This document discusses the author's experiences with health care coverage in different countries. The author grew up in a developing country with little health insurance coverage available. When living in the US, the author had employer-provided health insurance but saw costs rise over time. When working in Germany, the author had an international medical plan and found overall out-of-pocket costs to be lower due to cheaper medical care and higher payments from insurance carriers. However, some services like dental care were still quite expensive. The author worries about health coverage options after COBRA expires due to being laid off.
There are many players in the healthcare ecosystem: payers, providers, healthcare technology companies, pharmaceutical companies, non-profits, and government. Each organization plays its part, addressing certain needs. Each have their own objectives, value propositions and methods of making money. Despite unique and sometimes conflicting goals, they all have a shared objective: to care for the patient and to improve their outcomes. However, the way that data and money flow through this system has created pathways that are hard to adjust. Some of the organizations work together and have built bridges, while others have not yet been able to do so. The healthcare industry spends a lot of time fixing the problems that it has created itself and struggles to move past that to addressing the true needs of the patient in a comprehensive and organized fashion.
When working with clients, Mad*Pow’s research focuses on understanding the target audience and what they need to ensure that the new solution we create will deliver value for them AND deliver upon the client’s specific objectives. During that process, we discover outlying facts, gaps, frustrations, desires–representing unmet needs. However, the organizations we are working with may not be in a position to deliver upon these needs, so often they are not considered in the solution. In this presentation, we will discuss the unmet needs of a specific patient population, how we discovered them, and how this can lead to a deeper understanding of the healthcare ecosystem and opportunity for the organizations within it to truly improve patient experiences.
Key Principles Of Person Centred Care
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Introduction to the new health laws! A PPT for audiences that have average literacy (7-8th grade reading level). Actually, I showed it to a group of people with post-grad education, and they liked it. You will too. Please customize it freely and use your name if you want to present it to others. You're welcome to give me constructive feedback so I can continue to evolve it.
This edition features a handful of The 10 Most Admired Women in Healthcare that are leading us into a healthy future
Read More: https://ciolook.com/10-most-admired-women-in-healthcare-october2022/
Health insurance is one of the most complex products consumers will ever purchase. Starting October 1st, 2013, new health insurance marketplaces in many states will begin open enrollment for individuals, families and small businesses. Learn about what is being done to ensure consumers are fully informed and understand how to get the coverage they need.
Kathy Paez from the American Institutes of Research (AIR) will share the results from a national representative survey of consumer’s health insurance literacy. Coming at this historic juncture, AIR’s applied research offers insights in tailoring outreach and communication messages to consumers trying to understand health insurance in the new state and federal marketplaces.
Also presenting will be Jennifer Messenger Heilbronner from the Metropolitan Group. Jennifer will bring an insider’s view into strategies being used by Cover Oregon. As a new state insurance marketplace, her team is tasked with reaching a wide variety of audiences, addressing misperceptions and getting uninsured people in her state covered.
This resource was from the fourth session in the CALPACT sponsored Health Communication Matters Webinar Series, which will help participants in all walks of public health to apply health literacy principles to their everyday communications.
Please visit here to listen to the audio recording of the webinar:
https://cc.readytalk.com/play?id=551ax7
Visit these links for the other resources related to this webinar:
Health Literacy Undervalued by Public Health? A tool for public health professionals:
http://www.slideshare.net/SPHCalpact/calpact-training-health-literacy-undervalued-by-public-health-training-tool
Applying Health Literacy to Health Insurance - Resources
http://www.slideshare.net/SPHCalpact/applying-health-literacy-to-health-insurance-resources
Follow Us on Twitter: @CALPACT
Facebook: http://www.facebook.com/CALPACTUCB
Website: www.calpact.org
Questions?
Email sphcalpact@berkeley.edu
Presentation I gave during the Singapore Math Learning Festival of the Galileo Enrichment Learning Center last October 8, 2011 at the AIM Conference Center.
There are many players in the healthcare ecosystem: payers, providers, healthcare technology companies, pharmaceutical companies, non-profits, and government. Each organization plays its part, addressing certain needs. Each have their own objectives, value propositions and methods of making money. Despite unique and sometimes conflicting goals, they all have a shared objective: to care for the patient and to improve their outcomes. However, the way that data and money flow through this system has created pathways that are hard to adjust. Some of the organizations work together and have built bridges, while others have not yet been able to do so. The healthcare industry spends a lot of time fixing the problems that it has created itself and struggles to move past that to addressing the true needs of the patient in a comprehensive and organized fashion.
When working with clients, Mad*Pow’s research focuses on understanding the target audience and what they need to ensure that the new solution we create will deliver value for them AND deliver upon the client’s specific objectives. During that process, we discover outlying facts, gaps, frustrations, desires–representing unmet needs. However, the organizations we are working with may not be in a position to deliver upon these needs, so often they are not considered in the solution. In this presentation, we will discuss the unmet needs of a specific patient population, how we discovered them, and how this can lead to a deeper understanding of the healthcare ecosystem and opportunity for the organizations within it to truly improve patient experiences.
Key Principles Of Person Centred Care
Obama Care Essay
What Is Self Care? Essay
Hospice And Palliative Care Essay
Access of Care Essay
Patient Centred Care Essay
The Ethics Of Care Ethics
Personal Essay: Care For Others
Person Centred Care Essay
Ethics Of Care Essay
Healthcare in the United States Essay
Managed Care Essay
Chronic Care Vs Acute Care Essay
Self Care Essay example
Infection Control In Health Care Essay
Quality Patient Care Essay
Day Care Essay
Comfort Care Advantages
Person Centred Care Essay
Continuity Of Care Essay
Ethical Issues Of The Healthcare Essay
Essay on Careers in Healthcare
Changes In Healthcare Essay
Health Care Persuasive Essay
Essay on Quality Health Care
Essay On American Healthcare
Health Insurance Essay
Why Is Healthcare Important? Healthcare?
The Health Of A Health Care System
Ethical Issues in Healthcare Research Essay
Social Media And Health Care Essay
Why I Chose Healthcare
Healthcare in the United States Essay
Healthcare And The Healthcare Organization Essay
Healthcare Teams Essay
Current Health Care Issues Essay examples
Health Care Trends Essay examples
Essay On Healthcare In The United States
The Problem Of Health Care Essay
Inequality in Healthcare Essay examples
Introduction to the new health laws! A PPT for audiences that have average literacy (7-8th grade reading level). Actually, I showed it to a group of people with post-grad education, and they liked it. You will too. Please customize it freely and use your name if you want to present it to others. You're welcome to give me constructive feedback so I can continue to evolve it.
This edition features a handful of The 10 Most Admired Women in Healthcare that are leading us into a healthy future
Read More: https://ciolook.com/10-most-admired-women-in-healthcare-october2022/
Health insurance is one of the most complex products consumers will ever purchase. Starting October 1st, 2013, new health insurance marketplaces in many states will begin open enrollment for individuals, families and small businesses. Learn about what is being done to ensure consumers are fully informed and understand how to get the coverage they need.
Kathy Paez from the American Institutes of Research (AIR) will share the results from a national representative survey of consumer’s health insurance literacy. Coming at this historic juncture, AIR’s applied research offers insights in tailoring outreach and communication messages to consumers trying to understand health insurance in the new state and federal marketplaces.
Also presenting will be Jennifer Messenger Heilbronner from the Metropolitan Group. Jennifer will bring an insider’s view into strategies being used by Cover Oregon. As a new state insurance marketplace, her team is tasked with reaching a wide variety of audiences, addressing misperceptions and getting uninsured people in her state covered.
This resource was from the fourth session in the CALPACT sponsored Health Communication Matters Webinar Series, which will help participants in all walks of public health to apply health literacy principles to their everyday communications.
Please visit here to listen to the audio recording of the webinar:
https://cc.readytalk.com/play?id=551ax7
Visit these links for the other resources related to this webinar:
Health Literacy Undervalued by Public Health? A tool for public health professionals:
http://www.slideshare.net/SPHCalpact/calpact-training-health-literacy-undervalued-by-public-health-training-tool
Applying Health Literacy to Health Insurance - Resources
http://www.slideshare.net/SPHCalpact/applying-health-literacy-to-health-insurance-resources
Follow Us on Twitter: @CALPACT
Facebook: http://www.facebook.com/CALPACTUCB
Website: www.calpact.org
Questions?
Email sphcalpact@berkeley.edu
Presentation I gave during the Singapore Math Learning Festival of the Galileo Enrichment Learning Center last October 8, 2011 at the AIM Conference Center.
This is the presentation I made during the WeAreOneFilipino (WAOF) Summit last April 30, 2011 in Las Vegas, USA. This event coincided with Gawad Kalinga USA Hope Ball.
Ozempic: Preoperative Management of Patients on GLP-1 Receptor Agonists Saeid Safari
Preoperative Management of Patients on GLP-1 Receptor Agonists like Ozempic and Semiglutide
ASA GUIDELINE
NYSORA Guideline
2 Case Reports of Gastric Ultrasound
Title: Sense of Smell
Presenter: Dr. Faiza, Assistant Professor of Physiology
Qualifications:
MBBS (Best Graduate, AIMC Lahore)
FCPS Physiology
ICMT, CHPE, DHPE (STMU)
MPH (GC University, Faisalabad)
MBA (Virtual University of Pakistan)
Learning Objectives:
Describe the primary categories of smells and the concept of odor blindness.
Explain the structure and location of the olfactory membrane and mucosa, including the types and roles of cells involved in olfaction.
Describe the pathway and mechanisms of olfactory signal transmission from the olfactory receptors to the brain.
Illustrate the biochemical cascade triggered by odorant binding to olfactory receptors, including the role of G-proteins and second messengers in generating an action potential.
Identify different types of olfactory disorders such as anosmia, hyposmia, hyperosmia, and dysosmia, including their potential causes.
Key Topics:
Olfactory Genes:
3% of the human genome accounts for olfactory genes.
400 genes for odorant receptors.
Olfactory Membrane:
Located in the superior part of the nasal cavity.
Medially: Folds downward along the superior septum.
Laterally: Folds over the superior turbinate and upper surface of the middle turbinate.
Total surface area: 5-10 square centimeters.
Olfactory Mucosa:
Olfactory Cells: Bipolar nerve cells derived from the CNS (100 million), with 4-25 olfactory cilia per cell.
