This document provides recommendations for land trusts regarding stewardship, enforcement, and legal defense of conservation easements. It discusses best practices for developing policies and procedures to handle violations of conservation easements. Key points include maintaining positive relationships with landowners, clearly written easement documents, developing a violation resolution process, and having funds available for legal defense if needed. While litigation should be a last resort, land trusts must be prepared to enforce easements in court to uphold their purpose. External factors like increasing land values can also influence the risk of an easement being challenged.
This document from the Mortgage Bankers Association discusses the high costs that lenders and investors face due to foreclosures. It finds that foreclosure is a lengthy and expensive process that usually results in significant losses for lenders of over $50,000 per foreclosed home. The costs include lost principal and interest, carrying costs of the property like taxes and insurance, legal and administrative fees, and the losses upon selling the repossessed property as a real estate owned (REO) property. While mortgage insurance can help recover some costs, it does not cover all costs such as repairs, commissions, and losses upon selling the REO property.
Measuring the Impacts of the National Flood Insurance ProgramJames Howard
This document summarizes a presentation on measuring the impacts of the National Flood Insurance Program through benefit-cost analysis. It discusses how the analysis estimates social costs and benefits of flood insurance payouts and flood mitigation projects using county-level data from FEMA. Preliminary results found $16.7 billion in net benefits from the program from 1996-2009, though more sensitivity analysis is needed and the results should not be used for policymaking. Future work could incorporate different valuation methods and social weighting.
The document provides guidance on fund development for charitable organizations. It discusses the importance of having a clear mission and vision, understanding costs, and viewing fundraising from the donor's perspective. Effective fundraising communicates how the organization will fulfill its mission and meet community needs. It also stresses the importance of building relationships with donors and maintaining contact through stewardship.
This document provides recommendations to Foothills Land Trust (FLT) on establishing policies and procedures for stewardship, enforcement, and legal defense costs related to conservation easements. It recommends that FLT: 1) maintain healthy landowner relations, clearly document easement details, and establish a violation policy to reduce risks; 2) use a stewardship calculator to determine annual monitoring and relationship building costs; and 3) consider a communal legal defense approach through resources like a learning center and insurance to help address potential violations or challenges. Implementing best practices for stewardship, documentation, and policies can help reduce risks over time.
From About.me to Zillow.com - the Long Tail of Social Media #socialatozDave Tinker, CFRE
Presentation by Lisa Chmiola, CFRE and Dave Tinker, CFRE at the 51st Annual AFP International Conference on Fundraising in San Antonio, TX, on March 25, 2014. on the longtail applications of social media for fundraising and nonprofits.
It includes Asian, North American and Russian social media tools and examples of how each are used by npos and npos to engage constituents.
IFTTT is a service that allows users to create connections between different web services and apps without coding. Users can create "Recipes" that trigger an action when a specific event occurs by selecting from available "Channels". For example, a user could create a Recipe that logs their entry and exit times from their office to a Google Spreadsheet automatically whenever they enter or exit a designated area. Recipes can be organized into "Collections" for specific purposes like automated timesheets.
IFTTT is a service that connects different web applications together through simple conditional statements called Recipes. Recipes are made up of a Trigger, such as being tagged in a Facebook photo, and an Action, like sending a text message. Channels represent different applications that can be used as Triggers or Actions. Users create personal Recipes to automatically perform Actions in response to Triggers across various Channels like Facebook, Dropbox, and more. The document then provides step-by-step instructions for creating an example Recipe on IFTTT that triggers the creation of a Google Drive document whenever a tweet is posted on Twitter.
This document from the Mortgage Bankers Association discusses the high costs that lenders and investors face due to foreclosures. It finds that foreclosure is a lengthy and expensive process that usually results in significant losses for lenders of over $50,000 per foreclosed home. The costs include lost principal and interest, carrying costs of the property like taxes and insurance, legal and administrative fees, and the losses upon selling the repossessed property as a real estate owned (REO) property. While mortgage insurance can help recover some costs, it does not cover all costs such as repairs, commissions, and losses upon selling the REO property.
Measuring the Impacts of the National Flood Insurance ProgramJames Howard
This document summarizes a presentation on measuring the impacts of the National Flood Insurance Program through benefit-cost analysis. It discusses how the analysis estimates social costs and benefits of flood insurance payouts and flood mitigation projects using county-level data from FEMA. Preliminary results found $16.7 billion in net benefits from the program from 1996-2009, though more sensitivity analysis is needed and the results should not be used for policymaking. Future work could incorporate different valuation methods and social weighting.
The document provides guidance on fund development for charitable organizations. It discusses the importance of having a clear mission and vision, understanding costs, and viewing fundraising from the donor's perspective. Effective fundraising communicates how the organization will fulfill its mission and meet community needs. It also stresses the importance of building relationships with donors and maintaining contact through stewardship.
This document provides recommendations to Foothills Land Trust (FLT) on establishing policies and procedures for stewardship, enforcement, and legal defense costs related to conservation easements. It recommends that FLT: 1) maintain healthy landowner relations, clearly document easement details, and establish a violation policy to reduce risks; 2) use a stewardship calculator to determine annual monitoring and relationship building costs; and 3) consider a communal legal defense approach through resources like a learning center and insurance to help address potential violations or challenges. Implementing best practices for stewardship, documentation, and policies can help reduce risks over time.
From About.me to Zillow.com - the Long Tail of Social Media #socialatozDave Tinker, CFRE
Presentation by Lisa Chmiola, CFRE and Dave Tinker, CFRE at the 51st Annual AFP International Conference on Fundraising in San Antonio, TX, on March 25, 2014. on the longtail applications of social media for fundraising and nonprofits.
It includes Asian, North American and Russian social media tools and examples of how each are used by npos and npos to engage constituents.
IFTTT is a service that allows users to create connections between different web services and apps without coding. Users can create "Recipes" that trigger an action when a specific event occurs by selecting from available "Channels". For example, a user could create a Recipe that logs their entry and exit times from their office to a Google Spreadsheet automatically whenever they enter or exit a designated area. Recipes can be organized into "Collections" for specific purposes like automated timesheets.
IFTTT is a service that connects different web applications together through simple conditional statements called Recipes. Recipes are made up of a Trigger, such as being tagged in a Facebook photo, and an Action, like sending a text message. Channels represent different applications that can be used as Triggers or Actions. Users create personal Recipes to automatically perform Actions in response to Triggers across various Channels like Facebook, Dropbox, and more. The document then provides step-by-step instructions for creating an example Recipe on IFTTT that triggers the creation of a Google Drive document whenever a tweet is posted on Twitter.
This document provides information on monitoring conservation properties. It discusses the importance of monitoring to determine changes or threats to conservation values. Monitoring conservation easements is especially important to ensure the objectives of the easement agreement are being met and demonstrate due diligence if the easement needs defending. While there is no legal requirement for monitoring frequency in Alberta, conservation easements should generally be monitored annually or at least every few years. More frequent monitoring may be needed when certain risks are present. Regular monitoring is critical for various reasons, including early detection of violations and demonstrating a land trust is meeting its obligations.
