Paytroniks is a consultancy that focuses on emerging payment solutions like prepaid products, online payments, money transfers, and mobile payments. It identifies best practices for developing and launching these solutions, as well as strategic partners. Paytroniks' services include product development, growth strategies, solution optimization, and market studies to position clients as leaders in their markets. The presentation provides details on Paytroniks' founder and services, as well as its global partner Insight Consultancy, and concludes by restating Paytroniks' objective to provide sustainable and successful emerging payment solutions.
The Learning Lab is researching how digitalization affects the business case for smallholder finance, specifically: what role do digital tools play in successful business models for lending to smallholders? Here we provide early findings from the research, in the form of a presentation from a Sep. 2016 workshop where Dalberg and the Lab discussed the results of organization surveys and expert interviews with selected MasterCard Foundation partners, and financial and digital service providers. In addition to the presentation file, the blog below summarizes some of the key takeaways from the study to date.
Introduction to the principles of client protection to postjpattee
The document summarizes the Smart Campaign, which aims to transform the microfinance industry to prioritize client protection. It outlines six client protection principles, explains why focus on client protection is needed now, and provides an overview of tools and resources available to help organizations assess, improve, and track their client protection practices.
MicroSave conducted Client Research on Client Protection in three countries - India, Bangladesh and the Philippines - during February 2012 to April 2012 with 357 clients. For the purpose of research, MicroSave developed a qualitative market research tool - ServQual - to gain clients insights on CPPs. This report presents (a) the evolution of the research tool, (b) results from the research including clients' perspective on relative importance of each of the CPPs and performance of the organisations in implementation of CPPs, and (c) suggestions on the way forward.
In this presentation we look at the big trends likely to be seen in 2015 for retail banking. Will banks' obsession with customer centricity and user experience heighten? Will digital-only banks proliferate? We explore this and more...
Today, 80 percent of U.S. bankers would like to modernize their core deposit systems and they see a wide range of benefits in innovation, functionality and the overall financial return. Conversely, only 15 percent of bankers believe a new core deposit system will be installed in the next three years. This exclusive research from NTT DATA Consulting, unveils what factors are supporting and hindering core deposit system replacement today. For more information or to receive the white paper visit: http://americas.nttdata.com/Services/Services/Consulting/research.aspx
201407 Digital Disruption in Banking - Accenture Consumer Digital Banking Sur...Francisco Calzado
Banks are facing disruption from new digital entrants and changing customer behaviors. A survey of 4,000 banking customers found that over a quarter would consider a branchless digital bank, and nearly half would bank with non-financial companies they do business with like Amazon or Apple. Younger customers especially want banking services that are convenient and integrated across digital and traditional channels. To respond, banks need to become truly omnichannel, extend their ecosystem of services, and offer digital personalized financial advice to stay relevant and build loyalty as customer needs evolve.
We are providing one-stop solution help organizations understand eligibility and availability of incentives. We offer assessment, management, certification and government agency interfacing to our clients bringing transparency, accountability and scalability for innovation and finance departments at our clients.
The Learning Lab is researching how digitalization affects the business case for smallholder finance, specifically: what role do digital tools play in successful business models for lending to smallholders? Here we provide early findings from the research, in the form of a presentation from a Sep. 2016 workshop where Dalberg and the Lab discussed the results of organization surveys and expert interviews with selected MasterCard Foundation partners, and financial and digital service providers. In addition to the presentation file, the blog below summarizes some of the key takeaways from the study to date.
Introduction to the principles of client protection to postjpattee
The document summarizes the Smart Campaign, which aims to transform the microfinance industry to prioritize client protection. It outlines six client protection principles, explains why focus on client protection is needed now, and provides an overview of tools and resources available to help organizations assess, improve, and track their client protection practices.
