Crowdlending with Look & Fin - FinTech BelgiumFinTech Belgium
This document summarizes a presentation on crowdfunding and crowdlending. It notes that 71% of crowdfunding is lending, with investors owning a security and receiving interest payments. It then discusses Look&Fin, a Belgian crowdlending platform that is a pioneer and market leader. Look&Fin has already financed 80 small-to-medium enterprises, with over 8 million euros in new production in 2016. It has a 100% success rate in funding loans through its platform.
Crowdfunding offers a new alternative for investing people's savings in Belgium. While 66% of the Belgian population is aware of crowdfunding, only 2.5 million euros was invested through crowdfunding in 2015. For crowdfunding to be more widely used, it needs to offer profitability, security, and tax incentives to attract more of the 240 billion euros currently held in Belgian savings accounts.
Bolero Crowdfunding as Alternative Financing - FinTech BelgiumFinTech Belgium
This document discusses crowdfunding through Bolero Crowdfunding, which is part of the KBC group. It provides examples of successful crowdfunding campaigns including one that raised €100,000 for shares and another hybrid bond/reward campaign that raised €230,000. Bolero Crowdfunding offers access to investors, helps structure investments, and provides a transparent platform. It is part of an ecosystem that can help entrepreneurs through various resources. The presentation introduces the Bolero Crowdfunding team and provides their contact information.
This document outlines various ways an organization can help its members address challenges when scaling up their businesses. It discusses providing support for regulatory issues, human resources, finances, accounting, taxes, security audits, and monitoring costs. Members are encouraged to use the organization's hotline for questions, coaching on business pitches, and as a sounding board for experts. The organization also offers to keep members informed on publications and relevant news to help guide them.
Alternative Investment Platforms (regulatory update) - FinTech BelgiumFinTech Belgium
The document summarizes key aspects of Belgium's new crowdfunding law that took effect on February 1, 2017. The law introduces the concepts of "Alternative Finance Services" and "Alternative Finance Platforms" to regulate crowdfunding platforms. It modifies existing prospectus laws by raising thresholds for public offerings to €300,000 per project and €5,000 per investor. Alternative finance platforms must obtain a license from the FSMA that involves providing information about their operations. While consumer lending platforms are outside the law's scope, lending activities may require separate approvals and prospectus obligations depending on the specific model used.
Money20/20 Europe | A Eurocentric Global Catalyst
The world's largest fintech event has come to Europe. A Eurocentric Global Catalyst for the Payments & Financial Services Ecosystem.
Crowdfunding with MyMicroInvest - FinTech BelgiumFinTech Belgium
1. The MyMicroInvest team introduces their investment crowdfunding platform that connects founders and investors to make venture capital accessible to all.
2. They strive to improve the world by empowering entrepreneurs. Their platform allows the crowd to co-invest with professionals through a system of checks and balances.
3. Key features of their platform include co-investing with venture capitalists and angels, pre-selected investment opportunities chosen by their analysts, and their own venture capital funds that may also invest in aligned opportunities. They have funded over 60 companies and 36,000 members have invested over 35 million euros so far.
Getting value out of the blockchain by Olivier Roucloux - FinTech Belgium Sum...FinTech Belgium
This document discusses getting value from blockchain technology. It summarizes Finoryx's Cryptody solution, which leverages blockchain to increase efficiency in capital markets. Cryptody sits at the intersection of blockchain, custody, and fiat money. It enables new business processes using blockchain while hiding its complexity. The roadmap includes issuing and tracking assets on blockchain, generating payment orders, and allowing for assembly voting. Cryptody aims to reduce costs in capital markets through increased process efficiency.
Crowdlending with Look & Fin - FinTech BelgiumFinTech Belgium
This document summarizes a presentation on crowdfunding and crowdlending. It notes that 71% of crowdfunding is lending, with investors owning a security and receiving interest payments. It then discusses Look&Fin, a Belgian crowdlending platform that is a pioneer and market leader. Look&Fin has already financed 80 small-to-medium enterprises, with over 8 million euros in new production in 2016. It has a 100% success rate in funding loans through its platform.
