In the 1950s, Marilyn Monroe and Audrey Hepburn were fashion icons who influenced trends. Women's dresses were tight around the waist and skirt lengths fell just below the knee to emphasize figures. Makeup consisted of eyeliner, beige and brown eyeshadows, and red lips. Today, fashion changes between autumn/winter and spring/summer seasons and celebrities influence trends through fashion shows. While current styles are more comfortable and modern, the 1950s dresses were considered the most elegant period of fashion history.
Este documento presenta una alegoría sobre la lucha interior del ser humano. Un ermitaño explica que debe "domar" dos halcones (los ojos), dos águilas (las manos), dos conejos (los pies), vigilar una serpiente (la lengua), cargar un asno (el cuerpo) y someter un león (el corazón). Estos animales representan las distintas partes de uno mismo que deben ser controladas y guiadas hacia el bien a través del esfuerzo y la tenacidad en la lucha interior.
Week 4 Assignment: Dennegar Liability
Denisa Dobrin
New England College of Business and Finance
Introduction
Hello everyone and welcome!
My name is Denisa Dobrin and this week I will be reviewing the case “New Century Financial Services Inc v. Dennegar”. My main objective will be to answer the question: “Under what theory could Dennegar be liable for the charges?”
This presentation constitutes my Week 4 Assignment for the “Legal Issues in Business” class at NECB.
Case overview
To start, here is an overview of our case.
In February 2001, AT&T Universal issued a credit card in the name of the defendant, Lee Dennegar. AT&T Universal then sent monthly statements to the home owned by the defendant, 55 Thompson Street in Raritan. Mark Knutson was the roommate of the defendant at that time. Since Knutson had no funds or income, the defendant's funds were used to pay the mortgage on the Raritan home, and all other household expenses. The defendant testified that he allowed Knutson to manage their household's financial affairs and the "general office functions concerned with maintaining the house" (the mail, signing his name to checks etc.) – per Fisher (n.d.).
After Knutson died, the defendant learned that Knutson had incurred obligations in his name of which he claimed he was not previously aware. This happened as the plaintiff, New Century Financial Services Inc., to whom the AT&T Universal credit card debt had been assigned, filed an action to collect. Although defendant stated, as mentioned, that he had no knowledge of this account, the trial judge found that "defendant created the situation where someone else would utilize his financial resources to pay for the joint expenses." (Fisher, n.d.) Since either he or Knutson had opened and used the account, the defendant was liable for the accrued debt.
On appeal, defendant argued that the judge erroneously admitted hearsay evidence. He also maintained that “the evidence failed to demonstrate the formation of a contract between AT&T and defendant, or that Knutson had the apparent authority to act for defendant, and that plaintiff or its assignor failed to comply with the Truth in Lending Act (TILA), 15 U.S.C.A. §§ 1601 to 1667.” (Justia US Law.com, 2007)
Upon reviewing the case, it becomes obvious that the theory we need to analyze closer is the Agency theory. While doing that will also define the "Master-Servant Rule” and find a meaning for apparent authority. We will then touch on the issue of Creditors' and Debtors' rights as it relates to credit cards. Lastly, there will be a few words about the Truth in Lending Act (TILA) before drawing to a conclusion on the case at hand.
Agency theory
Agency is conceivably the most conventional legal relationship in the business world. It explains the relationship between principals and agents. It is a legal relationship in which one party, the agent, transacts business (for third parties) for and under the control of the second, the principal.
The document discusses three daily activities - eating, sleeping, and playing League of Legends (LOL). It mentions common actions people engage in to sustain themselves and have fun, without providing details on any of the topics.
In the 1950s, Marilyn Monroe and Audrey Hepburn were fashion icons who influenced trends. Women's dresses were tight around the waist and skirt lengths fell just below the knee to emphasize figures. Makeup consisted of eyeliner, beige and brown eyeshadows, and red lips. Today, fashion changes between autumn/winter and spring/summer seasons and celebrities influence trends through fashion shows. While current styles are more comfortable and modern, the 1950s dresses were considered the most elegant period of fashion history.
Este documento presenta una alegoría sobre la lucha interior del ser humano. Un ermitaño explica que debe "domar" dos halcones (los ojos), dos águilas (las manos), dos conejos (los pies), vigilar una serpiente (la lengua), cargar un asno (el cuerpo) y someter un león (el corazón). Estos animales representan las distintas partes de uno mismo que deben ser controladas y guiadas hacia el bien a través del esfuerzo y la tenacidad en la lucha interior.
Week 4 Assignment: Dennegar Liability
Denisa Dobrin
New England College of Business and Finance
Introduction
Hello everyone and welcome!
My name is Denisa Dobrin and this week I will be reviewing the case “New Century Financial Services Inc v. Dennegar”. My main objective will be to answer the question: “Under what theory could Dennegar be liable for the charges?”
This presentation constitutes my Week 4 Assignment for the “Legal Issues in Business” class at NECB.