MicroSave conducted Client Research on Client Protection in three countries - India, Bangladesh and the Philippines - during February 2012 to April 2012 with 357 clients. For the purpose of research, MicroSave developed a qualitative market research tool - ServQual - to gain clients insights on CPPs. This report presents (a) the evolution of the research tool, (b) results from the research including clients' perspective on relative importance of each of the CPPs and performance of the organisations in implementation of CPPs, and (c) suggestions on the way forward.
In this presentation we look at the big trends likely to be seen in 2015 for retail banking. Will banks' obsession with customer centricity and user experience heighten? Will digital-only banks proliferate? We explore this and more...
Today, 80 percent of U.S. bankers would like to modernize their core deposit systems and they see a wide range of benefits in innovation, functionality and the overall financial return. Conversely, only 15 percent of bankers believe a new core deposit system will be installed in the next three years. This exclusive research from NTT DATA Consulting, unveils what factors are supporting and hindering core deposit system replacement today. For more information or to receive the white paper visit: http://americas.nttdata.com/Services/Services/Consulting/research.aspx
201407 Digital Disruption in Banking - Accenture Consumer Digital Banking Sur...Francisco Calzado
Banks are facing disruption from new digital entrants and changing customer behaviors. A survey of 4,000 banking customers found that over a quarter would consider a branchless digital bank, and nearly half would bank with non-financial companies they do business with like Amazon or Apple. Younger customers especially want banking services that are convenient and integrated across digital and traditional channels. To respond, banks need to become truly omnichannel, extend their ecosystem of services, and offer digital personalized financial advice to stay relevant and build loyalty as customer needs evolve.
We are providing one-stop solution help organizations understand eligibility and availability of incentives. We offer assessment, management, certification and government agency interfacing to our clients bringing transparency, accountability and scalability for innovation and finance departments at our clients.
The document summarizes key findings from a workshop on the business case for digitally-enabled smallholder finance.
1) Surveyed financial service providers were grouped into four digitalization profiles based on level of digital integration and number of smallholder farmers served, ranging from traditional MFIs to fully digital banks and NBFIs. 2) Early evidence suggests portfolio growth is the main driver of value from digital investments, as more customers can be served cost efficiently through alternative data sources. 3) However, high upfront investment costs and lack of internal capabilities remain major obstacles to digital adoption for many providers.
Innovation is a very widely used term which can apply to any aspect of the business.
This report takes a high level and strategic view of the issue and does not focus on one
specific type of innovation, or one area of activity. Innovation in operations is just as
important as innovation in marketing. We look at the issue of strategic versus
incremental innovation, and the importance of innovation for both growth and efficiency.
We also assess the barriers to innovation, what actions banks are taking to increase
their level of innovation, and recommend areas where we feel they could improve.
This document analyzes digital and traditional banking in India and provides a roadmap for ING Vysya bank's transition to digital banking. It finds that while customers are increasingly using digital channels for common tasks like funds transfers, many still prefer branches for deposits, loans, and financial advice. A survey of 111 customers found preferences for both digital and traditional banking depending on the specific service. The document recommends that ING adopt an omnichannel approach, customizing services to different customer segments while improving the digital experience through personalization and maintaining trusted personal advice through flagship branches.
Impact of Digital Banks on Incumbents in SingaporeVarun Mittal
Incumbents have to act now in order to be prepared for the digital bank launch in Singapore by 2021. The New Digital Banks (NDBs) aim to launch customer-centric, differentiated products to meet
their lifestyle goals along with simple and superior user experience.
The new age customers expect transparency and frictionless
experience from their banks.
The incumbent banks should leverage the trust and relationship
built with their customers over the years. They should re-evaluate
their strategy, invest in understanding customers’ needs and enable a digital experience that is at par with leading technology players in the market. Incumbents should take timely action by choosing a viable option to position their business ahead of competition and disruption!
Insurers today, big and small, are facing disruption due to the increasing deployment of InsurTech technologies and by engaging EY, insurers stand to reap benefits of the latest innovations and insurance products, capitalize on new markets as well as future-proof business for with the help of EY's expertise in this sector.
