractive-industries/argentina-future-of-lithium-sector/
d) CO2 shortages - https://edinburghsensors.com/news-and-events/co2-shortage-in-the-uk-set-to-disrupt-food-supplies/
e) Soaring energy costs - https://www.farminglife.com/country-and-farming/soaring-energy-prices-drive-up-input-costs-3404359?itm_source=parsely-api
f) Top risks - https://thestack.technology/axa-future-risks-report-cyber-risk-insurance/
g) Dairy farming - https://www.dairyglobal.net/Smart-farming/Articles/2021/10/Expert-views-Carbon-negative-or-neutral-dairy-farming-801393E/
h) Zero emission buses - https://fuelcellsworks.com/news/californias-get-bus-adds-5-more-zero-emission-hydrogen-fuel-cell-buses-from-nfi-subsidiary-new-flyer/
i) Silicon - https://www.pv-magazine.com/2021/10/04/silicon-metal-and-aluminum-industries-hit-by-china-power-shortages/
j) Recycling - https://mymodernmet.com/denmark-recycling-wind-turbine-blades-as-bike-garages/
k) Smart Grids - https://futureiot.tech/smart-grid-to-save-over-1000-terawatt-hours-in-energy-by-2026/
l) Key business Risks
This presentations looks at emissions. It is up the readers to ask questions of their leader on what will be done to meet the target, i.e. hiking carbon tax, phasing out oil and gas, etc.
Hydrogen is considered a likely way to decarbonize industries that are hard to electrify, such as heavy transport or machinery.
O’Regan said the clean-burning fuel could provide up to 30 per cent of Canada’s energy needs by 2050. He said it could be an industry worth $50 billion and could provide 350,000 jobs.
Source - https://www.canadianmanufacturing.com/manufacturing/federal-plan-is-to-increase-hydrogen-use-and-focus-on-regional-hubs-265260/
Production:
Today, 95% of hydrogen is produced either from wood or from fossil fuels, such as natural gas and oil. Three types of production process are currently in use:
• The most common hydrogen production process is natural gas reforming — sometimes called steam methane reforming because it uses high-temperature steam. When exposed to steam and heat , the carbon (C) atoms of methane (CH4) separate. After two successive reactions, they reform separately to produce hydrogen (H2) and carbon dioxide (carbon dioxide (co₂) ). This operation therefore requires natural gas.
• Another process is charcoal gasification1. Charcoal consists mainly of carbon and water. Burned in a reactor at a very high temperature of between 1,200 and 1,500 °C, the charcoal releases gas that separates and reforms to produce hydrogen (H2) and carbon monoxide (CO).
• Hydrogen can also be produced using electricity , through electrolysis of water. An electric current is used to split water (H2O) into oxygen (O2) and hydrogen (H2). This method is not as cost-effective as using fossil fuels. Hydrogen produced by steam methane reforming costs around €1.5 per kilogram at the plant gate (excluding distribution costs), triple the cost of natural gas. Hydrogen produced using electrolysis is currently around four times more expensive, even before the cost of the electricity required is factored in.
https://www.planete-energies.com/en/medias/close/hydrogen-production
Risks
1. In the atmosphere, ozone and water vapour react with sunlight to produce what are known as hydroxyl radicals. These powerful oxidants react with and help remove other chemicals released into the atmosphere via natural and human processes, such as burning fossil fuels. One of these chemicals is methane, a potent greenhouse gas.
2. Our understanding so far suggests that if a hydrogen economy replaced the fossil fuel-based energy system and had a leakage rate of 1%, its climate impact would be 0.6% of the fossil fuel system. But we need to better understand the hydrogen cycle, such as how land surfaces absorb hydrogen. In the meantime, we must try to minimise leakage of hydrogen in production, storage and use. Source https://theconversation.com/dont-rush-into-a-hydrogen-economy-until-we-know-all-the-risks-to-our-climate-140433
3. Repurposing infrastructure - https://www.siemens-energy.com/global/en/news/magazine/2020/repurposing-natural-gas-infrastructure-for-hydrogen.html
As concerned business leaders, NOW is the time for us to do everything we can to take action on climate by supporting Washington State’s Initiative 1631. This groundbreaking initiative will cut pollution; invest in clean energy infrastructure, healthy forests, and clean water; and create thousands of well-paying jobs across the state.
