The document discusses the National Pension System (NPS), also known as the New Pension Scheme. It applies to all central government employees appointed on or after April 1, 2004. Initially, monthly contributions were 10% of basic pay plus dearness allowance each from the employee and employer. Now contributions are 10% from the employee and 14% from the employer. The NPS is managed through a Permanent Retirement Account Number and provides partial withdrawals, lump sum withdrawals, and annuities upon exit or death.
Presentation slides from The SMSF Academy webinar on 26 July 2013, presented by Aaron Dunn.
Session looks at the practical issues, strategies, superannuation law and tax law requirements in paying a member death benefit from a self-managed super fund.
Navigate New Legislation: The Road Into 2017benefitexpress
As new regulations kick in for 2017 and ACA reporting season is coming to a close, review all recent legislative changes. This webinar focuses on what you need to know for your 2017 benefits strategy.
Learn about new legislation from DOL, HHS, IRS, and EEOC. ERISA attorney Larry Grudzien will cover all relevant rulings since his previous webinar and host an interactive Q&A with the audience.
Presentation slides from The SMSF Academy webinar on 26 July 2013, presented by Aaron Dunn.
Session looks at the practical issues, strategies, superannuation law and tax law requirements in paying a member death benefit from a self-managed super fund.
Navigate New Legislation: The Road Into 2017benefitexpress
As new regulations kick in for 2017 and ACA reporting season is coming to a close, review all recent legislative changes. This webinar focuses on what you need to know for your 2017 benefits strategy.
Learn about new legislation from DOL, HHS, IRS, and EEOC. ERISA attorney Larry Grudzien will cover all relevant rulings since his previous webinar and host an interactive Q&A with the audience.
Created by WEA Trust Vice President & General Counsel Vaughn Vance, this presentation helps explain to employers the changing health insurance marketplace. You'll learn about new fees and taxes, plan restrictions and employer obligations under health care reform.
The Marketplace: What Every Employer Should Knowbenefitexpress
This presentation helps assist employers in talking to their employees about the Marketplace. It will cover all you need to know about the Marketplace.
This powerpoint goes into depth and explains FSAs, HRAs and HSAs, how they work together, who can participate, and what types of rules apply. It's a little boring, long, and somewhat detailed. However, you can use just portions of the slides if you'd like. The last 20 or so slides may be useful if an employer is offering high deductible health insurance plans, with an HSA - and already has an FSA in place This is a Continuing Education Course in California, under the Department of Insurance.
Learn what you can do in the last few weeks of the year to save on your taxes. Topics discussed will include:
Business Tax Changes
Repair Regulations For Business Owners
Personal Tax Changes
Affordable Care Act Tax Provisions
Tax Return Refund Fraud
State and Local Tax Updates
Simpe Strategies to Save on Your 2014 TaxesSkoda Minotti
Learn what you can do in the last few weeks of the year to save on your taxes. Topics discussed will include:
Business Tax Changes
Repair Regulations For Business Owners
Personal Tax Changes
Affordable Care Act Tax Provisions
Tax Return Refund Fraud
State and Local Tax Updates
The PFRDA (Pension Fund Regulatory and Development Authority) governs the National Pension System (NPS), which is a retirement pension programme established by the Government of India to provide subscribers with a regular income after retirement. NPS also helps you in getting Tax benefits in 2021.
It may be a smart choice for you because of the low minimum commitment and higher returns for retirement planning.
Billing Basics for Mental Health Professionals (1 CE Credit)Procentive
Practicing psychologist Richard Sethre, Psy.D., L.P. and Marjie Brinkman, Director of BillCare, combine real world experience and industry knowledge for an informative and practical presentation outlining key billing concepts and issues. They will help you understand how claims are created by billing services, how claims are processed by insurance companies, and how you should respond when there are problems like denials or other payment issues.
Unless you stay current on billing issues and love doing it, this webinar will help you… a busy professional who provides great care but also knows that getting paid for it is pretty important.
Watch the presentation & get continuing education credits here. https://procentive.com/billing-basics/
Created by WEA Trust Vice President & General Counsel Vaughn Vance, this presentation helps explain to employers the changing health insurance marketplace. You'll learn about new fees and taxes, plan restrictions and employer obligations under health care reform.