Sustentacular Cells: Produce mucus and maintain ionic and molecular environment.
Basal Cells: Replace worn-out olfactory cells with an average lifespan of 1-2 months.
Bowman’s Gland: Secretes mucus.
Stimulation of Olfactory Cells:
Odorant dissolves in mucus and attaches to receptors on olfactory cilia.
Involves a cascade effect through G-proteins and second messengers, leading to depolarization and action potential generation in the olfactory nerve.
Quality of a Good Odorant:
Small (3-20 Carbon atoms), volatile, water-soluble, and lipid-soluble.
Facilitated by odorant-binding proteins in mucus.
Membrane Potential and Action Potential:
Resting membrane potential: -55mV.
Action potential frequency in the olfactory nerve increases with odorant strength.
Adaptation Towards the Sense of Smell:
Rapid adaptation within the first second, with further slow adaptation.
Psychological adaptation greater than receptor adaptation, involving feedback inhibition from the central nervous system.
Primary Sensations of Smell:
Camphoraceous, Musky, Floral, Pepperminty, Ethereal, Pungent, Putrid.
Odor Detection Threshold:
Examples: Hydrogen sulfide (0.0005 ppm), Methyl-mercaptan (0.002 ppm).
Some toxic substances are odorless at lethal concentrations.
Characteristics of Smell:
Odor blindness for single substances due to lack of appropriate receptor protein.
Behavioral and emotional influences of smell.
Transmission of Olfactory Signals:
From olfactory cells to glomeruli in the olfactory bulb, involving lateral inhibition.
Primitive, less old, and new olfactory systems with different path
Prix Galien International 2024 Forum ProgramLevi Shapiro
June 20, 2024, Prix Galien International and Jerusalem Ethics Forum in ROME. Detailed agenda including panels:
- ADVANCES IN CARDIOLOGY: A NEW PARADIGM IS COMING
- WOMEN’S HEALTH: FERTILITY PRESERVATION
- WHAT’S NEW IN THE TREATMENT OF INFECTIOUS,
ONCOLOGICAL AND INFLAMMATORY SKIN DISEASES?
- ARTIFICIAL INTELLIGENCE AND ETHICS
- GENE THERAPY
- BEYOND BORDERS: GLOBAL INITIATIVES FOR DEMOCRATIZING LIFE SCIENCE TECHNOLOGIES AND PROMOTING ACCESS TO HEALTHCARE
- ETHICAL CHALLENGES IN LIFE SCIENCES
- Prix Galien International Awards Ceremony
Tom Selleck Health: A Comprehensive Look at the Iconic Actor’s Wellness Journeygreendigital
Tom Selleck, an enduring figure in Hollywood. has captivated audiences for decades with his rugged charm, iconic moustache. and memorable roles in television and film. From his breakout role as Thomas Magnum in Magnum P.I. to his current portrayal of Frank Reagan in Blue Bloods. Selleck's career has spanned over 50 years. But beyond his professional achievements. fans have often been curious about Tom Selleck Health. especially as he has aged in the public eye.
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Introduction
Many have been interested in Tom Selleck health. not only because of his enduring presence on screen but also because of the challenges. and lifestyle choices he has faced and made over the years. This article delves into the various aspects of Tom Selleck health. exploring his fitness regimen, diet, mental health. and the challenges he has encountered as he ages. We'll look at how he maintains his well-being. the health issues he has faced, and his approach to ageing .
Early Life and Career
Childhood and Athletic Beginnings
Tom Selleck was born on January 29, 1945, in Detroit, Michigan, and grew up in Sherman Oaks, California. From an early age, he was involved in sports, particularly basketball. which played a significant role in his physical development. His athletic pursuits continued into college. where he attended the University of Southern California (USC) on a basketball scholarship. This early involvement in sports laid a strong foundation for his physical health and disciplined lifestyle.
Transition to Acting
Selleck's transition from an athlete to an actor came with its physical demands. His first significant role in "Magnum P.I." required him to perform various stunts and maintain a fit appearance. This role, which he played from 1980 to 1988. necessitated a rigorous fitness routine to meet the show's demands. setting the stage for his long-term commitment to health and wellness.
Fitness Regimen
Workout Routine
Tom Selleck health and fitness regimen has evolved. adapting to his changing roles and age. During his "Magnum, P.I." days. Selleck's workouts were intense and focused on building and maintaining muscle mass. His routine included weightlifting, cardiovascular exercises. and specific training for the stunts he performed on the show.
Selleck adjusted his fitness routine as he aged to suit his body's needs. Today, his workouts focus on maintaining flexibility, strength, and cardiovascular health. He incorporates low-impact exercises such as swimming, walking, and light weightlifting. This balanced approach helps him stay fit without putting undue strain on his joints and muscles.
Importance of Flexibility and Mobility
In recent years, Selleck has emphasized the importance of flexibility and mobility in his fitness regimen. Understanding the natural decline in muscle mass and joint flexibility with age. he includes stretching and yoga in his routine. These practices help prevent injuries, improve posture, and maintain mobilit
MANAGEMENT OF ATRIOVENTRICULAR CONDUCTION BLOCK.pdfJim Jacob Roy
Cardiac conduction defects can occur due to various causes.
Atrioventricular conduction blocks ( AV blocks ) are classified into 3 types.
This document describes the acute management of AV block.
Flu Vaccine Alert in Bangalore Karnatakaaddon Scans
As flu season approaches, health officials in Bangalore, Karnataka, are urging residents to get their flu vaccinations. The seasonal flu, while common, can lead to severe health complications, particularly for vulnerable populations such as young children, the elderly, and those with underlying health conditions.
Dr. Vidisha Kumari, a leading epidemiologist in Bangalore, emphasizes the importance of getting vaccinated. "The flu vaccine is our best defense against the influenza virus. It not only protects individuals but also helps prevent the spread of the virus in our communities," he says.
This year, the flu season is expected to coincide with a potential increase in other respiratory illnesses. The Karnataka Health Department has launched an awareness campaign highlighting the significance of flu vaccinations. They have set up multiple vaccination centers across Bangalore, making it convenient for residents to receive their shots.
To encourage widespread vaccination, the government is also collaborating with local schools, workplaces, and community centers to facilitate vaccination drives. Special attention is being given to ensuring that the vaccine is accessible to all, including marginalized communities who may have limited access to healthcare.
Residents are reminded that the flu vaccine is safe and effective. Common side effects are mild and may include soreness at the injection site, mild fever, or muscle aches. These side effects are generally short-lived and far less severe than the flu itself.
Healthcare providers are also stressing the importance of continuing COVID-19 precautions. Wearing masks, practicing good hand hygiene, and maintaining social distancing are still crucial, especially in crowded places.
Protect yourself and your loved ones by getting vaccinated. Together, we can help keep Bangalore healthy and safe this flu season. For more information on vaccination centers and schedules, residents can visit the Karnataka Health Department’s official website or follow their social media pages.
Stay informed, stay safe, and get your flu shot today!
Couples presenting to the infertility clinic- Do they really have infertility...Sujoy Dasgupta
Dr Sujoy Dasgupta presented the study on "Couples presenting to the infertility clinic- Do they really have infertility? – The unexplored stories of non-consummation" in the 13th Congress of the Asia Pacific Initiative on Reproduction (ASPIRE 2024) at Manila on 24 May, 2024.
Lung Cancer: Artificial Intelligence, Synergetics, Complex System Analysis, S...Oleg Kshivets
RESULTS: Overall life span (LS) was 2252.1±1742.5 days and cumulative 5-year survival (5YS) reached 73.2%, 10 years – 64.8%, 20 years – 42.5%. 513 LCP lived more than 5 years (LS=3124.6±1525.6 days), 148 LCP – more than 10 years (LS=5054.4±1504.1 days).199 LCP died because of LC (LS=562.7±374.5 days). 5YS of LCP after bi/lobectomies was significantly superior in comparison with LCP after pneumonectomies (78.1% vs.63.7%, P=0.00001 by log-rank test). AT significantly improved 5YS (66.3% vs. 34.8%) (P=0.00000 by log-rank test) only for LCP with N1-2. Cox modeling displayed that 5YS of LCP significantly depended on: phase transition (PT) early-invasive LC in terms of synergetics, PT N0—N12, cell ratio factors (ratio between cancer cells- CC and blood cells subpopulations), G1-3, histology, glucose, AT, blood cell circuit, prothrombin index, heparin tolerance, recalcification time (P=0.000-0.038). Neural networks, genetic algorithm selection and bootstrap simulation revealed relationships between 5YS and PT early-invasive LC (rank=1), PT N0—N12 (rank=2), thrombocytes/CC (3), erythrocytes/CC (4), eosinophils/CC (5), healthy cells/CC (6), lymphocytes/CC (7), segmented neutrophils/CC (8), stick neutrophils/CC (9), monocytes/CC (10); leucocytes/CC (11). Correct prediction of 5YS was 100% by neural networks computing (area under ROC curve=1.0; error=0.0).
CONCLUSIONS: 5YS of LCP after radical procedures significantly depended on: 1) PT early-invasive cancer; 2) PT N0--N12; 3) cell ratio factors; 4) blood cell circuit; 5) biochemical factors; 6) hemostasis system; 7) AT; 8) LC characteristics; 9) LC cell dynamics; 10) surgery type: lobectomy/pneumonectomy; 11) anthropometric data. Optimal diagnosis and treatment strategies for LC are: 1) screening and early detection of LC; 2) availability of experienced thoracic surgeons because of complexity of radical procedures; 3) aggressive en block surgery and adequate lymph node dissection for completeness; 4) precise prediction; 5) adjuvant chemoimmunoradiotherapy for LCP with unfavorable prognosis.
Title: Sense of Taste
Presenter: Dr. Faiza, Assistant Professor of Physiology
Qualifications:
MBBS (Best Graduate, AIMC Lahore)
FCPS Physiology
ICMT, CHPE, DHPE (STMU)
MPH (GC University, Faisalabad)
MBA (Virtual University of Pakistan)
Learning Objectives:
Describe the structure and function of taste buds.
Describe the relationship between the taste threshold and taste index of common substances.
Explain the chemical basis and signal transduction of taste perception for each type of primary taste sensation.
Recognize different abnormalities of taste perception and their causes.