Practical Solutions For Buying And Selling Contaminated Propertybishopcj
The document summarizes strategies for buying and selling contaminated properties, including:
1) Using state voluntary cleanup programs (VCP) and municipal setting designations (MSD) to limit liability and allow property redevelopment.
2) Conducting environmental due diligence to understand contamination issues and their potential impact on property value.
3) Managing environmental liabilities through deal structures, indemnification agreements, and land use restrictions.
This document provides recommendations for FLT's Baseline Documentation Report (BDR) and Monitoring Report procedures and templates. It recommends that BDRs be prepared by qualified professionals and include components like the property description, conservation values, and threats. Monitoring should ideally occur annually and be documented in reports addressing compliance with the conservation easement and noting any issues. The document also recommends FLT develop guidelines for their volunteer-based monitoring program to help manage an increasing portfolio of properties. Templates for the BDR and Monitoring Report are provided in appendices.
Deed of declaration when it comes to shared assets like condominiums, housing societies, or planned communities, real estate ownership can be a complicated issue. The Deed of Declaration, a legal document, is essential to the efficient governance and management of such properties. This text outlines the rights and duties of property owners and establishes the groundwork for the management and operation of these shared places. We will examine the significance of a Deed of Declaration in property management as well as its meaning, components, legal structure, and crucial value in this extensive guide.
This document provides a training module on best practices for land trust stewardship. It covers topics such as baseline documentation reporting, monitoring, landowner relations, and funding stewardship in perpetuity. The module outlines guidelines from the Canadian Land Trust Alliance and Alberta Land Trust Alliance on proper procedures for conservation easements and fee simple land ownership. It emphasizes the importance of thorough documentation, consistent monitoring, and positive landowner communication to ensure conservation values are protected over the long term.
Qualifying TitleQualifying a title is a process used by lend.docxmakdul
Qualifying Title
Qualifying a title is a process used by lenders in real estate financing to determine the lien and advance the loan facility to the borrower by examining the public records and the legal history of the property (Karunaratne & Karunaratne, 2018). Equally, the lender depends on this process to be assured that the property which is offered as collateral is actually owned by the borrower. Therefore, qualifying a title is vital to the lender before advancing the loan to the borrower in the purchase of a house. This is for the reason that the lender needs to be sure that the title is insurable and marketable. Based on the insurability of the title, the lender uses three important methods to get the assurance that there are no other claims on the title. These methods include title insurance, abstract and opinion and the Torrens system. Abstractors conduct searches using public records to determine the ownership of the ownership of the property. Elsewhere, title insurance is used to guarantee the quality of the title until the date indicated in the title. On the other hand, using the Torrens system, the property owner is able to receive certification bearing the name of the state as the guarantor in the event that claims arise.
Before closing the loan process, it is important to qualify a title for various reasons. The lenders want to be sure that they are getting a clean deal; therefore, qualifying a title protects them from other financial obligation in the event that the title has problems or other claims arise on it. Equally important, it enables both the lender and the buyer of the property to know the insurability as well as the marketability of the property in question. Elsewhere, it enables both the lender and the buyer to know the actual value of the property. Moreover, qualifying the title makes it easier to identify some defects that could break the deal of purchasing the property. Furthermore, qualifying a title is important because in the event that a title has defects, there is a likelihood that the borrower would default or become less concerned about the loan.
Title insurance is a policy which covers losses of ownership interest in a property caused by defects in the title (Eaton & Gao, 2017). This is a requirement more especially if the property in question is under a mortgage. There are various types of title insurance; one of them is the lender’ title insurance that is catered for by the borrower but protects the interest of the lender. Title insurance plays a vital role in real estate financing in the sense that it protects the lenders in the event that the title has defects or other claims arising from it. Equally, it acts as a guarantee that the owner of the house has the title to the property that is on sale. Moreover, title insurance protects the lenders and the buyers against errors and omissions in the title as well as protecting them against forgeries perpetrated by the owner.
Torrens system is the fast ...
The document provides information about conservation easements including how they are maintained, the process for donating or selling an easement, and potential tax benefits. It also summarizes the criteria the Middlebury Area Land Trust uses to evaluate properties for easements, including considerations like open space, agricultural land, wildlife habitat and water quality. The land trust can provide more details on the easement process and address specific property situations.
Assigning Property Rights In The Common Pool Implications Of The Prevalence ...Don Dooley
This document discusses the allocation of property rights for natural resources as a way to address issues arising from open access and common pool resources. It examines three different allocation rules - first possession, lottery/uniform allocation, and auction - and analyzes how property rights have been assigned for resources like oil and gas, water, radio spectrum, emissions permits, and fisheries in several countries. The analysis finds that first possession rules dominate when there are existing users, and lotteries and auctions are rarely used. It also discusses criticisms of and defenses for first possession rules.
Presentation by Florence Bernard and Slayde Hawkins.
PES may be prohibited by Constitution or law. This presentation discusses how policy may affect the implementation of PES and REDD projects.
Mealey's Litigation Report: Insurance tracks declaratory judgment actions regarding coverage for damages arising from incidents such as environmental contamination, asbestos exposure, and chemical spills. Key issues addressed in these cases include allocation of damages, duty to defend, duty to indemnify, notice requirements, trigger of coverage, choice of law, policy exclusions, and known loss provisions. The report continues to follow long-tail coverage cases and developments in the interpretation of policy exclusions like the pollution exclusion. Understanding court rulings on matters like the scope of the pollution exclusion helps attorneys, corporate counsel, risk managers, and judges handle insurance litigation and coverage disputes.
The document discusses the role of government in establishing property rights and enforcing contracts to facilitate economic activity. It also covers types of contracts consumers may enter, their rights and responsibilities, and important ways to protect personal identity and financial information. Specifically, the government defines property rights to incentivize investment and establishes contract enforcement to promote trust in exchanges. Various contracts like rentals and loans are described along with legal implications. Consumers have rights to information, safety, and remedies for issues, and responsibilities like vigilance over statements and data. Identity theft risks and precautions are also outlined.
The 20 Most Overlooked, Costly, and Irreparable Elements of Investment Proper...RentFax
20 Due Diligence Items Missed by Investors Because They Don't Look Past the Property!
• Learn which offsite issues are even more important than anything your own eyes or a property inspector can tell you.
• Why items #7, #9, and #18 are particularly critical if you are investing in an unfamiliar area far from where you live.
• How item #11 can prevent you from ever getting a tenant!
• Four reasons (#3, #6, #19 & #20) to drive the neighborhood.
Are you an investor, lender or property manager
screening at least three deals per week?
Register at https://rentfaxpro.com/register to run a FREE REPORT and
learn how to put your due diligence on auto-pilot!
This document provides guidance on baseline documentation reports (BDRs) for conservation easements and fee simple properties. It discusses when BDRs should be completed, who should complete them, and their critical components. For conservation easements, BDRs should be completed before finalizing the agreement and must thoroughly document the property conditions to defend the easement. For fee simple properties, BDRs provide a basis for future management and can be completed within one year of securing the property. Both require documenting the property conditions, but conservation easement BDRs must address all easement terms while fee simple BDRs focus on natural features for management.