Crowdfunding offers a new alternative for investing people's savings in Belgium. While 66% of the Belgian population is aware of crowdfunding, only 2.5 million euros was invested through crowdfunding in 2015. For crowdfunding to be more widely used, it needs to offer profitability, security, and tax incentives to attract more of the 240 billion euros currently held in Belgian savings accounts.
Bolero Crowdfunding as Alternative Financing - FinTech BelgiumFinTech Belgium
This document discusses crowdfunding through Bolero Crowdfunding, which is part of the KBC group. It provides examples of successful crowdfunding campaigns including one that raised €100,000 for shares and another hybrid bond/reward campaign that raised €230,000. Bolero Crowdfunding offers access to investors, helps structure investments, and provides a transparent platform. It is part of an ecosystem that can help entrepreneurs through various resources. The presentation introduces the Bolero Crowdfunding team and provides their contact information.
This document outlines various ways an organization can help its members address challenges when scaling up their businesses. It discusses providing support for regulatory issues, human resources, finances, accounting, taxes, security audits, and monitoring costs. Members are encouraged to use the organization's hotline for questions, coaching on business pitches, and as a sounding board for experts. The organization also offers to keep members informed on publications and relevant news to help guide them.
Alternative Investment Platforms (regulatory update) - FinTech BelgiumFinTech Belgium
The document summarizes key aspects of Belgium's new crowdfunding law that took effect on February 1, 2017. The law introduces the concepts of "Alternative Finance Services" and "Alternative Finance Platforms" to regulate crowdfunding platforms. It modifies existing prospectus laws by raising thresholds for public offerings to €300,000 per project and €5,000 per investor. Alternative finance platforms must obtain a license from the FSMA that involves providing information about their operations. While consumer lending platforms are outside the law's scope, lending activities may require separate approvals and prospectus obligations depending on the specific model used.
Money20/20 Europe | A Eurocentric Global Catalyst
The world's largest fintech event has come to Europe. A Eurocentric Global Catalyst for the Payments & Financial Services Ecosystem.
Crowdfunding with MyMicroInvest - FinTech BelgiumFinTech Belgium
1. The MyMicroInvest team introduces their investment crowdfunding platform that connects founders and investors to make venture capital accessible to all.
2. They strive to improve the world by empowering entrepreneurs. Their platform allows the crowd to co-invest with professionals through a system of checks and balances.
3. Key features of their platform include co-investing with venture capitalists and angels, pre-selected investment opportunities chosen by their analysts, and their own venture capital funds that may also invest in aligned opportunities. They have funded over 60 companies and 36,000 members have invested over 35 million euros so far.
Getting value out of the blockchain by Olivier Roucloux - FinTech Belgium Sum...FinTech Belgium
This document discusses getting value from blockchain technology. It summarizes Finoryx's Cryptody solution, which leverages blockchain to increase efficiency in capital markets. Cryptody sits at the intersection of blockchain, custody, and fiat money. It enables new business processes using blockchain while hiding its complexity. The roadmap includes issuing and tracking assets on blockchain, generating payment orders, and allowing for assembly voting. Cryptody aims to reduce costs in capital markets through increased process efficiency.
Absolute Wealth is a robo-advisor dedicated to absolute return that uses hedge fund strategies with long and short investments to target positive returns regardless of market conditions. It develops quantitative investment strategies using machine learning and big data analysis of over 100 futures markets and 15,000 mutual funds. The company's business model involves partnering with private banks to provide its digital wealth management platform and investment signals to private clients, with the goal of growing assets under management and profitability over time. Its solution aims to offer transparency, efficiency, and a clearly identifiable investment universe to investors.
InsurTech - How Fintech helps to serve the unbankable & uninsurable by Yasser...FinTech Belgium
This document discusses emerging technologies that can help expand financial access to underserved populations. It outlines how business intelligence, analytics, mobile banking, and other technologies allow for credit scoring and interoperability across different financial service providers. Specifically, it provides an example of how introducing a customer management system and behavioral scoring to a microloans program improved productivity, sales, and risk management by better guiding loan officers' decisions. Overall the document promotes how new technologies can increase efficiency, outreach, and impact for organizations providing financial services.
