This document contains the resume of Hammad Qaisar. It summarizes his professional experience in logistics, supply chain management, and business development roles. It also lists his educational qualifications including a BA in Logistics & Supply Chain Management from the University of South Wales. Key areas of expertise include strategic sourcing, digital marketing, inventory management, and SAP. References are available upon request.
This document summarizes DBRS's outlook for the U.S. consumer ABS market in 2016. It expects moderate growth of 7% overall, led by stable performance in auto ABS, credit cards, student loans, and other sectors. While most ABS will maintain stable collateral performance, some sectors like subprime auto may see rising delinquencies from expanded underwriting. Regulatory scrutiny of auto lending has increased but is expected to strengthen the industry over the long run. Overall transaction performance is projected to be in line with expectations based on structural protections in ABS deals.
Increasing Conversions with Relevancy, Merchandising & Actionable InsightsMiva
SearchSpring is a search engine provider that has over 600 clients globally, with more than 125 being Miva merchants. The document discusses common mistakes merchants make regarding site search, including not tracking site search data in Google Analytics, having poor search box placement and styling, lack of search result merchandising, and not taking action on insights from search data. It provides best practices such as ensuring the search box is visible on all devices, has high contrast, follows industry conventions for placement, and is accompanied by product recommendations and banners targeted to search terms.
The document provides instructions to write 10 predictions using verbs like will, may, could, and to make offers and promises using phrases like "I promise", "I offer", "I will".
Article in RAMPRAHAR by Santosh Takale(2013-35)Santosh Takale
The document discusses non-violence (ahimsa) and social harmony. It notes that October 2nd is celebrated as International Non-Violence Day to commemorate Mahatma Gandhi's birthday and spread the message of ahimsa. Ahimsa is essential to human civilization and social progress, as violence harms people physically, mentally, socially, politically and ideologically. Non-violent resistance, tolerance and goodwill are needed to achieve social justice. While ahimsa was Gandhi's guiding principle, today many including leaders in Guinea, Kenya and Nepal are promoting non-violence and harmony through education and community awareness to ensure a sustainable future for humanity.
La WebQuest es una herramienta de aprendizaje guiado que utiliza recursos de Internet para promover habilidades cognitivas superiores, trabajo cooperativo y autonomía estudiantil. Ofrece versatilidad para diferentes niveles educativos y tipos de tareas, pero requiere un buen diseño y recursos tecnológicos adecuados para cumplir su función didáctica y evitar desviarse de los objetivos de la clase. Una WebQuest bien estructurada ayuda a los profesores a planificar la enseñanza de manera creativa
The document discusses the passive voice in English and provides instructions on how to transform sentences from the active to the passive voice. It explains that in the passive voice, the subject of the active sentence becomes the agent and the direct object becomes the subject. The document then provides examples of transforming sentences between the active and passive voice for different tenses including the simple present, past, future, continuous, perfect and modal verbs. It also discusses omitting the agent and using idiomatic passive constructions.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
This document contains the resume of Hammad Qaisar. It summarizes his professional experience in logistics, supply chain management, and business development roles. It also lists his educational qualifications including a BA in Logistics & Supply Chain Management from the University of South Wales. Key areas of expertise include strategic sourcing, digital marketing, inventory management, and SAP. References are available upon request.
This document summarizes DBRS's outlook for the U.S. consumer ABS market in 2016. It expects moderate growth of 7% overall, led by stable performance in auto ABS, credit cards, student loans, and other sectors. While most ABS will maintain stable collateral performance, some sectors like subprime auto may see rising delinquencies from expanded underwriting. Regulatory scrutiny of auto lending has increased but is expected to strengthen the industry over the long run. Overall transaction performance is projected to be in line with expectations based on structural protections in ABS deals.
Increasing Conversions with Relevancy, Merchandising & Actionable InsightsMiva
SearchSpring is a search engine provider that has over 600 clients globally, with more than 125 being Miva merchants. The document discusses common mistakes merchants make regarding site search, including not tracking site search data in Google Analytics, having poor search box placement and styling, lack of search result merchandising, and not taking action on insights from search data. It provides best practices such as ensuring the search box is visible on all devices, has high contrast, follows industry conventions for placement, and is accompanied by product recommendations and banners targeted to search terms.