Reinventing banking: Outside-in Digital Transformation Misys
This document discusses the need for banks to undergo an "outside-in" digital transformation and adopt an omni-channel approach centered around customer experience. It notes that while core banking is centuries old, digital banking is only 30 years old. Banks must move away from siloed channels and offer a more seamless, integrated experience across all channels in order to remain relevant to digitally native generations. An omni-channel strategy allows for optimized person-to-person interactions where value can be created for both customers and the bank. The document also warns that non-bank competitors are demonstrating better omni-channel experiences and that telcos and large technology companies increasingly threaten traditional banks.
In light of global explosive growth in mobile banking and the financial services sector's dominant position in enterprise adoption of mobile, this presentation provides advice for optimizing the corporate mobile banking experience and discusses the compelling benefits of mobile.
http://www.aciworldwide.com/events
- The document discusses recommendations for digitizing banking services based on a comparative study of digital and branch banking.
- A survey found customers prefer digital banking over branches due to convenience and time savings. Key implementation factors are infrastructure, data management, analytics, and user interfaces.
- The recommendations include creating an integrated customer database, origination systems, independent processing support, and data repository to power customized digital products and services.
Digital Disruption Nordic Retail Banking_10june_digitalIlkka Ruotsila
1) Digital disruption is rapidly impacting the Nordic banking industry as customer expectations are being driven by digital technologies and new digital entrants are addressing customer needs in new ways.
2) A study found that one third of Nordic bank revenues are at risk due to lost market share and pressure from both global and local digital disruptors attacking the entire banking value chain.
3) While Nordic banks recognize the threat, most lack a clear digital strategy and transformation plan to evolve their business models, putting more of their revenues at risk from digital disruption.
Providing an End to End value proposition to our financial services clients looking for innovative solutions with expertise around co-creation of problem statements, outreach to the vast network of FinTechs, assess the fintech solutions and organize an innovation challenge.
Growing competition and regulatory pressures are forcing Dutch banks to reconsider their traditional payments business models. A survey of the top four Dutch banks found that their payments operating models need optimization to better serve changing customer needs. The banks recognize the need to adopt more customer-centric approaches, including overhauling outdated technologies, implementing payment hubs for end-to-end visibility, streamlining processes, and establishing centers of excellence for talent management. Adopting selective outsourcing strategies and transitioning to managed service models can also help banks cut costs and refocus on their core businesses.
Digital Banking vs. Branch Banking (Ashish Kumar)2K13A19
This document discusses the transition from branch banking to digital banking. It notes that banks are increasingly adopting digital business models to capture more market share. Digital banking is seen as cheaper, faster and more convenient than branch banking. However, branch banking provides benefits like security and personalized service. The document outlines strategies for ING VYSYA bank to expand its digital offerings, such as providing online advisory services, payments, and account management. It also discusses challenges like maintaining simplicity and security with digital financial services.
Innovation and Transformation in Financial ServicesCertus Solutions
Historically, financial services firms have struggled to target and tailor their product offerings to the customer journey. Often only traditional demographic information – gender, age, occupation – is collected with no real insight as to what life stage a customer is in and how this could influence their financial activity.
To compete in a consumer-empowered economy, it is increasingly clear that financial services firms must leverage their information assets to gain a comprehensive understanding of markets, customers, channels, products, regulations, competitors, suppliers, employees and more.
The future of fin tech and financial servicesVarun Mittal
In this roundtable, held as part of the investment summit — “ Deal Day” powered by EY in November — we hosted 22 senior financial services executives investors and FinTech founders to talk about the evolving trends around FinTech innovations and investment in the next 12 months.
This presentation aims to provide an overview of the Fuji Xerox Insurance Services offering, the benefits of our services, an insight into current challenges facing the Insurance Industry today and offers suggestions for how these challenges can be addressed.
