This Policy provides comprehensive cover against bodily injury resulting in death or disablement arising due to accidents. Major covers under this policy includes accidental death, permanent total disability, permanent partial disability, temporary total disability, etc
Watch full video on link given below-
https://youtu.be/jPZpvgUSL2Q
Motor Vehicle Insurance is the insurance coverage of risk arising out of the use of motor vehicle such as car, truck or other vehicles causing damage and loss to oneself as well as other’s property in an accident.
Motor Insurance is mandatory as per the Motor Vehicles Act passed in the year 1938 and subsequently amended.
Motor Insurance provides coverage related to property damage, bodily injury, medical expenses and any other sort of compensation in legal proceedings.
It is also referred as Auto Insurance, Vehicle Insurance and Car Insurance.
Types of Motor Insurance are -
Private Car Insurance
Commercial Vehicle Insurance
Defense Vehicle Insurance
Two Wheeler Insurance
Motor Vehicle Insurance generally comprises of following two components –
Third party liability coverage is the part of insurance policy which protects you in case you are sued or asked compensation for any physical injury or damage to someone else’s property by your vehicle accidently.
Third party liability could be of following nature – Bodily injury liability and Property damage liability.
Factors affecting premium of Insurance Policy-
Type of vehicle
Physical condition of driver
Geographical area of use
Age of vehicle
Losses Covered under Motor Insurance -
Loss or damage by accident, fire, lightning, theft, malicious act, natural disaster
Third party liability in form of injury ,death and damage to property
Medical Expenses
Exclusions under Motor Insurance-
Normal wear and tear
Damage when person was driving without license
Damage when person was driving in influence of alcohol
Damage due to a war
Thank you for Watching
Subscribe to DevTech Finance
This is the project that I made in T.Y BBI on property insurance. The project covers the following topics:
1. Introduction
2. Types
3. Property Valuation
4. Business Perspective On Property Insurance
5. Importance
6. Case Study
7. Conclusion
8. References
The Presentation on Engineering Insurance help us knowing more about the different types of Insurance Policies for various types of engineering projects as there are different types of product available under engineering insurance and referring this presentation will let you know about engineering insurance.
CPM as commonly known is an All Risk Policy wherein insured property is covered fro all possible risks except for risks specifically excluded. Query at https://squareinsurance.in/contact
Your Human Resources may get prone to Accidents during working premise or working hours resulting Death, Disability or other bodily damages arising Legal Liabilities to you. Get yourself covered with Workment Compensation Insurance Policy. Click https://squareinsurance.in/contact
Watch full video on link given below-
https://youtu.be/jPZpvgUSL2Q
Motor Vehicle Insurance is the insurance coverage of risk arising out of the use of motor vehicle such as car, truck or other vehicles causing damage and loss to oneself as well as other’s property in an accident.
Motor Insurance is mandatory as per the Motor Vehicles Act passed in the year 1938 and subsequently amended.
Motor Insurance provides coverage related to property damage, bodily injury, medical expenses and any other sort of compensation in legal proceedings.
It is also referred as Auto Insurance, Vehicle Insurance and Car Insurance.
Types of Motor Insurance are -
Private Car Insurance
Commercial Vehicle Insurance
Defense Vehicle Insurance
Two Wheeler Insurance
Motor Vehicle Insurance generally comprises of following two components –
Third party liability coverage is the part of insurance policy which protects you in case you are sued or asked compensation for any physical injury or damage to someone else’s property by your vehicle accidently.
Third party liability could be of following nature – Bodily injury liability and Property damage liability.
Factors affecting premium of Insurance Policy-
Type of vehicle
Physical condition of driver
Geographical area of use
Age of vehicle
Losses Covered under Motor Insurance -
Loss or damage by accident, fire, lightning, theft, malicious act, natural disaster
Third party liability in form of injury ,death and damage to property
Medical Expenses
Exclusions under Motor Insurance-
Normal wear and tear
Damage when person was driving without license
Damage when person was driving in influence of alcohol
Damage due to a war
Thank you for Watching
Subscribe to DevTech Finance
This is the project that I made in T.Y BBI on property insurance. The project covers the following topics:
1. Introduction
2. Types
3. Property Valuation
4. Business Perspective On Property Insurance
5. Importance
6. Case Study
7. Conclusion
8. References
The Presentation on Engineering Insurance help us knowing more about the different types of Insurance Policies for various types of engineering projects as there are different types of product available under engineering insurance and referring this presentation will let you know about engineering insurance.