The document provides instructions to write 10 predictions using verbs like will, may, could, and to make offers and promises using phrases like "I promise", "I offer", "I will".
Article in RAMPRAHAR by Santosh Takale(2013-35)Santosh Takale
The document discusses non-violence (ahimsa) and social harmony. It notes that October 2nd is celebrated as International Non-Violence Day to commemorate Mahatma Gandhi's birthday and spread the message of ahimsa. Ahimsa is essential to human civilization and social progress, as violence harms people physically, mentally, socially, politically and ideologically. Non-violent resistance, tolerance and goodwill are needed to achieve social justice. While ahimsa was Gandhi's guiding principle, today many including leaders in Guinea, Kenya and Nepal are promoting non-violence and harmony through education and community awareness to ensure a sustainable future for humanity.
La WebQuest es una herramienta de aprendizaje guiado que utiliza recursos de Internet para promover habilidades cognitivas superiores, trabajo cooperativo y autonomía estudiantil. Ofrece versatilidad para diferentes niveles educativos y tipos de tareas, pero requiere un buen diseño y recursos tecnológicos adecuados para cumplir su función didáctica y evitar desviarse de los objetivos de la clase. Una WebQuest bien estructurada ayuda a los profesores a planificar la enseñanza de manera creativa
The document discusses the passive voice in English and provides instructions on how to transform sentences from the active to the passive voice. It explains that in the passive voice, the subject of the active sentence becomes the agent and the direct object becomes the subject. The document then provides examples of transforming sentences between the active and passive voice for different tenses including the simple present, past, future, continuous, perfect and modal verbs. It also discusses omitting the agent and using idiomatic passive constructions.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Muhammad Mubashir is applying for an internship at Avanture Bytes. He has completed 6 semesters of his Bachelor's degree in Software Engineering from Muhammad Ali Jinnah University with a CGPA of 3.55. He has skills in Microsoft Office, computer graphics, data structures, algorithms, programming languages like HTML, CSS, C, C#, ASP.Net, SQL, OpenGL and Android development. He has worked as a telemarketer and completed a one month IT internship.
Este documento describe los blogs y blogs educativos. Explica que un blog es un sitio web que funciona como un diario personal actualizado frecuentemente por su autor. Los blogs sirven para publicar contenido de forma cronológica inversa y permiten comentarios de lectores. Los blogs educativos pueden usarse para compartir recursos, publicar material docente breve, y proporcionar instrucciones y comentarios a los estudiantes.
El documento describe los principios clave de la evaluación formativa. Explica que la evaluación formativa busca mejorar el aprendizaje mediante la recolección sistemática de información para adaptar la enseñanza a las necesidades de los estudiantes. También cubre temas como los objetivos de la evaluación formativa, quiénes participan, los momentos en que ocurre, cómo se emite la retroalimentación y la importancia de la ética. El enfoque principal es utilizar la evaluación para mejorar el aprendizaje de cada estudiante.
El documento proporciona instrucciones para realizar una práctica de lectura en Historia Económica. Se enfatiza el trabajo individual, la interpretación del material cuantitativo de manera clara y relevante, y ser conciso pero no telegráfico. Se recomienda desarrollar las ideas en párrafos enlazados para dar coherencia, y utilizar un esquema básico con introducción, desarrollo y conclusiones. El ejemplo muestra cómo analizar una tabla sobre el Índice de Desarrollo Humano en diferentes países y per
El documento describe la historia de los diferentes modelos de iPod lanzados por Apple desde 2001 hasta la actualidad. Comenzó con el iPod original en 2001, seguido por versiones con mayor capacidad de almacenamiento y pantallas a color. Posteriormente se lanzaron versiones más pequeñas como el iPod Mini y el iPod Nano, así como versiones sin pantalla como el iPod Shuffle. Cada nueva generación ofrecía mejoras como mayor capacidad, pantallas más grandes, reproducción de video e integración con iTunes.
This document summarizes the services provided by ADP Workforce Now for outsourcing HR functions. It outlines that ADP can help organizations focus on strategic HR priorities by taking over operational tasks like benefits administration, payroll processing, and recruiting. Client testimonials indicate that outsourcing to ADP has helped reduce turnover and recover thousands of staff hours previously spent on administrative work. The document lists the comprehensive HR modules and services available through ADP and claims their solution delivers dedicated specialists, proven technology, and strategic insights to empower HR professionals.