7 of the 10 world’s top 10 general and life insurers rely on Fuji Xerox services.
To find out more about our Insurance Industry Services visit: http://www.fujixerox.com.au/solutions/industry/insurance.jsp
Pervasive digital technology is fundamentally changing the retail banking business model. Here's how banking Chief Information Officers (CIOs) need to change in order to lead the digital charge, according to our recent study.
Customer Lifecycle Engagement for Insurance Companiesedynamic
This document discusses improving customer engagement and acquisition for insurance companies through digital channels. It begins with an agenda and introduction to eDynamic's expertise in digital solutions for insurers. It then covers key trends in customer acquisition, opportunities for improving engagement through the customer lifecycle. Specifically, it discusses how digital plays a role in each stage from research to claims. It provides eDynamic's perspective on how insurers can respond by understanding the changing customer and providing simplicity, visibility and control. Finally it outlines a approach to improving engagement and acquisition through assessing maturity, creating digital marketing tactics, selecting the right technology elements, and continuous improvement.
The document analyzes the mobile payments landscape and opportunity in Latin America. Key points include: mobile penetration is close to 100% but solutions have struggled to gain a foothold; socioeconomic and technology trends are driving increased adoption of mobile banking and payments; initiatives by banks and mobile operators have launched pilot programs but widespread adoption remains limited due to barriers like lack of NFC-enabled phones and security concerns. While the opportunity is sizable given the large unbanked population, regulatory environments can be stringent and infrastructure upgrades pose challenges to solutions like NFC. Mobile POS and prepaid cards show promise as mass adoption strategies if these barriers are addressed.
Recent announcements place nfc payments on life supportJoseph Frisz
Recent announcements by leading players in the payments industry indicate that NFC’s prospects for any sort of sustainable future are becoming increasingly dim. It all began in with press announcements in August of this year when Apple and PayPal continued to reaffirm their plans to ignore the technology by not including NFC into their mobile payment offering. This was manifested by the new iPhone 5S and iPhone 5C not having the contactless technology in them and by PayPal taking an Anything But NFC approach by enabling their customers to pay with Card Swipe Readers, Bluetooth Low Energy (BLE) and/or QR codes.
The document summarizes key findings from a workshop on the business case for digitally-enabled smallholder finance.
1) Surveyed financial service providers were grouped into four digitalization profiles based on level of digital integration and number of smallholder farmers served, ranging from traditional MFIs to fully digital banks and NBFIs. 2) Early evidence suggests portfolio growth is the main driver of value from digital investments, as more customers can be served cost efficiently through alternative data sources. 3) However, high upfront investment costs and lack of internal capabilities remain major obstacles to digital adoption for many providers.
Innovation is a very widely used term which can apply to any aspect of the business.
This report takes a high level and strategic view of the issue and does not focus on one
specific type of innovation, or one area of activity. Innovation in operations is just as
important as innovation in marketing. We look at the issue of strategic versus
incremental innovation, and the importance of innovation for both growth and efficiency.
We also assess the barriers to innovation, what actions banks are taking to increase
their level of innovation, and recommend areas where we feel they could improve.
This document analyzes digital and traditional banking in India and provides a roadmap for ING Vysya bank's transition to digital banking. It finds that while customers are increasingly using digital channels for common tasks like funds transfers, many still prefer branches for deposits, loans, and financial advice. A survey of 111 customers found preferences for both digital and traditional banking depending on the specific service. The document recommends that ING adopt an omnichannel approach, customizing services to different customer segments while improving the digital experience through personalization and maintaining trusted personal advice through flagship branches.
Impact of Digital Banks on Incumbents in SingaporeVarun Mittal
Incumbents have to act now in order to be prepared for the digital bank launch in Singapore by 2021. The New Digital Banks (NDBs) aim to launch customer-centric, differentiated products to meet
their lifestyle goals along with simple and superior user experience.
The new age customers expect transparency and frictionless
experience from their banks.
