This document discusses how wealth is controlled by large corporations and individuals in the Philippines rather than by cooperatives and average citizens. It notes that the top 50 richest people control $74 billion while the total assets of cooperatives is only $248 billion, reaching far fewer than half of Filipino citizens. The document argues that cooperatives have strong potential to help more Filipinos build wealth if they improve areas like membership levels and education around saving and investing. It provides NutriWealth cooperative as a model for how cooperatives can generate wealth for shareholders through various income streams and capitalization efforts.

3. Building Wealth means Controlled
Resources
Who is Controlling the Resources?
Corporate Owners (Top 50 Richest Person in the Philippines -
$74 Billion = Php 3.2 Trillion)
http://www.forbes.com/philippines-billionaires/list/#tab:overall
 Banks – Php 10.85 Trillion
http://www.bsp.gov.ph/banking/psoc/by_ranks/assets.htm
http://www.pdic.gov.ph/files/BSDStats/DDD_PBS_ProvinceMunicipal
 Insurance – Php 1 Trillion
http://www.philstar.com/banking/2014/02/04/1286222/insurance-indu

4. Building Wealth means Controlled
Resources
Who is Controlling the Resources?
 Corporate Owners - Real Estate – Php 1.1 Trillion
http://web0.psa.gov.ph/content/2012-census-philippine-busine
 Manufacturing – Php 5 Trillion)
http://web0.psa.gov.ph/content/2012-census-philippine-busine

5. Building Wealth means Controlled
Resources
Who is Controlling the Resources?
Gap between the Rich and the Poor – 76%
http://business.inquirer.net/180388/ph-wealth-gap-seen-
narrowing
Total Millionaires in the Philippines – 38,000 by 2015
http://www.abs-cbnnews.com/business/08/31/11/philippines-
have-38000-millionaires-2015-swiss-banking-group
2015 National Budget of the Philippine government
amounting to Php 2.6 trillion
http://www.gov.ph/2014/12/23/president-aquino-sets- p2-606t-
2015-national-budget-in-motion/

6. Philippines as the #16
Largest Economy in the
World by 2050
http://www.businessinsider.com/these-economies-will-dominate-the-
world-in-2050-2012-1?op=1
Building Wealth means Controlled
Resources
Who is Controlling the Resources?
Are we a Rich Country?

7. Building Wealth means Controlled
Resources
Cooperative has the Potential……but has a lot of works
to do
Cooperative Total Assets – Php 248 Billion based on
10,762 Cooperatives that submitted CAPR and AFS as
of December, 2014 (Total Coops – 24,652)
http://cda.gov.ph/index.php/resources/updates/statistic
s/527-statistics-as-of-december-31-2014
Total Membership – 7.7 million vs. 42 million working and
12 million OFWs (Php 1.2 Trillion 2014 Remiitance)

8. Building Wealth means Controlled
Resources
Cooperative has the Potential……but has a lot of works
to do
Top 300 Coops in the World worth over $2 Trillion
http://www.thenews.coop/49090/news/general/view-top-300-co-
operatives-around-world/
http://www.thenews.coop/40196/news/consumer/top-300-co-
operatives-are-worth-over-2-trillion-0/

9. Building Wealth means Controlled Resources
Corporate Owners vs. Cooperative System
Corporate Cooperative
Ownership Unlimited Shares distributed
to Families/Selected People
Equal Opportunity to
Everyone. Maximum 10% of
the Total Paid-up Capital
Profit Sharing Net Income enjoyed by the
Owners
Net Income equally
distributed to Shareholders
according to their Shares
Manpower Hires Professional Shareholders Collective Effort
(Bayanihan)
Handling Assets Controlled by the Owners Controlled by the
Shareholders
Organizational Structures Presidents, CEO’s General Assembly

10. Building Wealth means Controlled
Resources
NutriWealth Potential over Controlled
Resources
In more than 5 years, build 40 million pesos Assets from 800
Shareholders – continue to educate Shareholders the right way to
Save and Invest
Focus on Building Outlets – Regional Satellite Center and
Provincial Wellness Center
Focus on Building Projects and Programs that will help
Shareholders Build Wealth the Cooperative Way

15. Note: Target Capitalization = Php 5 million
Investor’s Benefits
18% / year minimum 2 years term
Can withdraw yearly interests
Return of Investments on the 25th
month
Lifetime Monthly Royalty Income

18. Note: Target Capitalization = Php 2 million
Investor’s Benefits
18% / year minimum 2 years term
Can withdraw yearly interests
Return of Investments on the 25th
month
Lifetime Monthly Royalty Income

20. 2 Corinthians 9:11
God will make you rich in every way so that you can
be generous in every occassions
Do we see ourselves getting RICH?
Do we have the Right Goal? Right Motivation?
“No matter how much money you got, use it to help others
build their wealth”
Financial Solutions Today : Solutions #1 – Make More Money –
Creating Multiple Streams of Active Income)
Building Wealth the Cooperative Way
Right Goal. Right Motivation