DLT - Key industry requirements for an industry-wide platform by Fabian Vande...FinTech Belgium
DLT has the potential to bring efficiencies to the financial industry through information propagation, full traceability, simplified reconciliation, and high resiliency on a trusted distributed system. However, significant R&D is still needed to meet the industry's requirements before DLTs can be widely adopted at scale. SWIFT has been conducting customer meetings, developing an open source permissioned DLT platform, and a bond lifecycle proof of concept to advance DLT capabilities and standards. SWIFT's objective is to evolve its platform to offer DLT-based services to its members when the technology matures and firm use cases emerge.
Blockchain introduction by Matthew Van Niekerk - FinTech Belgium Summit 2016FinTech Belgium
Blockchain technology can be used for payments, remittances, financial instruments, and inter-organizational record keeping such as land registration, diplomas, and drivers' licenses. It works by hashing input data into a short, unique string and storing this in a distributed ledger across a network of computers. This allows for global transactions with fewer intermediaries compared to current financial systems, potentially reducing costs and inefficiencies. Blockchain is an emerging technology that may revolutionize industries in a similar way that previous industrial revolutions introduced mechanization, mass production, automation, and cyber-physical systems.
InsurTech - Usage Based Insurance (UBI) by Mateusz Maj - FinTech Belgium Summ...FinTech Belgium
This document discusses how usage-based insurance (UBI) and artificial intelligence could disrupt the auto insurance industry. UBI calculates premiums based on driving behavior data like mileage, speed, and driving dynamics. While UBI has seen some adoption in Italy, it has not provided enough value to customers or insurers elsewhere. The document introduces VivaDrive, a platform that analyzes driving data, provides feedback to drivers, uses gamification and rewards to improve driving behavior, and builds a loyal community. VivaDrive aims to help insurers reduce acquisition and retention costs, improve brand loyalty, and reduce claims through this new approach to auto insurance centered on driver engagement and behavior change.
This document discusses how retired individuals can start a business by drawing on old skills and networks to address existing needs in mature markets. It recommends building a customer base and revenue first before introducing complex innovations, and advises establishing a solid foundation to maintain founder control while addressing pain points caused by regulatory changes. The goal is to leverage existing solutions rather than creating something entirely novel.
E-invoicing and Peppol were discussed. The presentation covered:
1) The invoicing flow and how e-invoicing streamlines it.
2) Peppol is a network that allows secure and standardized e-invoicing across Europe.
3) Belgian regulation will soon require all B2B invoicing to be electronic, utilizing the Peppol network.
4) As the Peppol network grows in users and document types, its benefits increase for all members through self-discovery and increased reception capabilities.
The document discusses a financial platform company that provides consulting and implementation services for digital investment offerings. It provides a cloud-native platform to support clients. The company assists with integrating its financial platform and customizing functionality. It also discusses how AI can help investment companies get more from their existing client base by identifying sales prospects, understanding individual client needs through data analysis, and creating tailored sales narratives. Finally, it outlines how AI can enhance the investment journey by performing tasks like proposing goals, conducting audits, generating recommendations, and delivering customized reports.
This document discusses how artificial intelligence can be a gamechanger in anti-money laundering efforts. It notes that estimated money laundering amounts to 2-5% of global GDP, or between $1-2 trillion globally and $25.5 billion in Belgium specifically. Current detection rates are only about 10% of total amounts. The document then outlines different implementation scenarios for using AI, including using it to generate new rules or augment existing rule-based systems. It proposes an approach that intelligently combines AI with rules to generate automated and explainable risk scoring of clients and transactions to better identify suspicious activity.
The document summarizes Nicolas Kalokyris' presentation on regulatory considerations for the use of artificial intelligence in financial services. It provides examples of AI applications like neobanks, credit scoring, chatbots, robo-advisors, and anti-money laundering. It also discusses applicable regulations and principles for regulating AI, including a risk-based approach and ensuring technological neutrality. The presentation aims to address legal uncertainty around applying existing financial regulations to innovative AI-based business models.