CPM as commonly known is an All Risk Policy wherein insured property is covered fro all possible risks except for risks specifically excluded. Query at https://squareinsurance.in/contact
Your Human Resources may get prone to Accidents during working premise or working hours resulting Death, Disability or other bodily damages arising Legal Liabilities to you. Get yourself covered with Workment Compensation Insurance Policy. Click https://squareinsurance.in/contact
Critical illness policy covers 20 critical illnesses, lump sum payment on survival of over 30 days and renewal discount of 5% for every claim free year, No medical checkup required upto 45 years of age. This Policy provides for comprehensive coverage in case the Insured Person is diagnosed with any of the covered critical illnesses.
Mata Kuliah Kebijakan Publik : Perbandingan Kebijakan Asuransi Kesehatan Jerman, Singapore, dan Indonesia
Jurusan Kesehatan Masyarakat
Fakultas Ilmu-Ilmu Kesehatan
Universitas Muhammadiyah Pr. DR. Hamka
Having a Term insurance plan is an important component of your investment strategy. This visual and easy-to-comprehend prezzo helps you understand Term Insurance in an easy jargon-free way.
Asuransi kesehatan adalah salah satu jenis asuransi untuk menjamin biaya kesehatan dan ditujukkan untuk mengantisipasi biaya pengobatan di masa mendatang. info :
https://www.dbs.com/id/treasures-id/dbs-forms/dbs-manulife/protect.page?cid=ID_search_manulife_protect_prohealth
Star health & Allied insurance company profileMadhava Reddy
Hello! Really appreciate you visiting my profile Bengaluru
Star Health & Allied insurance Co LTD: One of India's leading Health Insurance Company, Star Health and Allied Insurance Co Ltd is a joint venture between Oman Insurance Company UAE, Leading NRIs and an Indian company being a special purpose vehicle formed by a group of business tycoons.
It is also India's first stand-alone Health Insurance Company providing services across following categories : Personal Accident, Mediclaim and Overseas Travel Insurance.
Salient Features:
* 90% of all Cashless claim approval done within 1 hour
* Has been awarded "Claims Service Company of the year 2014" under the banner Indian Insurance awards
* Personalized Doctor visit for all customers getting hospitalized
* Largest Network hospitals base of over 6000+ hospitals
* Pan India presence with more than 250+ Branch offices
Specialties
Health Insurance, Group Health Insurance, Overseas Travel Insurance, Accident Insurance
Website
http://www.starhealth.in
Blockchain for Financial Institutions (the beginning)Karnan Ariaratnam
Organizations ranging from small start-ups to major global banks and government agencies are already investing in Blockchain technology, is your organization thinking about it?
See our point of view on Blockchain, please reach out to me to discuss further (karnan.ariaratnam@ca.pwc.com)
Prospectus lifestyle protection group policySalim Khan
We are pleased to announce the launch of Lifestyle Protection Group Policy. This is a differential offering with Group Critical Illness and Group Personal Accident covers which can be opted on a bespoke basis. The Group Critical Illness (GCI) is a unique offering and one-of-a-kind in the market Employee Benefit space in India. We believe this offers an opportunity to corporate clients to enhance benefits without a significant expense and effectively obtain coverage for health maintenance of critically ill members. One of the differentiating benefits of the CI product is worldwide coverage for members (Indian nationality) and an ability to utilize the Cigna Global Network of service providers (IPD) for treatment; in lieu of lump sum benefit payout.
Bajaj Allianz Personal Guard insurance plan is a plan that covers the policyholders against bodily injury or death caused due to accidents along with the benefits such as medical expenses arising out of accident etc
Foxwell GT80 PLUS Next Generation Diagnostic Platform Get Free Foxwell NT1001 TPMS Trigger Tool
http://www.buyobdtoolshop.com/wholesale/foxwell-gt80-plus-next-generation-diagnostic-platform-12510.html
An innovative product BIO-OGLE "A Travel aid for blind"
Prepared by Tariq Choudhary's group.
