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~BUDGETING~
Outline
I normally don’t spend money on anything unless I
really need it. I’m aware of my needs and wants,
which is why I’m fairly good at budgeting.
Key things that my ‘money’ has to be dispersed on is
transportation and food, seeing as heating,
housing, electricity, etc, is already covered.
Travel
Vacation isn’t my sort of thing, so I’m going to assume
that I’m taking some form of schooling and work. Cars
are also out of the picture, so I’m going to need to use
public transit. A Compass Card is generally around 7-8
dollars itself. Looking at how much I’m going to spend
on bus passes:
30 days in a month, around 8 days off.
24 days with compass card x2 uses a day
$1.75/2 hours = (?)$84/month
So its likely that I’m going to be spending around
>hundred dollars for getting around
Food
I don’t really like eating that much (wow I don’t like a
lot of stuff) so I keep it to a regulated minimal 2
meals with a small snack. Eating out can be
expensive, so I’d be taking a bus down to a store
to buy some food in bulk; while keeping in mind
that a $7 box of cereal will last me a week or so,
and I might have leftovers. I don’t stock up on junk
food like cookies and pies, only the stuff that I
need in my diet. I would peg the amount I’m going
to spend on food at around $100.
Clothing and Care
Assuming that I already own clothes along with the
previously stated facts that
a) I hate shopping and
b) Washing is a utility that’s already been covered
I would probably spend around 30-40 dollars
(although I would probably already own shampoo
and deodorant) for personal care products and
maybe a couple $5 tees.
ETC.
Entertainment might be a problem, seeing as I’m left with
around 300 dollars and I might not have a phone, computer,
or gaming system. Thinking more into this, with only $500 a
month I might not even consider getting a phone, seeing as
in order to do that I might not be able to eat for a month.
Books are all I need to live, and libraries are free, and they
have computers. I don’t really know who I would even call if I
had a phone, but if this ‘theoretical budgeting plan’ is based
of my real life, than I would still have the phone my parents
gave me which is only for calls; something I rarely do
anyways.
I might consider going out to a movie, and Tuesdays are half off
so that’s $7 a ticket. Covering other expenses I might use,
I’d peg this category with a $30.

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Pl10budget

  • 2. Outline I normally don’t spend money on anything unless I really need it. I’m aware of my needs and wants, which is why I’m fairly good at budgeting. Key things that my ‘money’ has to be dispersed on is transportation and food, seeing as heating, housing, electricity, etc, is already covered.
  • 3. Travel Vacation isn’t my sort of thing, so I’m going to assume that I’m taking some form of schooling and work. Cars are also out of the picture, so I’m going to need to use public transit. A Compass Card is generally around 7-8 dollars itself. Looking at how much I’m going to spend on bus passes: 30 days in a month, around 8 days off. 24 days with compass card x2 uses a day $1.75/2 hours = (?)$84/month So its likely that I’m going to be spending around >hundred dollars for getting around
  • 4. Food I don’t really like eating that much (wow I don’t like a lot of stuff) so I keep it to a regulated minimal 2 meals with a small snack. Eating out can be expensive, so I’d be taking a bus down to a store to buy some food in bulk; while keeping in mind that a $7 box of cereal will last me a week or so, and I might have leftovers. I don’t stock up on junk food like cookies and pies, only the stuff that I need in my diet. I would peg the amount I’m going to spend on food at around $100.
  • 5. Clothing and Care Assuming that I already own clothes along with the previously stated facts that a) I hate shopping and b) Washing is a utility that’s already been covered I would probably spend around 30-40 dollars (although I would probably already own shampoo and deodorant) for personal care products and maybe a couple $5 tees.
  • 6. ETC. Entertainment might be a problem, seeing as I’m left with around 300 dollars and I might not have a phone, computer, or gaming system. Thinking more into this, with only $500 a month I might not even consider getting a phone, seeing as in order to do that I might not be able to eat for a month. Books are all I need to live, and libraries are free, and they have computers. I don’t really know who I would even call if I had a phone, but if this ‘theoretical budgeting plan’ is based of my real life, than I would still have the phone my parents gave me which is only for calls; something I rarely do anyways. I might consider going out to a movie, and Tuesdays are half off so that’s $7 a ticket. Covering other expenses I might use, I’d peg this category with a $30.