The Marketplace: What Every Employer Should Knowbenefitexpress
This presentation helps assist employers in talking to their employees about the Marketplace. It will cover all you need to know about the Marketplace.
This powerpoint goes into depth and explains FSAs, HRAs and HSAs, how they work together, who can participate, and what types of rules apply. It's a little boring, long, and somewhat detailed. However, you can use just portions of the slides if you'd like. The last 20 or so slides may be useful if an employer is offering high deductible health insurance plans, with an HSA - and already has an FSA in place This is a Continuing Education Course in California, under the Department of Insurance.
Learn what you can do in the last few weeks of the year to save on your taxes. Topics discussed will include:
Business Tax Changes
Repair Regulations For Business Owners
Personal Tax Changes
Affordable Care Act Tax Provisions
Tax Return Refund Fraud
State and Local Tax Updates
Simpe Strategies to Save on Your 2014 TaxesSkoda Minotti
Learn what you can do in the last few weeks of the year to save on your taxes. Topics discussed will include:
Business Tax Changes
Repair Regulations For Business Owners
Personal Tax Changes
Affordable Care Act Tax Provisions
Tax Return Refund Fraud
State and Local Tax Updates
The PFRDA (Pension Fund Regulatory and Development Authority) governs the National Pension System (NPS), which is a retirement pension programme established by the Government of India to provide subscribers with a regular income after retirement. NPS also helps you in getting Tax benefits in 2021.
It may be a smart choice for you because of the low minimum commitment and higher returns for retirement planning.
Billing Basics for Mental Health Professionals (1 CE Credit)Procentive
Practicing psychologist Richard Sethre, Psy.D., L.P. and Marjie Brinkman, Director of BillCare, combine real world experience and industry knowledge for an informative and practical presentation outlining key billing concepts and issues. They will help you understand how claims are created by billing services, how claims are processed by insurance companies, and how you should respond when there are problems like denials or other payment issues.
Unless you stay current on billing issues and love doing it, this webinar will help you… a busy professional who provides great care but also knows that getting paid for it is pretty important.
Watch the presentation & get continuing education credits here. https://procentive.com/billing-basics/
Palestine last event orientationfvgnh .pptxRaedMohamed3
An EFL lesson about the current events in Palestine. It is intended to be for intermediate students who wish to increase their listening skills through a short lesson in power point.
Acetabularia Information For Class 9 .docxvaibhavrinwa19
Acetabularia acetabulum is a single-celled green alga that in its vegetative state is morphologically differentiated into a basal rhizoid and an axially elongated stalk, which bears whorls of branching hairs. The single diploid nucleus resides in the rhizoid.
June 3, 2024 Anti-Semitism Letter Sent to MIT President Kornbluth and MIT Cor...Levi Shapiro
Letter from the Congress of the United States regarding Anti-Semitism sent June 3rd to MIT President Sally Kornbluth, MIT Corp Chair, Mark Gorenberg
Dear Dr. Kornbluth and Mr. Gorenberg,
The US House of Representatives is deeply concerned by ongoing and pervasive acts of antisemitic
harassment and intimidation at the Massachusetts Institute of Technology (MIT). Failing to act decisively to ensure a safe learning environment for all students would be a grave dereliction of your responsibilities as President of MIT and Chair of the MIT Corporation.
This Congress will not stand idly by and allow an environment hostile to Jewish students to persist. The House believes that your institution is in violation of Title VI of the Civil Rights Act, and the inability or
unwillingness to rectify this violation through action requires accountability.
Postsecondary education is a unique opportunity for students to learn and have their ideas and beliefs challenged. However, universities receiving hundreds of millions of federal funds annually have denied
students that opportunity and have been hijacked to become venues for the promotion of terrorism, antisemitic harassment and intimidation, unlawful encampments, and in some cases, assaults and riots.
The House of Representatives will not countenance the use of federal funds to indoctrinate students into hateful, antisemitic, anti-American supporters of terrorism. Investigations into campus antisemitism by the Committee on Education and the Workforce and the Committee on Ways and Means have been expanded into a Congress-wide probe across all relevant jurisdictions to address this national crisis. The undersigned Committees will conduct oversight into the use of federal funds at MIT and its learning environment under authorities granted to each Committee.
• The Committee on Education and the Workforce has been investigating your institution since December 7, 2023. The Committee has broad jurisdiction over postsecondary education, including its compliance with Title VI of the Civil Rights Act, campus safety concerns over disruptions to the learning environment, and the awarding of federal student aid under the Higher Education Act.