Key Topics:
Significance of Taste Sensation:
Differentiation between pleasant and harmful food
Influence on behavior
Selection of food based on metabolic needs
Receptors of Taste:
Taste buds on the tongue
Influence of sense of smell, texture of food, and pain stimulation (e.g., by pepper)
Primary and Secondary Taste Sensations:
Primary taste sensations: Sweet, Sour, Salty, Bitter, Umami
Chemical basis and signal transduction mechanisms for each taste
Taste Threshold and Index:
Taste threshold values for Sweet (sucrose), Salty (NaCl), Sour (HCl), and Bitter (Quinine)
Taste index relationship: Inversely proportional to taste threshold
Taste Blindness:
Inability to taste certain substances, particularly thiourea compounds
Example: Phenylthiocarbamide
Structure and Function of Taste Buds:
Composition: Epithelial cells, Sustentacular/Supporting cells, Taste cells, Basal cells
Features: Taste pores, Taste hairs/microvilli, and Taste nerve fibers
Location of Taste Buds:
Found in papillae of the tongue (Fungiform, Circumvallate, Foliate)
Also present on the palate, tonsillar pillars, epiglottis, and proximal esophagus
Mechanism of Taste Stimulation:
Interaction of taste substances with receptors on microvilli
Signal transduction pathways for Umami, Sweet, Bitter, Sour, and Salty tastes
Taste Sensitivity and Adaptation:
Decrease in sensitivity with age
Rapid adaptation of taste sensation
Role of Saliva in Taste:
Dissolution of tastants to reach receptors
Washing away the stimulus
Taste Preferences and Aversions:
Mechanisms behind taste preference and aversion
Influence of receptors and neural pathways
Impact of Sensory Nerve Damage:
Degeneration of taste buds if the sensory nerve fiber is cut
Abnormalities of Taste Detection:
Conditions: Ageusia, Hypogeusia, Dysgeusia (parageusia)
Causes: Nerve damage, neurological disorders, infections, poor oral hygiene, adverse drug effects, deficiencies, aging, tobacco use, altered neurotransmitter levels
Neurotransmitters and Taste Threshold:
Effects of serotonin (5-HT) and norepinephrine (NE) on taste sensitivity
Supertasters:
25% of the population with heightened sensitivity to taste, especially bitterness
Increased number of fungiform papillae
3. INTRODUCTION
We want to be healthy and when we are not we want access to the right care for us. A universal desire, realized in as many different ways as there are
people. Thus, we have the conundrum of “health care reform”. What is it? What should it be? Who deserves it? Who pays for it? Who oversees it? Thinking
about it is daunting. Many are choosing to wait and see what “others” think it should be.
We think it’s personal. We think it’s approachable. We think there are no one-size fits all solutions. We think there are many brilliant, simple, complex,
tailored and basic solutions being implemented everyday and everywhere–ordinary miracles. We think awareness and dialogue are the starting points to
realizing the manifestation of everyone having the opportunity to be healthy, and when they are not, to have access to the right care.
We know awareness is growing, and despite the sometimes angry rhetoric reported in the media, true dialogue is happening among institutions, companies,
health professionals, and individuals. The Mayo Clinic held Transform: A collaborative symposium on innovations in health care experience and delivery in
September (2009). The purpose and the message were “…the next great leaps in health care will result from collaborative discussions and the sharing of
insights from across disciplines.”
Inspired by that symposium, its speakers and attendees, we invited others to share what they believe will make American health care the best experience
for consumers and the model for the rest of the world. Our contributors are first and foremost people–mothers, fathers, sons, daughters, husbands, wives–
individuals who want healthy families and access to good health care. They have unique experiences, both personal and professional. What we all share is a
desire to participate in the dialogue and a belief that transformation, not just reform, is possible.
Our hope is that Ordinary Miracles: Health Care, Wellness and the Next American Dream, encourages you to participate in the dialogue, too.
Alan Parr and Karen Ansbaugh
OpenSky Consortium
OpenSky Consortium does not take responsibility for the opinions expressed. Each contributor’s thoughts, ideas and opinions are their own and are understood to be original or appropriately attributed to their original source.
1
4. CONTENTS
GOING AROUND IN CIRCLES 3
The basic questions we all seem to ask but can’t get answered
A PERSONAL GLOBAL PERSPECTIVE 6
The health care experiences of someone who has lived in several countries
WELCOME TO THE FUTURE 13
A core issue that many don’t associate with health care
I, CARE 24
A response to health care sound bites
FAMILY PRACTICE 29
A plea for coordinated chronic issues care
CONNECTED 35
An illustrated story of health care delivery in the near future
QUALITY OF LIFE 44
Quality housing and care for our elderly is hit and miss today
PICTURE OF HEALTH 49
Four requirements for health care delivery
BUILDING A LEGACY 54
An insurance company’s vision and journey towards transformation
STEP BACK… THEN STEP UP! 65
A challenge to take part in the dialogue about health care
2
5. Going Around In Circles
Simple Questions
Without Simple Answers
Bobbi McCrady &
Christine Schmucker
3
6. This is just not a subject that I think a lot about, but should.
Tell me:
Why is health care so expensive?
Why are there so many options?
Why do the regulations surrounding healthcare and charges seem to be so… loose?
Why wouldn’t every company have the same options, with the employees deciding which option to choose
based on their family need—with companies contributing what they can?
“Why?” Why are medical costs themselves so high?
How is it that insurance companies get away with not covering—or gouging—those with preexisting medical
conditions? Aren't those the people who really need good coverage? With adequate coverage and
appropriate guidance, couldn’t insurance companies and medical professionals be helping these people by
offering options to prevent further decline in their health?
Would it then be so expensive?
4
7. ABOUT THE AUTHORS
Bobbi McCrady ‐ Independent Consultant since 2007 focusing on Project Management and Business
Analysis; majority of career spent managing operational areas in many facets of the mortgage industry;
extensive background in training and mentoring; Bobbi has worked for GMAC‐RFC and various other
financial institutions the last 15 years.
Christine Schmucker ‐ Consultant since 2007 focusing on Business Analysis. Christine has worked for GMAC‐
RFC and other institutions for the past 8 years.
COPYRIGHT INFORMATION
This work is licensed under the Creative Commons Attribution‐Noncommercial‐No Derivative Works 3.0
United States License. To view a copy of this license, visit http://creativecommons.org/licenses/by‐nc‐
nd/3.0/us/ or send a letter to Creative Commons, 171 Second Street, Suite 300, San Francisco, California,
94105, USA.
The copyright of this work belongs to the author, who is solely responsible for its content.
5
8. A Personal Global
Perspective
Health Care Coverage
Here and There
Jari Jison
6
9. I haven’t had to think about health care coverage for a long time. It was always there in one
way, shape or form. Last year I was laid-off; a victim of this economic crisis. Until then I only complained
about the cost of coverage and the ever-increasing cost of medical care. Now, I worry about the kind of
medical coverage my family and I will have after my COBRA coverage expires.
I grew up in a developing country where third-party health insurance was almost non-existent. My health
“insurance” was provided by my parents, who were lucky enough to be members of a very thin middle class
that could afford regular medical care. Certainly, my home country has made huge strides in creating a
private health insurance industry. However, the sad reality is that probably only 10% (my guess) of the
population is covered today. The rest pay for medical care only as they can afford (which is not much) and
as much as they can obtain from the free and barely adequate (in scope) and sub-standard (in quality)
government medical system.
When I moved to the US and started working, health insurance was something an employer provided. In
my case, I worked for a relatively generous company that paid a large portion of the premiums. We had an
excellent plan with a high coverage percentage and minimal copayments. Over time, I had kids (we have
four now) and we shouldered a larger portion of the total premiums and higher out-of-pocket costs due to
increased deductibles, copayments, and cost of services. The reality was that medical expenses as a
proportion of my income was going up and the annual increase in these expenses was outstripping any
income gains I made. My employer giveth and my employer taketh away. Whatever raise in salary I had
was largely negated by inflation and a slow reduction in medical benefits. Nevertheless, we could not
7
10. complain. All our kids were healthy and we weren’t exactly living below the poverty line.
In 2002 and six years thereafter, I had the opportunity to work in Europe, specifically, Germany. Germany,
like other countries in Western Europe, has almost universal health coverage. As an expat, we enjoyed a
very rich international medical plan. I paid the same premiums relative to my US colleagues but my overall
out-of-pocket expenses decreased significantly. I suspect these reasons for my lower overall expenses:
• Cheaper medical care – we paid about 35-40 Euros (approximately $52-60) for a regular doctor visit
that might easily cost $150-200 in the US. However, not all medical care was cheaper. Dental care
was expensive. We regularly exceeded our annual limits. In a league of its own, orthodontic care
was akin to legal highway robbery! I won’t tell you how much we spent lest someone ransom our
children’s teeth. Our children’s orthodontist owned his practice, had a brand new two story
building in the swankiest part of town, and drove around in a Mercedes S-class. But maybe, that’s
because all his patients were children of expats.
• The Insurance Carrier paid more – I’m guessing this was because there were no negotiated contract
rates and my carrier had no benchmarks for “reasonable and customary” fees for medical
procedures.
We were, of course, visiting German doctors and facilities that every local citizen had access to and the
state of medical technology was at least on par with that of the US. So what’s wrong with this picture? In
reality, there was a two-tier pricing system. The government paid doctors a “low” (that is how the doctors
described it) rate for doctor visits and medical procedures. They could charge a little bit higher if they knew
8
11. that the fees would be paid by a private insurer. I have an interesting story here; my regular doctor
“retired”, as he said he could not support his practice on government rates, but then quickly started a
smaller, lower-profile practice that only accepted patients with private health insurance. These were his
golden years.
What did the locals have to say about their health care? The Scandinavians were generally happy. The
Germans said “ok” but complained about some government-imposed limits. The French said their system
works. I haven’t talked to a Brit about their health care system but expat friends living in the UK say it is
difficult to get doctor appointments, and even harder with specialists. This is just anecdotal and not a
scientific study, so please don’t quote me on this.
Back to the present. The word “unemployed” scares me. I can’t stand the thought of going hungry,
losing my house, and not having medical insurance. OK, I’ll admit that I’m also bummed that I can’t travel
as much, buy a new car, and upgrade to the fastest computer on the market. So I took care of that
problem first. Now, I am “self-employed” which means my income is less predictable, my taxes as a
proportion are higher, I have no benefits, and I now have to worry about getting my own medical insurance.