The document discusses distributed blockchain processing and some of the challenges involved. It addresses issues like race conditions when sharing resources across distributed systems and consistency problems that can arise. It proposes using a distributed hash table (DHT) combined with a blockchain to help control consistency across nodes. This could provide benefits like uniformly distributing transactions across nodes, weakening the dependency of execution time on the number of nodes, enabling real-time transactions, and allowing the blockchain to be independently validated. The approach aims to help address issues like consistency when replicating data or operations over distributed resources.
Harriet Tubman was born into slavery in Maryland in 1820. She endured an abusive childhood as a slave. After suffering a severe head injury from her slave owner, she began having visions and seizures. She escaped from slavery in 1849 and became a conductor on the Underground Railroad, risking her life to lead hundreds of other slaves to freedom over numerous missions. Tubman was never caught and continued aiding the Union Army during the Civil War by serving as a nurse, scout, and spy. She lived to be around 90 years old, dedicating her life to abolishing slavery and helping others achieve freedom.
The two-day workshop and outing for children in the Ra Foundation and their parents/guardians included team-building activities, question-and-answer sessions to discuss roles and responsibilities in residential school education, swimming, sharing likes and dislikes, parents observing positive behavior changes in their children since enrolling in residential school, distribution of gifts, and celebrating medals and cups won by the children in school competitions. The events were aimed at building relationships between the children, staff, and parents.
Mote Mo'unga owns M-Construction, a construction company in Orem, Utah that was named one of the 12 most ethical businesses in America. Mo'unga attributes his success to treating customers, employees, and subcontractors with honesty and fairness. He pays fair wages on time, pushes for quality work, and goes beyond building code requirements to satisfy customers. Mo'unga also looks out for subcontractors, such as honoring bids he knows are too low to avoid others losing money. Through ethical business practices, Mo'unga has earned the loyalty of satisfied customers and a reputation for integrity.
Mr. Mounga was the project manager for an railroad upgrade project at the Tooele Army Depot in Tooele, Utah. He did a very good job coordinating work between M Construction's railroad subcontractor and the Army's contractor, as the Army contractor did not have the same time constraints. Modifications were kept to a minimum to stay within the limited budget for the project. M Construction was able to complete its work on schedule and within budget under Mr. Mounga's leadership.
Bill Mo'unga is highly recommended by Todd Telford of Prudential Utah Real Estate. Telford has known Mo'unga for many years and considers him to be honest and have high integrity. Mo'unga has a very good reputation among both clients and other realtors in the real estate community. He has received awards from Prudential for his outstanding achievements and clients have sent letters appreciating his hard work, honesty, and dedication. Telford strongly recommends Mo'unga for any real estate, construction, or business venture needs.
Bill Mounga worked as an owner's representative for Blue Sky Communications on two construction projects in American Samoa for approximately two years. The architect of the projects, Joe N. Weilenman, wrote a letter stating he knew Bill Mounga during this time and that Mounga served as the owner's representative. Weilenman offered to answer any specific questions about Mounga's performance.
Muhammad Mubashir is applying for an internship at Avanture Bytes. He has completed 6 semesters of his Bachelor's degree in Software Engineering from Muhammad Ali Jinnah University with a CGPA of 3.55. He has skills in Microsoft Office, computer graphics, data structures, algorithms, programming languages like HTML, CSS, C, C#, ASP.Net, SQL, OpenGL and Android development. He has worked as a telemarketer and completed a one month IT internship.
Este documento describe los blogs y blogs educativos. Explica que un blog es un sitio web que funciona como un diario personal actualizado frecuentemente por su autor. Los blogs sirven para publicar contenido de forma cronológica inversa y permiten comentarios de lectores. Los blogs educativos pueden usarse para compartir recursos, publicar material docente breve, y proporcionar instrucciones y comentarios a los estudiantes.
El documento describe los principios clave de la evaluación formativa. Explica que la evaluación formativa busca mejorar el aprendizaje mediante la recolección sistemática de información para adaptar la enseñanza a las necesidades de los estudiantes. También cubre temas como los objetivos de la evaluación formativa, quiénes participan, los momentos en que ocurre, cómo se emite la retroalimentación y la importancia de la ética. El enfoque principal es utilizar la evaluación para mejorar el aprendizaje de cada estudiante.