The Voluntary Guidelines on the Responsible Governance of Tenure, Fisheries a...FAO
The document discusses the Voluntary Guidelines on the Responsible Governance of Tenure of Land, Fisheries and Forests (VGGT). It was the first global soft law instrument negotiated by governments to provide guidance on internationally accepted practices for improving tenure governance. The VGGT aim to recognize and protect the tenure rights of all holders, including indigenous and customary rights. It encourages states to prevent tenure disputes and conflicts over access to natural resources, which have increased as population growth, urbanization, and other factors have intensified competition for land and fisheries. The VGGT provide guidance for a range of tenure-related issues, including formalizing informal rights, responding to climate change, and resolving disputes.
Insider Lease Agreements (Series: Fairness Issues in Real Estate-Based Bankru...Financial Poise
It is a common play in real estate to create a separate operating entity to serve as a tenant and execute a lease between the owner of the property and himself. Typically, this happens in assets which serve as a real estate-based business, such as a retail property. The structured enables the operator to reduce the taxable income of the business and also provide a liability shield for the property owner.
This arrangement can lead to some ethical issues, should the property owner become distressed. For example, is the lease amount above market and therefore being used to inflate the property valuation? Is rent actually being paid? Is there a proper lease in place or just an internal handshake? Attorneys need to understand the set-up in order to know what is in bounds and what is outside the lines.
To view the accompanying webinar, go to:https://www.financialpoise.com/financial-poise-webinars/insider-lease-agreements-2021/
Sheet4BinFrequency131010101010101010101010101010102112020202020202031030303030303030303047404040404040404057505050505050More12
SampleFREQUENCY
nog839: nog839:
times visited starbucks
EXPERIENCE
nog839: nog839:
visit rating
IncomeFrequencyPercentage75High 151553Medium252532Low101044505045213151425364222233217161715333524131212321647233242444331332517161243545152564735261311544
Descriptive Descriptive StatisticsFREQUENCY
nog839: nog839:
times visited starbucks
EXPERIENCE
nog839: nog839:
visit rating
Count5050Mean3.922.66Sample Standard Deviation1.83881061831.4513892008Sample Variance3.38122448982.1065306122Minimum11Maximum75Range64Confidence interval 95.% lower0.5096829336Confidence interval 95.% upper0.9372103903half-widtht(df=99)1st quartile21median433rd quartile54interquartile rangemode21low extremeslow outliershigh outliershigh extremesnormal curve GOFp-valuechi-square(df=5)E0
Scatter Plot
Scatterplot Experience vs Frequency
EXPERIENCE 7 5 3 4 4 2 3 5 4 5 6 2 2 3 2 7 6 7 5 3 5 4 3 2 2 2 6 7 3 2 2 4 3 1 3 5 7 6 2 3 4 1 2 6 7 5 6 3 1 4 5 3 2 4 5 1 1 1 2 3 4 2 2 3 1 1 1 1 3 3 2 1 1 1 3 1 4 2 3 4 4 4 3 3 2 1 1 1 4 5 5 5 5 4 3 2 1 1 5 4
Frequency
Experience
Bar Graph
Income
Frequency 15 25 10 50 Percentage 15 25 10 50
Histogram Frequency and Experience
FREQUENCY 7 5 3 4 4 2 3 5 4 5 6 2 2 3 2 7 6 7 5 3 5 4 3 2 2 2 6 7 3 2 2 4 3 1 3 5 7 6 2 3 4 1 2 6 7 5 6 3 1 4 EXPERIENCE 5 3 2 4 5 1 1 1 2 3 4 2 2 3 1 1 1 1 3 3 2 1 1 1 3 1 4 2 3 4 4 4 3 3 2 1 1 1 4 5 5 5 5 4 3 2 1 1 5 4
Unit Learning Objectives
After reading this unit, you will:
· Explain how international environment law evolved, identify some of its major principles and concepts, and understand the contexts in which they apply
· Identify some of the main instruments (treaties/conventions, declarations, resolutions) that inform the substantive content of international environment law, and discuss critically some of the challenges to the making and implementation of international environment law.
· Identify some of the rules and regulations created to address climate change and conserve biological diversity, and understand some of the main challenges to their effective implementation.
Unit Plan and Summary
This unit discusses the role of international law in the governance of the global environment and sustainable development. We begin with an examination of the evolution of international environment law, highlighting the major UN sponsored initiatives that have given impetus to the elaboration of new principles, concepts and agreements, especially the notion of 'sustainable development'. We then proceed to discuss two examples of international environment treaties (climate change and biological diversity) that attempt to translate notions of sustainable development into binding rules and regulations embodying some of the key principles of global environmental governance that have emerged over the past 40 years.
Outline
1. The Evolution of International Environment Law
2. Making a.
This document discusses restrictive covenants and their implications for landowners. It begins by explaining what a restrictive covenant is, which is a promise made in an agreement that restricts the use of land for the benefit of another property. It then provides examples of common types of restrictive covenants and notes that they can affect current or future use of owned or acquired land. The document emphasizes the importance of being aware of any restrictive covenants, as they are legally binding for subsequent owners and non-compliance can result in costly injunctions or damages. It also outlines some options for dealing with restrictive covenant breaches.
Implementing Finance Insurance Standards Us Forest Marketguskent
Gabriel Thoumi (Forest Carbon Offsets LLC), Augustus Kent (CO2RS), and Colm Fay (Erb Institute, University of Michigan) sat down on June 29, 2010, to discuss how forest carbon in the US is maturing in terms of finance and insurance standards and how the adoption of these standards can change the face of risk management for forest carbon projects and assets.
Examples Of A College Level Persuasive EssayAshley Ito
This document discusses how to request writing assistance from HelpWriting.net. It outlines a 5-step process: 1) Create an account with a password and email, 2) Complete a 10-minute order form providing instructions, sources, and deadline, 3) Review bids from writers and choose one based on qualifications, 4) Review the completed paper and authorize payment, and 5) Request revisions to ensure satisfaction, with the option of a full refund for plagiarized work. The process aims to match clients with qualified writers and provide original, high-quality content through revisions.
This document discusses several areas of environmental consulting services including: environmental permitting and compliance for air emissions and wastewater discharge; environmental chemistry, toxicology, and risk assessment including investigations and expert witness support; pollution control technology assessments; environmental site assessments and audits; environmental justice and community outreach; watershed planning and management; and indoor and ambient air quality testing and monitoring.
The baseline documentation report provides a snapshot of the biophysical condition of a conserved property and represents an agreement between the land trust and landowner. It documents the conservation value and current conditions to inform monitoring, enforcement, and legal defense. The report includes sections on property background, conservation purpose, anthropogenic features and land uses, and natural features to establish the baseline conditions. Maintaining strong landowner relations is a priority, so landowners should participate in the baseline process.