What is next for Agriculture Equipment and Food/Farming Sector?paul young cpa, cga
The world continues to face challenges due to supply chain disruption. More needs to be done by all levels of government to support food security.
1. Food Prices - https://financialpost.com/pmn/business-pmn/food-prices-may-sow-seeds-of-next-inflation-crisis-nomura-says
2. Food prices - https://geneticliteracyproject.org/2021/11/12/food-prices-have-increased-by-33-worldwide-and-costs-are-continuing-to-rise-how-can-we-boost-productivity-to-feed-a-growing-population/
3. Integration - https://india.mongabay.com/2021/11/integrated-farming-systems-emerge-as-possible-climate-adaptation-solution/
4. Taxes and Cash Flow - https://www.producer.com/opinion/excess-cash-can-be-tax-problem-for-farming-corporations/
5. Climate change - https://www.bloomberg.com/news/features/2021-11-10/farmers-battle-climate-change-food-crisis
6. Vertical farming - https://www.itv.com/news/wales/2021-11-11/what-is-vertical-farming-and-could-it-be-a-solution-to-tackling-climate-change
7. Farming - http://thegrower.org/node/3580
8. Innovation - https://www.macleans.ca/economy/how-blockchain-could-revolutionize-food-supply-chains-and-lower-your-grocery-bill/
9. Food production - https://ipolitics.ca/2021/11/03/canadas-food-production-limited-by-lack-of-labour-and-tech-report/
10. Innovation - https://foodsafedrains.com/blog/8-innovative-food-technology-trends-for-2021
Blog – Permits – Canada – Construction – June 2021
The total value of building permits rose 6.9% to $10.3 billion in June. Seven provinces contributed to the gain, led by Ontario, which jumped 22.7%. Construction intentions in the residential sector were up 9.1%, while the non-residential sector advanced 2.2%.
On a constant dollar basis (2012=100), building permits increased 5.2% to $7.2 billion.
Source - https://www150.statcan.gc.ca/n1/daily-quotidien/210804/dq210804a-eng.htm
1. Building Construction – Canada https://www.marketwatch.com/story/canada-building-permits-rose-6-9-in-june-271628080974
2. Training - https://www.contractormag.com/training/article/21170642/training-exemplified
3. Robots - https://constructionreviewonline.com/management/construction-industry-goes-robotic/
4. Better management of construction materials - https://www.forconstructionpros.com/construction-technology/news/21271661/purdue-construction-robots-can-match-building-materials-to-bim
5. Risk mitigation - https://riskandinsurance.com/these-are-the-top-five-technologies-starting-to-make-construction-safer/
6. Climate change - https://vermontbiz.com/news/2021/august/05/construction-association-launches-new-initiative-address-climate-change-pushing
7. Climate change - https://www.enr.com/articles/52210-agc-outlines-strategies-to-combat-climate-change-in-the-built-environment
8. Ramping up - https://www.rermag.com/news-analysis/headline-news/article/21171157/customers-in-all-segments-are-busy-and-optimistic-as-economy-ramps-up-united-rentals-flannery-says
9. Green building - https://www.bdcnetwork.com/green-building-saves-operating-costs-and-boosts-asset-value
10. Construction costs - https://www.bdcnetwork.com/encouraging-construction-cost-trends-are-emerging
I am about supporting the environment but it needs to be done in a way that protects the environment without destroying the economy.
