Your self-esteem and confidence can be thought of as a personal bank account, with deposits representing positive behaviors like keeping promises to yourself, acts of kindness, and using your talents, while withdrawals are negative behaviors such as breaking promises, isolation, self-criticism, and neglecting your abilities. Maintaining a healthy bank account through deposits leads to benefits like resilience, positivity, and goal-driven behavior, whereas a poor account marked by withdrawals can result in depression, peer-pleasing, and insecurity.