it was prepared as a business plan for startup as a "social entrepreneur"
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
NO1 Uk Black Magic Specialist Expert In Sahiwal, Okara, Hafizabad, Mandi Bah...Amil Baba Dawood bangali
Contact with Dawood Bhai Just call on +92322-6382012 and we'll help you. We'll solve all your problems within 12 to 24 hours and with 101% guarantee and with astrology systematic. If you want to take any personal or professional advice then also you can call us on +92322-6382012 , ONLINE LOVE PROBLEM & Other all types of Daily Life Problem's.Then CALL or WHATSAPP us on +92322-6382012 and Get all these problems solutions here by Amil Baba DAWOOD BANGALI
#vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore#blackmagicformarriage #aamilbaba #kalajadu #kalailam #taweez #wazifaexpert #jadumantar #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore #blackmagicforlove #blackmagicformarriage #aamilbaba #kalajadu #kalailam #taweez #wazifaexpert #jadumantar #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore #Amilbabainuk #amilbabainspain #amilbabaindubai #Amilbabainnorway #amilbabainkrachi #amilbabainlahore #amilbabaingujranwalan #amilbabainislamabad
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
1. Presenting the smart
way for comprehensive
protection……
SmartPersonal Accident
Insurance Policy..
1
Place - date
Classification of document- internal/ external/ media etc
2. Agenda
What does the SmartPA Policy cover?
Free/In-built Benefits
Value added benefits
Exclusions
Plan Details
Why SmartPA is a smart choice?
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
Classification of document- internal/ external/ media etc
2
3. Agenda
What does the SmartPA Policy cover?
Free/In-built Benefits
Value added benefits
Exclusions
Plan Details
Why SmartPA is a smart choice?
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
Classification of document- internal/ external/ media etc
3
Place - date
4. What does the SmartPA Policy cover?
This Policy provides comprehensive cover against bodily
injury resulting in death or disablement arising due to
accidents
Major covers under this Policy include:
Accidental Death
Permanent Total Disability
Permanent Partial Disability
Temporary Total Disability
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
Classification of document- internal/ external/ media etc
4
Place - date
5. Definition of Accident
“Accident" means a sudden, unforeseen, and involuntary
event caused by external, visible and violent means.
“Injury” means accidental physical bodily harm excluding
illness or disease solely and directly caused by external,
violent and visible and evident means which is verified and
certified by a Medical Practitioner.
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
Classification of document- internal/ external/ media etc
5
Place - date
6. Agenda
What does the SmartPA Policy cover?
Accidental Death
Permanent Total Disability
Permanent Partial Disability
Temporary Total Disability
Free/In-built Benefits
Value added benefits
Exclusions
Plan Details
Why SmartPA is a smart choice?
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
Classification of document- internal/ external/ media etc
6
Place - date
7. Accidental Death
Payment of compensation in the unfortunate event of
Insured Person‟s death caused by accidental bodily injury,
within 12 months of happening of such an accident.
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
Classification of document- internal/ external/ media etc
7
Place - date
8. Agenda
What does the SmartPA Policy cover?
Accidental Death
Permanent Total Disability
Permanent Partial Disability
Temporary Total Disability
Free/In-built Benefits
Value added benefits
Exclusions
Plan Details
Why SmartPA is a smart choice?
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
Classification of document- internal/ external/ media etc
8
Place - date
9. Definition - Permanent Total Disability
“Permanent Total Disablement” means a bodily injury
caused by accidental, external, violent and visible means,
which as a direct consequence thereof totally disables and prevents the Insured
Person from :
- attending to any business or occupation of any and every kind or
- if he/she has no business or occupation, from attending to his/her usual and
normal duties
that last for a continuous period of twelve calendar months from the date of the
accident, with no hopes of improvement at the end of that period.
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
Classification of document- internal/ external/ media etc
9
Place - date
10. Coverage - Permanent Total Disability
Payment of compensation in the event of an accidental bodily
injury leading to the total and irrecoverable loss of:
sight of both eyes, physical separation of two entire hands or feet, or of one entire hand and
foot, or sight of one eye and use of one entire hand or foot
use of two hands or two feet, or of one hand and one foot, or sight of one eye and use of one
hand or one foot
Total paralysis
Loss of all fingers and both thumbs OR loss of arm - at shoulder; between shoulder and
elbow ; at and below elbow OR Loss of legs - at hip; between knee and hip ; below knee
Permanent total and absolute disablement disabling the Insured Person from engaging in any
employment or occupation
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
Classification of document- internal/ external/ media etc
10 Place - date
11. Agenda
What does the SmartPA Policy cover?