Absolute Wealth is a robo-advisor dedicated to absolute return that uses hedge fund strategies with long and short investments to target positive returns regardless of market conditions. It develops quantitative investment strategies using machine learning and big data analysis of over 100 futures markets and 15,000 mutual funds. The company's business model involves partnering with private banks to provide its digital wealth management platform and investment signals to private clients, with the goal of growing assets under management and profitability over time. Its solution aims to offer transparency, efficiency, and a clearly identifiable investment universe to investors.
InsurTech - How Fintech helps to serve the unbankable & uninsurable by Yasser...FinTech Belgium
This document discusses emerging technologies that can help expand financial access to underserved populations. It outlines how business intelligence, analytics, mobile banking, and other technologies allow for credit scoring and interoperability across different financial service providers. Specifically, it provides an example of how introducing a customer management system and behavioral scoring to a microloans program improved productivity, sales, and risk management by better guiding loan officers' decisions. Overall the document promotes how new technologies can increase efficiency, outreach, and impact for organizations providing financial services.
DLT - Key industry requirements for an industry-wide platform by Fabian Vande...FinTech Belgium
DLT has the potential to bring efficiencies to the financial industry through information propagation, full traceability, simplified reconciliation, and high resiliency on a trusted distributed system. However, significant R&D is still needed to meet the industry's requirements before DLTs can be widely adopted at scale. SWIFT has been conducting customer meetings, developing an open source permissioned DLT platform, and a bond lifecycle proof of concept to advance DLT capabilities and standards. SWIFT's objective is to evolve its platform to offer DLT-based services to its members when the technology matures and firm use cases emerge.
Blockchain introduction by Matthew Van Niekerk - FinTech Belgium Summit 2016FinTech Belgium
Blockchain technology can be used for payments, remittances, financial instruments, and inter-organizational record keeping such as land registration, diplomas, and drivers' licenses. It works by hashing input data into a short, unique string and storing this in a distributed ledger across a network of computers. This allows for global transactions with fewer intermediaries compared to current financial systems, potentially reducing costs and inefficiencies. Blockchain is an emerging technology that may revolutionize industries in a similar way that previous industrial revolutions introduced mechanization, mass production, automation, and cyber-physical systems.
InsurTech - Usage Based Insurance (UBI) by Mateusz Maj - FinTech Belgium Summ...FinTech Belgium
This document discusses how usage-based insurance (UBI) and artificial intelligence could disrupt the auto insurance industry. UBI calculates premiums based on driving behavior data like mileage, speed, and driving dynamics. While UBI has seen some adoption in Italy, it has not provided enough value to customers or insurers elsewhere. The document introduces VivaDrive, a platform that analyzes driving data, provides feedback to drivers, uses gamification and rewards to improve driving behavior, and builds a loyal community. VivaDrive aims to help insurers reduce acquisition and retention costs, improve brand loyalty, and reduce claims through this new approach to auto insurance centered on driver engagement and behavior change.
This document discusses how retired individuals can start a business by drawing on old skills and networks to address existing needs in mature markets. It recommends building a customer base and revenue first before introducing complex innovations, and advises establishing a solid foundation to maintain founder control while addressing pain points caused by regulatory changes. The goal is to leverage existing solutions rather than creating something entirely novel.
E-invoicing and Peppol were discussed. The presentation covered:
1) The invoicing flow and how e-invoicing streamlines it.
2) Peppol is a network that allows secure and standardized e-invoicing across Europe.
3) Belgian regulation will soon require all B2B invoicing to be electronic, utilizing the Peppol network.
4) As the Peppol network grows in users and document types, its benefits increase for all members through self-discovery and increased reception capabilities.
The document discusses a financial platform company that provides consulting and implementation services for digital investment offerings. It provides a cloud-native platform to support clients. The company assists with integrating its financial platform and customizing functionality. It also discusses how AI can help investment companies get more from their existing client base by identifying sales prospects, understanding individual client needs through data analysis, and creating tailored sales narratives. Finally, it outlines how AI can enhance the investment journey by performing tasks like proposing goals, conducting audits, generating recommendations, and delivering customized reports.