The incumbent banks should leverage the trust and relationship
built with their customers over the years. They should re-evaluate
their strategy, invest in understanding customers’ needs and enable a digital experience that is at par with leading technology players in the market. Incumbents should take timely action by choosing a viable option to position their business ahead of competition and disruption!
Insurers today, big and small, are facing disruption due to the increasing deployment of InsurTech technologies and by engaging EY, insurers stand to reap benefits of the latest innovations and insurance products, capitalize on new markets as well as future-proof business for with the help of EY's expertise in this sector.
Reinventing banking: Outside-in Digital Transformation Misys
This document discusses the need for banks to undergo an "outside-in" digital transformation and adopt an omni-channel approach centered around customer experience. It notes that while core banking is centuries old, digital banking is only 30 years old. Banks must move away from siloed channels and offer a more seamless, integrated experience across all channels in order to remain relevant to digitally native generations. An omni-channel strategy allows for optimized person-to-person interactions where value can be created for both customers and the bank. The document also warns that non-bank competitors are demonstrating better omni-channel experiences and that telcos and large technology companies increasingly threaten traditional banks.
In light of global explosive growth in mobile banking and the financial services sector's dominant position in enterprise adoption of mobile, this presentation provides advice for optimizing the corporate mobile banking experience and discusses the compelling benefits of mobile.
http://www.aciworldwide.com/events
- The document discusses recommendations for digitizing banking services based on a comparative study of digital and branch banking.
- A survey found customers prefer digital banking over branches due to convenience and time savings. Key implementation factors are infrastructure, data management, analytics, and user interfaces.
- The recommendations include creating an integrated customer database, origination systems, independent processing support, and data repository to power customized digital products and services.
Digital Disruption Nordic Retail Banking_10june_digitalIlkka Ruotsila
1) Digital disruption is rapidly impacting the Nordic banking industry as customer expectations are being driven by digital technologies and new digital entrants are addressing customer needs in new ways.
2) A study found that one third of Nordic bank revenues are at risk due to lost market share and pressure from both global and local digital disruptors attacking the entire banking value chain.
3) While Nordic banks recognize the threat, most lack a clear digital strategy and transformation plan to evolve their business models, putting more of their revenues at risk from digital disruption.
Providing an End to End value proposition to our financial services clients looking for innovative solutions with expertise around co-creation of problem statements, outreach to the vast network of FinTechs, assess the fintech solutions and organize an innovation challenge.
Growing competition and regulatory pressures are forcing Dutch banks to reconsider their traditional payments business models. A survey of the top four Dutch banks found that their payments operating models need optimization to better serve changing customer needs. The banks recognize the need to adopt more customer-centric approaches, including overhauling outdated technologies, implementing payment hubs for end-to-end visibility, streamlining processes, and establishing centers of excellence for talent management. Adopting selective outsourcing strategies and transitioning to managed service models can also help banks cut costs and refocus on their core businesses.
Digital Banking vs. Branch Banking (Ashish Kumar)2K13A19
This document discusses the transition from branch banking to digital banking. It notes that banks are increasingly adopting digital business models to capture more market share. Digital banking is seen as cheaper, faster and more convenient than branch banking. However, branch banking provides benefits like security and personalized service. The document outlines strategies for ING VYSYA bank to expand its digital offerings, such as providing online advisory services, payments, and account management. It also discusses challenges like maintaining simplicity and security with digital financial services.
Innovation and Transformation in Financial ServicesCertus Solutions
Historically, financial services firms have struggled to target and tailor their product offerings to the customer journey. Often only traditional demographic information – gender, age, occupation – is collected with no real insight as to what life stage a customer is in and how this could influence their financial activity.
To compete in a consumer-empowered economy, it is increasingly clear that financial services firms must leverage their information assets to gain a comprehensive understanding of markets, customers, channels, products, regulations, competitors, suppliers, employees and more.