1. Emerging markets - https://www.reuters.com/business/sustainable-business/emerging-markets-need-1-trln-year-get-net-zero-blackrock-2021-10-14/
2. Most polluted cities - https://smartairfilters.com/en/blog/25-most-polluted-cities-world-2021-rankings/
3. Critical metals - https://republicofmining.com/2021/11/10/greenland-bans-uranium-mining-blocking-vast-rare-earths-project-by-cecilia-jamasmie-mining-com-november-10-2021/#more-73788
4. Critical metals - https://republicofmining.com/2021/11/10/temiskaming-could-be-the-north-american-refining-hub-to-feed-the-electric-vehicle-market-by-ian-ross-northern-ontario-business-november-9-2021/
5. Lithium - https://www.nxtmine.com/news/articles/energy-critical-metals/tsx-orl-chile-opens-lithium-reserves-to-explorers-amid-rising-demand/
6. Electrical vehicle adoption - https://www.nxtmine.com/news/articles/energy-critical-metals/tsx-orl-chile-opens-lithium-reserves-to-explorers-amid-rising-demand/
7. Microgrids - https://www.forbes.com/sites/forbesbusinesscouncil/2021/11/11/can-microgrids-help-reduce-the-vulnerabilities-of-the-us-power-grid/?sh=5547243511e2
8. Electricity - https://news.yahoo.com/electricity-prices-squeeze-mainers-budgets-173000178.html
9. Water - https://water.org/our-impact/water-crisis/global-water-crisis/
10. Food - https://www.npr.org/2021/11/09/1054032209/rising-food-prices-have-resulted-in-both-food-insecurity-and-improvisation
Affordable Housing and Homelessness - Canada and the World paul young cpa, cga
Average house across Canada is now over 700K. Affordable housing continues be a top issue facing Canadians.
https://economics.bmo.com/en/publications/detail/0815533e-685e-45ac-a5ba-962dc92d5359/
1. Housing affordability – https://canada.constructconnect.com/dcn/news/projects/2021/11/no-magic-bullet-to-solve-canadas-housing-affordability-crisis-panel
2. Affordability - https://theconversation.com/why-building-more-homes-wont-solve-the-affordable-housing-problem-for-the-millions-of-people-who-need-it-most-171100
3. Income and housing - https://www.morganstanley.com/ideas/thoughts-on-the-market-us-housing
4. Heating costs - https://www.lewistownsentinel.com/opinion/editorials/2021/11/are-you-prepared-for-the-rising-cost-of-heating-your-home-this-winter/
5. Condo fees - https://toronto.ctvnews.ca/sudden-113-per-cent-spike-in-toronto-condo-fees-sparks-nasty-dispute-and-threats-1.5655442
6. Property tax - https://windsor.ctvnews.ca/city-of-windsor-tops-property-tax-list-1.5668657
7. Housing - https://www.canadianrealestatemagazine.ca/expert-advice/canadian-average-home-prices-by-city-compared-334894.aspx
8. 3D printing - https://www.woodworkingnetwork.com/closets/housing-market-boosted-3d-printing
9. Future Cities
10. Hamilton - https://globalnews.ca/news/8335432/hamilton-least-affordable-housing-q2-2021/
Canada needs to stay competitive as part of attracting foreign capital as part supporting advance manufacturing, resource development, food process, aerospace, automotive, etc. This presentation looks at different factors that drive business costs for various business.
NDP is party tied back to unions. NDP belief is that government should take care of you from cradle to grave. The problem is that NDP believes that taxing private sector more is the way to better support wealth distribution. NDP never grasps the reality that competing for investment means Canada and its' provinces need to have competitive policies with other countries around the world.
Here is look at Canada competitive position with countries around the globe. Attracting FDI is key area for countries as such costs and productivity come into play when businesses are looking at making business investments.
