The document presents a financial planning and forecasting overview for the Shirpur Merchants Co-operative Bank, detailing its definition, advantages, objectives, and the company's history. Key benefits include goal setting, budgeting facilitation, financial performance insight, risk management, and informed decision-making. The bank, founded in 1946, is poised for a strong future, with increasing net working capital and improved financial performance projected for 2022-23.

1. PRESENTED BY :
MR. PANDIT KETAN RAVI
GUIDED BY :
MR. SUFIYAN M BAGWAN
“FINANCIAL PLANNING AND
FORECASTING”
THE SHIRPUR MERCHANTS CO-OPERATIVE
BANK, SHIRPUR
A
PRESENTATION
ON

2.  Introduction
 Definition of Financial Planning :
Financial plan may be defined as the plan, which estimates the amount of
funds required, proportion of debt-equity, and the policies for
administration of the financial plan.
Financial plan steps :
➢ The amount of capital is to be raised.
➢ The proportion of debts in total capital and form.
➢ Policies bearing on the administration of capital.

3.  Advantages of Financial Planning & Forecasting
Financial planning and forecasting are essential components of any successful business.
Here are some key advantages of financial planning and forecasting are :
1. Helps in setting goals
2. Facilitates budgeting
3. Provides insight into financial performance
4. Enables risk management
5. Supports financial decision-making
6. Helps with financing

4.  Objectives of Financial Planning & Forecasting
1. Determining capital requirement : This will depend upon factors like cost of current
and fixed assets, promotional expenses and long-range planning Capital requirements
have to be looked with both aspects short-term and long-term requirements. Capital
required depends on a number of factors like the requirement of current and fixed assets
advertisement and operation expenses.
2. Determining capital structure : The capital structure is the composition of capital i.e.,
the relative kind and proportion of capital required in the business. This includes
decisions of debt-equity ratio-both short-term and long-term.
3. Framing financial policies : with regards to cash control, leading, and borrowing

5.  COMPANY PROFILE
 History of Bank :
1 . “The Shirpur Merchants Co-Operative Bank Ltd.” was founded in
the 30th May 1946 by Shri. Maganlal Shivlal Wani. Since, then, the
bank is reaching the hearts of customers through its customer-
oriented services.
2. The Shirpur Merchants Co-Operative Bank Ltd. received `Banking
License` No. U.B.D.M.H.502P from the Reserve Bank of India on
20th August 1986.
3. Recently, Bank was awarded by “All India Business Development
Association” at Bombay for bank’s best services and continuous
work. Bank is gradually moving on the way for 75th anniversary.

6.  Research Methodology
A. Collection of Data.
B. Analysis of Data.
C. Interpretation of Data.
D. Presentation of Data.
Research Methodology is a process of collection the information & help to find out the
solution to the topic selected by the research. It is a systematic may of presenting
information.
They are as following

7.  Data Analysis
 Pro Forma of Balance Sheet
Balance sheet including basic items
• Assets :
1. Current Assets
2. Cash and Bank Balances
3. Interest Receivable
4. Non-current assets(Fixed Assets)
5. Property, Plant & Equipment
6. Intangible Assets
• Liabilities :
1. Accounts Payable
2. Provisions for warranties or court decisions
3. Financial liabilities (Excluding provisions & accounts payable)
4. Reserve Fund & Other funds

8. THE SHIRPUR MERCHANTS CO-OP BANK LTD ;
Consolidated Profit & Loss Account for the Year Ended 31st
March 2021 :-

9. THE SHIRPUR MERCHANTS CO-OP BANK LTD ;
Consolidated Profit & Loss Account for the Year Ended 31st
March 2022 :-

10.  Own Funds

11. ESTIMATED FIGURES
Year 2022-2023

12.  Suggestions
• For making these project the main suggestion and helped of “Prof. Sufiyan M
Bagwan Sir” & Bank Manager of The Shirpur Merchants Co-Operative Bank Ltd.
“Mr. S. kulkarni Sir”.
• For making this project successful there was a great support of the Prof. Sufiyan M
Bagwan Sir.
• The suggestion is also taken from our seniors who have passed out from the
college. There were also use of internet and other past projects.

13.  Conclusion
The project is executed by considering the financial year 2022-23 as estimated year. The
Shirpur merchant is expected to have a good financial position in present and in future as it is
expected to have good turnovers of sales, creditor’s assets.
1. The net working capital of the bank increasing every year which indicates that merchant
bank has a sufficient net working capital to meet the claim of creditor and day to day
needs of banks.
2. In previous year due to some of problems the profit is constant but, in few months, profit
able to meet its obligation and the creditor firm is less risky.

14.  Bibliography
 Web-Bibliography
1. www.shirpurmerchantsbank.com
2. www.investopedia.com
3. www.businessdictionary.com