It’s the last item that incensed me the most.
9
12. A good friend referred me to a health insurance broker, and we applied with an in-state provider. Guess
what–my application was denied! As I worked to replace my COBRA coverage, I discovered that a) the cost
of equivalent coverage was outrageous, and b) the health insurers only want healthy people. Now, I can
understand if I had some life-threatening, incurable, or chronic disease. But no, I’m just a regular middle-
aged person that has back problems, controlled high-blood pressure and cholesterol levels, and who needs
to shed a few pounds. Pretty typical in this country. The absurdity of it all is that when they denied me, they
also “denied” coverage for my family! Wait a minute, they are innocent! To counter this, I had to split
myself off from my family and have my wife apply for coverage (with the same company!) with our children
as her dependents. Luckily, her application was approved. Like before, I’m still paying through the nose on
total premiums and co-payments but I at least have coverage for my wife and kids. My next challenge is to
figure out how to replace my COBRA coverage.
“My employer giveth and my employer taketh away”
The health care debate is raging and our lawmakers are busy working on reforming the system. What’s the
size of that document these days? It was over a thousand pages the last time I checked. I’ll have to admit,
I haven’t read the document (and some lawmakers have shown they don’t read the documents either). I’m
too busy working by the hour to pay for my health insurance premiums. One thing’s for sure, none of my
clients would pay me to write a 1,000-page document. And who would read it?
10
13. So what happens next? Well, I’m not a health care expert and I wouldn’t last a minute in a debate on
public versus private coverage. I did not write this to explore the ills of medical care in a capitalistic society.
We try to stay healthy. We have never abused our coverage by frivolously seeking medical care. We’ve
paid our premiums and co-pays. I’ve tried hard to not become a ward of the state by collecting
unemployment benefits. All I need is to make sure we have good value health coverage for my family. For
all the economic and scientific achievements of this country, I cannot accept that the US does not have
some form of universal health care. I am not against paying my fair share or making tradeoffs. However, I
am certainly against being overcharged (i.e. high payments/taxes, low benefits) or much worse, not making
any progress on this issue. I don’t expect this country’s health system to be fixed tomorrow nor do I expect
everyone to be happy with the result. The current system is falling apart.
We need to get moving on this.
11
14. ABOUT THE AUTHOR
Jari Jison was born and raised in the Philippines. He completed his undergraduate studies in Industrial
Management Engineering at De La Salle University in Manila. After a short stint as a small business
owner, he came to the US to pursue advanced studies and earned his MBA from the Kellogg School of
Management at Northwestern University.
Jari now works as an independent consultant. He has extensive international experience and has held a
variety of senior management positions with a large financial services company. Jari makes his home in
Farmington, MN with his wife Nettes and their four children.
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nd/3.0/us/ or send a letter to Creative Commons, 171 Second Street, Suite 300, San Francisco, California,
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The copyright of this work belongs to the author, who is solely responsible for its content.
12
15. Welcome To The Future
Of Health Care
Jay Michael O. Jaboneta
13
16. Imagine that you're a member of the World Health Organization attending its annual conference on
major health issues. Imagine today that you are facing the best minds in the sectors of medicine, science,
technology and other related fields.
Imagine someone barging in during your committee's meeting and presenting a different take on the health
challenges of today.
“Are YOU ready?” he asks.
He starts by telling you that you're going on a tour inside the world's mind-numbing health-related statistics.
He tells you to delve deeper into the data.
“Ask questions why this is the case. Don't just read.”
“Digest. Digest. Digest.”
He asks, “Let's eat, shall we?”
This year, one (yes 1!) in every six people worldwide goes hungry every day. This marks a dark moment in the
14
17. history of the human race. 2009 became the year in which 1/6 of our world population is going hungry every
single day.
Now, picture yourself being one of those who go hungry every day.
Take this seriously.
Internalize it. How would you feel? Can you eat just one meal a day? Or worse, can you imagine going
through your day without eating? How about three days? (How about never?)
The next time you take a bite of your favorite sandwich inside Subway, imagine sitting with someone across
the street begging for food.
Would you still like to eat?
Probably not.
That is how we have neglected for too long this mind-numbing statistic! Can anyone honestly feel that he is
such a loser when a sixth of the world's population is going hungry every single day?
This statistic is from a statement made by the Avaaz organization (www.avaaz.org) and it further states that
15
18. “the world produces enough food to feed everyone. Yet the number of people suffering from chronic hunger
across the planet has reached the record-high figure of 1 billion this year.”
Why is this the case? No one actually has any concrete answers. So maybe it’s time we ask ourselves why.
Now we come to the first major challenge that the health care industry is facing today–it's about the
challenge of world hunger. This must be addressed first before we go any deeper into tackling other major
health problems that the world faces today.
Hunger should be addressed first.
The Developing World, which is much of the Third World, still suffers from hunger. In the latest global report
by Oxfam International, it is reported that there are almost a billion people worldwide who suffer from
involuntary hunger. This is the highest number of people in the entire history of humankind. This is very
alarming and is at the root of many major health problems we are facing.
The foundation of any developed society is a healthy population. This is shown when a significant
percentage (if not all) of the population can lead normal lives–eat at least three times a day, have clothes to
wear and a roof to sleep under. These basic needs are fundamental human rights and they play an important
role in the well-being and the health of all humans. Governments must first address these serious issues
before they go on and waste time on what kind of health care systems their citizens deserve. We can start
16
19. talking about health care issues like health care plans, hospitalization insurance, wellness programs and
others but these should be back-burner issues–the main ISSUE that needs to be tackled first should be the
challenge of world hunger. World hunger affects each and every country. Even in the United States and parts
of Europe, there are still people who suffer from involuntary hunger. This is of course much worse in the
developing world.
Any health care plan should take into consideration the issue of world hunger. Malnourishment hinders
children’s development. This in turn hinders them in reaching their full potential. They end up working at the
bottom of the corporate pyramid and giving birth under adverse conditions. There are exceptions, but they
are quite few. If we are to address the escalating challenges of health care (and all the other challenges of
the world), we must first develop strategies that will wipe out the challenge of world hunger and
malnourishment. How can we talk of universal health care for all when there are millions (a billion in fact) who
can't even eat on a given day?
Multilateral organizations like the United Nations, the Food and Agriculture Organization, the World Food
Programme and Oxfam International together with the World Health Organization, governments and medical
NGOs must pursue a two-pronged approach: one that addresses worldwide hunger and suffering; and
another that pursues universal health care coverage for all. It should be an international plan, as we enter the
21st century where a significant portion of our workers will criss-cross national boundaries in a given day.
This is already happening in Europe with London residents working in France and French professionals
working in parts of the United Kingdom.
17
20. The challenge of world hunger is surely not a walk in the park. We need local governments and
representatives all the way up to the international multilateral organizations working together to come up with
a collaborative plan (much like this open collaborative book) to address the issue of involuntary hunger and
set timelines, key milestones and to re-energize government and volunteer organizations to respond and
tackle it collectively.
You ask the man who barged in “Sir, how do we begin tackling the challenge of world hunger?”
He responds by showing you a page from Tom Peters' book Re-Imagine, on the left portion of page 66,
Tom writes “Studies repeatedly show that lousy practices in US hospitals lead to as many as 50,000 to
100,000 unnecessary deaths per year. (And perhaps another one or two million patients are injured.) These
horrors are mainly a result of clunky, manual processes and an unwillingness to embrace procedures, such as
bar-coded patient wristbands, that would help nurses confirm appropriate doses of meds.”
You're in a bit of shock but the man continues and tells you that love (yes LOVE!) is the answer.
“This year, one (yes 1!) in every six people
worldwide goes hungry every day.”
18
21. Why LOVE is part of the equation
Another crucial issue that we need to focus on is the role of LOVE in our well-being and health. LOVE is part
of the equation. An unhappy man or woman is not healthy. Health refers to both physical and mental health
and some may even argue to spiritual and emotional health as well. Hospital and care-giving facilities must
learn to truly CARE. They should be designed in the context of the “customer” (patient) experience.
To be truly health-oriented, medical professionals should also be of sound mind and body.
The man cites you an article by the HealthLeaders Magazine quoting Joe Pine, best-selling author of The
Experience Economy, telling participants in a health care conference that the future of health care will be
centered on creating memorable experiences for customers (patients).
In an article by Elyas Bakhtiari, managing editor with HealthLeaders Media, he discusses what Joe Pine
identified as the four priorities for hospitals to improve patient experience:
Theme the experience. Just as every hospital has a mission that guides its internal workings,
every business should have an organizing principle for their customers' experiences, he said.
Whether it is a children's hospital with baseball-themed patient rooms or Disney's sand-castle
imaging machines, experience themes are pivotal to overall satisfaction and are the differentiators in
today's economy.
19
22. Direct workers to act. "Work is theater, and every business is a stage," Pine said. Every worker, from
the receptionist to the CEO, affects the patient experience, and each employee should know his or
her part to play.
Mass customize offerings. Businesses need to learn how to customize customer experiences
while staying efficient, he said. While each patient may receive a similar service, minor
customizations can make the experience unique and more meaningful.
Go beyond experience. The next economic stage that Pine envisions is a "transformation"
economy, in which businesses not only provide good experiences, but life-changing ones. Health
care is perfectly suited for this model, and hospitals that are able to create a transformative
connection with patients will win long-term loyalty, he said.
The man cites yet another article from HealthLeaders Magazine by Tom Mallon, co-founder and CEO of
Regent Surgical Health where Tom writes this observation “My experience is that when we create a better
environment for our people and our patients, the results are happier patients and patient families, and happier
staffs that perform at higher levels. Certainly it's more than just everyone being happy. Such a total healing
environment helps patients recover faster and leave the hospital sooner, which lowers costs. Improved patient
outcomes translate into higher patient satisfaction—and of course most important, a patient's return to
health.”
20
23. The man tells you why he cites Tom Peters and the HealthLeaders Magazine's articles. It’s because
hospitals and other medical facilities should take into consideration that their “patients” are their customers.
As such, they are king. And they should be treated with respect, dignity and LOVE. He tells you he loves
that word, LOVE.
