This document discusses strategies for saving money on a college education, including starting at a community college and then transferring to a four-year university to complete a bachelor's degree. It provides examples of community colleges that have articulation agreements in place to facilitate smooth transfers. Specifically, it discusses Brooklyn College's Transfer Student Services Center, which helps community college students transfer credits and supports their transition to Brooklyn College. The document emphasizes that starting at a lower-cost community college is an affordable way to earn an associate degree and then complete a bachelor's degree at a higher-cost four-year university.