This document provides an overview of dedicated stewardship funding for land trusts. It discusses the importance of long-term stewardship for land conservation goals and credibility. Land trusts need to understand future financial obligations for monitoring conservation easements and managing land in order to fulfill promises to protect land in perpetuity. Options for funding stewardship include establishing a dedicated fund or paying costs from annual operating budgets. The document also defines key terms and recommends separate funds for routine stewardship and legal defense to prepare for unpredictable legal expenses.
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This document provides information on monitoring conservation properties. It discusses the importance of monitoring to determine changes or threats to conservation values. Monitoring conservation easements is especially important to ensure the objectives of the easement agreement are being met and demonstrate due diligence if the easement needs defending. While there is no legal requirement for monitoring frequency in Alberta, conservation easements should generally be monitored annually or at least every few years. More frequent monitoring may be needed when certain risks are present. Regular monitoring is critical for various reasons, including early detection of violations and demonstrating a land trust is meeting its obligations.
Practical Solutions For Buying And Selling Contaminated Propertybishopcj
The document summarizes strategies for buying and selling contaminated properties, including:
1) Using state voluntary cleanup programs (VCP) and municipal setting designations (MSD) to limit liability and allow property redevelopment.
2) Conducting environmental due diligence to understand contamination issues and their potential impact on property value.
3) Managing environmental liabilities through deal structures, indemnification agreements, and land use restrictions.
This document provides recommendations for FLT's Baseline Documentation Report (BDR) and Monitoring Report procedures and templates. It recommends that BDRs be prepared by qualified professionals and include components like the property description, conservation values, and threats. Monitoring should ideally occur annually and be documented in reports addressing compliance with the conservation easement and noting any issues. The document also recommends FLT develop guidelines for their volunteer-based monitoring program to help manage an increasing portfolio of properties. Templates for the BDR and Monitoring Report are provided in appendices.
Deed of declaration when it comes to shared assets like condominiums, housing societies, or planned communities, real estate ownership can be a complicated issue. The Deed of Declaration, a legal document, is essential to the efficient governance and management of such properties. This text outlines the rights and duties of property owners and establishes the groundwork for the management and operation of these shared places. We will examine the significance of a Deed of Declaration in property management as well as its meaning, components, legal structure, and crucial value in this extensive guide.
This document provides a training module on best practices for land trust stewardship. It covers topics such as baseline documentation reporting, monitoring, landowner relations, and funding stewardship in perpetuity. The module outlines guidelines from the Canadian Land Trust Alliance and Alberta Land Trust Alliance on proper procedures for conservation easements and fee simple land ownership. It emphasizes the importance of thorough documentation, consistent monitoring, and positive landowner communication to ensure conservation values are protected over the long term.
Qualifying TitleQualifying a title is a process used by lend.docxmakdul
Qualifying Title
Qualifying a title is a process used by lenders in real estate financing to determine the lien and advance the loan facility to the borrower by examining the public records and the legal history of the property (Karunaratne & Karunaratne, 2018). Equally, the lender depends on this process to be assured that the property which is offered as collateral is actually owned by the borrower. Therefore, qualifying a title is vital to the lender before advancing the loan to the borrower in the purchase of a house. This is for the reason that the lender needs to be sure that the title is insurable and marketable. Based on the insurability of the title, the lender uses three important methods to get the assurance that there are no other claims on the title. These methods include title insurance, abstract and opinion and the Torrens system. Abstractors conduct searches using public records to determine the ownership of the ownership of the property. Elsewhere, title insurance is used to guarantee the quality of the title until the date indicated in the title. On the other hand, using the Torrens system, the property owner is able to receive certification bearing the name of the state as the guarantor in the event that claims arise.
Before closing the loan process, it is important to qualify a title for various reasons. The lenders want to be sure that they are getting a clean deal; therefore, qualifying a title protects them from other financial obligation in the event that the title has problems or other claims arise on it. Equally important, it enables both the lender and the buyer of the property to know the insurability as well as the marketability of the property in question. Elsewhere, it enables both the lender and the buyer to know the actual value of the property. Moreover, qualifying the title makes it easier to identify some defects that could break the deal of purchasing the property. Furthermore, qualifying a title is important because in the event that a title has defects, there is a likelihood that the borrower would default or become less concerned about the loan.
Title insurance is a policy which covers losses of ownership interest in a property caused by defects in the title (Eaton & Gao, 2017). This is a requirement more especially if the property in question is under a mortgage. There are various types of title insurance; one of them is the lender’ title insurance that is catered for by the borrower but protects the interest of the lender. Title insurance plays a vital role in real estate financing in the sense that it protects the lenders in the event that the title has defects or other claims arising from it. Equally, it acts as a guarantee that the owner of the house has the title to the property that is on sale. Moreover, title insurance protects the lenders and the buyers against errors and omissions in the title as well as protecting them against forgeries perpetrated by the owner.
Torrens system is the fast ...
The document provides information about conservation easements including how they are maintained, the process for donating or selling an easement, and potential tax benefits. It also summarizes the criteria the Middlebury Area Land Trust uses to evaluate properties for easements, including considerations like open space, agricultural land, wildlife habitat and water quality. The land trust can provide more details on the easement process and address specific property situations.
Assigning Property Rights In The Common Pool Implications Of The Prevalence ...Don Dooley
This document discusses the allocation of property rights for natural resources as a way to address issues arising from open access and common pool resources. It examines three different allocation rules - first possession, lottery/uniform allocation, and auction - and analyzes how property rights have been assigned for resources like oil and gas, water, radio spectrum, emissions permits, and fisheries in several countries. The analysis finds that first possession rules dominate when there are existing users, and lotteries and auctions are rarely used. It also discusses criticisms of and defenses for first possession rules.
Presentation by Florence Bernard and Slayde Hawkins.
PES may be prohibited by Constitution or law. This presentation discusses how policy may affect the implementation of PES and REDD projects.
Mealey's Litigation Report: Insurance tracks declaratory judgment actions regarding coverage for damages arising from incidents such as environmental contamination, asbestos exposure, and chemical spills. Key issues addressed in these cases include allocation of damages, duty to defend, duty to indemnify, notice requirements, trigger of coverage, choice of law, policy exclusions, and known loss provisions. The report continues to follow long-tail coverage cases and developments in the interpretation of policy exclusions like the pollution exclusion. Understanding court rulings on matters like the scope of the pollution exclusion helps attorneys, corporate counsel, risk managers, and judges handle insurance litigation and coverage disputes.
The document discusses the role of government in establishing property rights and enforcing contracts to facilitate economic activity. It also covers types of contracts consumers may enter, their rights and responsibilities, and important ways to protect personal identity and financial information. Specifically, the government defines property rights to incentivize investment and establishes contract enforcement to promote trust in exchanges. Various contracts like rentals and loans are described along with legal implications. Consumers have rights to information, safety, and remedies for issues, and responsibilities like vigilance over statements and data. Identity theft risks and precautions are also outlined.
The 20 Most Overlooked, Costly, and Irreparable Elements of Investment Proper...RentFax
20 Due Diligence Items Missed by Investors Because They Don't Look Past the Property!
• Learn which offsite issues are even more important than anything your own eyes or a property inspector can tell you.