He tells you to repeat it – LOVE, LOVE, LOVE.
He talks a little about why Kevin Roberts of Saatchi & Saatchi is right in promoting that instead of building
brands, we must build lovemarks. And that is exactly what we need.
The world would be a better place to live in if we show our love for one another. It's not difficult. It takes
courage but it's not difficult. It runs counter to many teachings of the medical professional world. He asks
you if you've watched the Robin Williams movie, Patch Adams, where the doctor really cared for his patients
and treated them with laughter and love. It’s based on a true story.
He goes on and on, but now you understand.
He leaves the room and all of you are left dumbfounded.
You all look at each other and you see everyone smiling. You all know what to do.
21
24. But you know, deep down inside, that the real work is just about to begin.
Leaving the room after the committee meeting has adjourned; you are reminded of a story about Gandhi
where at one time while getting on the train somewhere in India, the shoe on his left foot fell off. Then the
train started to move. He couldn't reach the shoe that fell anymore. But instead of jumping off the train and
getting his shoe back or getting angry at the turn of events, he simply removed the shoe on his right foot and
threw it off the train too. It landed right beside the other shoe. Asked why he did this, he just smiled and
answered, “so that whoever finds it, will have a pair of shoes”.
This further inspires you to write a manifesto entitled Welcome To The Future Of Health Care.
22
25. ABOUT THE AUTHOR
Jay helps people, companies, non‐profits and brands breathe life into their brand story. He believes
remarkable people and organizations deserve the attention of the world.
Jay is a hungry man. He eats at least a 100 books a year, loves chocolate and sometimes can't live without
coffee. He has worked for companies as diverse as Procter & Gamble, Australia and New Zealand Banking
Group Ltd. (including Metrobank Card Corporation), and Diethelm Keller SiberHegner (DKSH). He has
worked as a sales manager managing over 70 people, managed category management and retail
operations for a range of brands for a national supermarket chain, as a portfolio manager getting
cardholders to spend more, and has in many instances, climbed insurmountable “mountains.”
He writes regularly for the HungryPeople blog at
http://HungryPeople.posterous.com
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United States License. To view a copy of this license, visit http://creativecommons.org/licenses/by‐nc‐
nd/3.0/us/ or send a letter to Creative Commons, 171 Second Street, Suite 300, San Francisco, California,
94105, USA.
The copyright of this work belongs to the author, who is solely responsible for its content.
23
27. They say: “Health care is expensive.”
I say: “Health is wealth. It is the basis for productivity and fulfillment. Without it, how can you
afford to pay for it?”
They say: “The elderly should pay more, because they use more services.”
I say: “When you are at the end of the line, you won’t be looking at the bottom line.”
They say: “Outsourcing some basic health services lowers costs for all Americans.”
I say: “The more middlemen you put between Americans and their health service providers, the
greater the distance between them and the less these middlemen care.”
They say: “If it ain’t broke don’t fix it.”
I say: “If they don’t fix health care, we’ll all go broke.”
They say: “Americans are among the healthiest people in the world.”
I say: “Health care shouldn’t have to come in size Husky for our children and XXXL for adults.”
They say: “Wellness isn’t like health care – that’s New Age kind of stuff.”
I say: “If you’re well there is no need for health care. Change your priorities.”
25
28. They say: “Health care is just too big a subject to understand-I’ll wait until someone else comes up
with a solution.”
I say: “Health and wellness are deeply personal, as personal as it gets. And your health choices
can affect my health choices. You need to educate yourself about what is possible,
practical and prudent-and tell those around you. You owe it yourself and the rest of us.”
They say: “Americans aren’t worried about their health care.”
I say: “I care. And you will too when you are faced with a health emergency. Better to start
worrying about it now.”
They say: “The Health Reform Bill will put things right.”
I say: “That bill deals with insurance reform, and saying that health, care and wellness are about
insurance reform is like dancing about architecture.”
They say: “This guy on a talk show last night said…”
I say: “Turn the TV off and go talk to your friends and neighbors about community-based health.”
They say: “At least we don’t have socialized medicine.”
I say: “Don’t knock it ‘til you’ve tried it, eh?”
26
29. They say: “American health care is good enough.”
I say: “Since when did people in this country start settling for ‘good enough’? What’s next?
We’re happy with ‘our health care system isn’t as bad as some third world countries’?”
They say: “We’re facing bigger problems than health care-what about Global Warming?”
I say: “The American health system has a big, fat carbon footprint-it's responsible for almost a
tenth of all CO2 emissions in the country. Most of it comes from hospitals, which have
complex ventilation and temperature control systems along with energy-intensive lighting
and equipment. The pharmaceutical industry is the second biggest CO2 culprit. How about
we fix the health care system to go green?”
They say: “We don’t know how to fix health care.”
I say: “There isn’t one person with one right answer. There isn’t even one right answer. Being
right is based on knowledge and experience–knowledge and experience of old situations
and old problems. The good news is: Anything is possible. Get creative.”
27
30. ABOUT THE AUTHOR
Alan is co‐founder of OpenSky Consortium, an Innovation Lab specializing in business transformation.
Alan is an Advisor with OpenSky, helping clients solve problems through business architecture, design and
prototyping. He is co‐author, along with business partner Karen Ansbaugh, of several e‐books including
“Ideaicide”, “I Am The Walrus” and “Change! Making A Dent In The Universe”. You can see more of his
work and view his portfolio at:
http://opensky.typepad.com
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United States License. To view a copy of this license, visit http://creativecommons.org/licenses/by‐nc‐
nd/3.0/us/ or send a letter to Creative Commons, 171 Second Street, Suite 300, San Francisco, California,
94105, USA.
The copyright of this work belongs to the author, who is solely responsible for its content.
28
32. When I reflect on health care today and think about what I miss most, I keep coming back to the
past, when you had a family doctor, one who knew you and your whole family. I am not talking about
“house calls”, just someone to treat you as a whole person. Health care today is so specialized; focusing
on various body parts or conditions. What happened to the whole person, not to mention the whole family?
I understand the need for specialization but I really think it has gone too far.
You might not think you would hear a comment like this from me if you knew my family’s story. In today’s
health care protocol, my family is an expert when it comes to specialized medicine. We may even hold the
record for the highest number of “oligists” treating one person. My 48-year-old husband has had diabetes
for 37 years and was declared disabled by the time he turned 40. Over the past 20 years, his health has
slowly deteriorated and progressed to the current situation where he has had a kidney transplant, numerous
eye surgeries to slow down his diabetic retinopathy as he goes blind and continuous management of high
blood pressure, cholesterol, and Crohn’s disease. These are just the major issues without going into what
are considered secondary issues like skin reactions to meds, watching for nerve damage in his extremities,
mental health concerns, drug reactions and interactions resulting from taking 35 – 40 pills daily, along with
monitoring sugar levels and insulin injections several times every day.
Some might say Richard is alive today only because of specialized medicine. I say he is alive because my
daughter and I work very hard to be his “Family Practice”. It would be so much easier to know you are
doing the right thing for your family member, not to mention reducing costs, if you had a Family Practice
doctor who helped you coordinate the medical challenges that come up, while also understanding the total
30
33. impact this has on the physical and mental health of the whole family. My husband and I get so frustrated
with the duplication of effort between the specialists he sees on a regular basis: certain ones are monitoring
just his diabetes (Endocrinologist), or just his kidney transplant (Nephrologists and Urologist), or just his
Crohn’s disease (Gastrologist), or just his eyes (Vitro Retinal Surgeon) and then there are the various other
doctors that each of them refer him to.
When you step back and really look at what is happening in all of these appointments, you see the
duplication and the waste. Each doctor manages a duplicate set of records and 90% of each visit is spent
updating records with the nurse. When the doctor finally comes in you are lucky if you get talk to him for 5
to 10 minutes, and they almost always ask the same few questions (most of which are exactly the same
doctor to doctor), order blood work, and send you on your way to await the results in the mail. Even after
all these years there are only a couple of doctors who recognize my husband on sight. Unfortunately, the
paramedics in our area remember our family more than the doctors do.
I don’t understand why the health care system can’t get this figured out. I feel like I have gotten a degree in
medicine myself over the years just trying to help him navigate among doctors and keeping the doctors
talking to each other. My husband’s care has become more about liability mitigation, with each doctor not
wanting to hold the medical malpractice risk for a critically ill patient, than it is caring about the whole
person. I wonder when my daughter and I will pay the price for the toll this is taking on our physical and
mental health as we feel we are his last line of defense against medical errors. Not to mention the
conditions or treatments we let go for ourselves because the medical costs are bankrupting us–even with
31
34. employer based health insurance.
If you don’t think this takes a toll on the children in a family, think again. I remember my daughter’s
kindergarten teacher calling me to let me know that my daughter tried to tell the class about her daddy’s
kidney transplant at “show and tell”. She came home sad as some of the kids made fun of her because
they thought it was “icky” to take a body part from one person and put it in someone else. She is a
freshman now in college, going for a BA in Fine Arts, and she recently showed me a short video she made
for her film class that featured her life with her father. She didn’t know if at first she wanted me to see it, but
then decided I could as long as I promised not to share it with her father. The last thing she ever would
want is to make him feel bad for something he can’t control. When I first saw it I couldn’t say anything–I
just cried. As much as I thought I knew how her father’s health issues impacted her, I never really saw it
from the eyes of a young child the way the film shows. I didn’t realize the extent of responsibility she felt to
help her dad.
“My husband’s care has become more about liability
mitigation, with each doctor not wanting to hold the
medical malpractice risk for a critically ill patient”
32
35. Life is not easy and my family continues to step up to the challenges that we face. I just wish
those challenges did not include the time consuming processes of keeping the doctors from undoing each
others’ treatment strategies and managing the insurance claims. I can’t tell you how many times over the
years I wished I had a Family Practice doctor to consult with and to be the go-between for all of the
specialist care. In my opinion, many of the in-office specialist appointments are unnecessary and could be
handled by a doctor to doctor consult with a primary care physician. The primary care doctor would
consolidate all the information, share all the test results electronically with the appropriate specialists and
together they could weigh in on changes to his treatment plan.....but then the specialist loses money on the
deal, and lowers his/her status in the current health care world as it is structured today. The odds are
against it.
