The document describes PayTrak Protect, an affordable health and dental benefits plan offered exclusively to clients of PayTrak Payroll Services. PayTrak Protect offers pooled group plans at negotiated rates to provide benefits typically only available to large businesses. Clients can choose between bronze, silver, and gold plans and PayTrak handles administration and claims processing. The benefits plan is intended to help small businesses attract and retain employees by offering affordable health coverage.

1. The Health And Dental Benefits Package for PayTrak Payroll Services
Clients

2. What is PayTrak Protect?
• PayTrak Protect is an affordable benefits plan offered through PayTrak Payroll
Services
• The plans offered to our clients are concise and comprehensive
• All plans will be administered and managed by PayTrak
• The plan is a “pooled” plan so that our mutual clients can take advantage of big
business pricing
• PayTrak Protect is backed through Greenshield of Canada a premier health and
benefits organization
• PayTrak Payroll Services offers the plan EXCLUSIVELY to their clients and
employees

3. Why PayTrak Protect?
• Many Small business owners believe that offering benefits to their employees is
cost prohibitive.
• The fact is that offering benefits increases employee retention and satisfaction,
and can be an important part of the overall compensation.
• Through research it has been determined that the small business benefits
offerings through other providers can be double that of a pooled plan.
• Many small business owners are too busy, or do not have the resources to
negotiate rates and administer a benefits plan.
• Enter PayTrak Protect

4. How Does PayTrak Protect work?
• The rates for the pooled plan have been negotiated and will be administered by
PayTrak Payroll Services
• All initial client set-up will be completed through PayTrak Payroll Services.
• PayTrak has defined three levels of offerings for clients, Gold, Silver and Bronze
• The Employer contribution can be defined between 50-100%
• All premiums will be collected from both the employer and the employee at the
defined percentages through the standard payroll process
• PayTrak will make the payments to the end provider
• PayTrak will co-ordinate review of all premiums for adjustment on Dec. 1
• On-going employer support will be provided by PayTrak, employee support will
be provided through Greenshield.

5. How Does PayTrak Protect work?
• Pricing is pre-set and non-negotiable
• The client will select their level from the three offerings
• PayTrak will send the contract and sign up forms to the client
• The client will return the contract to PayTrak
• PayTrak will send the client the employee information forms
• PayTrak will enroll the client and it’s members directly with the provider and
the provider in turn will inform the employees how to create usernames and
passwords. PayTrak has no access to their personal information
• Welcome and Introductory packages are supplied to the client for distribution
to their employees

6. How are Claims Submitted?
• All Claims can be submitted by the employees in many easy to use methods
• PayTrak Protect enrollees receive a claims card for use at medical and dental
facilities and pharmacies
• Claims can be submitted and files on-line through a secure web portal
• Claims can also be submitted through the mail
• Enrollees have the option of receiving any re-imbursement through direct
deposit

7. PayTrak Protect “Nice to Have’s”
• Through the provider enrollees have access to the Mobil App to…
• Remotely check prescription coverage
• Find a health care provider near their current location
• Present their claims card electronically on their device
• Submit a mock claim to determine coverage
• PLUS
• The ability to login to the mobile portal to check status of claims and coverage

8. How Does PayTrak Protect work?
Bronze Offering Highlights:
Base level entry offering for PayTrak Protect
Prescription Coverage 80% $5000 Max
Hospital – 7 days
Out Of Country
Eye Care – Exam Only
No Dental
No Paramedical

9. How Does PayTrak Protect Work ?
Silver Offering Highlights:
Intermediate level offering
Prescription Coverage 80% $5000 Max
Hospital – 7 days
Out Of Country
Eye Care – Exam Only
PLUS:
Dental care for all members – 80%

10. How Does PayTrak Protect work ?
Gold Offering Highlights:
Top level offering for PayTrak Protect
Prescription Coverage 90% $5000 Max
Eye Exam
Hospital – 14 days
Out Of Country
PLUS:
Dental care for all members – 90%
Vision Care - $200/2 24 mths Frames/Lenses
AND:
Paramedical: $300/per practioner

11. Comparing PayTrak Protect Packages
Easy to use side by side comparison pricing
sheet for presentation to clients
Pricing for each plan and for single and
family plans indicated at the bottom
Base administration fee
One-Time implementation fee

12. Marketing PayTrak Protect
• PayTrak Payroll Services has begun the process of developing the creative
component of the marketing campaign
• Marketing Collateral pieces have been developed for physical presentations as
well as digital copies for electronic campaigns
• A new section dedicated to PayTrak Protect and small business benefits offering
will be added to the PayTrak Payroll Services website
• Current electronic marketing methods will be broadened to include the small
business benefits offering through PayTrak Protect
• Electronic campaigns will be launched to the existing client base in groups

13. Small Business Ad:
This piece was designed with the specific
goal of appealing to a small business owner
Consider that many small business owners
have come from a large business
background
Consider that they know the significance of
offering benefits to their employees
Consider that they believe that offering
benefits to their employees is cost
prohibitive
Consider PayTrak Protect – any size
business, any size budget

14. Professional Icon Bulleted
Designed to immediately introduce the
Health and Benefits offering through
specific and simple imagery
A brief and concise message centred in the
middle of the page
Icon bulleted message at the three quarter
mark to visually indicate the offering with
the descriptions immediately below
Icon bulleted call to action items at the
bottom of the screen which can be
hyperlinks in the e-versions

15. Family Matters
Designed to appeal to the notion of a happy
and healthy family
Employers understand the value of keeping
employees healthy and happy
Less down-time, less wasted hours
Emphasis on the availability to both the
employers and the employees
Standard service bullet points emphasized
by the green checkmarks to show inclusion
at a glance prefaced by the offering in bold
Call to action buttons at the bottom for easy
reference and quick response (can be hyper-
links in e-version)

16. Introduction, Generic
PayTrak Protect logo prominently displayed
centre top of the page for maximum
visibility and branding.
PayTrak Payroll Services logo top right to
indicate the offering is being powered
through the payroll service
Short Introductory paragraphs mid-page for
easy reference and brief description
Reassurance of the same level of service
that clients have come to expect from
PayTrak
Easy to read bulleted service inclusions at
the bottom of the page

17. Marketing Tools in Development
PayTrak will continue to develop marketing
tools to support PayTrak Protect
Multi-Media tools will be assembled and
compiled for use in both face to face
presentations and information pieces on the
website
PayTrak Protect tools for social media
campaigns will also be developed in coming
weeks.
Continuous development of print and
electronic pieces
Marketing Tools Goal: Have a fresh and new
approach every couple of weeks for overall
branding achievement.

18. PayTrak Protect and Padgett Business Services
• Advantages to existing clients are two-fold
• For Padgett clients that are currently on an existing benefit plan, PayTrak Protect present
significant cost savings. How better to make a client happy?
• Padgett Office owners are now able to present a cost-effective solution to clients that
previously believed offering benefits to employees was to expensive
• Another “weapon in the arsenal”
• Padgett Business Services
• Padgett Connect
• PayTrak Payroll Services
• PayTrak Protect
• Peace of Mind
• Increased client retention

19. PayTrak Protect and Padgett Business Services
• No Administration
• All administration is handled by PayTrak
• Corresponding numbers will be on your clients payroll reports
• Increased service levels and dependence
• Become more important to your client
• One-Stop Shopping for small business needs
• And of course: Increased ability to be able to sell payroll
• Helps to eliminate the objection of cost
• Can help to entice clients over to payroll
• Not offered anywhere else
• Stay Tuned for more exciting products from PayTrak

20. Thank- You
Questions and Answers