• Why items #7, #9, and #18 are particularly critical if you are investing in an unfamiliar area far from where you live.
• How item #11 can prevent you from ever getting a tenant!
• Four reasons (#3, #6, #19 & #20) to drive the neighborhood.
Are you an investor, lender or property manager
screening at least three deals per week?
Register at https://rentfaxpro.com/register to run a FREE REPORT and
learn how to put your due diligence on auto-pilot!
This document provides guidance on baseline documentation reports (BDRs) for conservation easements and fee simple properties. It discusses when BDRs should be completed, who should complete them, and their critical components. For conservation easements, BDRs should be completed before finalizing the agreement and must thoroughly document the property conditions to defend the easement. For fee simple properties, BDRs provide a basis for future management and can be completed within one year of securing the property. Both require documenting the property conditions, but conservation easement BDRs must address all easement terms while fee simple BDRs focus on natural features for management.
The Voluntary Guidelines on the Responsible Governance of Tenure, Fisheries a...FAO
The document discusses the Voluntary Guidelines on the Responsible Governance of Tenure of Land, Fisheries and Forests (VGGT). It was the first global soft law instrument negotiated by governments to provide guidance on internationally accepted practices for improving tenure governance. The VGGT aim to recognize and protect the tenure rights of all holders, including indigenous and customary rights. It encourages states to prevent tenure disputes and conflicts over access to natural resources, which have increased as population growth, urbanization, and other factors have intensified competition for land and fisheries. The VGGT provide guidance for a range of tenure-related issues, including formalizing informal rights, responding to climate change, and resolving disputes.
Insider Lease Agreements (Series: Fairness Issues in Real Estate-Based Bankru...Financial Poise
It is a common play in real estate to create a separate operating entity to serve as a tenant and execute a lease between the owner of the property and himself. Typically, this happens in assets which serve as a real estate-based business, such as a retail property. The structured enables the operator to reduce the taxable income of the business and also provide a liability shield for the property owner.
This arrangement can lead to some ethical issues, should the property owner become distressed. For example, is the lease amount above market and therefore being used to inflate the property valuation? Is rent actually being paid? Is there a proper lease in place or just an internal handshake? Attorneys need to understand the set-up in order to know what is in bounds and what is outside the lines.
To view the accompanying webinar, go to:https://www.financialpoise.com/financial-poise-webinars/insider-lease-agreements-2021/
Sheet4BinFrequency131010101010101010101010101010102112020202020202031030303030303030303047404040404040404057505050505050More12
SampleFREQUENCY
nog839: nog839:
times visited starbucks
EXPERIENCE
nog839: nog839:
visit rating
IncomeFrequencyPercentage75High 151553Medium252532Low101044505045213151425364222233217161715333524131212321647233242444331332517161243545152564735261311544
Descriptive Descriptive StatisticsFREQUENCY
nog839: nog839:
times visited starbucks
EXPERIENCE
nog839: nog839:
visit rating
Count5050Mean3.922.66Sample Standard Deviation1.83881061831.4513892008Sample Variance3.38122448982.1065306122Minimum11Maximum75Range64Confidence interval 95.% lower0.5096829336Confidence interval 95.% upper0.9372103903half-widtht(df=99)1st quartile21median433rd quartile54interquartile rangemode21low extremeslow outliershigh outliershigh extremesnormal curve GOFp-valuechi-square(df=5)E0
Scatter Plot
Scatterplot Experience vs Frequency
EXPERIENCE 7 5 3 4 4 2 3 5 4 5 6 2 2 3 2 7 6 7 5 3 5 4 3 2 2 2 6 7 3 2 2 4 3 1 3 5 7 6 2 3 4 1 2 6 7 5 6 3 1 4 5 3 2 4 5 1 1 1 2 3 4 2 2 3 1 1 1 1 3 3 2 1 1 1 3 1 4 2 3 4 4 4 3 3 2 1 1 1 4 5 5 5 5 4 3 2 1 1 5 4
Frequency
Experience
Bar Graph
Income
Frequency 15 25 10 50 Percentage 15 25 10 50
Histogram Frequency and Experience
FREQUENCY 7 5 3 4 4 2 3 5 4 5 6 2 2 3 2 7 6 7 5 3 5 4 3 2 2 2 6 7 3 2 2 4 3 1 3 5 7 6 2 3 4 1 2 6 7 5 6 3 1 4 EXPERIENCE 5 3 2 4 5 1 1 1 2 3 4 2 2 3 1 1 1 1 3 3 2 1 1 1 3 1 4 2 3 4 4 4 3 3 2 1 1 1 4 5 5 5 5 4 3 2 1 1 5 4
Unit Learning Objectives
After reading this unit, you will:
· Explain how international environment law evolved, identify some of its major principles and concepts, and understand the contexts in which they apply
· Identify some of the main instruments (treaties/conventions, declarations, resolutions) that inform the substantive content of international environment law, and discuss critically some of the challenges to the making and implementation of international environment law.
· Identify some of the rules and regulations created to address climate change and conserve biological diversity, and understand some of the main challenges to their effective implementation.
Unit Plan and Summary
This unit discusses the role of international law in the governance of the global environment and sustainable development. We begin with an examination of the evolution of international environment law, highlighting the major UN sponsored initiatives that have given impetus to the elaboration of new principles, concepts and agreements, especially the notion of 'sustainable development'. We then proceed to discuss two examples of international environment treaties (climate change and biological diversity) that attempt to translate notions of sustainable development into binding rules and regulations embodying some of the key principles of global environmental governance that have emerged over the past 40 years.
Outline
1. The Evolution of International Environment Law
2. Making a.
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Power Grid Model
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Policies and procedures 2009 18 foothills land trust $24,420 1 of 5
1. Stewardship, Enforcement and Legal Defense Costs, Policies and Procedures –
General Recommendations1
Introduction
A land trust holding a conservation easement (CE) is responsible for ensuring the purpose of the easement is maintained by
monitoring for violations, enforcing the CE when a violation occurs and defending the CE in the event of a legal challenge.
Enforcement and defense are essential components of a land trusts stewardship system. Enforcement is the result of the
discovery of a violation and the resolution of the violation in a manner that upholds the purpose of the CE. There are many
tools at a landowner’s disposal to help settle violations amicably, although in rare cases a land trust may be in a situation
where to uphold the purpose of the CE litigation becomes necessary. Legal defense is a response by a land trust when the CE
is challenged by legal action from a landowner, neighbor or a third party, usually to modify or terminate the CE.
A CE is a legally binding contract between the landowner and a land trust that holds the CE. Ideally this relationship is one that
is cultivated and maintained over time and is initiated as soon as possible with new landowners. However, it is likely inevitable
that over time disagreements may arise between the land trust responsible for upholding the terms of the CE and the
landowner. The issue may be a disagreement in interpreting the CE restrictions, an intentional or accidental violation to the CE
by the landowner, neighbor or third party and/or a legal challenge to the CE. The risk of a land trust having to defend an
easement due to violations or a legal challenge is real and acquiring financial resources or putting plans in place to address
legal defense is a key component to a land trusts long term financial planning. A land trust must ensure they have the funds to
enforce and defend a CE should they need to.