Accidental Death
Permanent Total Disability
Permanent Partial Disability
Temporary Total Disability
Free/In-built Benefits
Value added benefits
Exclusions
Plan Details
Why SmartPA is a smart choice?
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
Classification of document- internal/ external/ media etc
11 Place - date
12. Definition - Permanent Partial
Disability
“Permanent Partial Disablement” means a bodily injury
caused by accidental, external, violent and visible means,
which as a direct consequence thereof, disables any part of
the limbs or organs of the body of the Insured person and
which falls into one of the categories listed in the Scale of
Benefits Table.
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
Classification of document- internal/ external/ media etc
12 Place - date
13. Coverage - Permanent Partial
Disability
Payment of compensation for bodily injury caused by
accident, resulting in Permanent Partial Disablement within
12 (twelve) calendar months of occurrence of such injury.
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
Classification of document- internal/ external/ media etc
13 Place - date
14. Coverage - Permanent Partial Disability
PPD - Total and irrecoverable loss of various parts as given
Percentage of Capital Sum
below:
Insured
The sight of one eye or the actual loss by physical separation of one
50%
entire hand or one entire foot.
Use of a hand or a foot without physical separation
50%
Loss of speech
50%
Loss of toes – all
20%
Loss of toes great - both phalanges
5%
Loss of toes great - one phalanx
2%
Loss of toes other than great, if more than one toe lost: each
2%
Loss of hearing - both ears
75%
Loss of hearing - one ear
30%
Loss of four fingers and thumb of one hand
50%
Loss of four fingers of one hand
40%
Loss of thumb - both phalanges
25%
Loss of thumb – one phalanx
10%
Loss of index finger – three phalanges
15%
Loss of index finger – two phalanges
10%
Loss of index finger - one phalanx
5%
Loss of middle finger or ring finger or little finger – three phalanges
10%
Loss of middle finger or ring finger or little finger – two phalanges
7%
Loss of middle finger or ring finger or little finger - one phalanx
3%
Loss of metacarpals – first or second (additional) or third, fourth or
3%
fifth (additional)
Any other permanent partial disablement
Percentage as assessed by a
panel doctor of the Company
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
Classification of document- internal/ external/ media etc
14 Place - date
15. Agenda
What does the SmartPA Policy cover?
Accidental Death
Permanent Total Disability
Permanent Partial Disability
Temporary Total Disability
Free/In-built Benefits
Value added benefits
Exclusions
Plan Details
Why SmartPA is a smart choice?
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
Classification of document- internal/ external/ media etc
15 Place - date
16. Definition – Temporary Total
Disablement
“Temporary Total Disablement” means a bodily injury
caused by accidental, external, violent and visible means,
which as a direct consequence thereof totally disables and prevents the Insured
Person f
- From attending to any business or occupation of any and every kind or
- if he/she has no business or occupation, from attending to his/her usual and
normal duties
that lasts temporarily for a certain period within twelve calendar months from the
date of the accident.
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
Classification of document- internal/ external/ media etc
16 Place - date
17. Coverage - Temporary Total Disability
Payment of compensation for bodily injury caused by accident and
resulting in Temporary Total Disablement.
Such an injury prevents the Insured Person from attending to his/her
business or occupation temporarily.
Compensation shall be payable for the temporary period for which
the Insured Person suffers from total disablement due to accidental
bodily injury.
The benefit under this Section is limited payment of compensation
for 104 weeks and upto the limit of Sum Insured specified.
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
Classification of document- internal/ external/ media etc
17 Place - date
18. Agenda
What does the SmartPA Policy cover?
Free/In-built Benefits
Value added benefits
Exclusions
Plan Details
Why SmartPA is a smart choice?
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
Classification of document- internal/ external/ media etc
18 Place - date
19. Free/In-built Benefits
This Policy offers the following free benefits, in case of a
valid claim under the „Accidental Death‟ Section:
Transportation of Mortal Remains: Allowance equivalent to 1% of SI towards
expenses incurred for transporting the dead body.
Funeral Expenses: Allowance towards expenses incurred for funeral in the case
of accidental death
Education Grant for Children: Payment of a fixed allowance of Rs. 10,000 per
dependent child (for a maximum of 2 dependent children) upto the age of 23
years pursuing studies
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
Classification of document- internal/ external/ media etc
19 Place - date
FREE
20. Agenda
What does the SmartPA Policy cover?