This presentation has been updated to reflect changes in government policies as it relates to carbon taxation, emissions, economic impact as well as other government policies that relate to Clean Technology
This presentation discusses air quality. Too much doom and gloom is spread about air pollution and not enough is said on actions done by countries like Canada and USA for the past 25+ years to improve air quality in their various countries
Carbon tax/price does not reduce emissions - https://drinkingwateradvisor.com/2018/04/11/a-carbon-tax-has-a-proven-track-record-it-does-not-achieve-the-promised-results/
Carbon Tax are not revenue neutral - https://www.taxpayer.com/commentaries/bc-carbon-tax-not-revenue-neutral-anymore-27652
Carbon Tax and GDP - https://ipolitics.ca/2018/04/23/pbo-says-carbon-tax-will-knock-10-billion-off-gdp-by-2022/
Gore, Suzuki as well as others blame climate change on man-made issues as way to push their own agenda. The fact is climate always changes. If you do not need to take my word, but you should listen to skeptics. These same skeptics are not funded by government - https://www.youtube.com/watch?v=T9eQNZu9Sog
This presentation discusses air quality. Too much doom and gloom is spread about air pollution and not enough is said on actions done by countries like Canada and USA for the past 25+ years to improve air quality in their various countries
Carbon tax/price does not reduce emissions - https://drinkingwateradvisor.com/2018/04/11/a-carbon-tax-has-a-proven-track-record-it-does-not-achieve-the-promised-results/
Carbon Tax are not revenue neutral - https://www.taxpayer.com/commentaries/bc-carbon-tax-not-revenue-neutral-anymore-27652
Carbon Tax and GDP - https://ipolitics.ca/2018/04/23/pbo-says-carbon-tax-will-knock-10-billion-off-gdp-by-2022/
Gore, Suzuki as well as others blame climate change on man-made issues as way to push their own agenda. The fact is climate always changes. If you do not need to take my word, but you should listen to skeptics. These same skeptics are not funded by government - https://www.youtube.com/watch?v=T9eQNZu9Sog
Bottom Line: A variety of special factors landed on an already tough base effect to produce the highest reading on Canadian inflation in almost two decades in July. It is important to note that even with the gaudy headline readings, the two-year pace—which removes base effects—is still running close to 2% on most major measures. And, we remain comfortable with our forecasts on CPI for this year and next; we had been calling for an average rate of 3% this year and just a snick below in 2022 (2.9% to be precise). Having said all that, it is always notable when the surprises all land on one side of the ledger—the high side—and that has been the case for most the year in North American price readings. Risks remain to the high side on inflation until further notice.
Source – BMO - https://economics.bmo.com/en/publications/detail/bf88c408-2bca-4efa-b4ea-05fc1cc6d2af/
1. Gasoline Prices / Canada - https://globalnews.ca/news/8101013/covid-19-delta-variant-gas-prices-canada/
2. Housing costs - https://www.theglobeandmail.com/business/article-canadas-inflation-rate-jumps-to-37-in-july-on-rising-housing-costs/
3. Housing - https://financialpost.com/executive/posthaste-its-not-just-demand-growth-in-housing-supply-may-have-also-peaked-in-canada-after-a-burst-of-activity
4. Food - https://toronto.citynews.ca/2021/08/18/canadians-groceries-food-costs/
5. Middle class income barely grew in 2019 - https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid=1110001201
6. Wealth tax - https://torontosun.com/opinion/columnists/goldstein-make-the-rich-pay-new-reports-show-in-canada-we-already-do
7. Canadian dollar - https://financialpost.com/executive/executive-summary/posthaste-get-ready-for-a-76-cent-loonie-canadian-dollars-virtuous-circle-is-about-to-go-into-reverse-says-bofa
8. Inequality https://globalnews.ca/news/8096250/covid-inequities-ethnocultural-communities-study/
9. Housing prices - https://www.bnnbloomberg.ca/real-estate/video/canada-s-housing-prices-aren-t-stacking-up-their-weight-in-gold-goldmoney~1365255
10. Middle class - https://www.resourceworks.com/just-transitions
Canada – GDP - election 2015 promise - Increase GDP growthpaul young cpa, cga
During the 2015 election campaign one of the main planks was the Liberals insisted they had a plan to increase Canada's GDP. The plan was to provide stimulus injection into the economy as part of supporting private sector expansion. The problem is the liberals keynesian economics approach has failed to stimulate the economy as growth rates for the past two years are on par with the past 15+ years.
Global Emissions and What can be done to reduced CO2 Emissionspaul young cpa, cga
This presentation looks at many aspects of the environment including how countries can craft policies that brings better balance between environment and economic growth.
Do we need a price on pollution - Climate Change - October 2017paul young cpa, cga
The environment is key area for countries around the world. The issue is has been both balance with environmental and economic policies and corruption. Money in many cases from the UN has done little to help the poor countries in terms of water and land management.
Global Housing Market Analysis and Commentary- September 2023.pptxpaul young cpa, cga
Summary:
Homebuilders are walking a fine line when it comes to new projects as high mortgage rates curb demand.