• The Committee on Oversight and Accountability is investigating the sources of funding and other support flowing to groups espousing pro-Hamas propaganda and engaged in antisemitic harassment and intimidation of students. The Committee on Oversight and Accountability is the principal oversight committee of the US House of Representatives and has broad authority to investigate “any matter” at “any time” under House Rule X.
• The Committee on Ways and Means has been investigating several universities since November 15, 2023, when the Committee held a hearing entitled From Ivory Towers to Dark Corners: Investigating the Nexus Between Antisemitism, Tax-Exempt Universities, and Terror Financing. The Committee followed the hearing with letters to those institutions on January 10, 202
How to Make a Field invisible in Odoo 17Celine George
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
Biological screening of herbal drugs: Introduction and Need for
Phyto-Pharmacological Screening, New Strategies for evaluating
Natural Products, In vitro evaluation techniques for Antioxidants, Antimicrobial and Anticancer drugs. In vivo evaluation techniques
for Anti-inflammatory, Antiulcer, Anticancer, Wound healing, Antidiabetic, Hepatoprotective, Cardio protective, Diuretics and
Antifertility, Toxicity studies as per OECD guidelines
Introduction to AI for Nonprofits with Tapp NetworkTechSoup
Dive into the world of AI! Experts Jon Hill and Tareq Monaur will guide you through AI's role in enhancing nonprofit websites and basic marketing strategies, making it easy to understand and apply.
Embracing GenAI - A Strategic ImperativePeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
5. NPS NOT COVERED THOUGH
APPOINTED ON OR AFTER 01.04.2004
• CASES WHERE SELECTION PROCESS WAS
COMPLETED BEFORE 31.03.2004 AND
APPOINTED AFTER 01.04.2004
• IN CASE OF COMPASSIONATE APPOINTMENT
RECOMMENDED BY COMMITTEE FOR
APPOINTMENT ON OR BEFORE 31.03.2004 AND
APPOINTED AFTER 01.04.2004
• THESE CASES ARE GOVERNED BY CCS PENSION
RULES 1972
• THESE ORDERS CAME IN AFTER ISSUE OF
DoP&PW’S OM DATED 17.02.2020
6. MONTHLY CONTRIBUTION
• INITIALLY IT WAS 10% OF BASIC PAY PLUS DA ON
THE PART OF EMPLOYEE AND EQUAL
CONTRIBUTION ON THE PART OF EMPLOYER
• W.E.F. 01.04.2019 IT HAS BEEN REVISED TO 10%
OF BASIC PAY PLUS DA ON THE PART OF
EMPLOYEE AND 14% OF BASIC PAY PLUS DA ON
THE PART OF EMPLOYER
• RECOVERY OF SUBSCRIPTION WILL COMMENCE
FROM THE MONTH FOLLOWING THE MONTH OF
JOINING THE GOVERNMENT SERVICE
7. MONTHLY CONTRIBUTION
• DURING THE PERIOD OF HPL SUBCRIPTION WILL
BE BASED ON LEAVE SALARY
• DURING EOL INCLUSIVE ON MEDICAL GROUNDS
NO CONTRIBUTION/RECOVERY OF SUBCRIPTION
FROM BOTH SIDES EMPLOYEE AND EMPLOYER
• DURING SUSPENSION THE EMPLOYEE NEED NOT
PAY THE SUBCRIPTION BUT IF HE WISHES HE CAN
DO SO AND THE SUBCRIPTION WILL BE BASED ON
EMALUMENTS/BP DRAWN DURING SUSPENSION
PERIOD
8.