Free/In-built Benefits
Value added benefits
Exclusions
Plan Details
Why SmartPA is a smart choice?
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
Classification of document- internal/ external/ media etc
20 Place - date
21. Value-added Benefits
The Policy offers a host of value-added
benefits such as:
Hospital Daily Cash Allowance
Accidental Medical Expenses
Double Death or Permanent Total Disablement
Benefit
Legal Expenses
Please refer to the plan details for the applicability of
these benefits and the Sum Insured for these benefits
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
Classification of document- internal/ external/ media etc
21 Place - date
22. Hospital Daily Cash Allowance
Payment of a fixed allowance per day of hospitalisation
treatment in India for accidental bodily injury
This is applicable if the hospitalisation exceeds a 2 days
Please refer to the plan details for the applicability of these benefits and the Sum Insured for this benefits
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
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23. Accidental Medical Expenses
Reimbursement of actual medical expenses incurred in India
following medical treatment for bodily injury, caused by an
accident
“Medical expenses” means those expenses that an Insured
Person has necessarily and actually incurred for medical
treatment on account of Illness or Accident on the advice of a
Medical Practitioner, as long as these are no more than would
have been payable if the Insured Person had not been insured and
no more than other hospitals or doctors in the same locality would
have charged for the same medical treatment. It includes,
the costs of a bed;
treatment and care by medical staff;
medical procedures,
Medical Practitioner’s / Consultants fees,
medicines and consumables including cost of pacemaker, cost of organs, artificial limbs etc.
as long as these are recommended by the attending Medical
Practitioner
Please refer to the plan details for the applicability of these benefits and the Sum Insured for this benefits
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
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24. Double Benefit for Death or Permanent
Total Disablement
Payment of Double Indemnity , i.e.
200% of the sum insured covered under section 1
200% of the sum insured covered section 2 of the benefit schedule
in case of Permanent Total Disablement, due to bodily
injury, caused by an accident while the Insured is traveling
as a passenger in a public conveyance
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
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25. Legal Expenses
Payment of legal costs and expenses incurred, with the
consent of the Company by the Insured Person or the legal
representative of the Insured Person towards claims for
compensation for death or disablement arising due to an
accidental bodily injury
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
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26. Agenda
What does the SmartPA Policy cover?
Free/In-built Benefits
Value added benefits
Exclusions
Plan Details
Why SmartPA is a smart choice?
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
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27. Exclusions
Death or disablement caused by,aggravated or prolonged by child
birth or from pregnancy
Compensation under more than one of the foregoing Clauses in
respect of the same period of disablement except the Add-on
covers.
Any payment in case of more than one claim under the Policy
during any one period of insurance by which the maximum liability
of the Company in that period would exceed the sum payable
under the Section I, II, III or IV of the Policy.
This would not apply to payments made under Add-on covers, education grant
and expenses for transportation of mortal remains.
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
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28. Exclusions
Any claim in respect of accidental death or permanent disablement
of the Insured/Insured Persons.
from intentional self-injury, suicide or attempted suicide
whilst under the influence of liquor or drugs or other intoxicants
whilst engaging in adventure activities
directly or indirectly, caused by venereal disease, AIDS or insanity
arising or resulting from the Insured/Insured Person committing any breach of law
or participating in an actual or attempted felony, riot, crime or civil commotion
whilst engaging in racing, hunting, mountaineering, ice hockey, winter sports.
Any claim arising out war and war like operations as well as
nuclear perils.
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
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29. Agenda
What does the SmartPA Policy cover?
Free/In-built Benefits
Value added benefits
Exclusions
Plan Details
Why SmartPA is a smart choice?
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
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30. Plan Options
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
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31. Plan Details
In case you need more detail about our products please
visit us at www.bharti-axagi.co.in or for more plan
options call us at 080-49010200
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
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32. Why Smart PA Insurance is a smart
choice?
Simple and affordable
Premium Starting from Rs.250
No long term commitment required – unlike a life insurance policy.
Instant, Hassle-free Policy Delivery
No lengthy application forms
No need to undergo any medical tests before enrollment
Over-the-counter packaging
Pay, Buy and walk away with the policy
Easy shopping experience for the customer
No complex claims procedures
Customer deals directly with the company
Payment of fixed compensation
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
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33. Product Comparison
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
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34. Thank You
For more detail about our products please visit us at www.bharti-axagi.co.in or for more plan options call us at 080-49010200
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34