Case overview
To start, here is an overview of our case.
In February 2001, AT&T Universal issued a credit card in the name of the defendant, Lee Dennegar. AT&T Universal then sent monthly statements to the home owned by the defendant, 55 Thompson Street in Raritan. Mark Knutson was the roommate of the defendant at that time. Since Knutson had no funds or income, the defendant's funds were used to pay the mortgage on the Raritan home, and all other household expenses. The defendant testified that he allowed Knutson to manage their household's financial affairs and the "general office functions concerned with maintaining the house" (the mail, signing his name to checks etc.) – per Fisher (n.d.).
After Knutson died, the defendant learned that Knutson had incurred obligations in his name of which he claimed he was not previously aware. This happened as the plaintiff, New Century Financial Services Inc., to whom the AT&T Universal credit card debt had been assigned, filed an action to collect. Although defendant stated, as mentioned, that he had no knowledge of this account, the trial judge found that "defendant created the situation where someone else would utilize his financial resources to pay for the joint expenses." (Fisher, n.d.) Since either he or Knutson had opened and used the account, the defendant was liable for the accrued debt.
On appeal, defendant argued that the judge erroneously admitted hearsay evidence. He also maintained that “the evidence failed to demonstrate the formation of a contract between AT&T and defendant, or that Knutson had the apparent authority to act for defendant, and that plaintiff or its assignor failed to comply with the Truth in Lending Act (TILA), 15 U.S.C.A. §§ 1601 to 1667.” (Justia US Law.com, 2007)
Upon reviewing the case, it becomes obvious that the theory we need to analyze closer is the Agency theory. While doing that will also define the "Master-Servant Rule” and find a meaning for apparent authority. We will then touch on the issue of Creditors' and Debtors' rights as it relates to credit cards. Lastly, there will be a few words about the Truth in Lending Act (TILA) before drawing to a conclusion on the case at hand.
Agency theory
Agency is conceivably the most conventional legal relationship in the business world. It explains the relationship between principals and agents. It is a legal relationship in which one party, the agent, transacts business (for third parties) for and under the control of the second, the principal.
The document discusses three daily activities - eating, sleeping, and playing League of Legends (LOL). It mentions common actions people engage in to sustain themselves and have fun, without providing details on any of the topics.
We’re living in a new media marketing era. It’s noisy and it’s crowded. People’s email inboxes are overflowing. Web ads and pop-ups and prestitials are in your face. Not to mention the social media overload.
Buyers are tuning out. Their eyes have glazed over. Bombarding your prospects with an unending stream of sales messages is no longer the answer.
So how do you stand out from the crowd? How do you have your buyers and prospects look forward to hearing from you? How do you build awareness … loyalty … and your customer base?
The answer is content marketing.
More and more marketers and content creators from around the world are discovering that an effective content strategy is essential to staying ahead of the curve.
Prezentace projektu na Social Innovation Campu 2013. Nekonečný příběh (původně Rozhodni se správně) má být hrou, která přiblíží cílové skupině teenagerů možnost řešení obtížných životních situací.
Nota de prensa del Grupo Municipal de UPyD mostrando la denuncia que realiza el Defensor del Pueblo ante la falta de remisión de información por parte del Ayuntamiento de Getafe en el proceso por la queja presentada por UPyD debido a la vulneración de los derechos de su concejal
Presentació de la conferència de Xavier Luri, professor de física a la UB, dins el cicle Ciència, pseudociència i societat a Golferichs centre cívic, el dimarts 13 de maig de 2014.
We’re living in a new media marketing era. It’s noisy and it’s crowded. People’s email inboxes are overflowing. Web ads and pop-ups and prestitials are in your face. Not to mention the social media overload.
Buyers are tuning out. Their eyes have glazed over. Bombarding your prospects with an unending stream of sales messages is no longer the answer.
So how do you stand out from the crowd? How do you have your buyers and prospects look forward to hearing from you? How do you build awareness … loyalty … and your customer base?
The answer is content marketing.
More and more marketers and content creators from around the world are discovering that an effective content strategy is essential to staying ahead of the curve.
Prezentace projektu na Social Innovation Campu 2013. Nekonečný příběh (původně Rozhodni se správně) má být hrou, která přiblíží cílové skupině teenagerů možnost řešení obtížných životních situací.
Nota de prensa del Grupo Municipal de UPyD mostrando la denuncia que realiza el Defensor del Pueblo ante la falta de remisión de información por parte del Ayuntamiento de Getafe en el proceso por la queja presentada por UPyD debido a la vulneración de los derechos de su concejal
Presentació de la conferència de Xavier Luri, professor de física a la UB, dins el cicle Ciència, pseudociència i societat a Golferichs centre cívic, el dimarts 13 de maig de 2014.