The future of fin tech and financial servicesVarun Mittal
In this roundtable, held as part of the investment summit — “ Deal Day” powered by EY in November — we hosted 22 senior financial services executives investors and FinTech founders to talk about the evolving trends around FinTech innovations and investment in the next 12 months.
This presentation aims to provide an overview of the Fuji Xerox Insurance Services offering, the benefits of our services, an insight into current challenges facing the Insurance Industry today and offers suggestions for how these challenges can be addressed.
7 of the 10 world’s top 10 general and life insurers rely on Fuji Xerox services.
To find out more about our Insurance Industry Services visit: http://www.fujixerox.com.au/solutions/industry/insurance.jsp
Pervasive digital technology is fundamentally changing the retail banking business model. Here's how banking Chief Information Officers (CIOs) need to change in order to lead the digital charge, according to our recent study.
Customer Lifecycle Engagement for Insurance Companiesedynamic
This document discusses improving customer engagement and acquisition for insurance companies through digital channels. It begins with an agenda and introduction to eDynamic's expertise in digital solutions for insurers. It then covers key trends in customer acquisition, opportunities for improving engagement through the customer lifecycle. Specifically, it discusses how digital plays a role in each stage from research to claims. It provides eDynamic's perspective on how insurers can respond by understanding the changing customer and providing simplicity, visibility and control. Finally it outlines a approach to improving engagement and acquisition through assessing maturity, creating digital marketing tactics, selecting the right technology elements, and continuous improvement.
The document analyzes the mobile payments landscape and opportunity in Latin America. Key points include: mobile penetration is close to 100% but solutions have struggled to gain a foothold; socioeconomic and technology trends are driving increased adoption of mobile banking and payments; initiatives by banks and mobile operators have launched pilot programs but widespread adoption remains limited due to barriers like lack of NFC-enabled phones and security concerns. While the opportunity is sizable given the large unbanked population, regulatory environments can be stringent and infrastructure upgrades pose challenges to solutions like NFC. Mobile POS and prepaid cards show promise as mass adoption strategies if these barriers are addressed.
Recent announcements place nfc payments on life supportJoseph Frisz
Recent announcements by leading players in the payments industry indicate that NFC’s prospects for any sort of sustainable future are becoming increasingly dim. It all began in with press announcements in August of this year when Apple and PayPal continued to reaffirm their plans to ignore the technology by not including NFC into their mobile payment offering. This was manifested by the new iPhone 5S and iPhone 5C not having the contactless technology in them and by PayPal taking an Anything But NFC approach by enabling their customers to pay with Card Swipe Readers, Bluetooth Low Energy (BLE) and/or QR codes.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Hacker dapat digunakan untuk kebaikan atau kejahatan. Beberapa hacker membantu pemerintah dengan meningkatkan keamanan sistem, sementara yang lain mencuri data pribadi atau merusak sistem. Hacker harus waspada terhadap ancaman keamanan siber dan melindungi informasi pribadi.
Mobile POS solutions Prezi presentationJoseph Frisz
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses current trends in mobile wallets. It defines a mobile wallet as an application that processes electronic payments and stores financial data on a mobile device. There are currently over 150 mobile wallet initiatives worldwide. The document outlines recent announcements regarding new wallet offerings and updates. It also examines consumer attitudes, finding that security and fragmented options have led to apathy. The document introduces a simple matrix to illustrate the current mobile wallet landscape and clusters of competitors. Finally, it predicts future trends such as consolidation in competitive clusters, new solutions focusing on alternative payments for consumers, and an intensifying battle between PayPal and Square to dominate the merchant mobile wallet space.
32 Ways a Digital Marketing Consultant Can Help Grow Your BusinessBarry Feldman
How can a digital marketing consultant help your business? In this resource we'll count the ways. 24 additional marketing resources are bundled for free.