New residential construction, including single-family homes and multifamily, dropped 11.3% month over month in August to 1.283 million units on a seasonally adjusted basis, according to Census Bureau data released Tuesday. That's down 14.8% compared with a year ago and well below the 1.44 million units economists surveyed by Bloomberg projected.
But authorized residential permits — an indicator of potential future activity — rose 6.9% to 1.543 million permits in August from July. That was still down 2.7% from last August. Single-family permits, though, were up 2% from July to 949,000. Multifamily permits came in at 535,000.
The data reflects two opposing forces builders are trying to balance: the ongoing need for new construction to fill in limited inventory and elevated mortgage rates that are hurting their biggest customer right now, the first-time homebuyer.
"High mortgage rates are clearly taking a toll on builder confidence and consumer demand, as a growing number of buyers are electing to defer a home purchase until long-term rates move lower," Robert Dietz, chief economist of the National Association of Home Builders, said Monday in a press release after builder confidence dropped for the second straight month.
Source: https://ca.finance.yahoo.com/news/homebuilders-face-a-tough-balancing-act-on-new-construction-amid-high-mortgage-rates-130744368.html
Blog – What is next for the Mining Sector – September 2023
The mining sector provides critical material that support solar, wind, and lithium-ion batteries as part of the green transition. https://www.iea.org/news/critical-minerals-market-sees-unprecedented-growth-as-clean-energy-demand-drives-strong-increase-in-investment
The mining sector products play a key role with the global GDP - https://www.yicaiglobal.com/news/global-mining-industry-value-was-69-of-world-gdp-last-year-china-says
Mining practices need to be sustainable including following all ESG policies - https://www.linkedin.com/advice/1/how-can-you-monitor-sustainable-mining-practices
Other links and sources –
Lithium Supply and Price - https://zbr.com.mx/en/sin-categoria-es/lithium-prices-fall-44-in-china-due-to-lack-of-demand/138168/
Cobalt - https://www.linkedin.com/posts/mahmut-karada%C5%9F-a2b7a5151_china-exportrestrictions-gallium-activity-7082603182589157376-Zrty/?trk=public_profile_like_view
Nickel https://www.eureporter.co/business/2023/09/15/stanislav-kondrashov-from-telf-ag-nickel-prices-outlook-remains-positive/
Iron-ore - https://www.brecorder.com/news/40263584/sgx-iron-ore-set-for-best-week-in-3-months
TD Bank / Metals - https://www.tdsecurities.com/ca/en/setting-the-stage-for-gold-outlook
Biodiversity / Mining - https://worldcrunch.com/green/lithium-green-energy-argentina-indigenous
ESG - https://iriscarbon.com/the-added-value-of-integrated-esg-reporting-a-threefold-framework/
Blog – Manufacturing Shipments and Orders – The United States – August 2023
Summary:
New orders for manufacturing technology in the United States totaled $353.9 million in July 2023, as per the latest report by AMT – The Association For Manufacturing Technology. This figure marked a 12.4% decline from June 2023 but remained only 10.5% lower than July 2022. Year-to-date orders amounted to $2.83 billion, reflecting a 12.7% decrease compared to the same period the previous year.
Douglas K. Woods, President of AMT, noted that July is typically a slower month for manufacturing technology orders, so a slight drop was expected. However, he pointed out a notable trend: over the last two months, the year-to-date order gap has narrowed during historically slow periods. While job shops have seen decreased orders, other industries that benefited from reshoring or government investments have helped fill the gap.
Among specific sectors, job shops, the largest customer segment, placed their lowest total monthly orders since August 2020. In contrast, metal valve manufacturers recorded their third-highest monthly order value on record, last seen in September 2018, making up nearly 5% of the total manufacturing technology order value for July 2023. Manufacturers of motor vehicle transmissions continued to order machinery at an elevated pace. However, the aerospace industry continued to order below its early 2022 peaks, with hopes that recent projects like the federal government's $1.5 billion investment in communications satellites might reverse this trend.
Source: https://www.sme.org/technologies/articles/2023/september/u.s.-manufacturing-technology-orders-dip-in-july-but-show-resilience-amid-economic-uncertainty
Stock Market Analysis and Commentary for WE September 15 2023.pptxpaul young cpa, cga
Blog – Analysis and Commentary – Stock Market – WE September 15 2023
Summary:
Stocks fell Friday as investors wrap up a volatile week ahead of the Federal Reserve's policy meeting.