El documento proporciona instrucciones para realizar una práctica de lectura en Historia Económica. Se enfatiza el trabajo individual, la interpretación del material cuantitativo de manera clara y relevante, y ser conciso pero no telegráfico. Se recomienda desarrollar las ideas en párrafos enlazados para dar coherencia, y utilizar un esquema básico con introducción, desarrollo y conclusiones. El ejemplo muestra cómo analizar una tabla sobre el Índice de Desarrollo Humano en diferentes países y per
El documento describe la historia de los diferentes modelos de iPod lanzados por Apple desde 2001 hasta la actualidad. Comenzó con el iPod original en 2001, seguido por versiones con mayor capacidad de almacenamiento y pantallas a color. Posteriormente se lanzaron versiones más pequeñas como el iPod Mini y el iPod Nano, así como versiones sin pantalla como el iPod Shuffle. Cada nueva generación ofrecía mejoras como mayor capacidad, pantallas más grandes, reproducción de video e integración con iTunes.
This document summarizes the services provided by ADP Workforce Now for outsourcing HR functions. It outlines that ADP can help organizations focus on strategic HR priorities by taking over operational tasks like benefits administration, payroll processing, and recruiting. Client testimonials indicate that outsourcing to ADP has helped reduce turnover and recover thousands of staff hours previously spent on administrative work. The document lists the comprehensive HR modules and services available through ADP and claims their solution delivers dedicated specialists, proven technology, and strategic insights to empower HR professionals.
The document discusses distributed blockchain processing and some of the challenges involved. It addresses issues like race conditions when sharing resources across distributed systems and consistency problems that can arise. It proposes using a distributed hash table (DHT) combined with a blockchain to help control consistency across nodes. This could provide benefits like uniformly distributing transactions across nodes, weakening the dependency of execution time on the number of nodes, enabling real-time transactions, and allowing the blockchain to be independently validated. The approach aims to help address issues like consistency when replicating data or operations over distributed resources.
Harriet Tubman was born into slavery in Maryland in 1820. She endured an abusive childhood as a slave. After suffering a severe head injury from her slave owner, she began having visions and seizures. She escaped from slavery in 1849 and became a conductor on the Underground Railroad, risking her life to lead hundreds of other slaves to freedom over numerous missions. Tubman was never caught and continued aiding the Union Army during the Civil War by serving as a nurse, scout, and spy. She lived to be around 90 years old, dedicating her life to abolishing slavery and helping others achieve freedom.
The two-day workshop and outing for children in the Ra Foundation and their parents/guardians included team-building activities, question-and-answer sessions to discuss roles and responsibilities in residential school education, swimming, sharing likes and dislikes, parents observing positive behavior changes in their children since enrolling in residential school, distribution of gifts, and celebrating medals and cups won by the children in school competitions. The events were aimed at building relationships between the children, staff, and parents.
Mote Mo'unga owns M-Construction, a construction company in Orem, Utah that was named one of the 12 most ethical businesses in America. Mo'unga attributes his success to treating customers, employees, and subcontractors with honesty and fairness. He pays fair wages on time, pushes for quality work, and goes beyond building code requirements to satisfy customers. Mo'unga also looks out for subcontractors, such as honoring bids he knows are too low to avoid others losing money. Through ethical business practices, Mo'unga has earned the loyalty of satisfied customers and a reputation for integrity.
Mr. Mounga was the project manager for an railroad upgrade project at the Tooele Army Depot in Tooele, Utah. He did a very good job coordinating work between M Construction's railroad subcontractor and the Army's contractor, as the Army contractor did not have the same time constraints. Modifications were kept to a minimum to stay within the limited budget for the project. M Construction was able to complete its work on schedule and within budget under Mr. Mounga's leadership.
Bill Mo'unga is highly recommended by Todd Telford of Prudential Utah Real Estate. Telford has known Mo'unga for many years and considers him to be honest and have high integrity. Mo'unga has a very good reputation among both clients and other realtors in the real estate community. He has received awards from Prudential for his outstanding achievements and clients have sent letters appreciating his hard work, honesty, and dedication. Telford strongly recommends Mo'unga for any real estate, construction, or business venture needs.
