With Personal Finance you can see all the information on how much and on what you have spent your money, so as to manage your expenses and budget ever earlier.

1. Personal Finance User Guide

2. Personal Finance User Guide 3 Select the option from the menu. And enter your Finance.

3. Personal Finance User Guide You can choose to display the information of one or more accounts and even all of them (you can do the same with credit cards), just by checking or unchecking the checkbox. All are checked by default. Information is only shown for accounts operating in euros Remember that this information includes activity and operations recorded by operation date and not value date, so: · The real balance of your account may not tally with that shown. For example, you will see your credit card activity before settlement at month end.

4. Personal Finance User Guide Selected period. By default it displays the information of the last 3 months. You can choose one of the predetermined periods. Or you can select the period you wish by sliding the indicator to the appropriate month. The amounts shown in the income, Expenses and Total modules are those for the period you selected. Bear in mind that the credit card charges will apply in the month they occurred so if you decide to split payment, this split will not be shown.

5. Personal Finance User Guide The Analysis tab enables you to know the balancing point of your economy in the chosen time period. From the display of the two large income and expense blocks, you can segment by the different categories we have established just by clicking on the portion of the graph or legend colour you wish. You can also vary the display of the graph and see the information on a line graph; to do this, just click on the button to change view

6. Personal Finance User Guide The Evolution tab offers you the information of the current month until today's date and the last two months plus a comparison of the accumulated figures from the query date of the previous year to the same date of the current year This way it is easy to check the year-on-year evolution of your finances and to see if you are meeting your objectives. This information is also shown in a bar graph and can be extracted into an Excel file.

7. Personal Finance User Guide The Activity tab shows a list of all the activity during the period you request. You can order it by date, account or card used, by item or description, amount or category and subcategory where the entry is made so as to see it by grouping. You have historic information dating back 24 months.

8. Personal Finance User Guide The Income vs. Expense tab show the monthly comparison of your inflows and outflows in a line or colour graph. The yellow line above the horizon colours in green the monthly saving capacity so you can consider investing in higher return products. The yellow line underneath shows you in orange the information so as to better time your outflows.