The most affordable payment and loyalty program for businesses. Quite candidly, the small business folks are telling us that they're not really excited about the big boys because they don't understand them and it’s more equipment to purchase. In the USA they're so reluctant with EMV that they are also reluctant to embrace the big guys. For us, it's a good awareness piece. It's great that they're doing it from the top down and we're going to stay focused in the small business sector where we know we're going to do well.

2. Aggressive
Global
Strategy
98+ countries, 60 months
We are geared for fast growth

3. The current mobile payment
market is very fragmented.
Seems all the big players
Apple, Samsung, Chase and
Google are building a system
that you can only use their
mobile wallet as part of their
eco-system. What happens if
the user leaves? They lose
their mobile wallet.
Not one of these systems has brought any benefits to the
merchants. When it comes to store front merchants quite
candidly, many business folks, especially the small business
owners are telling us that they're not really excited about the
big brand payment systems because they don't understand
them, it’s more equipment and they are afraid of additional
cost.

4. With Nudipay its all about the
user experience! They never
have to leave our system, we
work on any smartphone, mobile
phone, tablet, computer. Users
will be loyal to us because of
ease use, works on any device,
great security and has a loyalty
program for any merchant they
use it with.
For the merchant, no new equipment
to purchase, they can use it with any
device they have in their store now,
no monthly fees, no credit check, low
learning curve for their employees
and lower fees, allowing us to add to
their bottom line.

5. Locate Where
Nudipay is
Accepted
Sign In to Make
Payments
Quickly
Payment
Confirmed &
Made,
Your on Your
Way
User
Experience,
Easy
as
1,2,3
Added Bonus
Loyalty
Program with
No Fuss

6. ✓Great user experience with
NFC, Geo Locating
Merchants and a built in
Loyalty Program
✓With our SMS and
Smartphone technology
pay anywhere, anytime, on
any mobile phone
This is Nudipay, Now Live

7. Reaching
Customers
Focus On New
Businesses, Small
Business Owners &
E-Commerce
Key
Vertical
Industries
Networking
Cold Calling
Trade Shows
Referral Partners
Create Social Media
Channel Plan

8. Competition
and
Defensibility
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Link
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Invest
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Guide
• Intuit,
Verifone,
etc.
all
use
same
service
support
&
gateway
• Higher
Fees
&
Rates
• Similar
technology
application
• Some
eliminate
need
to
carry
credit
cards
• Require
specialised
equipment
• Free
friend
transfer
• Cross
interaction
with
other
phone
apps
Characteristics Nudipay
Advantages
• No
credit
check
• No
monthly
fees
• No
new
equipment
to
purchase
• Free
Loyalty
Program
to
build
customer
loyalty
• POS
compatibility
• Own
our
own
gateway
• Low
transaction
fee
of
15p
• Improved
security
as
no
need
for
any
personal
data
• Additional
add
on
services
like
payroll,
gift
cards,
cloud
accounting
• Free
transfers
between
friends
• Integrate
with
NFC
• SMS
payment
for
those
without
smartphone
Direct
Competitors

9. LES TOFT
Founder & CEO
Tertiary qualified in Sales
Management, Les has a
proven track record in
business and the IT Industry.
RAFF VELARDO
Seed Investor
Raff saw the potential in
Nudipay and provided the
seed funding to
accelerate development.
LAWRENCE SCHMID
CMO & Investor Relations
With over 25 years
experience in marketing,
finance and taxation, he
brings a great blend of
skill sets to any company.
Our
Team
NIALL HENNESSY
CFO & Compliance
Chartered Accountant with
background in the financial
service sector. Central Bank
of Ireland, Kuwait Petroleum
and Sigue Global Financial
SAGAR DASGUPTA
CTO
Graduated Chittagong
University of Engineering
& Technology in 2005 with
a degree in Computer
Science & Engineering.
NENAD SPIROSKI
System Administrator
More than 15 years
experience as System
Administrator of Unix and
Linux servers.
BRIAN HEAD
Financial Advisor
MBA from Cass Business
School with back ground as
Auditor at E&Y, in addition
project management with
Canadian Imperial Bank
TIM SANDARS
Asian Market Advisor
Experienced gained at the
UK's top mobile marketing
company, Tim is the
founder Spiral Asia
specialising in payments

10. YEAR ONE
Users: 49,000+
Merchants 1,000+
Transactions 980,000
Turnover £147,000
Expenses £431,000
Net -£284,000
YEAR TWO
Users 360,000+
Merchants 5,400+
Transactions 18,000,000
Turnover £2,700,000
Expenses £2,130,000
Net £ 570,000
Growth Rate 1,836%
YEAR THREE
Users: 960,000+
Merchants: 12,000+
Transactions 72,670,000
Turnover £ 10,900,000
Expenses £ 6,117,000
Net £ 4,783,000
Growth Rate 403%
United Kingdom Forecast
Nudipay
will
make
for
a
lucrative
investment
even
with
conservative
projections,
just
imagine
when
we
expand
globally.
Assumptions
• Investment:
£300,000
• Stake:
15%
• Hurdle
Rate:
20%
IRR
360%
4.6
Multiplier
• Sale
or
IPO
at
2x
Profit
• This
Does
Not
Include
EIS/SEIS

11. Current
and
Immediate
Future
Set up offices, obtain e-
money license and pre-
market. Once licensed we
will begin in Brixton-Clapham
Hackney areas of London,
along with signing up e-
commerce and contractors
Proof Of Concept
The Nudipay platform is
built, tested and ready to
launch to the public
Ready to Launch
Once we build traction in
London we will target other
key cities in the UK
Building Traction
Legal/Compliance £ 15,000
Consultant £ 9,000
Computer/Equp £ 3,500
Travel £ 3,500
Admin/Office £ 1,500
Deposits £ 2,500
Insurance £ 7,000
IT £ 7,000
Pre-Marketing £ 20,000
Operating Capital £ 231,000
Use of Funds
Time Line
E-Money License 3 months,
During time period office
established and pre-marketing
launched
Six months from licensing to hit
first KPI of 500 merchants and
20,000 users
Raise Capital for global
expansion

12. UK 44 079 8309 5312
USA 001 646.665.2105
www.nudipay.com
lawrence@nudipay.com
152-160 City Street
London EC1V 2NX
United Kingdom
Contact Us
We’re in lap one of a
marathon when it comes
to mobile payments in
the store,” Jared Drieling,
business intelligence
manager at TSG, said in
an interview. Forbes,
September 17, 2015