Field Interactive MR’s consumer-panel, B2B-Panel, Healthcare-Panel and data collection capabilities in 98 countries helps our clients analyze the market, gain valuable insight and genuinely understand consumers.
For more information, please visit - http://fieldinteractive-mr.com/
This document describes the services of ePay Consulting, a payments industry consultancy. It specializes in landscape assessments, product definition, go-to-market strategies, sales optimization, data analytics, and other services. Sample engagements include payment solutions strategies and operational improvements for large acquirers and processors. Testimonials praise ePay's industry expertise, impactful recommendations, and ability to understand clients' needs. One case study describes ePay conducting research to define a smart terminal product launch strategy for a client.
This document summarizes National Financial's offerings for broker-dealers, including superior services, comprehensive product solutions, value-added services, and technology solutions to help firms grow their business. It highlights National Financial's dedicated relationship managers, flexible technology platform Streetscape, and the strength and experience of working with a leading clearing and custody provider of Fidelity Investments, which has $5 trillion in assets under administration.
Know Your Audience: The Evolution of Identity in a Consumer-Centric MarketplaceSignal
Identity solutions are emerging to help marketers address the growing complexity of recognizing audiences across numerous connected devices and touchpoints. These solutions involve ingesting disparate data sources, storing the data in centralized repositories, processing it to establish universal audience profiles, and then activating those profiles across various marketing use cases. However, identity remains a challenge as most marketers currently lack the tools, data, and expertise to accurately identify audiences consistently across all channels. Marketers indicate a need for help building business cases around identity solutions and guidance on how identity can support broader business objectives.
Go-to-Market in the Cloud Trends and ChallengesLeahanne Hobson
This document discusses the impact of cloud computing on traditional channels and solution providers. Key points include:
- Forrester and Gartner estimates that cloud transformation will lead to 15-40% attrition of the existing channel.
- Conventional business models and customer engagements will become less valuable unless solution providers change their approach.
- Survival requires radical changes to business models and go-to-market strategies, which most solution providers are ill-equipped for.
- Vendors continuing traditional approaches will struggle, and nimble transformation is needed to succeed in the cloud environment.
The document discusses an analytics framework for fast moving consumer goods companies. It identifies key trends impacting the industry like health and customization. It then describes how analytics can help companies address these trends by providing insights into pricing, customer preferences, supply chains and more. The framework covers different parts of the value chain from marketing to manufacturing. Specific case studies show how companies have used analytics for digital analytics, brand analysis, customer insights and marketing mix optimization.
Voice pick Research - Product InformationVoicePick1
1) Voice Pick is a Vietnamese customer insight platform that allows companies to collect real data from real users in their target audiences and segment them.
2) The platform provides standardized and customized data analysis packages, starting from basic data needs to more in-depth exploratory analysis. It focuses on automation, scalability, and quality control.
3) Voice Pick's analysis and consulting team can provide strategic recommendations throughout a product's lifecycle from introduction to decline, based on collected consumer data and insights.
Ginger Goodin, director of TTI's Transportation Policy Research Center, gave this presentation at the 2016 Smart Transport Symposium in Austin, Texas. The presentation is a status report on the active NCHRP research project. For more details on the project visit: http://apps.trb.org/cmsfeed/TRBNetProjectDisplay.asp?ProjectID=3934
Customer Contact Center Best Practices and Considerations White PaperDATAMARK
Best practices and considerations for implementing customer contact centers, including inbound and outbound phone, email and social media customer engagement.
The document discusses challenges facing auto insurers today, including flat premium growth since 2004 and more complex customer needs and risks. It promotes solutions from Verisk Insurance to help insurers innovate, such as using data analytics to better understand customer risks and portfolio performance. Verisk offers tools to optimize the underwriting process from quote to renewal and help insurers make smarter risk decisions.