We need to figure out health care reform and get this right. It may be too late for our family’s situation but
the next generation deserves better since they are going to pay the price.
33
36. ABOUT THE AUTHOR
Peggi and her husband Richard are now empty nesters living in Bloomington, Minnesota. Peggi has
worked in various management and independent contributor roles in the Financial Services industry. She
currently works for GMAC as a Sr. Business Advisor in Risk Management.
COPYRIGHT INFORMATION
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United States License. To view a copy of this license, visit http://creativecommons.org/licenses/by‐nc‐
nd/3.0/us/ or send a letter to Creative Commons, 171 Second Street, Suite 300, San Francisco, California,
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34
38. Joel wakes during the night feeling unwell. He has been unable to sleep–he has a big interview tomorrow morning–but this is something
different, not just the nerves he has been suffering with for the past couple of days. He really isn’t feeling good. Tapping the screen he wakes
up his computer to check out his symptoms. Updating his online status as “sick” (it can’t hurt, he thinks), his computer is triggered to prompt
him for his symptoms. “Stomach pain, dizzy, chills,” he quickly types. This basic information is used in a number of ways; the computer
provides him with a list of possible diagnoses, but the data is used anonymously to check for a wider pattern. Predictive analytics correlate
his symptoms against those reported in his neighborhood network, his wider social network, and the larger geographic area. No health
emergencies are being tracked right now so no alert is triggered. This looks to be just a virus. Still, after clicking on a diagnosis Joel
discovers the possibility that his symptoms will progress to something worse, and finding that no one else in his network is online to talk to at
this time of night, he opts to talk to an Online Physician (OP).
36
39. The physician appears on screen and asks how Joel is feeling. The physician already has Joel’s health records in front of him, pulled from the
central health archive, as a precursor to engaging online. As an OP, he specializes in remote diagnosis of illness and helping the consumer
reach decisions on their health care. Part of that involves being an advocate of wellness and having advice that is relevant to the consumer’s
lifestyle and location. The OP notices that Joel’s health records are rather sparse and that Joel hasn’t been making use of his local resources.
“Your virus isn’t that severe but it’s most likely being exacerbated by the stress you’re going through. I think you should check in at a health
center tomorrow,” he says, “there may be something we can give you to ease your symptoms and help you rest. In the meantime I am
sending you some links to resources in your area that you can use when you are feeling better. You need to work on some stress
management techniques.” “But I have an interview tomorrow,” says Joel. The OP issues a self-check-in request, “In case you decide you
need it. Try and get some rest and good luck with the interview”. The self-check-in request and the entire online conversation are saved as
part of Joel’s health records. Joel goes back to bed.
37
40. The next morning Joel is definitely not feeling well. He is short on sleep, unable to eat, and feeling out of sync with reality. The only thing that
comes through clearly is the stress he is feeling about his interview. He skips breakfast, dresses and catches the express into downtown. On
the train, his stomach cramps and he groans. A fellow passenger pats him on the shoulder. “You don’t look too good. Maybe you should get
some help. There’s a great walk-in health center on 32nd and Barcombe if you get off at the next stop.” Joel thanks the passenger and
decides to get off the express. At 32nd street he pulls out his phone and scans the street. The nav app on his phone locates the nearest
health center; clicking on it he sees that their wait time is low this morning. He can still make it to the interview. He clicks on his “optional”
self-check-in request to let them know he is on his way. Within minutes Joel is walking into their reception area.
38
41. In the lobby, Joel heads to the “Self-Check-In” booths. Self-check-in automatically registers his arrival, places him in the next available
doctor’s patient queue, and begins an automated evaluation of Joel’s biometrics while he waits. Had he needed a nurse, one is available, but
Joel likes the self-check-in. It’s quick, convenient, and private. The system lets him browse health care topics while it works, so he can be
better informed when he meets the doctor. As he exits the booth it automatically logs Joel out, preserving privacy.
39
42. The doctor asks questions about Joel’s health and lifestyle, recording notes on a clipboard-style computer tablet. The tablet allows her to
examine Joel’s record, his care history, and as the In-person Physician, she takes the opportunity not only to treat his current issue, but to fill
in any blanks in Joel’s record. The goal is to treat the whole person; current issue, background, lifestyle and goals. As the doctor will hand
Joel back to an online physician for remote follow-up, knowledge of online possibilities and recommendations are shared as part of the
central records system. All the details of the in-person interaction and the doctor’s notes are stored in Joel’s medical record which is
returned to the central health archive.
40
43. Joel has a great follow-up with the OP. He did not realize he is part of a community-based care system; receiving mutual support from
shopkeepers (for online diets and products) and workout partners (virtual teams with similar health goals), and community based planning. All
of this wellness activity is added in to Joel’s records so that health care professionals can consider his whole lifestyle–his environment,
activity, history–when helping him with future treatment options and health choices. Joel is better informed, better connected to his
community and to his care providers. Joel is connected. Joel is well.
41
44. While this story is set in the future, it is actually grounded in the present. New technologies are being introduced all the time, and are being
integrated into our health care system:
1) Helping Hands Software: http://www.youtube.com/watch?v=UU8novBB7xE&feature=player_embedded
2) Phone Navigation: http://layar.com/layar-is-in-the-iphone-app-store/
3) Patient Kiosk: http://www.chcf.org/topics/hospitals/index.cfm?itemID=133882
4) Doctor’s Computer Tablet: http://www.dexigner.com/design_news/fujitsu-siemens-computers-wins-2009-if-product-design-award.html
5) Community-based Health: http://www.heartofnewulm.org/
From a technical perspective, the distance between the present and the future is narrowing. But technology alone is not enough. What we
currently lack is a “big picture” view of the health and wellness possibilities in which the consumer is firmly rooted at its center, where
wellness, prevention and cure are integrated and connected into everyday lives.
42
47. Everyone should be entitled to spend their last days in a happy, warm environment with
adequate care, the ability to make their own choices and most of all their dignity.
Here are two scenarios currently playing out in our family:
My grandma (age 100 and totally sharp mentally) recently had to move into a nursing home in Woodbury,
MN due to her becoming wheelchair bound and needing a lot of assistance physically. She is on a waiting
list for a private room (which is unlikely to become available in her lifetime) but in the meantime is in her
third room in 2 months. Her latest room is tiny–only room for a bed and a nightstand for each resident. No
effort has been made to match her with a compatible roommate (mentally) and she is now stuck with one
that roams their room at night and tries to steal my grandma’s things. The place is completely
understaffed. My grandma is unable to get out of bed by herself and has often had to wait up to an hour
after pressing her call button to be taken to the bathroom (which by then is usually too late, if you get my
drift). Every single time I visit I spend much of the time flagging someone down to help her. She tries to
engage the staff in conversation but they are too busy/rude/non-English speaking. My grandma is typically
a very upbeat person but now she cries every time I see or talk to her. Everything is done on a rigid
schedule, and she is put to bed for the night at 6:30 p.m. whether she is tired or not. The food is awful and
they aren’t given any choices. In addition, she can’t chose where or with whom to sit, so she typically is
unable to have a conversation with her tablemates. The foot pedals to her wheelchair have been lost (and
the staff are making no further attempt to find or replace them) so she has to hold her legs up herself when
being wheeled anywhere. She shares a bathroom with FOUR people and it is often dirty and foul smelling.
45
48. The only positive thing my grandma has to say is she is happy to be on the “window” side of her room (vs.
her roommate who spends the entire day behind the curtain separating their beds). At the end of your life,
shouldn’t there be more than just hoping to have a window?
My husband’s grandma (age 94) is in a nursing home in New Richmond, WI. It is owned by Presbyterian
Homes (needed to put in a plug for them here!). She is also wheelchair bound, but unlike my grandma, is
confused much of the time. She has a private room which is large and decorated with all her favorite
things. The residents choose when they would like to get up, when they’d like to eat and when they go to
bed. The dining room is open all day and the residents order whatever they like off an extensive menu.
Families are invited to have meals there any time at no cost, and when we do a separate table is set up for
us with decorations. There are many activities throughout the day and the staff is very caring–they will
often stop in her room and sit and chat with her. Numerous parties are held during the year and families
are invited to participate. For example, they recently had an Oktoberfest out in the parking lot with live
music, games, face painting, a petting zoo, food etc. They are building a new nursing home and will move
all of the residents there when it is completed. The new facility will have all private rooms, each with a
private bath and kitchenette.
By the way, the cost for each of the facilities is the same: $6,500 a month.
46
49. You may ask why my grandma doesn’t move to a better facility. We have been begging her to look at
another facility (there is a Presbyterian Homes’ one close to where she is now) but she wants to stay
where she is because it is in the same complex as her old independent apartment, so she has a lot of
friends that come over from there to visit. Change is really hard at her age–just switching rooms has been
a big adjustment each time. I took her on a wheelchair ride outside a couple of weeks ago and she said it
was the first time she had breathed fresh air in two months (again, to compare, at Bill’s grandma’s place
they are regularly taken outside to sit in the sun). What is amazing is that my grandma’s place actually has
a waiting list!
“At the end of your life, shouldn’t there be more than
just hoping to have a window?”
Living into our nineties and past the century mark is becoming more commonplace. How do we ensure
that our elderly are properly cared for when they–and we–can no longer care for them in our homes? Why
is there such a disparity in services and quality among nursing homes? Everyone should be entitled to
spend their last days in a happy, warm environment with adequate care, the ability to make their own
choices and most of all their dignity.
47
50. ABOUT THE AUTHOR
Jill Johnson is an independent capital markets consultant with over 25 years of experience in the financial
services industry. She has had various roles as a treasury consultant, structured finance director,
transaction manager and project manager. Most recently, she was with GMAC‐ResCap for 16 years. She
has an MBA from the University of Minnesota and a BA from the University of St. Thomas, and is a
Certified Treasury Professional. Jill resides in Chanhassen, MN with her husband and two sons (and a very
cute goldendoodle).
COPYRIGHT INFORMATION
This work is licensed under the Creative Commons Attribution‐Noncommercial‐No Derivative Works 3.0
United States License. To view a copy of this license, visit http://creativecommons.org/licenses/by‐nc‐
nd/3.0/us/ or send a letter to Creative Commons, 171 Second Street, Suite 300, San Francisco, California,
94105, USA.
The copyright of this work belongs to the author, who is solely responsible for its content.