9. PPAN/PRAN
• PPAN
• PERMANENT PENSION ACCOUNT NUMBER
• PRAN
• PERMANENT RETIREMENT ACCOUNT NUMBER
• IT CONTAINS A UNIQUE 16 DIGIT NUMBER
• ALLOTTED BY THE CONCERNED PAO’S THROUGH CRA (NSDL)
• WITH REFERENCE TO THE ABOVE NUMBER INDIVIDUAL WILL GET
ANNUAL STATEMENT CONTAINING DETAILS OF OUTSTANDING
BALANCE, MONTHLY CONTRIBUTION, GOVT.’S MATCHING
CONTRIBUTION AND INTEREST EARNED
• INTEREST FOR THE ACCUMULATIONS WILL BE BASED AT THE RATE
PRESCRIBED BY THE GOVT. FROM TIME TO TIME
10. OPTION FOR PENSION
• THE SUBSCRIBER CAN SUBMIT HIS OPTION IN
ACCORDANCE WITH OM DATED 17.02.2020
TO BE GOVERNED BY CCS PENSION RULES
1972 IN THE EVENT OF DEATH/INVALIDATION
• IN THE ABSENCE OF OPTION ALSO THEY ARE
ENTITLED FOR THE BENEFITS ON
PROVISIONAL PENSION BASIS TILL FURTHER
ORDERS IN THE EVENT OF INVALIDATION AND
DEATH
11.
12. PARTIAL WITHDRAWAL
• A SUBSCRIBER WHO IS IN NPS FOR 3 YEARS IS ELIGIBLE
FOR PARTIAL WITHDRAWAL
• WITHDRAWAL AMOUNT WILL NOT EXCEED 25% OF
THE CONTRIBUTION MADE BY THE SUBCRIBER
• WITHDRAWAL ALLOWED ONLY ON SPECIFIC REASONS
VIZ. HIGHER EDUCATION OF CHILDREN, MARRIAGE OF
CHILDREN, PURCHASE/ CONSTRUCTION OF HOUSE
AND TREATMENT FOR SPECIFIED ILLNESS
• THE SUBSCIBER IS ALLOWED TO WITHDRAW TO A
MAXIMUM OF THREE TIMES DURING THE ENTIRE
TENURE OF SUBSCRIPTION
13.
14. EXIT/WITHDRAWAL
• ON NORMAL SUPERANNUTION AT LEAST 40%
OF THE ACCUMULATED PENSION WEALTH OF
THE SUBSCRIBER HAS TO UTILIZED FOR
PURCHASE ON AN ANNUNITY PROVIDING
MONTHLY PENSION
• IF THE ACCUMULATION AMOUNT IS LESS
THAN OR EQUAL TO 2 LAKHS THE SUBSCRIBER
CAN WITHDRAW THE WHOLE AMOUNT IN
LUMPSUM
15. EXIT/WITHDRAWAL
• IN THE EVENT OF DEATH AT LEAST 80% OF THE
ACCUMULATED PENSION WEALTH OF THE
SUBSCRIBER HAS TO UTILIZED FOR PURCHASE ON
AN ANNUNITY PROVIDING MONTHLY PENSION
TO THE SPOUSE AND BALANCE TO BE PAID IN
LUMPSUM TO THE NOMINEE/LEGAL HEIR
• IF THE ACCUMULATION AMOUNT IS LESS THAN
OR EQUAL TO 2 LAKHS THE NOMINEE/LEGAL
HEIR CAN AVAIL THE OPTION OF OMPLETE
WITHDRAWAL
16. EXIT/WITHDRAWAL
• ON PREMATURE EXIT AT LEAST 80% OF THE
ACCUMULATED PENSION WEALTH OF THE
SUBSCRIBER HAS TO UTILIZED FOR PURCHASE
ON AN ANNUNITY PROVIDING MONTHLY
PENSION
• IF THE ACCUMULATION AMOUNT IS LESS
THAN OR EQUAL TO 1 LAKH THE SUBSCRIBER
CAN WITHDRAW THE WHOLE AMOUNT IN
LUMPSUM
17. ASP
• ASP – ANNUITY SERVICE PROVIDER
• PFRDA HAS EMPANELLED SEVEN IRDA
APPROVED LIFE INSURANCE COMPANIES FOR
PROVIDING ANNUITY TO THE SUBSCRIBERS OF
NPS
18. APPROVED ANNUITY SERVICE
PROVIDERS
• LIFE INSUSANCE CORPORATION OF INDIA
• SBI LIFE INSURANCE CO. LTD.
• ICICI PRUDENTIAL LIFE INSURANCE CO. LTD.
• BAJAJ ALLIANZ LIFE INSURANCE CO. LTD.
• STAR UNION DAI-ICHI LIFE INSURANCE CO.LTD.
• RELIANCE LIFE INSURANCE CO. LTD.
• HDFC STANDARD LIFE INSURANCE CO. LTD.