This document discusses how artificial intelligence can be a gamechanger in anti-money laundering efforts. It notes that estimated money laundering amounts to 2-5% of global GDP, or between $1-2 trillion globally and $25.5 billion in Belgium specifically. Current detection rates are only about 10% of total amounts. The document then outlines different implementation scenarios for using AI, including using it to generate new rules or augment existing rule-based systems. It proposes an approach that intelligently combines AI with rules to generate automated and explainable risk scoring of clients and transactions to better identify suspicious activity.
The document summarizes Nicolas Kalokyris' presentation on regulatory considerations for the use of artificial intelligence in financial services. It provides examples of AI applications like neobanks, credit scoring, chatbots, robo-advisors, and anti-money laundering. It also discusses applicable regulations and principles for regulating AI, including a risk-based approach and ensuring technological neutrality. The presentation aims to address legal uncertainty around applying existing financial regulations to innovative AI-based business models.
The document summarizes an upcoming event on AI regulation and innovations in financial technology. It includes:
1) An agenda for the event with presentations on the EU AI Act, AI in anti-money laundering and healthcare innovations, and a panel discussion.
2) Information on DLA Piper's EU AI Act app and digital guide providing analysis and resources on AI regulation.
3) An overview of Fintech Belgium, the organizer, including their membership, events, innovation hub, and resources for startups, events, news and careers in fintech.
This document summarizes an exclusive finance matchmaking session between 3 banks and 21 fintechs with over 110 registrations. The half-day event includes welcome remarks, a keynote on collaboration in innovation, reverse pitching sessions between the banks and fintechs, networking opportunities, and presentations from the fintechs. The event is organized by Fintech Belgium, a non-profit association promoting the development of fintech in Belgium through collaborations between its over 135 fintech members and other organizations.
This document discusses collaboration opportunities between banks and fintechs. It notes that Belgian banking customers have become less satisfied in recent years due to high prices, lack of personalized offerings, and an unmet price-quality ratio. Fintechs can address these issues by collaborating with banks across domains like payments, credit solutions, core banking, and digital retail. Leading fintechs are highlighted as examples. The document argues that banks and fintechs benefit from each other - fintechs gain resources and customer reach from banks, while banks gain flexibility and future-looking technologies from fintechs. For successful collaboration, both sides must champion each other's strengths, focus on security, partner through incubators, and drive customer-
Argenta was established in 1956 as a non-listed bank-insurer with family shareholders. It prides itself on being customer centric and having a culture of simplicity in all that it does. Argenta also aims to be robust, stable, and have a specific Argentanen culture. It has over 2,500 employees serving 1.74 million loyal customers and has a top 2 consumer banking market share in Flanders, with high customer satisfaction scores. Argenta's purpose is to care for customers, employees, branches, and society responsibly and empower them to meet financial challenges in an unpredictable world.
RiskConcile is a niche regulatory technology company headquartered in Leuven, Belgium that provides automated regulatory reporting software. They have strong ties to KU Leuven University and expertise in data science and risk management. Their software solutions help clients address challenges of scalability, frequency, and consistency of regulatory reporting by automating delivery from a single source of truth to replace spreadsheets. However, software also presents challenges of security, organizational adoption, correctness, and data ingestion that must be managed.
Easily Verify Compliance and Security with Binance KYCAny kyc Account
Use our simple KYC verification guide to make sure your Binance account is safe and compliant. Discover the fundamentals, appreciate the significance of KYC, and trade on one of the biggest cryptocurrency exchanges with confidence.
Discover timeless style with the 2022 Vintage Roman Numerals Men's Ring. Crafted from premium stainless steel, this 6mm wide ring embodies elegance and durability. Perfect as a gift, it seamlessly blends classic Roman numeral detailing with modern sophistication, making it an ideal accessory for any occasion.
https://rb.gy/usj1a2
How to Implement a Real Estate CRM SoftwareSalesTown
To implement a CRM for real estate, set clear goals, choose a CRM with key real estate features, and customize it to your needs. Migrate your data, train your team, and use automation to save time. Monitor performance, ensure data security, and use the CRM to enhance marketing. Regularly check its effectiveness to improve your business.