How common are violations?
It is difficult to calculate the risk a land trust faces in holding CE’s, especially in Canada where the CE is a relatively new tool
(the oldest CE legislation in Canada is only 15 years old (1995)). There are no official statistics in Canada on how often minor or
major violations occur, the number of cases settled out of court or cases that have gone to trial. These statistics are important
for land trusts to cost out the expenses associated with enforcement and legal defense. However, lessons can be drawn from
the United States where CE’s have been used as a conservation tool for over 100 years.
The majority of easement violations are caused by the landowner or a third party who did not understand the easement
restrictions or were not aware of the conservation easement. A 2007 research project by the LTA suggests that for every 20 CE
held by a land trust; the land trust should expect one violation to some degree annually. The LTA suggests as a guide, “a land
trust can expect 1 litigated easement violation over a 10-year period for every 300 easements it holds. A land trust can also
expect 1 easement enforcement action (not necessarily litigated) costing more than $2,500 to resolve, over a 10-year period,
for every 100 easements it holds.” A review of this guideline by Land Trusts suggested easement violation rate will increase in
the future and the above guidelines are modest. Interestingly, a 2008 conservation defense insurance survey reported an
increase in the rate of easement violations over previous years; this was likely due to a recent increase in land transfers to a
next generation of landowners.
In most cases landowners are willing to correct the mistake. However sometimes this is not the case and a land trust
responsible for resolution of the violation may need to use a series of approaches, such as communication and education,
letters, amendments to CE, mediation and in extreme cases, legal action to uphold the CE. In 2004, a Conservation Easement
Violation and Amendment Study tracked the results of 75 major violations in the US, 52 were resolved outside of court while 23
1
This document was originally written by the Miistakis Institute on behalf of The Foothills Land Trust as an Appendix to “Enforcement and
Legal Defense, Module 3” produced by Paskwa Consulting for the Alberta Land Trust Alliance with funding from the Calgary Foundation and
The Alberta Real Estate Foundation.
www.foothillslandtrust.org
2. were resolved by the courts. Major violations included boundary disputes, timber harvest and/or structures being built outside
CE designated building envelopes. Of the 23 reported cases that were decided by the courts 20 had good conservation
results.
The most common major violations included:
• prohibited surface alterations,
• prohibited cutting of vegetation, and
• construction of prohibited or unauthorized structures.
From these cases land trusts learned they needed to change polices and documentation including:
• documenting the landowner’s intent at the signing of the CE,
• very clear language in easement documents,
• a notification process for new landowners, and
• increased efforts to maintain open and communicative relationship with landowners and
• more frequent monitoring.
Variables influencing violation rates
There are a number of variables that can influence a land trusts easement violation rate, many of which the land trust can
control.
The Land Trust Alliance (LTA) has identified a number of variables that may influence risk to a land trust:
• Number of CE’s held by a land trust (more easements = more risk),
• Types of restrictions (affirmative obligations = more risk),
• Quality of CE, baseline agreement and monitoring reports (clearly written CE, baseline and monitoring report that
follow a consistent policy = less risk),
• Consistency in monitoring (regular monitoring = less risk),
• Record keeping (well kept, clearly written records = less risk), and
• Relationship with landowner (open and communicative relationships with landowner = less risk).
Many of these variables can be influenced by land trusts to reduce the risk associated with a CE. A land trust can reduce the
risk of easement violations and increases its ability to defend an easement by maintaining healthy relationships with the
landowner, ensuring good record keeping and developing a violation resolution policy and procedure to guide enforcement of
conservation easements.
healthy
Maintain healthy landowner relations
Land trust experts consulted in Canada and the Land Trust Alliance literature stress the importance of building and
maintaining healthy landowner relationships. Violations and challenges are often associated with second or third generation
landowners who did not enter into the CE with the land trust. A policy geared toward new landowners, such as meeting and
reviewing the CE with new landowners as soon as possible is important. Surveys in the US indicate violations by new
landowners often occur prior to meetings held with the land trust holding the easement. Often, land trusts are not notified
hand of an owner change and many land trust do not have a mechanism to be notified when there is a new owner. Regular
communication with the landowner will help to increase the likelihood that a land trust is aware of an ownership change.
Regular communication with the landowner is the first line of enforcement and legal defense and should be considered a high
stewardship priority. Many land trusts work with landowners on habitat management projects (weed pulls, fence mending,
and water systems), publish newsletters and host workshops to help communicate best management practices. Outreach
activities with the landowner help to strengthen the relationship between landowners and land trusts and also establish
communication channels reducing the risk of violations and challenges to the CE.
Clarity of language and Record Keeping
Other areas where a land trust can help to reduce risk relates to the development and implementation of protocols around CE,
baseline documentation and monitoring reports. All of these documents may be needed to help uphold the easement in court.
A land trust needs to consider all official documents as lines of defense and therefore remove all vague language from
templates and protocols, ensure the intent or purpose of the CE is well defined, maintain good records of all communications
www.foothillslandtrust.org
3. with landowners and maintain clear, consistent baseline and monitoring reports. It is highly advised that landowners and land
trusts sign baselines and monitoring reports to help document communication and agreement over the condition of the land.
The wording of easement restrictions should be carefully considered. A landowner should be able to easily interpret the
restrictions to increase likelihood of compliance. In addition, a land trust needs to have detailed documentation on how they
are monitoring the property to determine if restrictions have been violated. Some CE’s have affirmative obligations, whereby a
clause in the CE outlines management goals or conditions that need to be met. For example an affirmative obligation may be
that range health condition must be maintained at a certain score. A land trust with affirmative obligations needs to consider
how they will monitor and measure the clause to ensure property is in compliance.
Developing protocols for maintaining, storing and destroying records also represents an important line of defense for a land
trust.
Creating a Conservation Easement Violation Policy
It is advisable for a land trust to develop a conservation easement violation policy and outline a procedure for responding to
violations (see Handling Violation below). Conservation easement violation policies typically revolve around two key premises,
a land trust seeks to communicate and address violations with a landowner in a non adversarial way and a land trust seeks to
address violations quickly to uphold and protect the purpose of the easement. The policy includes information about who
within the land trust - staff, volunteer or board member, is responsible for reporting the violation and communicating with the
landowner. In addition the land trust should outline a procedure for resolving violations that would include at which point in
the process a land trust contacts an attorney or seeks legal advice.
All violations are not created equally and it is advisable that a land trust be able to rate the severity of the violation in relation
to the CE purpose or intent. To assist in rating the severity and scope of a violation the LTA has identified different types of
violations, such as minor, moderate and major.
A minor violation includes activities that negatively impacts the CE purpose but can be restored to original condition at minor
costs or activities where a slight amendment to the CE to accommodate the violation would have little to no effect on the
overall purposes of the CE. For example a minor violation may include a building that occurs only slightly outside the permitted
building envelope. Minor amendments can provide the land trust with more flexibility for resolving a violation but the land trust
needs to be aware of Environment Canada requirements for amendments when the CE was first granted under the Eco-gift
program.