Devloping a holistic payment processing strategy Rudi Chatab
Developing a holistic payments strategy involves considering key elements like revenue sources, payment methods, controls, and hygiene factors in an interconnected way. A payments strategy should address questions about what products are sold through what channels, which payment methods to support, currency and fraud management needs, and costs. Developing a matrix of sales by channel is a good starting point to understand requirements. Global and local payment options need to be evaluated along with issues like liability, reconciliation and customer experience. Dynamic currency conversion may provide opportunities but also risks to manage. Fraud controls should be layered based on risk level to balance security and conversions.
To meet customers’ needs and deliver profitable growth, insurers must embrace the potential of digital underwriting. Ninety percent are investing in the function, but are they making the right investments? This report proposes a practical plan to set underwriters on the path to digital transformation. It includes the attributes they need, how they can make better use of analytics, and new technologies worth considering.
This document outlines the product development process for new ventures. It discusses 8 key stages: 1) idea generation, 2) idea screening, 3) concept development and testing, 4) marketing strategy development, 5) business analysis, 6) product development, 7) market testing, and 8) commercialization. For each stage, it provides details on the goals and activities involved such as generating product concepts, testing concepts with customers, developing a marketing plan, estimating costs and profits, creating product prototypes, and conducting market entry tests. The document emphasizes gathering customer feedback at multiple points to refine the product and marketing strategy.
Embrace emerging trends, prioritize operational excellence, and choose the right partners like top credit card processors to empower your financial service offerings and thrive in the exciting world of credit cards. Visit us at: https://webpays.com/credit-card-processing.html
Enhanxit international business developmentEnhanxit SL
This document discusses strategies for international business development. It covers objectives like determining the best markets and products to enter, choosing sales channels, and adapting organizational structures. Key points discussed include:
- Evaluating products/services based on their competitiveness, market needs, and ability to be commercialized internationally. This determines what to offer in new markets.
- Selecting markets through a preliminary evaluation of economic indicators, followed by an in-depth analysis of industry forecasts, entry conditions, competition, customers, and industry history.
- Considering options like product standardization or adaptation when entering new markets. Adaptation may add more value but at a higher cost.
- Indirect sales channels can provide a cost
Aegon Americas: Leveraging leading positions in workplace and individual solu...Aegon
Joe Boan (Workplace & Individual Markets), Scott Ramey, (Workplace Solutions) and Phil Eckman (Customer Experience & Advice) provide an update on how Transamerica is leveraging leading positions in Workplace & Individual Solutions.
Sage Accountant Referral Program Vendor Comparisonv3pptxKaren Krieger
After reviewing four vendors for its Accountant Referral Program, Sage selected three vendors to respond to its request for proposal: Amplifinity, Influitive, and Birch Worldwide. Sage evaluated the vendors based on various criteria such as experience, alignment with Sage's goals and objectives, technical capabilities, and cost. Amplifinity scored highest across most criteria. The recommendation is to select Amplifinity as they exceed program requirements, have extensive experience in financial software, offer a flexible pricing structure, and provide a technically sound platform. The proposed phased approach with Amplifinity includes a base program for accountants to refer SMBs at a monthly cost of $10,000 with additional features added over time
Top Things to Consider While Choosing an Omnichannel Banking Solution Provide...Panamax, Inc
Having the right omnichannel banking platform for your business can be crucial. Thus, see the essential steps that define selecting the right solution provider.
Marketing analytics tools helps you to evaluate your business objectives, and analyzing the marketing environment factors that have an impact on the organization.
This document summarizes the key findings of a survey conducted by Finextra and AdviceRobo on the rise of credit robos:
1. The majority of lenders agreed that credit consumption will continue to grow but that lenders should also play a role in protecting customers from overconsumption. There was disagreement on the primary causes of current credit problems.
2. Respondents agreed that unstructured data can improve risk profiles, especially for those with thin credit files, but most lenders still rely primarily on structured data for credit scoring. Half agreed advice robos can help define credit risk more effectively.
3. Lenders face cost pressures forcing infrastructure rethinking. Speed of loan decisions and fulfillment