48
52. Dear Legislators, Insurance Companies, Health Care Professionals:
Here’s my picture of health. I don’t have all the answers. This may not be someone else’s picture. Nor do I
have the financial expertise to suggest how to pay for this on a large scale. All I know is I am self-employed.
My husband is self-employed. For us, after food and shelter needs are met, medical insurance is our top
priority. We think we are very fortunate that we can meet all three of these needs. It is not cheap and we
choose to give up other things to pay our medical insurance premiums and out-of-pocket expenses. We
don’t have dental insurance, but we do see our dentist regularly.
Do I know if we have the best cost to benefit ratio? Absolutely not. I do track our premiums, out-of-pocket
expenses and what is charged and what the insurance company allows. I am often stunned at the difference
between “charges” and “allowed amount”. Without insurance we would be paying a lot more. Could we pay
less? Maybe…my husband and I have different policies due to his “pre-existing” conditions.
Focus on wellness: check-ups, fitness, nutrition, optimal mix of services for our needs
I am responsible for my well-being, but I need guidance and help. I receive mailings from the insurance
companies about programs, but it’s confusing. I go on-line and there is so much information. My financial
advisor is required to review with us our portfolio at least once a year and my car/house insurer sends us a
yearly report, too. I have been with both for years, they know us. I would love to have a knowledgeable
person at my medical insurance company review my policy with me once a year and tell me about services
50
53. and products that fit my needs better or how to save money. I mean really, you have the information on what
I’ve used my insurance for. It would be wonderful to have the same person each time and also have them
available for questions as things change. Yes, I would pay more for this service. I want to be a client–not a
patient or a customer–a client. I am paying you for services.
Basic care for all: young, old, middle aged, rich, poor, middle class, healthy, ill
None of us knows which combination we may end up with at any given time. Ask any one who has lost a job
or been diagnosed with a chronic disease or out-lived their savings. I would rather hedge my bets, helping to
support others when they need it so I am supported if I need it. Our ability to promote wellness and contain
infectious diseases is predicated on ensuring that everyone has access to basic health and wellness care.
Coordinated care: holistic view of my needs, my health records consolidated and available to
whomever I give permission (including my dental)
It’s not like I can send my ailing body part in to be taken care of the way I can send my area rug in to be
cleaned and mended. I am an integrated being and as such want to know that my health care professional is
taking into consideration my family history, my lifestyle, my spiritual beliefs, my values and any other
medical/dental treatment I am receiving. I also want them to have the time to review and think about me; no
one appreciates being “the sore throat in Room 2”. Yes, it is up to me to make sure that I am prepared for
each visit, having chosen someone I can work with and to be honest about what I am doing or not doing.
51
54. Supportive convenience: nurse line, on-line abilities, follow-up written summary and instructions,
access to all my medical records
Many health care plans include a nurse line, which is really great. My insurance company knows that I made
the call, but I’ve never been asked if I would like my doctor notified of it. I also, want to be able to contact my
doctors via email, have on-line appointments, schedule appointments on-line. If it’s safe and cost-effective, I
am happy to be treated for minor ailments at a shopping mall clinic or urgent care, as long as that information
is added to my records and my doctor notified.
“I want to be a client–not a patient or a customer–a client. ”
52
55. ABOUT THE AUTHOR
Karen is co‐founder of OpenSky Consortium, an Innovation Lab specializing in business transformation.
She has been an independent business advisor since 1999. She and business partner Alan Parr provide
firms with new ideas, creative thinking and insights, then experiment to drive change in people,
companies and markets. She and her husband are each self‐employed and solely responsible for their
health care premiums and out‐of‐pocket expenses.
http://opensky.typepad.com
COPYRIGHT INFORMATION
This work is licensed under the Creative Commons Attribution‐Noncommercial‐No Derivative Works 3.0
United States License. To view a copy of this license, visit http://creativecommons.org/licenses/by‐nc‐
nd/3.0/us/ or send a letter to Creative Commons, 171 Second Street, Suite 300, San Francisco, California,
94105, USA.
The copyright of this work belongs to the author, who is solely responsible for its content.
53
56. Building On A Legacy
Blue Cross Blue Shield Of
Minnesota Is Designing
Health Care For
Tomorrow
MaryAnn Stump
54
57. As a society, we are in an age of change and upheaval. Everything from our personal lives to the
way we do business is changing. Ten years ago, tweeting was left to birds and Google was merely a search
engine. Now, nearly 100 million of us use Twitter; and Google is a major player in everything from
advertising to health. As the world changes all around us, we either choose to change with it, accepting and
anticipating the next wave, or we find ourselves becoming obsolete and irrelevant. For health care, that
choice has become a crisis in the midst of the call for reform. The health care industry is also changing, and
as the Chief Innovation Officer for Blue Cross and Blue Shield of Minnesota, I get to be at the helm—and in
the midst—of some exciting changes.
“Our big question is—what does a health insurance
company for the new age look like?”
The answer we have discerned is that we, in fact, aren’t really a health insurance company—we are a
HEALTH company—working to design health care in a way that is focused on consumers—and aligning our
services to better meet their needs.
55
58. From Insurance Company to Health Company
What is a health company? A health company is not your Mom and Dad's Blue Cross Blue Shield of
Minnesota (BCBSMN), but it has all the wisdom of its age and experience. It promotes, encourages, and
ensures optimal health for all consumers, not just the traditional notion of members. The health company
doesn't abandon its role in management or financing care, but rethinks and re-forms those roles looking at
how to do them best and in such a way that puts the consumer and the consumer’s health front and center.
And while the business may still be insurance, it is no longer a payment business; it's a relationship
business as health care should be.
What makes the new health company different? The health company is relationship-driven and personalized
based on the consumer's unmet needs, plus the wants and needs defined by the consumer. We want to
leave behind the trappings of a paternalistic model of care and coverage, and focus on helping consumers
be as well as they can be.
BCBSMN is actively seeking ways to engage and serve all consumers above and beyond the current notion
of 'benefits.' We're mobilizing our own employees as designers and consumers to help us shape this new
world. We’re gaining practical consumer insights and a deeper understanding of what consumers truly
want, need, and might expect from a health company.
56
59. Democratizing health care is a priority for us. We’re working to offer products and services directly to
consumers that truly personalize health and health care. We want to overhaul health insurance thinking to
be health company thinking. We need to be a connector, facilitator, collaborator, and a catalyst. This
means courageously focusing on:
• Benefiting the consumer, not the consumer's benefits;
• Collaborating, not managing;
• Learning, not knowing;
• Thinking imaginatively and valuing agility and innovation, not business as usual; and
• Emphasizing outcomes and the consumer experience.
But most of all, the health company is a leader in a time of change. Through exploration and discovery,
we’re finding new and better ways to engage, ensure, and provide care and support relevant to the
consumer. We’re discovering what it means to be a connector, facilitator, collaborator, and catalyst; we’re
realizing that none of these things are interdependent.
57
60. A Connector
Health insurance started as a way to prepay for hospital care. In those early days, the company connected
patients to doctors as a means of payment. The role was vital, although simple and one-dimensional.
Over the next nearly 100 years, insurers continued to pay the bills, but began to realize there was more to
being a connector than writing checks. Provider and hospital networks helped connect members to care
and insurers helped remove some of the guesswork in finding a provider.
Today, BCBSMN continues to find new and innovative ways to connect consumers with care that best fits
their needs through such tools as:
• HealthcareScoop.com, an online community dedicated to consumers sharing their health care
stories, and
• Online Care Anywhere, an online platform allowing consumers to connect immediately to a provider
for care.
As BCBSMN journeys toward becoming a health company, opportunities to provide connections for
consumers are a priority.
58
61. A Facilitator
As health insurance companies began to expand the services offered, insurers took on a new identity as the
health plan. Health Maintenance Organizations (HMOs) capitalized on the network of providers and
facilities. The health plan's goal was to ensure the best care for their members at the best cost for their
customer, whether it be employers or the member directly:
• Members chose a primary care provider who worked with the health plan to facilitate all care
decisions.
• Disease management emerged to help provide continuity of care for members with chronic illness.
Today, BCBSMN has expanded this idea to incorporate 'Health Guides' within the notion of Whole Person
Health. Health Guides are individuals trained to do more than just provide traditional customer service. They
are trained to listen to what the member is really asking and actually needs. Health Guides, as a result, help
members identify programs and benefits of value. Often times, the connection is one the member may
never have made alone. The service is provided at all points in the relationship with the member, not just at
traditional points of intervention.
59
62. In addition to facilitating connections for our members, we recognize the impact that health inequities have
on our communities. To that end, BCBSMN supports community health workers in minority and immigrant
populations to facilitate social connectedness and navigation of the sometimes daunting health care
system.
As we look toward our future as a health company, we are dedicated to finding new and better ways for
consumers to actively manage their health and the health of their families. From facilitating Personal Health
Record adoption and finding ways to make your personal health information accessible on-the-go to
concierge-style health services, BCBSMN will work to build mutually beneficial relationships between
consumers and the health care that best fits their lives.
60
63. A Collaborator
While the era of HMOs saw collaboration between providers and health plans, becoming a health company
necessitates collaboration with all stakeholders—employers, policymakers, providers, and consumers. The
fight against Big Tobacco in Minnesota was an example of how collaboration between all stakeholders can
and does work. The collaboration resulted in not only a significant settlement, but also Minnesota's
Freedom to Breathe Act passed in 2007. Currently, we see the beginnings of such collaboration in health
technology and the push toward Personal Health Platforms where one's entire health history and tools will
be centrally accessed and managed. For the Personal Health Platform to succeed, all stakeholders must
actively participate and contribute to the evolving capabilities. Long gone are the days when development
and design without significant consumer input were accepted ways of doing business. Instead, consumer
insight should be real-time, un-sanitized, shared openly, holistic, and applied.
61
64. A Catalyst
While insurers have at times to varying degrees assumed the role of collaborator, facilitator, and connector
there is obviously a long way to go before we really begin to function as a health company. The key to that
change may very well be becoming a catalyst for change and action. BCBSMN has begun working as a
catalyst for positive change in the health care industry. We were one of the first insurers to reduce or waive
co-payments for retail clinics.
