This document provides guidance on obtaining car insurance when purchasing a new vehicle, emphasizing the importance of contacting your auto insurance company before driving off the lot. It highlights that dealers may not guarantee coverage under existing policies and outlines necessary information for insurers. For those financing a car, full coverage is often required, and AIS Insurance offers comparative rates from various California insurers.

1. New Car Insurance
Auto Insurance Specialists
AIS compares the rates from multiple California insurance
companies to help you find the best combination of price and
protection.

2. Introduction
One of the many things to think about when it comes to buying a new
car is your auto insurance policy. Many car dealers claim that your
new car will be automatically covered under your current vehicle’s
policy when you drive off the lot. But is that really true? And how can
you ensure your new vehicle is adequately covered?
In this presentation, we’ll discuss everything you should do before you
drive off the lot.

3. Is Your New Car Covered?
You’ve just signed the papers and they’ve handed over the keys –
congratulations! You’re on your way to driving your new car out of the
lot. But before you do there’s one important call you should make – a
call to your auto insurance company.

4. The Truth About New Car Insurance
The truth is, your car dealer doesn’t know whether your new car is
covered under your current policy. There are simply too many
variables to consider. These include:
– Your insurance company’s rules regarding new vehicles.
– Your existing auto insurance policy.
– Whether or not your new car is replacing your old car.

5. When You Make the Call
There are a few things your insurance company will want to know
when you call:
– The car’s VIN number.
– The car’s year, make and model.
– The car’s safety features.
– How you plan to drive the car (to school, work or recreationally).

6. Insurance Tip
Because the type of car you buy will greatly affect your insurance
rate, it’s a good idea to call your insurance company before you buy
your car. While your insurance company won‘t be able to write you a
policy yet, they will be able to give you an estimate on the insurance
rates you can expect to pay. That way, you can adequately budget
for your new car.

7. Type of Insurance to Carry
The type of new car insurance you should carry depends greatly on
whether or not you are financing the car. If you plan to finance your
car, your bank will require you to carry full coverage, and to submit
proof of insurance. This is why it’s important to contact your
insurance company as soon as possible to have a policy written for
your new car.
If you’re in California, AIS Insurance can help. We offer policies from
a number of top California auto insurers and specialize in helping
drivers get the best deal on car insurance.

8. Auto Insurance Specialists
New Car Insurance
Disclaimer: This content is offered for educational purposes only and does
not represent contractual agreements. The definitions, terms and coverages
in a given policy may be different than those suggested here and such policy
will be governed by the language contained therein. No warranty or
appropriateness for a specific purpose is expressed or implied.
Auto Insurance Specialists LLC, CA Insurance Lic. 0524784

9. Auto Insurance Specialists
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