The Dow Jones Industrials tumbled 288.87 points to close out Friday and the week at 34,618.24. At its lows, it completely wiped out Thursday's 332-point rally.
The S&P 500 index sank 54.78 points, or 1.2%, to 4,450.32.
The NASDAQ index plunged 217.72 points, or 1.6%, to 13,708.33.
The Dow held onto a winning week. The S&P 500 and NASDAQ both closed out the week with losses.
Information technology was the worst-performing sector in the S&P 500, down nearly 2%. Adobe shares fell more than 4% even after the software firm posted better-than-expected quarterly results. Shares of Arm Holdings were lower one day after its successful public debut.
Auto stocks General Motors and Stellantis N.V. were higher Friday, while Ford Motor was about flat. Thousands of members of the United Auto Workers went on strike after failing to reach a deal with the automakers Thursday night.
Elsewhere, Lennar shares slid 3%. The home construction firm posted third-quarter results that beat on the top and bottom lines.
On the economic front, the University of Michigan's consumer sentiment survey showed one-year inflation expectations dropped to 3.1% in
September, tied for the lowest since January 2021. Also, the five-year outlook fell to 2.7%, matching its lowest since December 2020.
Electricity Analysis - Canada and the OECD - June 2023.pptxpaul young cpa, cga
Summary:
Over three-quarters of the world’s total coal-generated electricity is consumed in just three countries. China is the top user of coal, making up 53.3% of global coal demand, followed by India at 13.6%, and the U.S. at 8.9%.
Burning coal—for electricity, as well as metallurgy and cement production—is the world’s single largest source of CO2 emissions. Nevertheless, its use in electricity generation has actually grown 91.2% since 1997, the year when the first global climate agreement was signed in Kyoto, Japan.
However, even as non-renewables enjoy their time in the sun, their days could be numbered.
In 2022, renewables, such as wind, solar, and geothermal, represented 14.4% of total electricity generation with an extraordinary annual growth rate of 14.7%, driven by big gains in solar and wind. Non-renewables, by contrast, only managed an anemic 0.4%.
The authors of the Statistical Review do not include hydroelectric in their renewable calculations, even though many others, including the International Energy Agency, consider it a “well-established renewable power technology.”
With hydroelectric moved into the renewable column, together they accounted for over 29.3% of all electricity generated in 2022, with an annual growth rate of 7.4%.
Source - https://energynow.ca/2023/09/infographic-what-electricity-sources-power-the-world-see-them-here-visual-capitalist/
Stock Market Analysis and Commentary for WE September 9 2023.pptxpaul young cpa, cga
What did the markets tell us this week?
1. Housing supply and costs continue to plague countries around the world.
2. Gasoline prices are on the rise that puts pressure on central banks ability to hit their core inflation targets.
3. ESG adoption by both the private and public sector is leading to both funding concerns and the overall cost of implementing ESG policies.
4. Adopting technology as part of increasing food production is facing both capital and operational funding concerns.
5. Strike at LNG facility in Australia is leading to concerns around a supply chain disruption of natural gas for EMEA and Asia.
6. The threat of China dumping batteries into markets - https://www.ft.com/content/b6038e51-7b5b-4f97-a5da-9202e71562fc
7. Adoption of generative AI has been facing many challenges related to security, privacy, and ethical issues.
8. Lack of biodiversity planning as part of the overall climate mitigation including sustainable mining, forestry, oil, gas, agriculture, and housing
9. Geopolitical issues continue to impact supply chain.
10. The concerns of recession continue to plague both the private and public sector.
11. Productivity issues continue to plague governments around the world.
Global (Mining Oil and Gas Forestry and Agriculture) Analysis and Commentary ...paul young cpa, cga
The mining, oil, gas, agriculture, forestry, and mining continue to face environmental, social, and governance policy review including reporting of key metrics as part of ESG reporting cycle.
There is more focus on profitability and investment returns as part of the integrated planning and reporting cycle.
Summary:
The global economy faces what at least one forecaster is calling a mild trade recession as shipments from China slump and German factories downshift.