Stepping outside the traditional roles and responsibilities of an insurer, we’re working for change in our
communities as well. Recognizing that public health issues, such as obesity, are lifestyle issues, not just a
health care issue, BCBSMN is finding innovative ways to reach out to the community and support positive
lifestyle and activity choices:
• A major sponsor for Nice Ride Minnesota (http://niceridemn.com) to bring public bicycle-sharing to
downtown Minneapolis and the students, faculty, and staff of the University of Minnesota.
• A sponsor of the planning and construction of walking and bike friendly community developments.
• A resource for employers, offering consultation on cafeterias, wellness programming, and the
effective use of social media to communicate important health and wellness messaging to
employees.
62
65. That same force for change can be seen in our own employees as we've launched Online Care Anywhere
as a proof of concept first with our employee population. We’re taking the opportunity to truly be the
change we want to see within our own industry.
Toward Being A Health Company
We aren't a health company yet, but we're working to get there. Each day, we are discovering new ways to
do business and alternative approaches to old and evolving problems. We find new perspectives on our
work that better focus on the needs of the consumer and incorporate true, real-time consumer feedback.
We're finding ways to work faster, cheaper, and more efficiently while not compromising the quality and
reliability you expect from Blue Cross Blue Shield of Minnesota. Our evolutionary shift to health company is
happening now and we're discovering our new direction. Our transformation will be a journey of exploration
and discovery, and we intend to change the very face of the health insurance business industry in the
process. We’re ready to be in the health business.
63
68. These are the days of miracle and wonder
This is the long distance call
(The Boy in the Bubble, words by Paul Simon)
As we ignore, ponder or debate exactly what health care reform means; as we agonize over
how we are going to pay for “solutions”, we forget to look around us. Change rarely comes upon us in an
instant. Change comes gradually, then suddenly*. Step back from the debate and look around you. Don’t
get overwhelmed by the issues. They are real, but you can’t become paralyzed by the confusing and
contradictory rhetoric. We are not starting from zero here. Many people, in many ways, have been working
on “health care” for a long time. The difference now is that the momentum to make great change is upon
us! These are the days of miracle and wonder.
And what are miracles, let alone ordinary miracles? Webster’s dictionary defines miracle as: “1) an
extraordinary event manifesting divine intervention in human affairs or 2) an extremely outstanding or
unusual event, thing or accomplishment.” Ordinary elicits words such as commonly encountered, usual,
regular, and normal. That would make an “ordinary miracle” an oxymoron–or does it? By blending and
bending those definitions the whole is greater than the sum of the parts. In other words, regular people
doing commonly encountered things that result in extraordinary events and accomplishments within their
sphere of influence. And lest you think a sphere of influence is something large and grand, it can be as
intimate as a family, as broad as a country or somewhere in between.
66
69. For a historical perspective on change in this country look at the Suffragette movement, the Civil Rights
movement or the Equal Rights movement. None resulted in instant change. All included complicated issues,
challenged current belief systems, and if realized–even in part–would change aspects of American life
forever. People who believed things should be different, better than they currently were, worked to make
change happen, and did so over a long time. Some became leaders of their movement, such as Martin
Luther King Jr.; but the majority were “ordinary” people who believed that change needed to happen. They
worked as best they could to make it happen and to bring the rest of us along with them.
It’s not the first time we’ve struggled with a health related movement that took a while to bring about
change. What about the anti-smoking campaign? Research in the 1950s linked smoking to lung cancer and
other diseases. It wasn’t until the mid-1970s that the momentum against smoking became very visible
through legislation such as the Minnesota Clean Air Act of 1975. Today we are surprised to learn if a friend
or colleague smokes. This mindset change did not happen quickly, quietly, or easily; contrary research
denying the health risks was presented; the fears of economic impact to areas supported by tobacco were
raised; debates and lawsuits raged on. Smoking and the use of tobacco products have not been eradicated
in the United States and legislation is still being discussed and enacted. But the majority of us work, shop
and eat in smoke-free environments, health insurance companies have programs to help smokers quit, and
we educate our children on the hazards of tobacco use.
67
70. Health care reform, health insurance reform, Medicare reform, changes to health delivery system–whatever
you label it–is happening and more importantly has been happening all along in this country. The only
difference is we’ve reached a point of critical mass with regards to cost, delivery and access to care. It is
now very personal. It is now that we have to sift through all the noise and make sense of it for ourselves and
our families. It is now that each of us has to weigh in on what we need and what we want.
This is the long distance call. Not a phone call out of state, but a call for change in health care that goes the
distance. Step back from the legislative debate and see what else is going on in the health arena. There are
people who have been working on tangible solutions. None of us can educate ourselves on all aspects of
health care, but we can on the aspects that are meaningful to us. Step up and share your thoughts and
opinions in your spheres of influence–family, friends, health vendors and elected representatives. Each of us
is part of the problem and part of the solution.
I am in awe of the health developments that I read about on a daily basis just in my local newspaper. All are
ordinary miracles, accomplished by people from all walks of life trying to make things better. Here is a few
weeks’ worth of health related articles that caught my eye. See what you can find out there that appeals to
you. Please, step back…then step up.
68
71. Better Access to Healthy Food: Discusses food banks partnering with businesses and farmers to get
healthy food on tables of people with limited incomes. The health implication: A 10% increase in poverty
correlates with a 6% increase in obesity due to nutritious food being more expensive.
http://www.parade.com/news/intelligence-report/archive/091108-better-access-to-healthy-food.html
Rev up the brain while practicing motor skills, by Dee DePass: Shayne Adair teaches simple physical
exercises that help older people build neuroplasticity; help maintain dexterity, balance and brain function.
http://www.startribune.com/lifestyle/health/69402627.html
When the Best Doctor is Far Away, by Sean Flynn: Telemedicine provides expert medical care in
emergencies and “routine” monitoring remotely. For example, teleconferencing to provide expert medical
care to patients who live long distances from a major hospital, thus reducing the need to transfer critically ill
patients between hospitals, not only saving lives, but reducing costs.
http://www.parade.com/health/2009/11/22-when-the-doctor-is-far-away-telemedicine.html
Acing the mat test, by Sarah Moran: Yoga in Minnesota schools benefits students. “Studies have linked
yoga in schools to better grades, behavior, health and relationships among students.”
http://www.startribune.com/lifestyle/76320887.html
69
72. Grow your own body parts? The future is now, by Karen Youso: Medical advancements that are or near
reality now.
• Growing your own organs: in preparation for getting FDA approval, lab-grown bladders are being
transplanted into patients in the US.
• Aging gracefully at home: more telemedicine through smart phone technology to allow health
professionals to monitor people’s health at home reducing the need for (and some of the costs of)
hospitalizations and nursing home stays.
• Robot nurse: Robotic help in home for people who need elder care.
• Aging treatment: A compound that works on genes that regulate aging is being studied. It is much
stronger than resveratrol (anti-aging ingredient in red wine).
http://www.startribune.com/lifestyle/health/76322897.html
Tracking a killer, by Thomas Lee: The development of a device that may possibly help doctors perform
initial biopsies and monitor prostate cancer through low-cost 3D images using elasticity imaging.
http://www.startribune.com/business/74236432.html
Feeding a need to help others, by Curt Brown: Laverne and Babs Wheeler, a retired suburban Twin
Cities’ couple, give dinner parties at which they collect food for northern Minnesota food shelves. Since
November 2007, when they started, they have collected and delivered more than 9,000 pounds of food and
nearly $15,000.
http://www.startribune.com/local/west/74157697.html
70
73. Minnesota grants fund initiatives in health care, by Chris Williams: SHIP, Statewide Health
Improvement Program, provides grants that help promote walking school buses, allow farmers’ markets to
take food stamps, link college students to stop smoking programs, show daycare providers how to provide
better nutrition and exercise. The goal: To persuade whole communities to eat better, exercise more, stop
smoking and thereby reduce health costs.
http://www.startribune.com/lifestyle/health/63993827.html
Another source of health change information is the Mayo Clinic’s Center for Innovation website. On this
site, you can also find the video coverage of Mayo’s Transform: A collaborative symposium on innovations
in health care experience and delivery which inspired the collaborative e-book project which this article is a
part of.
http://centerforinnovation.mayo.edu/
http://centerforinnovation.mayo.edu/transform/
*(repurposed quote from The Sun Also Rises, Ernest Hemingway)
71
74. ABOUT THE AUTHOR
Karen is co‐founder of OpenSky Consortium, an Innovation Lab specializing in business transformation.
She has been an independent business advisor since 1999 providing clients with expertise in project
management, analysis, process design, operations management and organizational development. Find
more of her and business partner Alan Parr’s writing (e‐books “I Am the Walrus”, “Change! Making a Dent
in the Universe”, “Ideaicide”, “Dreams with Deadlines” and numerous articles) and a portfolio of their
work at:
http://opensky.typepad.com
COPYRIGHT INFORMATION
This work is licensed under the Creative Commons Attribution‐Noncommercial‐No Derivative Works 3.0
United States License. To view a copy of this license, visit http://creativecommons.org/licenses/by‐nc‐
nd/3.0/us/ or send a letter to Creative Commons, 171 Second Street, Suite 300, San Francisco, California,
94105, USA.
The copyright of this work belongs to the author, who is solely responsible for its content.
72
75. IN CONCLUSION
To our fellow contributors: Thank you! For taking time from your busy schedules to collaborate with us. Thank you! For stepping up to share
what you are thinking and doing about health care. Thank you! For the variety of “takes” on what’s right, what’s wrong, what’s being done
and what could be done. Thank you! For showing that asking questions is just as important as trying to answer them. Thank you! For
demonstrating it takes all of us to weigh in on Health Care, Wellness and the Next American Dream.
To our readers: Please continue the dialogue. What does healthy mean to you? What does good health care delivery look like for you, your
children, your parents? Read about what others are doing and not just here in the United States. Out of necessity, individuals in many
countries have come up with unique and cost-effective deliveries for health care and wellness. You may have brilliant, simple, complex,
tailored, and basic solutions–Ordinary Miracles–that address specific issues that are important to you. Share them. Listen to others’ ideas.
Because “…the next great leaps in health care will result from collaborative discussions and the sharing of insights from across disciplines.”
To all: Good health and access to good health care!
Alan Parr and Karen Ansbaugh
OpenSky Consortium
73
76. COPYRIGHT
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