The document discusses paytm clones, which are pre-packaged solutions that replicate the functionality of the Paytm payment app, allowing businesses to launch their own payment services quickly and cost-effectively. It highlights the benefits of using paytm clones, including cost-efficiency, time optimization, and customization, while recommending Omninos as a specialized development partner in this field. Additionally, it addresses frequently asked questions regarding the legality, customization, and essential features of paytm clone apps.