A moderate violation includes activities that negatively impact the purpose of the CE, but can often be mitigated and may
occur on a small area, such as prohibited improvements to a road. A major violation includes activities that have a significant
negative impact on CE purpose and are often relatively permanent. For example construction of a house that is not permitted
within the CE agreement or subdivision of the land when it is not permitted.
There are also violations where the terms or purposes of the CE are not impacted by the violation; these are often referred to
as technical lapses. For example, a landowner may replace a structure as permitted in the CE but fail to notify the land trust as
per the agreement. In this case there is no impact to the conservation value of the property and the intent of the CE is upheld.
The conservation easement violation policy can be designed to address violations according to their level of severity and
scope.
Another factor to consider when developing a conservation easement violation policy is if the landowner is required to
reimburse the land trust in the event of a violation requiring remediation. Some land trusts have clauses in the CE whereby the
landowner is required to reimburse the costs associated with enforcement by a land trust,
Violations
Handling Violations
The LTA suggests seven steps for addressing violations:
1. identify a potential violation (through monitoring),
2. document the potential violation,
3. review documentation,
www.foothillslandtrust.org
4. 4. determine if it is a violation and the severity of violation in relation to the purpose of the easement,
5. identify potential mitigation factors and choose the appropriate action,
6. work with the landowner to address violations, and
7. record the final resolution and lessons learned.
The goal for a land trust is to implement a violation resolution with the landowner that ensures the purpose of the CE is upheld.
There are a number of violation resolution tools that a land trust can employee to help resolve a violation, such as education,
negotiation, remediation, amendments, mediation or judicial. Likely a land trust will use a combination of these tools to
address each situation and the line between these tools is often blurred.
Violations are typically caused by landowners, who do not understand or have misinterpreted the CE. Having a positive
conversation with the landowners about their goals and needs and engaging in creative problem solving with the landowner
can help to build relationships. If the violation is a result of a misinterpretation it may help to walk through the CE with the
landowner again.
It is important that a land trust have a person they trust negotiate with the landowner to resolve the violation. Negotiation
involves understanding the landowners needs and goals and working with them to develop a solution that remediate the
violation. Remediation is a process for ensuring the conservation value of the property is restored should the violation have
negative impact. It is important for the land trust to be flexible when developing solutions, for example, a violation where a
landowner builds outside of the building envelop may be resolved through mitigation or offsets else where on the property,
such as giving up an areas where development was permitted in the CE. This resolution would require amending the CE to
remove the building areas from the CE and permit activity in the building envelope where the violation occurred. Over all the
intent or purpose of the CE is upheld. If the CE is part of the Ecogift program, the land trust may need to seek advice from the
program to ensure the amendment is acceptable.
If a resolution between the landowner and land trust can not be reached, an independent third party mediator may be
appropriate. Mediation is not binding, so if a resolution is not achieved, the land trust may consider litigation.
Litigation is a tool of last resort, when all other options to work with a landowner have failed. Taking a landowner to court is
costly, time consuming and damaging to relationship building. However, in rare cases there may be no other options.
Many land trusts have developed flowcharts on how to handle easement violations that assist the land trust in addressing the
violation. In addition, some have developed procedural templates for dealing with violations (for examples of these templates
refer to Managing CEA’s in Perpetuity published by the LTA). Procedures for addressing violations should consider who
determined the best course of action and who in the land trust organization should be in contact with the landowner to
present a resolution. For violations deemed major, land trusts should consider legal advice before approaching a landowner.
A land trust should also identify who pays for the costs of addressing violations, in some cases the landowner is required to
pay the costs back to the land trust associated with enforcement of easement violations or legal defense. However some land
trusts prefer not to charge the landowner if a violation is settled through communication between a landowner and land trust
as a way of maintaining good relations. However, many land trust have a clause in the CE that requires the landowner pay for
the legal costs associated with a law suit.
Amending a CE
A land trust may recognize that an amendment to a CE may strengthen the CE or improve the ability of a land trust to defend
the CE. Usually a land trust has a policy that all amendments result in a neutral or positive change to the conservation value of
the property. For example a landowner may want to remove the building rights from a CE or change the location of a building
envelope and it does not result in a negative impact to the intent of the CE. The landowner in this case may request an
amendment to the CE. Most land trusts will face the issue of having to amend an easement to clarify language or intent of CE
or resolve a violation where there is no loss of conservation value to CE. Amending a CE is an evolving field and requires each
situation to be assessed in the context of the CE, local law and requires a balance approach of upholding the conservation
interests of the property and maintaining good landowner relations.
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5. Within the land trust community there is some disagreement on how often a land trust should consider an amendment; from
almost never (it should always be discouraged), to amend at will. A land trust needs to engage in discussion with the board to
decide on their philosophy and develop an amendment policy to guide future decisions.
External Risks
In addition to variables the land trust can control, a survey by the University of Wisconsin (Betterley Risk Consultants, 2008)
highlights some external variables influencing the risk to a CE being challenged legally, such as,
• Increasing real estate prices as a result of alternative land uses,
• Conversion rate: changes in surrounding land use, such as development pressure or cultivation
• Sales of conserved land to successor owners, and
• Third party trespass
A land trust may not be able to control external variables, but understanding these variables in the context of the local setting
can assist a land trust in assessing the risk to a CE. For example, although not a common occurrence, a property’s value for
development may become so high, it becomes a possibility that a developer may purchase the land and try to terminate the CE
in court. The amount a developer could make from a development on the CE property would enable the developer to justify the
expense of litigation. Even though it is likely the CE would be upheld, the land trust would need to have a substantial amount of
funding available for legal defense in this case. Therefore a CE associated with areas where land prices and land use
conversion rates are high are at a higher risk and need more attentive monitoring and communication with landowners than
other CE properties.
Risk also increases with landowner succession, therefore a land trust should have a mechanism in place whereby they know
when land exchanges hands and are able to communicate and meet with the new landowner to review the CE as soon as
possible. Land trusts have identified higher levels of violations associated with new landowners especially where
communication between the landowner and land trust didn’t occur in a timely fashion.
In addition, there are cases where a third party trespasses and violates an easement, such as a neighbor, oil and gas
development and/or utility company removing vegetation or trees. Many land trusts stress the importance of getting to know
neighbors to CE properties they hold. This can be done through meet and greet events or workshops hosted by the land trust.
In addition, designing best practice manuals and working with the landowner and utilities or resource extraction companies
can help to reduce the impact on the conservation value of the CE.
How much is enough for enforcement and legal defense.
The costs to a land trust of addressing a violation is difficult to determine, the LTA suggests a land trust can expect to 1
violation per 20 conservation easements annually. The costs associated depend on a variety of factors, severity and scope of
violation, relationship with landowner and tool used to resolve the violation. It is prudent that a land trust think about
incorporating some funds into their stewardship calculations to cover enforcement of violations that are settled out of court.