21. Proverbs 14:30 New Living Translation (NLT)
A peaceful heart leads to a healthy body;
jealousy is like cancer in the bones.
Proverbs 14:30 New International Version (NIV)
A heart at peace gives life to the body,
but envy rots the bones.
Financial Solutions Today : Solutions #1 – Make More Money –
Creating Multiple Streams of Active Income)
Building Wealth the Cooperative Way
Right Goal. Right Motivation

27. Building Wealth means Controlled
Resources
NutriWealth Potential over Controlled
Resources
Sample Data
NutriWealth can Manufacture 400,000 bottle of Alkaline Powder
in 2 weeks @ Php 300 SRP/50g bottle = Php 120 million gross
revenue. Potential Spread Income = Php 84 million
400,000 Bottle of Alkaline Powder @ Php 1,000 Share Capital
or Direct Investments = Php 400 million
400,000 Bottle of Alkaline Powder / month = 4.8 million per year
= Php 1.4 billion. Potential Spread Income = Php 1 Billion

37. Building Wealth means Controlled
Resources
NutriWealth Direction over Controlled
Resources
SAVINGS CAN SOLVE ALL OUR FINANCIAL
PROBLEMS
Help 5,000 Shareholders Build Php 200,000 Share Capital
= Php 1 Billion Pesos
2000 Shareholders Qualify in 90 Day Challenge
= Php 1 Billion (@ 500 pts. per Shareholder)
 Build 30 Regional Satellite Centers = Php 150 million
 Build 200 Provincial Wellness Centers = Php 400

42. Focus on Ownership – Cooperative has the Best Profit Sharing
 Shareholders that Earns 20 – 50% on Products and Services
 Shareholders that Overrides 7% – 30% on Products and Services
 Shareholders that Earns 10% – 40% Patronage Refund
 Shareholders that Earns 12% - 24% on Direct Investments
 Shareholders that Earns 15% – unlimited % on Dividends
 Shareholders that Earns 2% Share Capital Collection
 Shareholders that Earns 700 – 1000 pesos on New Shareholders
 Shareholders that Earns 4% -10% Points Earned
 Shareholders that Earns Unlimited Income on Cooperative
Projects and Programs

43. Focus on Building our Real Main Product
 Are we a Herbal Store?
 Are we a Water Refilling Station?
 Are we a Canteen, Bakery and Catering Business?
 Are we a Convenience Store?
 Are we a Remittance Business?
 Are we a SPA business?
 Are we a Solar Energy business?

44. Focus on Building our Real Main Product, our Great Missions
 We are in the business of Educating People the Right Way to
Save and Invest
 We are in the business of Bringing Financial Directions to
Everyone
 We are in the business of Building more that are Financially
Successful
 Our Projects / Programs is a Result of our Shareholders that
consistently Saves and Invests
 The More People that Saves and Invests, the more life will be
changed, the more we can Build Financially Successful People

45.  Access all our Training Materials, NutriWealth necessary
documents via Google Drive
https://drive.google.com/drive/u/0/#folders/0B6RpiTopOxkQVF
JuX1FsMWdkNmc
 Let’s get into Facebook, Twitter and Instagram
https://www.facebook.com/nutriwealthcoop
 NutriWealth Website
http://nutriwealthcoop.com

50. Sample Point System Table
Turning your Expenses into Savings (1000.00 = 1 pt)
Item Point/s Item Point/s
1Malunggay Capsules 60s 1.5 11 Malunggay Capsules 100s 2
2Pinagpala Juice 750ml 3 12 IPAD Mini 350
3Herbal Coffee 12 sachet/box 1 13 IPhone 500
4Herbal Choco 10 sachet/box 1 14 TV Flat Screen 32" 400
5Herbal Juice 10 sachet/box 1 15 Car Downpayment 2500
6Herbal Soap 1 16 Car Monthly Amortization 500
7Alkaline Mineral Drops 2 17 Grocery (every 1000) 20
8EENT Drops 1 18 Cellphone Load (1000) 20
9Turmeric Capsules 60s 2 19 Electric Bill (1000) 20
10Carmenbees Machine 1000 20 Travel (ex. HK) 500

67. FOR MORE INFORMATION REGARDING THE
FINANCIAL SOLUTIONS TODAY LECTURES
PLEASE CONTACT:
Mr. Jay C. Galang, RFP
Chairman/Founder, NutriWealth Multi-Purpose Cooperative
Registered Financial Planner
Trainer, NutriWealth School of Wealth and Wellness Foundation
Email: jaygalang@gmail.com Website:
www.nutriwealthcoop.com
Facebook: Nutriwealth Cooperative
Mobile No. 0917.6341276 Tel. No. 02.3760732 02.4637083
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