Best practices for project execution and deliveryCLIVE MINCHIN
A select set of project management best practices to keep your project on-track, on-cost and aligned to scope. Many firms have don't have the necessary skills, diligence, methods and oversight of their projects; this leads to slippage, higher costs and longer timeframes. Often firms have a history of projects that simply failed to move the needle. These best practices will help your firm avoid these pitfalls but they require fortitude to apply.
How are Lilac French Bulldogs Beauty Charming the World and Capturing Hearts....Lacey Max
“After being the most listed dog breed in the United States for 31
years in a row, the Labrador Retriever has dropped to second place
in the American Kennel Club's annual survey of the country's most
popular canines. The French Bulldog is the new top dog in the
United States as of 2022. The stylish puppy has ascended the
rankings in rapid time despite having health concerns and limited
color choices.”
Structural Design Process: Step-by-Step Guide for BuildingsChandresh Chudasama
The structural design process is explained: Follow our step-by-step guide to understand building design intricacies and ensure structural integrity. Learn how to build wonderful buildings with the help of our detailed information. Learn how to create structures with durability and reliability and also gain insights on ways of managing structures.
How MJ Global Leads the Packaging Industry.pdfMJ Global
MJ Global's success in staying ahead of the curve in the packaging industry is a testament to its dedication to innovation, sustainability, and customer-centricity. By embracing technological advancements, leading in eco-friendly solutions, collaborating with industry leaders, and adapting to evolving consumer preferences, MJ Global continues to set new standards in the packaging sector.
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Zodiac Signs and Food Preferences_ What Your Sign Says About Your Tastemy Pandit
Know what your zodiac sign says about your taste in food! Explore how the 12 zodiac signs influence your culinary preferences with insights from MyPandit. Dive into astrology and flavors!
[To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
This PowerPoint compilation offers a comprehensive overview of 20 leading innovation management frameworks and methodologies, selected for their broad applicability across various industries and organizational contexts. These frameworks are valuable resources for a wide range of users, including business professionals, educators, and consultants.
Each framework is presented with visually engaging diagrams and templates, ensuring the content is both informative and appealing. While this compilation is thorough, please note that the slides are intended as supplementary resources and may not be sufficient for standalone instructional purposes.
This compilation is ideal for anyone looking to enhance their understanding of innovation management and drive meaningful change within their organization. Whether you aim to improve product development processes, enhance customer experiences, or drive digital transformation, these frameworks offer valuable insights and tools to help you achieve your goals.
INCLUDED FRAMEWORKS/MODELS:
1. Stanford’s Design Thinking
2. IDEO’s Human-Centered Design
3. Strategyzer’s Business Model Innovation
4. Lean Startup Methodology
5. Agile Innovation Framework
6. Doblin’s Ten Types of Innovation
7. McKinsey’s Three Horizons of Growth
8. Customer Journey Map
9. Christensen’s Disruptive Innovation Theory
10. Blue Ocean Strategy
11. Strategyn’s Jobs-To-Be-Done (JTBD) Framework with Job Map
12. Design Sprint Framework
13. The Double Diamond
14. Lean Six Sigma DMAIC
15. TRIZ Problem-Solving Framework
16. Edward de Bono’s Six Thinking Hats
17. Stage-Gate Model
18. Toyota’s Six Steps of Kaizen
19. Microsoft’s Digital Transformation Framework
20. Design for Six Sigma (DFSS)
To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations
Building Your Employer Brand with Social MediaLuanWise
Presented at The Global HR Summit, 6th June 2024
In this keynote, Luan Wise will provide invaluable insights to elevate your employer brand on social media platforms including LinkedIn, Facebook, Instagram, X (formerly Twitter) and TikTok. You'll learn how compelling content can authentically showcase your company culture, values, and employee experiences to support your talent acquisition and retention objectives. Additionally, you'll understand the power of employee advocacy to amplify reach and engagement – helping to position your organization as an employer of choice in today's competitive talent landscape.
The Genesis of BriansClub.cm Famous Dark WEb PlatformSabaaSudozai
BriansClub.cm, a famous platform on the dark web, has become one of the most infamous carding marketplaces, specializing in the sale of stolen credit card data.