Este documento describe un canal de YouTube llamado "impaCIENCIAtube" cuyo objetivo es aumentar la participación pública y el interés en la ciencia a través de videos mensuales de divulgación científica con un enfoque informal y humorístico. El canal será gestionado por un equipo de científicos de diversas disciplinas y tiene como objetivo difundir el conocimiento científico de manera accesible al público joven y alejado de la ciencia.
Este documento presenta un anteproyecto para el proyecto "Tu Científico de Cabecera", el cual consiste en una plataforma web 2.0 que sirve como canal de comunicación entre el público general y los científicos. La plataforma permitirá que las personas planteen preguntas sobre temas científicos, las cuales serán dirigidas a expertos para su respuesta. El objetivo principal es fomentar el diálogo entre la comunidad científica hispanohablante y los ciudadanos, acercando la ciencia de una man
Este proyecto propone crear el Mes Mediterráneo para divulgar los beneficios de un estilo de vida mediterráneo a través de actividades durante el mes de octubre en Mallorca. Las actividades incluyen visitas guiadas, catas de productos y una acción de multitud para promover los beneficios del aceite de oliva, el agua, la siesta y el consumo de pescado desde una perspectiva física, psicosocial y ambiental. El objetivo es despertar la conciencia social sobre los hábitos relacionados con un
Conciencia publica publicación divulgativaaciencia2013
El documento contiene los títulos de 6 artículos o secciones que tratan sobre temas variados como la deriva de los mares, una enfermería, el pamboli y los tejados, los transgénicos, vivir en una montaña rusa y la conciencia ciudadana.
Este documento describe un suplemento de divulgación científica en prensa escrita llamado "Con-Ciencia Pública". Los objetivos del suplemento son explicar investigaciones científicas de forma accesible en áreas como la salud, el medio ambiente y la alimentación, y obtener la perspectiva del público sobre temas científicos a través de encuestas para involucrarlos en el debate. El suplemento está dirigido a cualquier lector de un diario generalista y utiliza recursos como titulares, infografías y f
Este documento describe un programa educativo que tiene como objetivo transmitir los beneficios del estilo de vida mediterráneo y concienciar sobre una alimentación saludable. El programa se dirige a alumnos de primaria y sus familias. Sus objetivos específicos incluyen transmitir la evidencia científica sobre los beneficios de la dieta mediterránea, detectar problemas en la aplicación de hábitos saludables, y dar a conocer las características del estilo de vida mediterráneo.
Este documento describe un proyecto para crear un sitio web y perfiles en redes sociales para que científicos se comuniquen directamente con el público general sobre temas científicos. Los objetivos son fomentar la comunicación científica, romper mitos, mejorar la divulgación científica, y promover la participación ciudadana. El público objetivo es el público en general. Siete científicos están involucrados y se proporcionan sus correos electrónicos de contacto.
El documento describe un proyecto de divulgación científica en el que estudiantes crearán minireportajes de 3 a 5 minutos sobre el método científico para público en YouTube. El objetivo es explicar conceptos científicos de manera interesante, amena y comprensible. Los reportajes estarán dirigidos a jóvenes y estudiantes para aumentar el compromiso público con la ciencia. El documento incluye los nombres y correos electrónicos de los 7 participantes.
El documento propone un proyecto para integrar la ciencia en espacios públicos cercanos a la gente para mostrar que los científicos son personas normales. El objetivo es crear una plataforma en línea donde científicos, divulgadores y artistas puedan proponer proyectos de divulgación científica informal en formatos originales y lugares poco usuales sin necesidad de gran infraestructura.
1. Títol del projecte: "El mètode científic a la teva vida"
Grup de treball:
- Melchor Sánchez - meltxor.sanchez@gmail.com
- Oscar Cusó - oscar.cuso.perez@gmail.com
- Rosario Martínez - rosariom@um.es
- Jordi Prat - jordi@interactua.eu
- Marta Portero - marta.portero@uab.es
Abstract:
L’objectiu d’aquest projecte és apropar i fer visible el mètode científic a la societat. Es volen
relacionar les fases del mètode científic amb diferents moment quotidians en els quals, o bé
no som conscients que estem utilitzant, o bé podríem estar utilitzant aquesta metodologia
i, així, potenciar-ne el seu ús. Observar és el primer pas per aprendre sobre el què ens
rodeja, la formulació d’hipòtesis ens ajuden a tenir una primera idea del què
succeeix, l’experimentació ens permet corroborar la hipòtesi i, finalment, amb l’extracció de
conclusions podem elaborar una teoria que descrigui i predigui la realitat.
El projecte el volem realitzar utilitzant medis audiovisuals. En primer lloc, a mode de
campanya per arribar a un públic menys afí a la ciència, recollir vídeos de situacions en les
que es posi de manifest l’absència de procediment científic. A continuació, es realitzaran uns
vídeos que ensenyin situacions quotidianes en les quals es pot aplicar la metodologia per
obtenir uns millors resultats. Finalment, l’ús d’aquests mitjans vol permetre un futur
intercanvi d’aquests coneixements entre la població general.