China’s export declines extended into August, though there were signs that the worst of a world trade slowdown may be over for the leading exporter.
Overseas shipments from China fell 8.8% in dollar terms from a year earlier while imports contracted 7.3%, both better than economists’ estimates and significantly less severe than July’s downturn.
Other data have suggested trade may be stabilizing after weakening for most of this year. Exports from South Korea also declined at a more moderate pace in August than the previous month.
Source: https://www.bloomberg.com/news/newsletters/2023-09-07/supply-chain-latest-world-trade-faces-a-shallow-recession?srnd=economics-v2
Additional sources and links:
Lithium - https://source.benchmarkminerals.com/article/falling-lithium-prices-challenge-potential-cost-advantages-of-sodium-batteries
Oil Production - https://www.cnn.com/2023/09/06/business/oil-price-goldman-sachs/index.html
Natural gas - https://www.fxstreet.com/news/natural-gas-holds-up-as-markets-in-limbo-over-strikes-202309070956
Lumber - https://www.fastmarkets.com/insights/sawmill-capacity-closures-reshape-us-lumber-supply
Critical metals - https://www.wasterecyclingmag.ca/feature/how-recycling-could-solve-the-shortage-of-minerals-essential-to-clean-energy/
Agriculture - https://www.morningagclips.com/economists-forecast-positive-end-of-year-crop-outlook-despite-warmer-midwestern-climate/
ESG - https://www.skadden.com/insights/publications/2023/09/the-informed-board/the-eus-new-esg-disclosure-rules
Ports - https://www.marketscreener.com/quote/stock/HAPAG-LLOYD-AG-24857717/news/Hapag-Lloyd-chief-warns-of-rougher-seas-ahead-for-container-shipping-44789017/
Top destination for reshoring - https://www.thenationalnews.com/business/economy/2023/08/29/uae-in-top-10-most-powerful-passports-for-investment-opportunity/
Global Trade - https://phys.org/news/2023-09-opinion-broke-global-climate-finish.html
What is next for the Forestry Sector and Lumber Production - September 2023.pptxpaul young cpa, cga
Lumber production in Canada continues to face many hurdles
Canada forest management practices are some of the bests in the world
Canada planted over 440M in seedlings back in 2018. It is now 2022 which means close 2M seedlings have been planted.
All levels need to put more focus on urban and rural planning solutions
More work including spending on wildfire and forest fire mitigation
Canada and USA need to find a path forward to resolve the softwood lumber dispute
There needs to a better balanced between climate change policies and growing the economy in a sustainable way
3D printing for housing needs to become mainstream
More protection needs to happen with key ecosystems like wetlands, forest, and peatlands.
There is a risk of debt default if interest rates are hike over the next few months
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
what is the best method to sell pi coins in 2024DOT TECH
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What website can I sell pi coins securely.DOT TECH
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Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
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Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
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how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
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how can I sell my pi coins for cash in a pi APPDOT TECH
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#pi coins
#money
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
2. PAUL YOUNG - BIO
• CPA, CGA
• Financial Solutions
• SME – Risk Management
• SME – Emerging Technology
• SME – Business Process Change
• SME – Close, Consolidate and Reporting
• SME – Public Policy
• SME – Financial Solutions
• SME – Supply Chain Management
Contact information:
Paul_Young_CGA@Hotmail.com
3. AGENDA
• Average power generation by source
• OECD Average Power by Source –vs- Canada Average Power by Source
• Climate Change / McKenna and Coal
• Role of Coal / Power Generation
• Carbon Tax
• Climate Change
• Blog – Emissions – Canada
4. POWER GENERATION BY SOURCE
Source - http://www.iea.org/media/statistics/surveys/electricity/mes.pdf
5. POWER GENERATION BY SOURCE
Source - http://www.iea.org/media/statistics/surveys/electricity/mes.pdf
OECD Power Generation by Source
Canada Power Generation by Source
