This is a basic step-by-step approach on how to begin personal wealth management to accomplish financial goals.

1. Personal
Finance
SMART Lesson Plan Link:
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2. Personal Finance
 This presentation is specifically chosen out of all of
the subjects of finance because no matter your field
of study money management is important!
 Personal finance is a way to make sure people
maximize their money to be able to financially
support their values and goals
 It may seem overwhelming at first, but this
presentation will give simple step-by-step process
to get you started down the right path

3. Step 1: Recognize Your
situation
 Keep track of where your money goes. Many
people cannot pinpoint their spending and often live
paycheck to paycheck
 There is a great app for this called Mint that
automatically categorizes areas you spend your
money such as groceries, restaurants, bars, etc.

4. Step 2: Evaluate Your
Situation
 First, set financial goals. These can range from
small important decisions such as saving a little bit
each month for retirement all the way to having
enough money for a down payment on a home
 Identify Alternatives to your current status if it does
not align with your goals: ask a friend, research,
seek professional advice from a financial adviser,
etc.
 Highlight pros vs. cons of investing: higher payoff
vs. inherent risk

5. Step 3: Take action

6. Step 4: Review and
Revise
 Unexpected events or expenses often arise in life;
be prepared and adapt to them
 Goals and values change: Is there a new goal you
want to add? Is there an old goal you want to
revise?
 Explore and pursue new investment opportunities:
buying stock in an emerging company, owning real
estate, buying government bonds (less risky)

7. Relation to SMART
Lesson This presentation is a revised adaptation of the
SMART lesson I provided the link for on the opening
slide
 The steps are consolidated from the original
presentation to minimize unneeded details and
encourage people to take action by showing how
easy it can be. This presentation also gives several
examples of how to enact key points
 I would incorporate the activities in the original
presentation that engage the audience and use the
SMART technology