Guidelines from the LTA suggest that a land trust should have $5000 put away for enforcement actions (not litigation) and an
addition 150-300 per easement once the land trust holds more than 15 easements.
Although a land trust aims to avoid going to court, sometimes to enforce a CE or defend against a challenge a land trust may
find it has no other choice. This can be costly for a land trust. A review in 2005 of US land trusts indicated that the average
litigation costs “range from $25,000 to $250,000 for a typical trial in a typical jurisdiction. The average historic cost of all claims
was $38,000 including those that did not go to a full trial. This does not capture the risk of an appeals process.” Although
these are average costs, there are several examples where land trusts spent well over $250,000 on outside litigation fees to
protect or enforce an easement.
The Land Trust Alliance has a guideline for legal defense for litigation purposes, whereby a land trust acquires at a minimum
amount of $50,000. After a land trust has acquired fifteen CE an additional $1,500-3,000 should be added to the fund for each
CE.
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6. A land trust should consider costs associated with enforcement and legal defense as components of its stewardship
programming. Many land trusts have developed dedicated stewardship funding to cover the costs of managing a land trust in
perpetuity which includes funding for enforcement and defense. Most of the costs associated with stewardship can be
accurately estimated, while costs associated with enforcement and legal defense are difficult to assess. If a land trust uses
the principle of a stewardship fund to pay for legal defense, they need to have a plan in place to replenish it. Alternatively, a
land trust may create a separate legal defense fund and institute a defense fund policy on how the money can be spent. There
is some consideration that a dedicated legal defense fund may help to deter legal challenges by landowners.
There are various mechanisms for generating funds for defense funding and likely a combination of fundraising approaches
can be used (refer to Module 3 for fundraising ideas). The Ontario Heritage Trust moves some of the interest generated
annually from their stewardship endowment for each property (5 %) and transfers it to a legal defense fund to help the fund
grow over time.
Defense Fund Policy
It is recommended that a land trust develop a policy around legal defense funding, that highlights how funds are acquired,
identifies a financial model and when a land trust accesses legal defense funding. If a land trust develops separate
stewardship and legal defense funds, there needs to be clarity on when an activity is considered stewardship vs. legal
defense. Through consultation with individuals running land trusts in Alberta, the general consensus was that minor,
moderate and major violations resolved between the land trust and landowner and legal council relating to interpretations of
the CE, amendments to the CE are all considered stewardship. When an enforcement action requires mediation or litigation, or
if the land trust is challenged legal defense funding is utilized.
Funding Legal Defense
Land trusts address enforcement and legal defense through different methods, such as
1. Self insuring- A land trust secured fund specifically set aside for legal defense.
2. In-house counsel
3. Retained and/or pro bono counsel
A common practice is for a land trust to self insure whereby they set up a fund for legal defense. However, a survey of the US
land trust community in 2005 noted that many land trusts did not currently have adequate funding put aside to address legal
defense. Only 19% of interviewed land trusts had sufficient funds to address one major legal defense resulting in a trial (based
on $70,000 as a conservative cost for going to trial). It is important to consider how the land trust plans to raise funds for legal
defense and how they might reimburse the funds should the funds be used.
Larger land trusts will usually have legal council on staff to provide advice and address challenges and enforcement issues.
Smaller land trusts may consider acquiring board members that can provide some legal council pro bono.
A small land trust may not have the resources to adequately address legal defense. The LTA has been investigating
community approaches for addressing and learning about enforcement and legal defense.
Community Approach to Legal Defense
There is some concern, that in the future there will be an increase in the risk of challenges to CE’s as land prices increase,
there is an increase in the number of second generation landowners, and/or land uses in the area change to be less
conducive to conservation. These factors may contribute to a CE being challenged in court as a landowner attempts to modify
or overturn the CE. A land trust needs to be in a position to legally defend and uphold an easement. It can be difficult for a land
trust to build the resources to defend an easement, especially if the potential financial gain by the landowner is greater than
what the land trust is able to contribute toward defense.
Research projects in the US have explored community approaches to reduce the burden of legal defense. Some of the
activities include forums for sharing knowledge and lessons learned, relying on third party assistance or development of
communal defense insurance. Discussion on communal approaches is less developed among Canadian land trusts likely
because CE are a newer conservation tool, landowners who signed the CE are still on the property and cases of litigation in
Canada are rare. Regardless, it is advisable that the land trust community prepare itself for the possibility of a challenge. The
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7. ideas explored below are to instigate discussion within the land trust community. Communal approaches have not been fully
explored in the Canadian legal context.
Legal Defense Learning Centre
The LTA has developed a legal defense learning centre, whereby land trusts can review documents, reports and results of
court cases to help inform their practices and reduce the risk of challenges. A Canadian equivalent whereby land trusts can
share lessons learned from enforcement and challenges will help the community proactively reduce the risk of challenges.
Third Party Assistance
There are examples where a third party may help a land trust defend a CE, such as government support, non-profits designed
to protect conservation interests (e.g. Ecojustice),or pooled legal advice from law schools or law firms.
In the US, a number of states actively protect the intent of a CE because it represents a public service. For example, the state
of Massachusetts provides legal defense support to conservation easements, as all CE are approved by the state, which has a
vested public interest in upholding easements. A research paper by Jessica Jay (2007), noted that “Massachusetts prepared
to step into its first enforcement action in 1997, when the Attorney General wrote to landowners violating their conservation
easement and indicated the Attorney General’s intent to become involved in the case. The landowners settled out of court
shortly thereafter and it is thought that the perceived threat of government involvement in the enforcement action was enough
to encourage these landowners to resolve the issue out of court.” Although this has proven to be an effective mechanism for
protecting CE, government involvement may scare some private landowners into entering an agreement or it may not be an
option in many regions.
Another possibility is the exploration of pooled defense approach; this could take on many forms, but one approach could
include land trust pooling resources and fundraising as a community to generate a fund to be used for legal defense. This type
of approach would require the development of a set of criteria to enable the community to decide on when and the funds
would be dispersed.
Additionally, groups such as Ecojustice (formally Sierra Legal Defense) could be approached to assist with legal defense
cases.Their ability to help would depend on timing, how precedent setting the case is and Ecojustice’s capacity.
Communal Defense Insurance
The LTA has investigated a communal insurance program, whereby land trusts pay a fee per easement per year to ensure
protection against challenges and assistance with enforcement of CE when violations occur. The risks associated with these
activities are often very difficult to assess and commercial insurance companies in the US were not interested in providing
group insurance. The LTA is in the process of establishing its own captive insurance program and are currently seeking
commitment from membership to proceed with a national communal defense program.
Some of the concerns expressed by land trust experts in Canada include the variability in standards between different land
trusts (tying one’s fate to another), a smaller number of land trusts and CE’s to contribute toward a communal defense
approach and different insurance and CE legislation between provinces. Therefore, a communal approach to legal defense is
likely best explored by provincial / regional alliances aimed at supporting the land trust community.
Given the lessons learned from the US experience, it would seem prudent that the land trust community in Canada proactively
explore options to assist the community to enforce and defend conservation easements in the future.
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