7. COAL POWER GENERATION
Source - https://www.treehugger.com/clean-technology/what-are-the-top-10-coal-burning-countries-on-the-planet-whos-1.html or http://www.ucsusa.org/global_warming/science_and_impacts/science/each-
countrys-share-of-co2.html#.WhFqTmhSxPY http://www.timescolonist.com/by-the-numbers-coal-fired-electricity-generation-in-canada-and-elsewhere-1.23096736
Country Power Generation Environmental Ranking Emissions per capita
ranking
China 2,829,515 #109 #1
USA 1,121,714 #26 #2
India 637,522 #141 #4
Germany 269,892 #30 #6
Russia 269,684 #32 #3
Japan 203,979 #39 #5
South Africa 193,654 #81 #14
Australia 160,515 #13 #17
Poland 149,333 #38 #20
South Korea 112,843 #80 #8
Canada 13,663 #25 #9
8. CARBON TAX AND EMISSIONS
Source - http://www.cbc.ca/news/world/australia-s-carbon-tax-repealed-after-2-years-1.2709642
9. CLIMATE CHANGE / MANMADE
Climate Scientists Laugh at Global Warming Hysteria
10. BLOG – EMISSIONS / CANADA
• Blog – Environment – Canada
• In 2014 is when Canada was ranked 24th in the world when it came to sustainability including the environment. The
Liberals took office in 2015 as such the ranking for Canada is now 25 when it comes to sustainability. So, where are
all these improvements to the environment? There are none! All the LPC did was keep the same policies with one
exception that is imposing a carbon tax on all provinces. Yet carbon taxes have been a failure. Australia yanked the
carbon tax as they were too punitive to the economy and did nothing for global emissions -
http://www.cbc.ca/news/world/australia-s-carbon-tax-repealed-after-2-years-1.2709642
• Additional Sources - https://www.slideshare.net/paulyoungcga/environmental-ranking-sustainability-index-canada-
and-world-november-2017 or https://www.slideshare.net/paulyoungcga/global-emissions-co2-november-2017
11. BLOG – EMISSIONS / CANADA
• Blog – Environment – Canada
• In 2014 is when Canada was ranked 24th in the world when it came to sustainability including the environment. The
Liberals took office in 2015 as such the ranking for Canada is now 25 when it comes to sustainability. So, where are
all these improvements to the environment? There are none! All the LPC did was keep the same policies with one
exception that is imposing a carbon tax on all provinces. Yet carbon taxes have been a failure. Australia yanked the
carbon tax as they were too punitive to the economy and did nothing for global emissions -
http://www.cbc.ca/news/world/australia-s-carbon-tax-repealed-after-2-years-1.2709642
• Additional Sources - https://www.slideshare.net/paulyoungcga/environmental-ranking-sustainability-index-canada-
and-world-november-2017 or https://www.slideshare.net/paulyoungcga/global-emissions-co2-november-2017
12. LPC – ENVIRONMENT AND THE ECONOMY
• We are faced with many dilemmas when it comes to government policies. We elect politicians based on their campaign
promises. In many cases politicians fail to deliver on their promise. The Liberals for example keep telling people that
economy and environment go and hand together “No country was better positioned to take advantage of those new
opportunities in the global economy than Canada. No country in the world had stronger assets and weaker leadership.
No government got it more wrong than Harper’s. A Liberal government will make it right.
• Today, I’m here to announce our plan for real change for our environment, our economy, and our future. We need to
take real action on climate change.
• Source - http://www.torontosun.com/2017/09/06/im-so-done-with-liberal-climate-nonsense or
https://www.liberal.ca/realchange/real-change-a-new-plan-for-canadas-environment-and-economy/
• Since 2015 when the Liberals took office the exports have been driven by energy, metals and transportation equipment
- https://www.slideshare.net/paulyoungcga/merchandise-trade-canada-july-2017 (See slide 7). So, if Liberals think that
we can go carbon free in a few years then they live in a fantasy world. The reality is that clean technology companies
have yet to show a profit - http://www.bnn.ca/awash-in-red-ink-canadian-clean-tech-struggling-despite-ottawa-s-green-
goals-1.729679. Yet the government is moving forward with more moneys for SDTC fund.
https://www.sdtc.ca/en/media-release/investments-made-ontario-will-lead-cutting-edge-environmentally-friendly-
technologies. Money for these funds comes from taxpayers like natural resource base corporation.