The presentation gives 3 strong justifications for peer to peer lending to succeed in India. It states that this concept will really help in the growth of the economy while providing an alternate source of credit

2.  Through banks
 Through NBFCs
 Through private lenders

3. - Currently unsecured loans are given by banks
and NBFCs
- P2P allows individuals to give the full or part
of a loan to other people or businesses
- The system is old but is now formalized and
delivered through online platforms

4.  Any individual or business can borrow
through the peer to peer lending India
mechanism
 Lenders and borrowers are connected
through a P2P platform
 Based on eligibility criteria borrowers are
categorized into different risk profiles and
interest rate baskets

5.  Helps increase investment which is very vital
to the economy
 People will be willing to lend as they get a
higher rate of return
 Better than some other options like savings
account and fixed deposit

6.  Was difficult to lend to strangers earlier as
one could not assess risk
 Online platforms have made risk assessment
easier
 Easy tools help to find borrowers who you
can lend to. Read more here

7.  It works on the concept of helping nature of
people
 Indians are generally helpful and bail out
friends in time of need
 Now the same can be done to strangers with
assurance that money will be returned