Bill Mounga worked as an owner's representative for Blue Sky Communications on two construction projects in American Samoa for approximately two years. The architect of the projects, Joe N. Weilenman, wrote a letter stating he knew Bill Mounga during this time and that Mounga served as the owner's representative. Weilenman offered to answer any specific questions about Mounga's performance.
This letter recommends William Mounga for positions related to construction and project management, real estate, facilities management, or federal procurement. The letter writer has a personal and professional relationship with Mounga, having hired him previously as a project manager and facilities manager for two companies in American Samoa. The letter details Mounga's experience and capabilities, and endorses him as an excellent candidate if his skills match the company's needs.
Bill Mounga was contracted by Blue Sky Communications in 2004 to manage the construction of two buildings and has since been contracted as the facility manager to maintain them. The director praises Bill for his understanding of the construction process, ability to meet deadlines, work with contractors, catch issues, and maintain daily logs, saying he did a job that few others could. The director finds Bill to be a man of integrity and thinks he would be a good asset to the territory's development.
Bill Mo'Unga, a superintendent for Bexar-ASG Joint Venture, received high praise for his work on mental health projects at two VA hospitals. The letter commends Bill for going above and beyond his duties to assist the VA with design, material research, and coordination despite numerous challenges. Bill skillfully managed construction in locked mental health wards, allowing the projects to be completed on time despite changing specifications and difficulties working with patients and staff. His professionalism and ability to improvise were instrumental to the projects' success.
Bill Mo'unga served as the site superintendent for five mental health remodel projects at various Veteran's Affairs facilities in Palo Alto and Menlo Park. He coordinated scheduling, submitted deficiency reports with proposed materials, led in-house crews to complete 75-150 scope items per project on time and under budget. Through his efforts, the VA facilities received needed mental health upgrades while working safely around occupied veteran patients. Mo'unga received letters of commendation from the contracting officer and technical representative for his successful work.
Bill Mounga worked for Underwriters, Inc. from 2009-2014, where he helped the company obtain numerous federal contracts. He represented the company well and negotiated contracts that provided good profits. Specifically, he managed a project for the National Institute of Standards and Technology and renovations at the Pueblo Chemical Depot, completing both projects successfully and without requesting additional funds. The letter writer highly recommends Bill for his experience and skills in federal contracting.
Bill Mounga PacificWest Recommendation Letter 101016 (1)Bill Mounga
Bill Mounga provided consulting and project management services to a company as a federal business consultant. He brought in several federal contracts in Colorado where the company does not normally work, negotiating and managing each contract to a high standard of quality. Bill is experienced in government project management with high integrity and work ethic, excelling at developing relationships and teams. Some relationships resulted in strategic partners for the company and helped them enter the federal marketplace, including being awarded a $4,000,000 contract. The president highly recommends Bill for consulting and project management in the federal sector.
Bill Mo'Unga, a superintendent for Bexar-ASG Joint Venture, received high praise for his work on mental health projects at two VA hospitals. The letter commends Bill for going above and beyond his duties to assist the VA with design, material research, and coordination despite numerous challenges. Bill skillfully managed construction in locked mental health wards, allowing the projects to be completed on time despite changing specifications and difficulties working with patients and staff. His professionalism and ability to improvise were instrumental to the projects' success.
Bill Mo'unga is highly recommended by Todd Telford of Prudential Utah Real Estate. Telford has known Mo'unga for many years and considers him to be honest and have high integrity. Mo'unga has a very good reputation among both clients and other realtors in the real estate community. He has received awards from Prudential for his outstanding achievements and clients have sent letters appreciating his hard work, honesty, and dedication. Telford strongly recommends Mo'unga for any real estate, construction, or business venture needs.
Bill Mounga was contracted by Blue Sky Communications in 2004 to manage the construction of two buildings and has since been contracted as the facility manager to maintain them. The director praised Bill for his understanding of the construction process, ability to meet deadlines, work with contractors, catch issues, and keep detailed logs, saying he did a job that few others could. The director believes Bill would be an asset to territorial development based on his integrity and fulfilling his word.
Weilenman & Associates is an architecture firm based in American Samoa. The firm worked with Blue Sky Communications on two office projects in American Samoa over two years. Bill Mounga served as the owner's representative for Blue Sky Communications on these projects. The letter offers to answer any specific questions about Mounga's performance on the projects from the perspective of the architecture firm.